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The nation’s last refuge for affordable homes is in Northeast Ohio • New Hampshire Bulletin

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The nation’s last refuge for affordable homes is in Northeast Ohio • New Hampshire Bulletin


At 43, Sharon Reese is a housing market refugee – forced to return to her Ohio hometown after 18 years in Las Vegas, despite a successful career training dancers for nightclub acts.

“If you don’t have between $600,000 and $800,000, you’re not buying a house out there,” Reese said. “Las Vegas has a lot of opportunity, and it was affordable in 2006, but it’s become unaffordable. We quit our jobs and moved across the country. We’re hoping this is the right decision for us.”

Reese and her family are unpacking at her parents’ Youngstown home, a temporary stop until she and her husband, who was a casino worker in Las Vegas, can find jobs and a house of their own with their young daughter. Youngstown is one of the last two metro areas in the country where a household with nearly any income should be able to find a single-family home they can afford to buy, according to an analysis of April data by the National Association of Realtors.

Before the pandemic, there were 20 states that were considered affordable as a whole under the group’s definition, including the presidential election swing states of Michigan, Pennsylvania, and Wisconsin. As of this year, there is none. Even the states with the closest match between income and home prices – Iowa, West Virginia, Ohio, Indiana, and Michigan – didn’t make the cut.

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Since the pandemic, two states, Montana and Idaho, have surpassed California as the most unaffordable states for local homebuyers, according to the analysis. Hawaii and Oregon round out the list of the five least affordable states.

The Realtors’ analysis assigns affordability scores to states and large metro areas on a scale of 0 to 2. A score of 0 means that no household can afford any home on the market.

A score of 1 means that homes on the market are affordable to households in proportion to their position on the income ladder – in other words, 100 percent of families can afford at least some homes on the market. And a score of 2 would mean that all households can afford all homes on the market, but no state or metropolitan area even reached a 1.

The least affordable metro area was Los Angeles, which scored only 0.3, while the metro areas of Youngstown (0.97) and Akron (0.95) in Ohio were rated most affordable.

According to the latest estimates from July by real estate company Redfin, median single-family home sale prices were $175,000 in Youngstown and $239,500 in Akron. That compared with $487,000 in Las Vegas, $490,000 in Boise, and $1 million in the Los Angeles area.

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The Las Vegas area, where the Reese family had lived for 18 years, had a score of 0.5 on the Realtors’ scale. No state earned an overall score of 1, though Iowa, West Virginia, and Ohio came close, at nearly 0.9. The least affordable states, Montana, Idaho, California, Hawaii, and Oregon, all had scores around 0.4.

Nationwide, home affordability has evaporated over the past three years as interest rates have gone up, according to a monitoring index maintained by the Federal Reserve Bank of Atlanta. It measures affordability more simply than the Realtors’ analysis, focusing solely on the ability of a homebuyer with the median household income to buy the median-priced house.

By that measure, the national affordability percentage was above 100 percent between January 2019 and April 2021. But it fell as low as 67 percent last year and remained below 70 percent in June, meaning a homebuyer with the median income had only two-thirds of the earnings needed to buy the median-priced house.

Home prices have increased by 47 percent nationwide just since 2020, according to a June report by the Harvard Joint Center for Housing Studies. A major factor is that there aren’t many homes for sale: Many current homeowners are reluctant to sell because they’re locked into historically low interest rates. Meanwhile, investors have gobbled up single-family starter homes, reducing the supply.

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Lawrence Yun, chief economist for the National Association of Realtors, said there are signs of more houses coming up for sale. For example, there was a 20 percent increase in houses and condos for sale in July compared with July 2023, according to the association.

“We are still short on inventory, but I think the worst is over,” Yun said. “We have seen mortgage rates begin to decline, so it’s less of a big financial penalty to move and give up a low interest rate. And the second factor is just the passage of time – life-changing events always occur, a death, a divorce, a new child, or just job relocation, and that means changing residence.”

Along with high prices and interest rates, home buyers are getting slammed by higher property taxes and insurance costs, according to the Harvard Joint Center for Housing Studies.

Home prices in northeast Ohio might be lower because the area has a stable population, curbing competition and bidding wars, said Alison Goebel, executive director of the Greater Ohio Policy Center, a Columbus nonprofit aimed at revitalizing Ohio cities.

