Indiana
Indiana led U.S. in February foreclosure rates, Indy among worst metros
Affordable housing is limited in Hamilton County. Here’s why.
Jennifer Miller, HAND’s executive director, shows Home Place Gardens and speaks about the need for affordable housing in Carmel and Hamilton County.
Kelly Wilkinson, Indianapolis Star
At a time when “affordability” is the watchword in politics nationwide, recent data shows that Hoosiers faced more risk of losing their homes last month than residents in any other state.
Indiana reported the nation’s highest foreclosure filing rate in February, according to real estate data company ATTOM. What’s more, the Indianapolis region ranked among the worst-performing major metro areas.
The findings contradict the view of Indiana and the Indianapolis region as affordable havens where residents can more easily own homes. Experts say that home prices remain low compared with other states but have risen steeply since 2020, increasing property taxes. Upticks in other expenses like homeowners’ insurance and utilities, along with stagnant wage growth, have put an increasing number of Hoosiers at risk of losing their homes.
“This is a bad look for us in general, and it does indicate that our affordability problem is kind of reaching a crisis,” said Sara Coers, associate director of the Indiana University Center for Real Estate Studies. “We have a lower natural ceiling on what we can afford because of the wages that we receive here.”
What Indiana foreclosure data shows
Last month, about one in every 1,600 housing units in Indiana had a foreclosure filing, which means lenders took legal action against a homeowner who failed to keep up with their monthly mortgage payments. That foreclosure filing rate was the worst in the nation and more than twice as high as the average U.S. rate, the data shows.
The situation is even worse in the Indianapolis metropolitan area, which landed at No. 3 among metros with over 200,000 people with the worst foreclosure filing rates.
In the Indianapolis region, roughly one in every 1,250 housing units had a foreclosure filing — about three times worse than the national average. Evansville was the only other Indiana metro to make the list, right behind Indy at No. 4.
The problem isn’t new, but it’s growing worse. After falling between 2020 and 2021 thanks to pandemic relief programs, Indiana’s foreclosure filing rates have since rebounded. Throughout 2025, Indiana consistently ranked among the 10 worst states, according to the Fair Housing Center of Central Indiana.
What’s behind the affordability crisis
Experts like Coers and FHCCI Executive Director Amy Nelson say the recent spike in foreclosure filings is in part due to rising escrow amounts — monthly payments for property expenses like taxes and homeowners’ insurance.
From 2019 to 2025, Indiana’s average escrow payment rose more than 50%, according to data analytics company Cotality. Today, about one-third of the money that Hoosier homeowners send to lenders each month goes toward those escrow costs, rather than paying down the home loan itself.
Beyond those property costs, residents are consistently spending more money on electricity bills, groceries and now gasoline, because of the war in Iran.
Higher costs especially strain residents in Indiana, a state where wage growth has lagged further behind the U.S. average in recent years, IU’s Indiana Business Research Center reports. More Hoosiers work lower-wage jobs in manufacturing or transportation than the national average, Coers said, and therefore they struggle to weather economic crises.
“Credit card usage is way up, savings rates are way down, and people just don’t have anything to back them up if things don’t go perfectly,” Coers said. “And if your expenses keep rising, but your wages are not keeping pace, it’s just really hard to stay abreast of your own household expenses.”
Households can often avoid foreclosure proceedings by being upfront about their financial struggles with lenders and finding alternate payment plans, said Trevor Meeks, chief consumer solutions officer for the Indianapolis Neighborhood Housing Partnership. Instead of losing the home through foreclosure, they might be able to sell it to help cover housing costs while they recover.
He said he’s worked with local families who found themselves in financial crises after losing jobs or working reduced hours. He mentioned one single-parent household that was forced to choose between paying for their child’s college tuition and paying the mortgage.
“Our mortgage borrower made the very difficult decision to cover the cost of tuition themselves and jeopardized their ability to make the mortgage payment on time,” Meeks said.
How Indiana leaders are responding
Indiana lawmakers in both political parties have increasingly called affordability a top concern, including Republican Indiana Gov. Mike Braun.
In a March 19 interview with IndyStar, Braun noted that Hoosier homeowners will soon get some relief as his sweeping property tax reform law, Senate Enrolled Act 1, takes effect this year. Two-thirds of homeowners are projected to see a lower property tax bill in 2026 than last year, mainly through tax credits that will save households up to $300.
With policies like this year’s House Enrolled Act 1001, Republicans also took steps to reduce the cost and regulatory burden on homebuilders so they can build more housing to help ease prices, Braun said.
To tackle the other side of the issue and boost wages, the governor said he’s pushing the Indiana Economic Development Corp. to create 100,000 more high-wage jobs in agricultural and life sciences in Indiana over the next decade. He said the state will commit $1 billion to that goal.
Braun’s property tax reforms have been criticized for offering meager savings to homeowners while sapping revenue from local governments, likely forcing leaders to make cuts to services like education and infrastructure unless they impose higher income taxes.
