Minnesota

Ramstad: The Minnesota doctor’s offices where you don’t need insurance

Published

2 months ago

November 6, 2024

Ramstad: The Minnesota doctor’s offices where you don’t need insurance

With a client base of 500 to 600, a fraction of the 2,000 to 3,000 they might see in a major health system, a DPC doctor charging an average monthly per person fee of $80 would generate around $500,000 in annual revenue. That would well cover the average salary for a family doctor, which is about $225,000 nationwide, and leave room to pay for other expenses, perhaps an office administrator and part-time nurse.

For patients, the calculation can be more complex. Slings and Vang told me most of their patients maintain insurance to cover emergencies or the prospect of hospitalization. Some turn to health shares, many of which are organized by faith organizations and serve as pools of funds designed to cover catastrophic care for their members.

If the deductible on your medical coverage is high, like mine, then taking on the additional fees of going to a DPC doctor represents a gamble.

It will pay off if you wind up visiting the doctor two or three times in a year on top of a physical. That’s because for most single adults with a high deductible policy, a physical is usually covered but each additional visit can be several hundred dollars, costs paid out of pocket until reaching the deductible of $2,000 or $3,000 or more. Cumulatively, those out of pocket costs could exceed the annual cost of a DPC doctor.

For a couple or family, it seems to me there’s a greater likelihood of needing a doctor multiple times before reaching the deductible, even if that threshold is higher than for a single person.

Of course, even if it costs extra, some people may feel it’s worthwhile to have more time and quicker access with a doctor. If direct primary care proliferates, new types of insurance may form around it.

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Minnesota

A look at Minnesota's revamped wide receiver room for 2025

Published

3 hours ago

December 26, 2024

Press Room

A look at Minnesota's revamped wide receiver room for 2025

Entering this transfer portal, Minnesota’s wide receiver room was a major focus for P.J. Fleck and his coaching staff.

It shouldn’t be a surprise. Entering the offseason, the Gophers were set to say goodbye to both Daniel Jackson and Elijah Spencer. Behind them, the depth at the position was highly inexperienced outside of Le’Meke Brockington. The only other receiver to appear in more than 10 games this season was Cristian Driver who had a limited impact in 2024.

Now with the Gophers putting the finishing touches on their transfer portal class this window, three of the program’s top four commitments in the portal are wide receivers.

This month, the Gophers have landed wide receiver commitments out of the protal. Those additions come in the forms of; Nebraska’s Malachi Coleman (No. 90 overall transfer), Miami (OH)’s Javon Tracy (No. 97 overall transfer), and UCLA’s Logan Loya (No. 222 overall transfer).

Combined, the three wide receivers bring 88 career games of experience with them and over 1,500 career snaps.

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Minnesota

NEXT Weather: 10 p.m. report for Minnesota on Dec. 25, 2024

Published

12 hours ago

December 26, 2024

Press Room

NEXT Weather: 10 p.m. report for Minnesota on Dec. 25, 2024 – CBS Minnesota

Watch CBS News

WCCO meteorologist Lisa Meadows says rain will move in late Thursday and stick around into the weekend.

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Minnesota

MSU Alum Having Career Year for Minnesota Vikings

Published

23 hours ago

December 25, 2024

Press Room

MSU Alum Having Career Year for Minnesota Vikings

Former Michigan State wide receiver and current Minnesota Viking Jalen Nailor has been terrific in his third season in the pros. As the third wide receiver on the field alongside Justin Jefferson and Jordan Addison, Nailor has improved his career numbers in his now third year in the league.

Drafted in the sixth round of the 2022 NFL Draft out of MSU, the Vikings landed a strong piece to an even stronger offense in the Vikings. Nailor’s efforts since joining the Vikings have provided the franchise comfort knowing he is out on the field.

In his first season, Nailor played in 15 games, recording nine receptions in 13 targets. He posted 179 receiving yards in his rookie campaign, averaging 19.9 yards per reception. Receiving seven first downs in Year 1, the Vikings looked to get Nailor more involved on the roster in Year 2.

Though the team wanted to get more out of Nailor, they were unable to due to Nailor’s lack of time on the field. In his second season, Nailor only played in six games. In the six games, Nailor totaled only three receptions that went for 29 receiving yards. Nailor received one first down on the season before he was inactive in Weeks 15, 16 and 17.

In what would be a do-or-die season after a lackluster second-season campaign, Nailor made sure he reminded Viking fans why he belonged. Playing in 15 games for the Vikings this season, Nailor has dropped career highs in four different statistical categories. MSU fans should be proud of their former Spartan.

Nailor has 20 receptions, which is one of his new career highs, and he has totaled 280 yards, averaging 14 yards per reception. His best game on the season came against the Detroit Lions back in Week 7, where he recorded four receptions in five targets and got 76 receiving yards, averaging 19 yards per reception.

As the Vikings approach the postseason, Nailor should be a key piece to a deep playoff run if the Vikings make it as far. Minnesota, going into Week 17, has a record of 13-2 and should continue to be a force to take seriously for whoever it faces in the playoffs.

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