“Our population numbers have remained fairly steady in the last several decades, so we don’t have egregious demand and supply issues like you see on the West Coast and other rapidly growing areas,” Goebel said.

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Montana and Idaho are the least affordable states: Housing prices are exploding in both, as deep-pocketed newcomers – many of them white-collar employees working in high-wage jobs based out of state – have driven up prices beyond what longtime residents can afford.

The city of Boise scored 0.4 on the Realtors’ affordability scale, on par with the New York City area. Like Montana, Idaho has natural beauty that is attracting people who are cashing out of more expensive areas, said Nicki Hellenkamp, Boise’s director of housing and homelessness policy.

“It’s one of the Zoom boom towns, where it’s beautiful but the wages are low, and the cost of living is low. If you sell your house in Los Angeles and buy two houses here, as my uncle did, then you can have a very different standard of living,” Hellenkamp said.

It’s not just home prices – rents are up 40 percent in Boise since the pandemic began, she added.

“Obviously wages didn’t go up 40 percent, so some people have been displaced,” Hellenkamp said.

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The city is working on modest proposals to help with down payments and to create more affordable apartments, she said, but building more affordable housing will mean state and federal cooperation to help solve labor shortages and soaring material costs.

“We can’t do this alone as a city. This issue is a big one,” Hellenkamp said.

A state housing task force in Montana made recommendations in June to streamline construction of houses and apartments statewide and create incentives for cities to loosen zoning and allow denser housing.

A member of the task force, Kendall Cotton, said he personally found it impossible to buy a house in Montana, but was happy to recently purchase half a duplex for his growing family.

“We were thrilled to have that as an option, just to get our foot in the door and start on our journey to homeownership,” Cotton said. “Montana is an in-demand place. We’ve been kind of discovered in the last couple of years.”

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Republicans and Democrats have come together to support fighting restrictive zoning, said Cotton, director of the Frontier Institute, a nonprofit policy and educational organization.

“We’re a free-market organization that tends to lead from right of center, but when I was at the governor’s press conference to support these issues, I was standing shoulder to shoulder with a Democratic socialist city council member and we were all united on this,” Cotton said.

Shallon Lester, a YouTube influencer who moved from New York to Montana and paid $1 million for a five-bedroom house in Bozeman in 2022, said she likes both the lower cost of living and the lifestyle there. Locals tend to think she’s an outsider “invading” the area, she said, but “people like me take nothing from this economy – we only give. We spend and spend.”

“People who are remote workers are sick of the cost of living in cities,” Lester added. “There’s a mass return to the concept of the simple life.”

Even in the Youngstown metro area, which includes a slice of Pennsylvania, housing can be a challenge for residents with low incomes. A forthcoming regional housing study has found a 4,000-unit shortage for households making less than $25,000 a year; 7,500 people are on a waiting list for subsidized housing. Black and Hispanic residents are more likely to struggle with housing costs, as are older people, young singles, and families with young children, according to  preliminary conclusions discussed in April.

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But for many, Youngstown is a rare island of affordability. Jim Johnston, 40, a digital account executive at media company Nexstar in Youngstown, said many of his high school classmates from the area, who now live in places such as Montana, Illinois, and Maryland, envy his decision to stay there and buy a $250,000 house in 2022 when interest rates were lower.

“One of them has a mortgage payment three times mine for the same size house, and a child care bill that’s bigger than my mortgage,” said Johnston. “They could put an extra $50,000 or $60,000 a year in their pockets. Remote work has opened up new possibilities for them, and they’re considering this very seriously.”

This story was originally published by Stateline, which like the New Hampshire Bulletin is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. 



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Not For Granite: New Hampshire Man Isn’t Laughing At Anti-Cyclist Comments From State Elected Official — Streetsblog USA

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Not For Granite: New Hampshire Man Isn’t Laughing At Anti-Cyclist Comments From State Elected Official — Streetsblog USA


In a speech last month criticizing a state bill that would permit local governments to impose lower speed limits, New Hampshire state Rep. Thomas Walsh joked about how it was “very tempting” to “run bicycles off the road.” Bob Manley, a resident of the Granite State, sent a version of the following letter to Walsh in protest, and we are printing it to draw larger attention to the blithe way that many Americans demean cyclisxts. The letter has been lightly edited for clarity.

