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2025 NYC Mayoral Race: Where the Candidates Stand on the Issues

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2025 NYC Mayoral Race: Where the Candidates Stand on the Issues

The freewheeling New York City mayor’s race has focused on a few key issues: making the city more affordable, improving public safety, navigating President Trump’s second term and the war in Gaza.

Zohran Mamdani, 33, the Democratic nominee, is running on a populist agenda and has a strong lead in the polls. Mr. Mamdani, a state assemblyman and democratic socialist, wants to make city buses free and enact universal child care, but has limited experience in government.

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Former Gov. Andrew M. Cuomo, 67, who is running as an independent after losing to Mr. Mamdani in the primary, has sought to unite the city’s anti-Mamdani factions, including business leaders and moderate voters. Mr. Cuomo resigned as governor in 2021 following a series of sexual harassment allegations that he denies.

Curtis Sliwa, 71, the Republican nominee, has been hammering the issue of addressing violent crime. He is the founder of the Guardian Angels, a subway patrol group, and lost the 2021 mayor’s race to Mayor Eric Adams.

Ahead of the Nov. 4 election, we asked Mr. Mamdani, Mr. Cuomo and Mr. Sliwa to answer a list of questions on some of the biggest issues facing New York. Their answers are below, and were edited for length and clarity.

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Affordability

What are two specific policies you would enact in your first year to address the city’s affordability crisis?

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Zohran Mamdani

Democratic nominee and state assemblyman

New Yorkers deserve a city we can afford. I’d freeze rents for the more than 2 million tenants in rent-stabilized units, bringing an end to Mayor Eric Adams’s rent hikes. At the same time, I’d launch construction on 200,000 union-built, 100 percent affordable homes — fast-tracking public-sector-led developments over the next decade amid zoning and procedural reform to trigger a significant increase in housing supply across the board.

Andrew Cuomo

Independent candidate and former governor

First, build. With a 1 percent vacancy rate, demand is driving up costs, so the only answer is to increase supply. In my first year, I’ll add 50,000 affordable homes by cutting red tape, rezoning land and bringing 25,000 rent-stabilized apartments back online. Second, tax reform. Cap property taxes at 2 percent for struggling homeowners, eliminate income taxes for residents earning up to 200 percent of the federal poverty level, end taxes on tips and raise the real estate transfer tax threshold to $2.5 million to make it easier to purchase a home.

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Curtis
Sliwa

Republican nominee and Guardian Angels founder

First, I will push to cap annual property tax increases at 2 percent so that homeowners and small landlords are not forced out of their homes, and tenants can see some stability in rents. Second, I will work with small property owners to figure out what is preventing them from putting vacant rent-stabilized units back on the market. Getting those apartments occupied is one of the fastest ways to expand housing supply and give people affordable options.

Public Safety

How would you improve public safety? Name two specific policies.

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Zohran Mamdani

Democratic nominee and state assemblyman

Our Department of Community Safety will address gaps in the social safety net, allowing police officers to focus on violent crimes. We will establish Community Mental Health Navigators to pre-emptively tackle mental health issues through screenings and education, and expand peer clubhouses for those with serious mental illnesses. The clubhouse approach costs $4,000 per member annually, in stark contrast to the annual cost of $500,000 for incarcerating someone at Rikers Island, the city’s largest mental health facility.

Andrew Cuomo

Independent candidate and former governor

Public safety is Job 1. I’ll rebuild the N.Y.P.D. ranks with 5,000 new officers, including 1,500 for subways, using precision policing to target the specific people and places driving most crime. I’ll also invest $100 million in youth jobs and work force programs so young people have real alternatives to gangs and guns. Enforcement plus opportunity is how we make neighborhoods safe again.

Curtis
Sliwa

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Republican nominee and Guardian Angels founder

Hiring 7,000 more police officers is important, but it is not just about numbers. We need to use technology and the expertise of cops on the ground to deploy officers where they are needed most and shift resources quickly based on pressing matters. Just as important, we need to untie their hands. Qualified immunity being stripped away, a militant Civilian Complaint Review Board and laws like the diaphragm bill discourage proactive policing and delay response. We need to fix those issues and let the N.Y.P.D. do the job they know how to do.

