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Forever renters: For many in Greater Boston, the American dream of homeownership ‘no longer exists’ – The Boston Globe

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Forever renters: For many in Greater Boston, the American dream of homeownership ‘no longer exists’ – The Boston Globe


Harnois is an elementary school teacher in Boston Public Schools; together she and her husband make $175,000 a year. And their monthly rental costs are modest, considerably less than the typical household around here.

“If homes here cost $400,000, we’d be homeowners,” said Harnois, who is 32.

Such is reality now for Greater Boston’s next generation, particularly younger and middle class people.

The cost of buying a home has been steadily rising for decades, and recently it has exploded, growing far faster than incomes.

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Houses in a neighborhood in Arlington in 2023.Vincent Alban For The Boston Globe

The typical house in Greater Boston sold for $833,900 in the second quarter of 2025, more than 7.5 times the region’s median household income. Five years ago, a household needed to earn $126,519 a year to afford the median-priced single-family home in this region, according to an analysis by Harvard University’s Joint Center for Housing Studies. Today, that figure has more than doubled, to $259,648.

The result is people who 20, 10, or even 5 years ago would have been able to purchase a home — teachers, nurses, and academics — can hardly even conceive of it.

“The door to homeownership in the Boston area has really been shut,” said Daniel McCue, a senior research associate at Harvard’s housing studies center. “There are hundreds of thousands of people here staring at these numbers saying, ‘Who can actually afford this?’ ”

The consequences are being felt by an entire generation, forced to make a choice their parents did not: Stay in Massachusetts, and rent forever, or leave, and put down roots somewhere less expensive.

“We work really hard, and we feel like we’ve done everything right,” said Harnois. “It is difficult to accept that there is no pathway for us to own a home in the neighborhood I’ve spent my whole life in.”

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Since the 1940s, when the 30-year mortgage emerged and made home buying more accessible to many workers, owning a home has been a symbol of success. To achieve the American dream was to work hard, save up, and buy a house, which would serve as both a stable home and a valuable asset that would appreciate with time. For many working class families in Massachusetts, homeownership was the ticket to the middle class.

It was exactly that path that Ben Watts hoped to follow.

Growing up, Watts’s parents did not own their home, a fact he became aware of when he visited friends’ houses as a kid. As he got older, he came to assume that he, someday, would.

“It was ingrained,” said Watts. “That’s what you’re supposed to do, right?”

Now his goal has collided with economic reality. Watts, who is 33, works three jobs — as a bartender and for a French spirits company — and earns nearly $90,000 a year. His rent for a two-bedroom apartment in Belmont, which he splits with his fiancé, is $2,850.

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Watts has effectively given up on owning a home. He can hardly find any listings on Zillow for less than $700,000, at least not ones that look like they wouldn’t require tens of thousands of dollars in maintenance. At that cost, Watts would be more than doubling his monthly housing payment, and likely paying at least half of his income toward a mortgage. And that’s after a six-figure down payment, cash he simply does not have.

The prevailing feeling, he said, is resentment.

“I’m being priced out because I’m working to try and make the city that I love better with great bars and restaurants,” said Watts, who grew up in Arlington. “It feels like I’m being told that there’s no place for me here anymore.”

Perhaps what is most frustrating to people like Watts: They know it wasn’t always like this.

Homes in the Mission Hill neighborhood of Boston.David L. Ryan/Globe Staff

Home prices have been on the rise for decades. But the biggest shift in housing affordability began in the aftermath of the pandemic, as home prices rose even faster, and mortgage rates more than doubled, leaving prospective buyers to pay both sky-high total price tags and huge monthly payments.

In 2010, for example, the median home price was $360,800, but the average on a 30-year fixed-rate mortgage was 4.75 percent, meaning the mortgage payment on that median-priced house was only $1,816 a month, almost the same as it was in 2000. Now, with a median house price of $833,900, and a 30-year fixed-rate mortgage around 6.79 percent in the second quarter of the year, the monthly mortgage payment on that median-priced house is $5,240 a month — before homeowners insurance, property tax, and mortgage insurance, which can tack on $1,500 more each month.

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The shift is pricing a startling number of would-be homeowners out of the market. Roughly 100,000 people who made enough money to afford an entry-level home in 2021 could no longer afford that home in 2025, according to data from Boston Indicators.

“Tell me how many people can afford to buy an almost million dollar single-family home?” said Gail Latimore, executive director of the Codman Square Community Development Corporation. “Tell me how many people can afford to buy an $800,000 house and pay $5,000 a month for the mortgage? We’ve always been an expensive area, but this is unmanageable.”

What happens when so many people are priced out of homeownership all at once?