Dear Rep. Walsh,

I am writing to you as a resident of New Hampshire and a frequent cyclist on our state’s roads. I was disturbed and outraged by your statement on the House floor on April 23, 2026. “It is against the law to run over pedestrians,” you said. “It’s against the law to run bicycles off the road, even though it’s sometimes very tempting.”

Rep. Thomas Walsh Photo: New Hampshire legislature

This is not a harmless remark. It is dangerous, irresponsible and completely inappropriate — particularly coming from the chair of the House Transportation Committee, a position responsible for promoting and protecting the safety for all road users.

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As highlighted in a recent piece by Paul Susca and Amanda Gourgue of the Bike-Walk Alliance, New Hampshire faces a troubling and worsening pattern of fatalities that involve pedestrians and cyclists. These are not abstract statistics. These are human beings: neighbors, friends and family members whose lives are permanently altered or cut short altogether.

It is unacceptable for a public official to suggest — even in jest — that harming cyclists is “very tempting.” Doing so sends several dangerous messages: that the safety and wellbeing of cyclists and pedestrians are negotiable; that reckless and aggressive driving is acceptable; and that vulnerable road users do not deserve protection. 

Those of us who ride on New Hampshire’s roads already understand the risks. We experience close passes, endure hostility, and witness moments where a split second determines whether we make it home. We rely on our elected representatives to take these risks seriously, not diminish and normalize them.

Your role demands leadership, accountability, and a commitment to safety. Your comment suggests the opposite.

I urge you to publicly retract your statement, issue a sincere apology and reaffirm your commitment to the safety of all road users — especially those who walk and bike.

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More importantly, I urge you to take meaningful action to improve safety on our roads, rather than dismissing or undermining efforts to do so.

We all share these roads. Every person on them deserves to get home safely.

Respectfully,
Bob Manley



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Newly naturalized US citizens pledge allegiance in Exeter, N.H., where revolutionaries made history – The Boston Globe

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Newly naturalized US citizens pledge allegiance in Exeter, N.H., where revolutionaries made history – The Boston Globe


EXETER, N.H. — Twenty-nine people from 18 countries became naturalized US citizens during a ceremony Friday at Exeter High School, where a federal judge shared an inspiring message wrapped in a piece of lesser-known local history from the American Revolution.

Judge Landya B. McCafferty, who presided over the ceremony, noted that New Hampshire enacted the first state constitution in January 1776 to establish a new democratic form of government, with its capital in Exeter, six months before the nation’s Declaration of Independence.

The royal governor had fled New Hampshire in 1775 as tensions rose and civil government collapsed, so a group of revolutionaries met in Exeter and drafted a constitution that sought to protect “the honest people of this colony” from being subjected to “the machinations and evil designs of wicked men.”

This temporary document — which remained in effect for eight years — accomplished “two radical things,” McCafferty said. First, it asserted New Hampshire’s independence. Second, it laid out a vision of democratic governance.

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“Power in a monarchy flows downward, theoretically from God down to the king, down to the people,” McCafferty said. “This temporary constitution proposed a government that flowed up from the people to their representatives. And there was no king. The power came from the people.”

While many colonists who remained loyal to the monarchy regarded New Hampshire’s first constitution as treasonous at the time, McCafferty said, the document survived the Revolutionary War and came to inspire other state constitutions and the US Constitution that took effect in 1789.

“New Hampshire’s example of self-government persuaded other Americans that self-government, government by the people, could work,” she said.

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With that history lesson in mind, McCafferty encouraged the 29 new citizens to commit themselves to productive civic engagement, by making informed decisions at the ballot box, serving as jurors with pride, and supporting their neighbors, whether by volunteering in the local community, raising children to be good citizens themselves, running for public office, or working in law enforcement or for the US military.

“We will be a better country because of you,” she said.

The milestone also delivered a sense of relief to those who began pursuing citizenship years ago, before the current Trump administration’s crackdown on immigration.

“I was a little bit worried in the beginning,” said Maria Caroline Bertocchi of Milford, N.H., a native of Brazil who embarked on the naturalization process in 2021. “But now I’m totally relaxed.”