Immigration

New York City has rules known as sanctuary laws to help protect undocumented immigrants. The laws were expanded under former Mayor Bill de Blasio and all but prohibit the police and corrections officers from working with ICE to apprehend people for entering the country illegally, which is considered a civil offense. But the law does not prevent the police from working with federal officials to investigate non-citizens who have broken the law.

Should New York City keep its current sanctuary laws or would you make changes to them?

Zohran Mamdani

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Democratic nominee and state assemblyman

Protecting immigrant New Yorkers keeps every one of us safe. I’d not only keep our sanctuary city laws, but strengthen them. We must send a clear, unflinching message to Donald Trump: His efforts to terrorize immigrants have no place in this city.

Andrew Cuomo

Independent candidate and former governor

New York will always be a city of immigrants, that’s our strength and our legacy. I support sanctuary protections because due process is paramount and no one should fear calling the police or seeking medical help. But safety is paramount, and we don’t harbor criminals. If someone is here illegally and convicted of a crime, we would work with the federal authorities. We can, and we must, achieve being both welcoming and safe.

Curtis
Sliwa

Republican nominee and Guardian Angels founder

We need to change them. I will make sure New York remains a city of compassion, but also one where violent offenders are not shielded from deportation at the expense of our residents’ safety.

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Congestion Pricing

Should congestion pricing remain in place? Are there any changes you would make?

Zohran Mamdani

Democratic nominee and state assemblyman

Yes, New York City should keep congestion pricing. New Yorkers deserve safe, fast and reliable transit. Since congestion pricing was enacted, there are 2.7 million fewer cars on the road, crashes are down, buses are faster, ridership is up and even honking has dropped. I’d build on this by further pedestrianizing much of the congestion zone, making it easier and safer to bike around New York City, and ensuring that outdoor dining continues year-round and is approved through a process that is actually navigable for small businesses.

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Andrew Cuomo

Independent candidate and former governor

I fought for and passed congestion pricing after decades of failed attempts because our streets were clogged, our air polluted, and the M.T.A. broke. The principle is sound: fewer cars, cleaner air, better transit. But implementation must be fair and not a hindrance to the city’s economic comeback. I’d keep congestion pricing but require ongoing reviews to ensure it achieves its purpose. Smart execution, not ideology. (Mr. Cuomo approved congestion pricing as governor in 2019, then opposed it last year and now says he supports it again.)

Curtis
Sliwa

Republican nominee and Guardian Angels founder

I have always opposed the congestion tax. It is not a solution; it is just another tax that drives people and businesses away. We already have empty storefronts across the city. This plan punishes outer-borough commuters and small businesses at a time when we need to be making it easier, not harder, to live and work in New York.

Trump

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How would you view your relationship with President Trump as mayor? What is one concern you have about his agenda and one issue you agree with him on?

Zohran Mamdani

Democratic nominee and state assemblyman

If Trump becomes willing to deliver on his campaign message of cheaper groceries, I’d be happy to work with him on that issue. We both agree that New Yorkers’ lives are more expensive than they were four years ago. The difference is that I will actually deliver affordability, while he exploits the cost-of-living crisis for political gain. It’s hard to name just one concern when the current administration is stealing New Yorkers off the street, cutting food stamp benefits and gutting Medicaid. My main concern is how his agenda is driving New Yorkers out of the city they call home.

Andrew Cuomo

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Independent candidate and former governor

I’ve known President Trump for decades and fought him many times — as governor during Covid, when he targeted immigrants and when he threatened to send troops into New York City. Each time, I pushed back and won. As mayor, I’ll defend New York from federal overreach and protect our values, while working across the aisle when it benefits New Yorkers. When he’s wrong, I’ll fight; when it helps New Yorkers, I’ll partner. New Yorkers always come first.

Curtis
Sliwa

Republican nominee and Guardian Angels founder

My job is to fight for New Yorkers, and that means working with any president, Republican or Democrat, to get results for this city. If a president advanced a policy that hurt New Yorkers, I would oppose it loudly. Where I agree is on securing more federal support for public safety and infrastructure, and I would press any administration to deliver that.

School Admissions

The city’s eight specialized public high schools use an exam to determine admission, and the process has come under fire from critics who note that the schools are not diverse. Black students received 3 percent of acceptance letters this year and Latino students receive less than 7 percent of spots.

Would you keep the Specialized High School Admissions Test, or SHSAT, as the sole criteria for admission to the city’s eight specialized high schools?

