Massachusetts
Massachusetts insurance agent says rates could go up across country after California fires
NORWOOD – As harrowing images of homes burning to the ground come in day after day from California, Massachusetts homeowners are understandably questioning whether they are prepared and properly insured should a catastrophe hit our coast.
“There’s a ripple effect”
“Whenever you see catastrophic losses like they’re seeing in California right now, there’s going to be ramification, repercussions across the country, if not across the world,” explained local insurance agent and former chair of the Mass. Association of Insurance Agents, Patrick Dempsey of Norwood.
“That could mean rates go up for people across the country, even though it’s not happening in our backyard. It’s happening to a market that’s going to impact ours here. So, there’s a ripple effect for sure,” he said.
Dempsey explained that insurance companies are not equipped to cover sudden losses of hundreds of billions of dollars, and in a time like we’re seeing in California, they tap into their own insurance companies in the “reinsurance” industry.
Fortunately for now, Massachusetts doesn’t seem poised to experience fires like the West Coast does as weather intensifies worldwide. “[Fires] haven’t really been prominent here, although we did have some this past year in kind of the Milton Blue Hills area there. There were legitimate forest fire concerns,” he said.
One huge challenge in California right now, Dempsey explained, is that the state “has been noted to go through some struggles in the recent past with certain larger carriers kind of pulling back in large scale.”
Massachusetts safety net
Since insurance is governed on a state level, Dempsey feels Massachusetts residents should be comforted by our state’s safety net.
“I think it is a little bit of a feather in the cap for Massachusetts, that the Insurance Commissioner’s office and the companies work quite well together in the sense that they’re not taking aggressive rates that are unnecessary, but they’re keeping the companies in a way that they’re bringing enough premiums to pay out the claims. It’s a delicate balance,” he said. “Other states might be jealous of how well it’s being done right now, and I’m proud that that’s going so well in our state, so hopefully good things in the future.”
Dempsey’s advice to Massachusetts homeowners is likely not surprising, given that he is a local agent. He recommends staying local and using an agent to find the home insurance policy that’s right for you.
“When you deal with an agent, they can really take you through these steps, and they also know their backyard,” he said. “You know, if I’m writing a policy in Norwood, I’ll know when certain homes are going to be near, say, a brook or a stream that might put it in a flood zone.”
Massachusetts
Foul play suspected after human remains found in water in Shirley
Human remains were discovered Wednesday in the water in Shirley, Massachusetts, and authorities suspect foul play.
Police in Shirley said in a social media post at 7:15 p.m. that they responded to “a suspicious object in the water near the Maritime Veterans Memorial Bridge on Shaker Road.” Massachusetts State Police later said the object was believed to be human remains.
The bridge crosses Catacoonamug Brook near Phoenix Pond.
The office of Middlesex County District Attorney Marian Ryan said a group of young people was walking in the area around 5:30 p.m. and “reported seeing what appeared to be something consistent with a body part in the water.”
Foul play is suspected, Ryan’s office said.
Authorities will continue investigating overnight into Thursday, and an increased police presence is expected in the area.
No further information was immediately available.
Massachusetts
Ice covered highways, streets and sidewalks in Boston area rattled nerves during morning commute: “I’m ready for the thaw”
It was a treacherous commute for drivers across Massachusetts Wednesday morning. Ice on roads and highways caused several crashes during rush hour.
In Danvers, 22 miles north of Boston, the ramp from Interstate 95 to Route 1 north was covered in ice, leading to three separate crashes involving twelve cars. Three people were taken to local hospitals.
In Revere, just seven miles north of the city, two tractor-trailers collided on North Shore Road. Police said it will be shut down for most of the day. It’s unclear if this crash was caused by icy conditions.
Forty-four miles west of Boston, a tractor-trailer ran off the westbound side of the Massachusetts Turnpike in Westboro. One person was taken to UMass Memorial Medical Center in Worcester with what were described by the fire department as “non-life threatening injuries.”
The ice wasn’t just a problem for drivers. People walking around Boston were also slipping and sliding Wednesday morning.
“I almost fell at least five times but I didn’t. I don’t know how. I screamed and caught edges,” Swapna Vantzelfde told CBS News Boston about her walk to work in the South End. It took longer than usual.
“The internal streets they just don’t get plowed, the little ones that people live on and then these arteries, the big streets, they’re cleaned a lot better,” she said.
Those on two legs and four were all stepping gingerly across slick spots.
“A little treacherous. Very slick and icy out here,” said a father pushing a stroller. “Sometimes you have something to hold on to, which helps.”
With plenty of snow piled along sidewalks and between parking spots, most people are done with winter.
“I’m over it. I’m ready for the thaw,” said one man.
Massachusetts
‘No way to leave’: Mass. families stuck in Middle East amid war in Iran
Massachusetts families are stuck in the Middle East amid the war in Iran, and Democratic Sen. Ed Markey says the State Department needs to do more to get them home.
The Trump administration is telling Americans to leave the region, and families would love to, but they haven’t been able to get out.
Stacey Schuhwerk of Hingham has been sheltering in place in a Doha hotel since Saturday.
“We hear the missiles outside,” she said. “We can see them.”
The Hingham mother and her son are among nearly 1,600 Americans trapped in the Middle East with no way to get home.
“Airspace is shut down. There’s no planes,” said Schuhwerk. “There’s no way to leave.”
Flights between Boston and the Middle East are canceled or delayed as travelers express anxiety over the conflict.
At first, U.S. officials told people to shelter in place and register with the State Department — something Schuhwerk did days ago.
“There’s no help there. The last time we called was 20 minutes ago, and they continue to say that ‘We don’t know anything about any plans for government help to get people out,’” she said.
Embassies and consulates across the region — including the U.S. Embassy in Israel — have now suspended services, saying they simply can’t get Americans out.
“They did not have a plan to conduct this war, and they clearly did not have a plan as to how to evacuate innocent families,” Markey said.
The senator says his office is hearing from Massachusetts families, and he’s pressuring the Trump administration to come up with an evacuation plan fast.
“We are going to apply that pressure on the State Department until every American who wants to leave that region is out,” he said.
Back in Doha, Schuhwerk keeps watching the war outside her window.
“The talk here is ‘How much defensive ammunition’s left?’ Good question, you know, because the missiles aren’t stopping,” she said. “So how long are we going to be safe here?”
With no clear end to this conflict, she’s worried she could be stuck there for weeks.
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