Bertocchi, 28, attended the ceremony with her husband, two children, and an entourage of in-laws celebrating the occasion.

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“I feel like, ‘Oh my God, finally this process is over, and I can stay here with them,’” she said. “For me it means a lot.”

Randerson Michel Caracas Soares, who is also from Brazil and living in Milford, attended the ceremony with his husband and said he is grateful to reach the conclusion of a journey they began about four years ago.

“I feel like I have more freedom right now,” he said. “I can find better jobs here, opportunities. … We picked the United States because it’s the best country in the world.”


This story appears in Globe NH | Morning Report, a free email newsletter focused on New Hampshire, including great coverage from the Boston Globe and links to interesting articles elsewhere. Sign up here.


Steven Porter can be reached at steven.porter@globe.com. Follow him @reporterporter.

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Building back history: Program trains young people to help preserve NH’s landmarks

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Building back history: Program trains young people to help preserve NH’s landmarks


New Hampshire is full of historic homes, barns and churches that are at risk of falling apart. These structures often need a contractor who understands historic building techniques like timber framing or slate roofing, but there’s a shortage of people who know how to do that work. Advocates fear that gap could mean many historic buildings falling into decay or eventually disappearing.

“Whether it be stonework or blacksmithing, timber framing, window glazing, wooden shingles – all these trades are in demand,” stone mason Kevin Fife said. “But there’s less and less people that do it.”

Fife is one of the people who volunteers for a program that is trying to train more young people for careers in these historic trades. The New Hampshire Preservation Alliance’s Career Exploration in the Old Building Trades is a week-long program where high school students can spend their winter or spring break learning these skills hands-on.

Joshua Adams,17, signed up for the workshops during New Hampshire schools’ vacation week last month. He took Fife’s workshop on how to build a dry stack stone wall, meaning one without mortar or cement holding the stones together.

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“I wasn’t really too sure about this one,” he said. “But I’m having a wonderful time here with the stone wall building.”

Joshua is in the construction program at the Concord Regional Technical Center where he learns electrical installation, plumbing and welding, but he’d never learned about some of these historic trades. He was interested in a barn repair class he took, where he learned about old-school timber framing and how buildings were once constructed without nails – just wooden pegs keeping the beams together.

He said he expect that learning these kinds of historic building skills could line him up for a lot of jobs.

“Around here, especially in places like New Hampshire and New England, there’s so much historical stuff,” Joshua said. “I used to go to historical places, museums, with my grandfather all the time. There was just so much work to be done, but I think people just aren’t pursuing it.”

A class at Canterbury Shaker Village works on repairing a colonial roof.

Regional industry surveys show young people aren’t joining the historic trades workforce nearly as fast as tradespeople are retiring. That means the people who still do this work often have years-long waitlists for clients, which could lead to some people deciding that repair work isn’t worth the wait.

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“That can mean loss of old windows, loss of old plaster, loss of an old porch that really gives the building its character,” Jennifer Goodman, executive director of the New Hampshire Preservation Alliance, said. “On another level, we can see that there could be demolitions and total loss of buildings if there aren’t enough people around to do this work.”

The Canterbury Shaker Village is one of the places that will be hiring the next generation of tradespeople. The village was settled in the 1700s by followers of the Christian Shaker movement. The structures across the village – now a museum – date back centuries and are in constant need of maintenance.

To build the preservation workforce, the Preservation Alliance workshops are open to not only construction and carpentry students, but also people who are new to the building industry entirely.

Rowan McGrath, 18, said he knew how to use a drill, but not much more about construction. A computer engineering student at Concord Regional Tech Center, he is attending the spring workshops to give him career options in the future.

“AI: it’s a big thing that’s going to probably take over tech,” Rowan said. “So [with these skills] I have something I can rely on as a backup, and it makes pretty good money.”

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Fife, the stone mason, said this line of work is rewarding. He’s made a career of maintaining the stone structures people put together centuries ago. He grew up in Canterbury, and his family goes back generations here.

“I like to do it the traditional way because that’s a part of our ancestry, our heritage, and that’s why people come to New England,” Fife said. “It’s just more fitting.”

If there are enough people who can do the work, they can keep history standing a bit longer.





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