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Zohran Mamdani

Democratic nominee and state assemblyman

Yes. As a Bronx Science alum, I’ve seen both the promise and problems of specialized high schools’ students. These are struggles indicative of the larger fact that our school system is the most segregated in the country. The School Diversity Advisory Group’s recommendations for elementary and middle schools are a clear road map for how our city should tackle that. (The panel recommended ending most selective programs; Mr. Mamdani has in the past expressed concerns about the test.)

Andrew Cuomo

Independent candidate and former governor

Specialized high schools are jewels of our system, with four times more applicants than seats. My plan doubles their number from nine to 18 schools, while keeping admissions rigorous, objective and merit-based. I’ll keep the SHSAT and expand prep programs in underserved neighborhoods so all students have a fair shot.

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Curtis
Sliwa

Republican nominee and Guardian Angels founder

Yes, I would keep the SHSAT. These schools are among the best in the country, and their standards should not be watered down. We need more specialized high schools, and frankly we need vocational and trade high schools as well. Not every child will go to college, but every child deserves a path to success.

Gifted Programs

New York is unusual among large U.S. school districts in enrolling kindergartners in a separate gifted and talented program. It offers spots to fewer than 5 percent of children, and has been criticized for admitting low numbers of Black and Latino students.

Would you expand or eliminate the gifted and talented program? How should New York identify gifted children?

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Zohran Mamdani

Democratic nominee and state assemblyman

The previous administration ended the practice of testing kindergarteners for gifted and talented programming, which has been replaced by a new rubric and teacher nomination system under Eric Adams. I will return to the previous policy. Ultimately, my administration would aim to make sure that every child receives a high-quality early education that nurtures their curiosity and learning. (Mamdani’s campaign later confirmed that he would end the gifted program for incoming kindergarteners next fall.)

Andrew Cuomo

Independent candidate and former governor

I would expand gifted and talented programs, not eliminate them. Limiting opportunity to less than 5 percent of students is unfair. The real inequity is access — too many Black and Latino students aren’t identified or supported early enough. My plan invests in universal 3-K, stronger early screening, and more G&T seats across every borough, so talent is nurtured wherever it’s found. Gifted programs should reflect the diversity of our city, and they can, if we give all children the tools to succeed.

Curtis
Sliwa

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Republican nominee and Guardian Angels founder

I would expand it. Our goal should be that all children are ready and able to participate in gifted and talented programs, and that means ensuring they get the education they deserve from Day 1. The focus should be on raising standards for everyone so more kids can qualify, not eliminating opportunities for the few who do.

Transportation

What is one new policy you would pursue to improve transportation in the city?

Zohran Mamdani

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Democratic nominee and state assemblyman

Too many New Yorkers can’t afford the rising cost of public transit, and our buses are the slowest in the country. I’d make buses free and fast — transforming a form of public transit that is currently both too expensive and traveling at a speed of eight miles an hour on average. The free bus pilot I passed in Albany has already shown that ridership increases and safety improves when the bus is free. We can scale that up across our city while building the busways and bus lanes that New Yorkers have long been denied.

Andrew Cuomo

Independent candidate and former governor

Mass transit is the lifeblood of the city, and New Yorkers deserve a system that is clean, safe and reliable. To deliver on that fundamental promise, I’ll add 1,500 N.Y.P.D. officers dedicated to the subway, direct resources to ensure cleanliness and expedite long overdue capital construction projects to improve reliability. And I’ll make transit more affordable by expanding Fair Fares to cover the full cost of subways and buses for New Yorkers earning up to 150 percent of the federal poverty line. My plan won’t subsidize the wealthy but will save working families hundreds of dollars each year.

Curtis
Sliwa

Republican nominee and Guardian Angels founder

I would expand express bus service with longer hours of operation, especially in Queens, Staten Island and the Bronx. Not everyone lives near a subway line, and we need reliable alternatives for those communities. Transportation should not depend on your zip code.

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Rats and Trash

Voters often complain that the city is too filthy, and rat sightings are frequent. Mayor Eric Adams has started requiring trash to be moved from bags on the curb into sealed containers. Larger residential buildings are required to have European-style streetside covered bins.

How would you combat the city’s scourge of rats and address complaints about street cleanliness?