But Braun said Indiana’s staggering foreclosure filing rate shows that households need relief and local governments need to make do with less.
“I think if local governments are complaining about revenues being too slim, well, that obviously would be something that’d be hard to square with the fact that property tax payers, specifically as it relates to homes, are having trouble making ends meet,” Braun said. “So that means something’s got to give in the middle.”
Email Indianapolis City Hall Reporter Jordan Smith at JTSmith@indystar.com. Follow him on X @jordantsmith09 and Bluesky @jordanaccidentally.bsky.social.
Indiana
Indiana AG seeks execution date for death row inmate convicted in 2010 killings of two children
Indiana Attorney General Todd Rokita on Wednesday asked the Indiana Supreme Court to schedule the execution of death row inmate Jeffrey Weisheit.
The filing came just eight days after the U.S. Supreme Court declined to intervene in Weisheit’s case.
He was sentenced to death in 2012 for the murders of 5-year-old Caleb Lynch and his 8-year-old sister, Alyssa Lynch, who were killed in a Vanderburgh County house fire in 2010.
In a verified motion filed with the state’s high court, attorneys for the state argued that Weisheit has exhausted all available avenues of review and that no active stay remains in place to prevent his execution.
The state requested that the court set an execution date 30 to 45 days after granting the motion.
“For more than 15 years, the family of these two innocent children has waited for justice,” Rokita said in a Wednesday statement. “A jury lawfully convicted Weisheit and sentenced him to death. That sentence has been upheld through every level of the judicial system. It is long past time to carry out the sentence.”
Weisheit killed the children during the early morning hours of April 10, 2010, according to court records. Prosecutors said he “hog-tied” Caleb and placed railroad flares in the boy’s underwear before igniting them and fleeing the home. Alyssa was also inside the residence when the fire spread through the house, killing both children.
Authorities later apprehended Weisheit in Kentucky after a high-speed chase. Court records indicate he threw a knife at pursuing officers before being taken into custody.
A Vanderburgh County jury convicted Weisheit in 2012 of two counts of murder and recommended a death sentence after finding multiple aggravating circumstances, including that both victims were younger than 12 years old. The trial court subsequently imposed the death penalty.
The case has spent more than a decade moving through state and federal courts.
The Indiana Supreme Court upheld Weisheit’s convictions and death sentence in 2015. His request for post-conviction relief was later denied, and the state’s high court affirmed that decision in 2018.
Weisheit then turned to federal court, filing a habeas corpus petition in the U.S. District Court for the Southern District of Indiana in 2020. The petition was denied in 2022, and the U.S. Court of Appeals for the Seventh Circuit affirmed the decision last August before rejecting a rehearing request the following month.
The U.S. Supreme Court declined to hear the case on June 8.
Indiana
Indiana mom killed protecting son during Facebook Marketplace robbery, 18-year-old suspect arrested
A heroic Indiana mother was killed when she stepped in between her son and an 18-year-old gunman who had pulled a firearm on them during a Facebook marketplace sale.
Jean Gragg, 40, and her teenage son were selling a watch to prospective buyer John Ford during an arranged meet-up on the front porch of their Edison Park, Ind., home near the University of Notre Dame on June 10, South Bend Police said.
Gragg’s son had planned to sell the watch to Ford just before 10 p.m.
Family friends said the exchange was common for Gragg’s son, who has made sales through Facebook Marketplace “many times before.”
Ford allegedly pulled out a handgun while he was inspecting the timepiece.
“When Jean stepped in to support her son, the man went over the edge,” family friend Debra McKinley wrote on a GoFundMe.
Gragg, an office manager for H&R Block, wedged herself between the two teens and pushed the suspected gunman away and off her property.
Ford allegedly fired multiple shots at Gragg, who was walking up her driveway back to her home as her horrified family watched.
She was struck in the head by one of the rounds.
Nearby security cameras captured Gragg falling to the ground as Ford ran away, according to court records viewed by WSBT.
Gragg was rushed to a local hospital in critical condition before she was declared brain-dead. She was taken off life support by 6 p.m. on June 13, McKinley said.
“My superhero,” Gragg’s son told WNDU.
Gragg was remembered as a traveler who enjoyed spending time with her son and friends.
“She was a nurturer, if anyone close to her was sick, you could count on her to take excellent care of you,” her family said in an online obituary. “Jean was a dedicated, wonderful mother, very loving and caring, always putting her son first down to her very last breath. (He) was her whole world.”
Ford was tracked down to an apartment complex 2 miles from the scene of the shooting.
Police had also found the suspected gun dumped over a fence at the complex.
Ford allegedly admitted to shooting at Gragg during an interview with police.
He has been charged with murder, attempted murder and robbery in the shooting.
Ford is being held at the St. Joseph County Jail without bond, according to police.
Protesters in Merrillville, Indiana, gathered outside a private event for Indiana Gov. Mike Braun to voice concerns about data centers. Fox Chicago’s Bret Buganski reports live from the demonstration.
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