Right now, a generational wealth divide is emerging, said Albert Saiz, an associate professor of urban economics and real estate at MIT.

While 50 years ago, nearly half of young adults age 25 to 34 in Massachusetts owned a home, today barely one-third do, and a recent analysis by Boston Indicators suggests the true rate is even lower, roughly 24 percent. Those people who were able to buy in the 1970s, ’80s, and ’90s have seen their investments turn into a launching pad for generational wealth: Those homes, in many cases, are now million-dollar nest eggs that have double or tripled in value, particularly in Boston and its suburbs.

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“Unless we do something about housing stock — building, building, building — this is a dangerous situation for working class folks who used to depend on housing as their main way to accumulate wealth,” said Saiz.

Take Coire Jones, 38, who makes almost $50,000 doing administrative work at a real estate law firm. Jones sets aside roughly $200 a month, mostly by cutting out extraneous spending, and by choosing to rent a small room in an apartment in Somerville for just $750 a month.

This is not how he pictured things going. Jones’s family has been in Massachusetts for generations, and he loves it here. He graduated from college with a history degree in 2009, in the middle of the Great Recession, and struggled to find a job.

He’s now switched career paths and found stable income. But Jones can do the math. He knows that at his current income, he’ll never be able to afford even a tiny home of his own.

“We millennials were told that you could be whatever you wanted to be and if you went to college you’d be in the middle class,” he said. “I don’t mind renting for the rest of my life. But the foundation of the American economy is that everyone buys a house, and that equity allows you to do a lot of different things and achieve financial stability. And that no longer exists for my generation.”

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That doesn’t stop people from trying.

Every year, 200 to 250 people enroll in first-time homebuyer classes at the Chinatown-based Asian Community Development Corporation, one of countless groups that aim to teach would-be buyers the ropes of mortgages, property inspection, and other intricacies of the biggest investment most people will ever make.

In previous years, it was common for 20 to 40 people who took the class to purchase a home, said Angie Liou, the Asian CDC’s executive director. Last year, only six did.

Latimore, of the Codman Square CDC, said a lucky few are able to purchase with the help of down payment and mortgage assistance programs sponsored by the city and other public entities.

Those who aren’t able to buy are left to grapple with what it means that they may never access homeownership.

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Some, like Harnois, are willing to stick it out as renters. She is too connected to the neighborhood where she grew up and today works in to consider leaving.

And then there are people like Lillian Rotondo, an East Cambridge resident who works in biotech sales. She said she can’t quite believe the prices of the homes she sees on the market.

She has a familiar story: She and her husband, a chef who works in the Seaport, make good money — roughly $240,000 a year. But it still doesn’t feel like enough to afford a $600,000 or $700,000 place, especially because Rotondo is pregnant with their first child, which they know will be expensive in its own way.

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Lillian Rotondo, who works in biotech sales, has been searching for a home with her husband, Marc Rotondo, for the last few years. They walked with their dog, Franklin Delano Roosevelt, in East Cambridge, near their apartment.
(David L. Ryan/Globe Staff)


Rotondo, who is pregnant with her first child, and her husband are likely going to move out of Massachusetts in order to afford buying a home.
(David L. Ryan/Globe Staff)

Rotondo’s parents migrated to the US from El Salvador with $20 to their name, she said. Years later, they were able to save up enough to buy a home on Long Island.

It’s important to Rotondo, who is 40, to do the same. And because they cannot afford it here, Rotondo and her husband are going to move, most likely to Rhode Island, somewhere near Providence.

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“We have worked hard our entire lives,’ she said. ”We should be able to afford a two-bedroom. So we’ll go somewhere we can.”


Andrew Brinker can be reached at andrew.brinker@globe.com. Follow him @andrewnbrinker.





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Boston nightclub where woman suffered medical emergency and died has license reinstated

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Boston nightclub where woman suffered medical emergency and died has license reinstated


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After hearing testimony from club representatives and the loved ones of a woman who died there Dec. 21, regulators found no violations.

ICON, a nightclub in Boston’s Theater District, had its entertainment license reinstated at a hearing Thursday. Lane Turner/The Boston Globe

A Boston nightclub where a woman collapsed on the dance floor and died last month will have its entertainment license reinstated after the Boston Licensing Board found no violations Thursday.

Anastaiya Colon, 27, was at ICON, a nightclub in Boston’s Theater District, in the early hours of Dec. 21 when she suffered a fatal medical episode. Following the incident, her loved ones insisted that the club’s staff did not respond professionally and failed to control crowds.

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City regulators suspended ICON’s entertainment license pending an assessment of any potential violations. During a hearing Tuesday, they heard from attorneys representing the club and people who were with Colon the night she died.