Zohran Mamdani

Democratic nominee and state assemblyman

We need to get trash off the sidewalks. Shared on-street containers for recycling and garbage would mean fewer rats, less smells and cleaner blocks. I’d also fix 311 so complaints aren’t being ignored and New Yorkers can actually track their service requests.

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Andrew Cuomo

Independent candidate and former governor

New Yorkers deserve clean, safe streets, and right now, we don’t have either. The rat problem is a symptom of incompetence. I’ll launch a real sanitation strategy: more frequent pickups, sealed containers instead of bags on sidewalks and stronger enforcement against illegal dumping. Denial is not a life strategy; clean streets are public health, quality of life and basic respect for New Yorkers.

Curtis
Sliwa

Republican nominee and Guardian Angels founder

We need to get back to basics. I would increase the number of sanitation workers and restore the service that has been cut. We also need to address the upkeep of outdoor dining structures and the disposal of garbage on the streets. Clean streets are one of the basic responsibilities of city government, and right now, it is failing.

One Big Idea

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What’s your one big idea — your most important policy proposal that you would prioritize if you could only achieve one campaign promise?

Zohran Mamdani

Democratic nominee and state assemblyman

Child care in New York costs families more than $20,000 a year – that’s pushing parents out of the city and out of the work force, costing us billions. My administration will deliver universal child care for every child from 6 weeks to 5 years old. That means raising wages for child care workers and making it simple for families to find providers close to home. Child care should be what makes it possible to raise a family here, not what makes it impossible.

Andrew Cuomo

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Independent candidate and former governor

The “big idea” is what has been missing from City Hall for over a decade: competent, effective government that delivers for the people it serves. Real change comes from day-in, day-out execution: experienced leadership that can deliver change, managerial skill and knowledge that gets results. My priorities are clear: public safety, affordability and opportunity.

Curtis
Sliwa

Republican nominee and Guardian Angels founder

If I could only do one thing, it would be to restore public safety. Without safe streets, everything else falls apart. I will hire subject matter experts and professionals with integrity to run city agencies, people who are independent and willing to push back against me, with the best interests of New Yorkers and their work force in mind.

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Essential New York City Movies Picked by Ira Sachs and Blondie’s Debbie Harry and Chris Stein

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Essential New York City Movies Picked by Ira Sachs and Blondie’s Debbie Harry and Chris Stein

Film

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Leo McCarey’s “Make Way for Tomorrow” (1937). The Criterion Collection

‘Make Way for Tomorrow’ (1937), directed by Leo McCarey

The log line: After the bank forecloses on their home, an elderly couple must separate, each living with a different one of their adult children. 

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The pitch: “It’s a film that Orson Welles famously said ‘would make a stone cry,’” says Sachs, 60, about McCarey’s movie, singling out a long sequence at the end that depicts “a date through certain lobbies and bars of New York City that offers a snapshot of Midtown in the ’30s.” 

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Tippy Walker (left) and Merrie Spaeth in George Roy Hill’s “The World of Henry Orient” (1964). United Artists/Photofest

‘The World of Henry Orient’ (1964), directed by George Roy Hill

The log line: A wily 14-year-old girl and her best friend follow a ridiculous concert pianist, on whom they have a crush, around the city.

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The pitch: Hill’s 1960s romp inspired Sachs’s film “Little Men” (2016), which is about boys around the same age as these protagonists. “It’s an extraordinarily sweet film that also seems, to me, very honest,” he says. 

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Rip Torn (left) in Milton Moses Ginsberg’s “Coming Apart” (1969). Courtesy of the Everett Collection

‘Coming Apart’ (1969), directed by Milton Moses Ginsberg

The log line: Rip Torn plays an obsessive psychiatrist who secretly films all the women passing through his home office, inadvertently capturing his own mental breakdown. 

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The pitch: Shot in one room with a fixed camera, Ginsberg’s film “really feels of a time,” says Sachs. It’s also “very sexual and very free,” reminding him of what’s possible when it comes to making movies. 

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Don Murray and Diahn Williams in Ivan Nagy’s “Deadly Hero” (1975). Courtesy of the Everett Collection

‘Deadly Hero’ (1975), directed by Ivan Nagy

The log line: A disturbed, racist cop saves a cellist from a crook, only to become her tormentor. 

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The pitch: Harry, 80, and Stein, 76, were extras in Nagy’s film, which stars Don Murray, Diahn Williams and James Earl Jones as the cop, the cellist and the crook, respectively. The pair call the movie “[expletive] weird,” but also say that their day rate — $300 — “was the most money we’d ever made on anything” up to that point.

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Chantal Akerman’s “News From Home” (1976). Collections Cinematek © Fondation Chantal Akerman

‘News From Home’ (1976), directed by Chantal Akerman

The log line: An experimental documentary by Akerman, a Belgian filmmaker who moved to New York in her early 20s, the film features long takes of the city and voice-over in which the director reads letters from her mother. 

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The pitch: “I’m intrigued by how beauty contains sadness in the city,” says Sachs. Not only is her film a “beautiful record of the city” but it captures “what it is to be alone here, to have left some sort of community and, in particular for Chantal, separated from her mother.”

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Michael Wadleigh’s “Wolfen” (1981). Orion/Courtesy of the Everett Collection

‘Wolfen’ (1981), directed by Michael Wadleigh

The log line: Albert Finney stars as a former N.Y.P.D. detective who returns to the job to solve a violent and bizarre string of murders. 

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The pitch: Wadleigh’s film is not only a vehicle for Finney, says Stein, it also “has a lot of footage from the South Bronx when it was still completely destroyed” by widespread arson in the 1970s.

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Seret Scott in Kathleen Collins’s “Losing Ground” (1982).

‘Losing Ground’ (1982), directed by Kathleen Collins

The log line: Collins’s film — the first feature-length drama for a major studio directed by an African American woman — observes a rocky relationship between a college professor and her painter husband.

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The pitch: Sachs calls “Losing Ground” “a revelation.” The characters are “so human and fascinating and extremely modern,” he says, adding that he loves a movie that “exists in some very complete version of the local.”

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Griffin Dunne in Martin Scorsese’s “After Hours” (1985). Mary Evans/Ronald Grant/Everett Collection

‘After Hours’ (1985), directed by Martin Scorsese

The log line: In Scorsese’s black comedy, an office worker (Griffin Dunne) has a surreal and bizarre evening of misadventure while trying to get back uptown from a woman’s apartment in SoHo. 

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The pitch: Harry and Stein recommend this zany tale and borderline “nightmare” for the way it captures a bygone era of New York. “It’s this great image of [Lower Manhattan] when it was still raw, you know, Wild West territory,” Stein says. 

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A scene from Edo Bertoglio’s “Downtown 81” (1980-81/2000). Courtesy of Metrograph Pictures

‘Downtown 81’ (shot in 1980-81, released in 2000), directed by Edo Bertoglio

The log line: Bertoglio’s film is a striking portrait of a young artist who needs to raise money so he can return to the apartment from which he’s been evicted. 

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The pitch: Jean-Michel Basquiat stars as the artist in this snapshot of life in New York during the ’80s. Despite all the drama surrounding it — postproduction wasn’t completed until 20 years after filming, and for many years the movie was considered lost — the film is notable, says Stein, because “it’s got all the characters and all our buddies in it.”

These interviews have been edited and condensed.

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13 Actors You Should Never Miss on the New York Stage

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13 Actors You Should Never Miss on the New York Stage

Theater

Quincy Tyler Bernstine

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Sara Krulwich/The New York Times

A master of active stillness, the 52-year-old Bernstine (imposing in the 2024 revival of John Patrick Shanley’s “Doubt,” above) has that great actorly gift of making thought visible. A natural leader onstage, she compels audiences to follow her.

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Victoria Clark

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Sara Krulwich/The New York Times

One of the theater’s best singing actors, with Tonys for Adam Guettel and Craig Lucas’s “The Light in the Piazza” (2005) and David Lindsay-Abaire and Jeanine Tesori’s “Kimberly Akimbo” (above, 2022), Clark, 66, performs not on top of the notes but through them, delivering complicated characterization and gorgeous sound in each breath.

Susannah Flood

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Sara Krulwich/The New York Times

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Flood, 43, is a true expert at confusion, a good thing because she often plays characters like the twisted-in-knots Lizzie in Bess Wohl’s “Liberation” (above, 2025). What makes that confusion thrilling is how she grounds it not in a lack of information or purpose but, just like real life, in an excess of both.