Anastaiya Colon, 27, suffered a fatal medical episode Dec. 21 while at ICON.
Anastaiya Colon, 27, suffered a fatal medical episode Dec. 21 while at ICON. – GoFundMe

As EMTs attempted to respond, crowds inside the club failed to comply with demands to give them space, prompting police to shut down the club, according to a police report of the incident. However, the club and its representatives were adamant that staff handled their response and crowd control efforts properly.

Kevin Montgomery, the club’s head of security, testified that the crowd did not impede police or EMTs and that he waited to evacuate the club because doing so would have created a bottleneck at the entrance. Additionally, a bouncer and a bartender both testified that they interacted with Colon, who ordered one drink before collapsing, and did not see any signs of intoxication.

Angelica Morales, Colon’s sister, submitted a video taken on her phone to the board for them to review. Morales testified Tuesday that the video disproves some of the board’s claims and shows that ICON did not immediately respond to the emergency.

“I ran to the DJ booth, literally bombarded everybody that was in my way to get to the DJ booth, told them to cut the music off,” Morales said. “On my way back, the music was cut off for a minute or two, maybe less, and they cut the music back on.”

Shanice Monteiro, a friend who was with Colon and Morales, said she went outside to flag down police officers. She testified that their response, along with the crowd’s, was inadequate.

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“I struggled to get outside,” Monteiro said. “Once I got outside, everybody was still partying, there was no type of urgency. Nobody stopped.”

These factors, along with video evidence provided by ICON, did not substantiate any violations on the club’s part, prompting the licensing board to reinstate their entertainment license at a subsequent hearing Thursday.

“Based on the evidence presented at the hearing from the licensed premise and the spoken testimony and video evidence shared with us from Ms. Colon’s family, I’m not able to find a violation in this case,” Kathleen Joyce, the board’s chairwoman, said at the hearing.

However, Joyce further stated that she “was not able to resolve certain questions” about exactly when or why the club turned off the music or turned on the lights. As a result, the board will require ICON to submit an emergency management plan to prevent future incidents and put organized safety measures in place.

“This plan should outline detailed operational procedures in the event of a medical or any other emergency, including protocols for police and ambulance notification, crowd control and dispersal, and procedures regarding lighting and music during an emergency response,” Joyce said.

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Though the club will reopen without facing any violations, Joyce noted that there were “lessons left to be learned” from the incident.

“This tragedy has shaken the public confidence in nightlife in this area, and restoring that confidence is a shared obligation,” she said. “People should feel safe going out at night. They should feel safe going to a club in this area, and they should feel safe getting home.”

Keeana Saxon, one of three commissioners on the licensing board, further emphasized the distinction Joyce made between entertainment-related matters and those that pertained to licensing. Essentially, the deciding factor in the board’s decision was the separation of the club’s response from any accountability they may have had by serving Colon liquor.

“I hope that the family does understand that there are separate procedures for both the entertainment and the licensing, just to make sure that on the licensing side, that we understand that she was only served one drink and that it was absolutely unforeseeable for that one drink to then lead to some kind of emergency such as this one,” Saxon said.





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Battenfeld: Michelle Wu should demand better security after Boston Medical Center rape

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Battenfeld: Michelle Wu should demand better security after Boston Medical Center rape


In the middle of Michelle Wu’s orchestrated inaugural celebration, prosecutors described a senseless hospital horror that unfolded at Boston Medical Center – a rape of a partially paralyzed patient allegedly by a mentally ill man allowed to freely roam the hospital’s hallways.

It happened in September in what is supposed to be a safe haven but too often is a dangerous campus. Drug addicts with needles frequently openly camp in front of the hospital, and in early December a security guard suffered serious injuries in a stabbing on the BMC campus. The alleged assailant was finally subdued by other security guards after a struggle.

In the September incident, prosecutors described in court this week how the 55-year-old alleged rapist Barry Howze worked his way under the terrified victim’s bed in the BMC emergency room and sexually assaulted her.

“This assault was brutal and brazen, and occurred in a place where people go for help,” Suffolk County prosecutor Kate Fraiman said. “Due to her partial paralysis, she could not reach her phone, which was under her body at the time.”

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Howze, who reportedly has a history of violent offenses and mental illness, was able to flee the scene but was arrested two days later at the hospital when he tried to obtain a visitor’s pass and was recognized by security. Howze’s attorney blamed hospital staff for allowing him the opportunity to commit the crime and some city councilors are demanding answers.

“This was a horrific and violent sexual assault on a defenseless patient,” Councilor Ed Flynn said. “The safety and security of patients and staff at the hospital can’t be ignored any longer. The hospital leadership must make immediate and major changes and upgrades to their security department.”

Flynn also sent a letter to BMC CEO Alastair Bell questioning how the assailant was allowed to commit the rape.