Jonathan Groff

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Sara Krulwich/The New York Times

The rare musical theater man with the unstoppable drive of a diva, Groff, 41, sweats charisma, as audience members in ringside seats at Warren Leight and Isaac Oliver’s Broadway musical “Just in Time” (above, 2025) recently discovered. Giving you everything, he makes you want more.

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William Jackson Harper

Sara Krulwich/The New York Times

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Unmoored characters are often unsympathetic. But whether playing a confused doctor in the 2024 revival of Anton Chekhov’s “Uncle Vanya” or a delusional bookstore clerk in Eboni Booth’s “Primary Trust” (above, 2023), Harper, 46, makes vulnerability look easy, and hurt hard.

Joshua Henry

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Sara Krulwich/The New York Times

There are singers who blow the roof off theaters, but the 41-year-old Henry’s voice is so huge and deeply connected to universal feelings that he seems to be singing inside you. Currently starring in the Broadway revival of “Ragtime” (above, by Lynn Ahrens, Stephen Flaherty and Terrence McNally), he blows the roof off your head.

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Mia Katigbak

Superb and acidic in almost any role — in distress (Annie Baker’s 2023 “Infinite Life,” above) or in command (2024’s “Uncle Vanya”) — Katigbak, 71, finds the sweet spot in even the sourest truths of the human condition.

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Judy Kuhn

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Sara Krulwich/The New York Times

With detailed intelligence and specific intention informing everything she sings, Kuhn, 67, is (among other things) a Stephen Sondheim specialist — her take on Fosca in “Passion” (above, 2012) was almost literally wrenching. It requires intellectual stamina to keep up with the master word for word.

Laurie Metcalf

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Sara Krulwich/The New York Times

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The fierce, sharp persona you may know from her years on “Roseanne” (1988-97) is about a tenth of the blistering commitment Metcalf, 70, offers onstage in works like Samuel D. Hunter’s “Little Bear Ridge Road” (above, 2025). She goes there, no matter the destination.

Deirdre O’Connell

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Sara Krulwich/The New York Times

For 40 years an Off Broadway treasure, O’Connell, 72, handles the most daring, out-there material — including, recently, a 12-minute monologue of cataclysmic gibberish in Caryl Churchill’s “Kill” (above, 2025) — as if it were as ordinary as barroom gossip.

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Conrad Ricamora

Sara Krulwich/The New York Times

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Revealing the Buddy Holly in Benigno Aquino Jr. (in the 2023 Broadway production of David Byrne and Fatboy Slim’s “Here Lies Love”) or the queer wolf in Abraham Lincoln (in Cole Escola’s “Oh, Mary!,” above, last year), Ricamora, 47, is uniquely capable of great dignity and great silliness — and, wonderfully, both together.

Andrew Scott

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Sara Krulwich/The New York Times

It’s a tough competition, but Scott, 49, may have the thinnest skin of any actor. Whether he’s onstage (playing all the characters in Simon Stephens’s Off Broadway “Vanya,” above, in 2025) or on film, every emotion — especially rue — reads right through his translucence.

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Michael Patrick Thornton

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Sara Krulwich/The New York Times

Some actors are hedgehogs, projecting one idea blazingly. Thornton, 47, is a fox, carefully hoarding ideas and motivations. Keeping you guessing as Jessica Chastain’s benefactor in the 2023 revival of Henrik Ibsen’s “A Doll’s House” or as a pathetic lackey in last year’s production of Samuel Beckett’s “Waiting for Godot” (above, center), he holds you in his thrall.

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How a Geologist Lives on $200,000 in Bushwick, Brooklyn

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How a Geologist Lives on 0,000 in Bushwick, Brooklyn

How can people possibly afford to live in one of the most expensive cities on the planet? It’s a question New Yorkers hear a lot, often delivered with a mix of awe, pity and confusion.

We surveyed hundreds of New Yorkers about how they spend, splurge and save. We found that many people — rich, poor or somewhere in between — live life as a series of small calculations that add up to one big question: What makes living in New York worth it?

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Here’s one way to make New York more affordable: triple your income. After moving from Baton Rouge, La., in 2016 to attend graduate school, Daniel Babin lived mostly on red beans and rice or homemade “slop pots,” renting rooms in what he called a “cult house” and a building on a block his girlfriend was afraid to visit.

Then, in January, he got a job as a geologist with a mineral exploration company, with a salary of $200,000, plus a $15,000 signing bonus. A new city suddenly opened up to him. “I can take a woman out on a $300 dinner date and not look at the check and not feel bad about it,” he said. He also now has health insurance.

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Mr. Babin, 32, a marine geologist who also leads an acoustic string band, now navigates two economic worlds, one shaped to his postdoctoral income of $70,000 a year — when his idea of a date was a walk in Central Park — and the other reflecting his new income. In this world, he is shopping for a vintage Martin Dreadnought guitar, for which he will gladly drop $4,000.

Finding a New Base Line

On a recent morning at Mr. Babin’s home in Bushwick, Brooklyn, where he shares a 6,800-square-foot cohousing space with 17 roommates, he was still figuring out how to manage this split.

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Daniel Babin lives in a cohousing space modeled on the ethos of Burning Man, the annual arts festival in Nevada.

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“I’m feeling less inclined to just let it rip than I was a few months ago,” he said of his spending habits. He socks away $1,500 from each paycheck, and has not moved to replace his 2003 Toyota Corolla, an “absolute dump” given to him by his father. “Hopefully, I’m returning a little bit to some kind of base-line lifestyle that I’ve established for myself over the last five years,” he continued. “Because the fear is lifestyle inflation. You don’t want to just make more money to spend more money. That’s not the point, right?”

Lightning Lofts, the cohousing space where Mr. Babin has lived since January 2024, bills itself as part of a “social wellness movement” and seeks to continue the ethos of Burning Man, the annual communal art and cultural festival in the Nevada desert.

For a room with an elevated loft bed and use of common areas, Mr. Babin pays $1,400 a month in rent, plus another $250 for utilities and weekly housecleaning.

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He was first drawn to the organization through its events, including open mic “salons” where he played music or read from his science fiction writings. These were free or very cheap nights out, unpredictable and fascinating.

“You would see dance and tonal singing, and some dude wrote an algorithm that can auto-generate A.I. video based on what you’re saying — beautiful storytelling,” he said.

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“So I just showed up every month, basically, until they let me live here.”

The room was a good deal. He had looked at a nearby building where the rent was $1,900 for a room in a basement apartment that flooded once a month. “Ridiculous,” he said.

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But beyond its financial appeal, Mr. Babin liked the loft’s social life. “I used to be chronically lonely, and I just don’t feel lonely anymore,” he said. “Which is fantastic in a crazy place like New York. It’s so alive and it’s so isolating at the same time.”

Splurging on Ski Trips

Before Mr. Babin got his new job, he used to go to restaurants with friends and not eat, trying to save up $35 for a “burner” party — in the spirit of Burning Man — or Ecstatic Dance, a recurring substance-free dance party. He loved to ski but could not afford a hotel, so he would carry his old skis and beat-up boots to southern Vermont and back on the same day.

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“Going on a hike is a pretty cheap hobby,” he said, recalling his money-saving measures. “Living without health insurance is a good one.”

He still appreciates a good hike, he said. But on a recent ski trip, he splurged on new $700 boots and another $300 worth of gear. “I’m like, this is something I’ve wanted for 10 years, so I deserve it,” he said.

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He bought a $600 drone to take pictures for his social media accounts, and then promptly crashed it into the Caribbean (he’s now replacing the rotors in hopes of returning it to health).

He cut out the red beans and rice, he said, but his usual meal is still a modest $13 sandwich from the nearby bodega or $10 for pizza. “If I’m getting takeout and it’s less than $17, I don’t feel too bad about it,” he said.

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A Future After Cohousing

A big change is that dating is much more comfortable now, and he feels more attractive as a marriage prospect. “It turns out that a lot more people pay attention to you if you offer them dinner instead of a walk in the park,” he said.

He is now thinking of leaving the cohousing space — not just because he can afford to, but because his work has kept him from joining house events, like the regular potluck dinners. “I sometimes feel like a bad roommate, because part of being here is participating,” he said. “I feel like there might be someone who would enjoy the community aspect more than I’m capable of contributing right now.”

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He sounds almost wistful in discussing his former economizing. If it weren’t for the dating issue, he said, he would not need the higher income or lifestyle upgrades. “I never really felt like I was compromising on what I wanted to do,” he said.

He paused. “It’s just that what I was comfortable with has changed a little bit.”

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We are talking to New Yorkers about how they spend, splurge and save.

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