Where is Wu? She was too busy celebrating herself with a weeklong inaugural of her second term to deal with the rape at the medical center, which is near the center of drug-ravaged Mass and Cass.

If the rape had happened at a suburban hospital, people would be demanding investigations and accountability.

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But in Boston, Wu takes credit for running the “safest major city in the country” while often ignoring crimes.

Wu should intervene and demand better security and safety for the staff and patients at BMC.

Although the hospital is no longer run by the city, it has a historic connection with City Hall. It is used by Boston residents, many of them poor and disabled or from marginalized communities. She should be out front like Flynn demanding accountability from the hospital.

Boston Medical Center, located in the city’s South End, is the largest “safety-net” hospital in New England. It is partially overseen by the Boston Public Health Commission, whose members are appointed by the mayor.

BMC was formed in 1996 by the Thomas Menino administration as a merger between the city-owned Boston City Hospital, which first opened in 1864, and Boston University Medical Center.

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Menino called the merger “the most important thing I will do as mayor.”

When he was appointed CEO by the hospital board of trustees in 2023, Bell offered recycled Wu-speak to talk about how BMC was trying to “reshape” how the hospital delivers health care.

“The way we think about the health of our patients and members extends beyond traditional medicine to environmental sustainability and issues such as housing, food insecurity, and economic mobility, as we study the root causes of health inequities and empower all of our patients and communities to thrive,” Bell said.

But the hospital has been plagued by security issues in the last few years, and a contract dispute with the nurses’ union. The nurses at BMC’s Brighton campus authorized a three-day strike late last year over management demands to cut staffing and retirement benefits.

Kirsten Ransom, BMC Brighton RN and Massachusetts Nurses Association co-chair, said, “This vote sends a clear message that our members are united in our commitment to make a stand for our patients, our community and our professional integrity in the wake of this blatant effort to balance BMC’s budget on the backs of those who have the greatest impact on the safety of the patients and the future success of this facility.”

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Boston City Hall intruder who stole from employees nabbed by police, after shoplifting arrest: BPD

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Boston City Hall intruder who stole from employees nabbed by police, after shoplifting arrest: BPD


Boston Police said they have nabbed the masked suspect who entered private office suites in City Hall during work hours and stole wallets stuffed with cash and credit cards from multiple employees.

The Boston Police Department identified Darrin O’Neil, 60, of Lowell as the suspect involved in the City Hall thefts, which occurred last month, on Dec. 1.

O’Neil was already being held after a prior shoplifting arrest at DICK’s House of Sport on Boylston Street when he was identified as the alleged perpetrator of the City Hall crime, following what the cops described as an “extensive investigation,” Boston Police said on Wednesday.

Three City Hall employees reported that their wallets, which contained cash, credit cards, health savings account cards, and personal ID were stolen from their offices, per Boston Police reports.

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One woman who had her wallet snatched out of her purse with two credit cards, her City Hall ID, Massachusetts driver’s license, insurance and library cards, and $100 in cash told police two of her coworkers saw an unknown man “in the area who was wearing a brown beanie, dark jacket, sweatpants, and a blue face mask.”

Two other employees told police that not only were cash and credit cards stolen from their offices, but the thief used the cards to rack up hundreds of dollars in unauthorized purchases — totaling $1,500 at Macy’s and Walgreens.

The incident led to calls from two city councilors, Ed Flynn and Erin Murphy, for the city to tighten up security protocols in light of the intrusion and theft, which occurred during work hours and was described by both as a “security breach.”

Mayor Michelle Wu’s office said a day later that steps have already been taken to increase security after the incident, which involved unauthorized access to “several” office suites that are restricted to authorized personnel only.

Municipal Protective Services, which provides security for city buildings, has increased internal patrols throughout City Hall as a result of the incident, the mayor’s office said.

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O’Neil was arrested on shoplifting charges on Dec. 27 at 760 Boylston St., after he was seen inside DICK’s House of Sport concealing merchandise, police said.

Police said they had responded to the store at 11:39 a.m. for a report of a theft in progress.

While police approached, O’Neil was seen exiting the sporting goods store. The cops “were able to quickly stop the suspect and could see clothing with tags affixed to them inside of a bag,” police said.

During a search, about $408 of stolen merchandise was recovered, police said.

For the shoplifting incident, O’Neil was arrested and charged with larceny under $1,200 and being a common and notorious thief, police said.

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After further investigation, police said they determined that O’Neil had seven active warrants for his arrest for charges of four counts of larceny from a building, three counts of receiving stolen property under $1,200, two counts of larceny of a credit card, shoplifting by asportation, credit card fraud under $1,200, and shoplifting by concealing merchandise.



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