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Massive property tax hikes hurt Chicago’s low-income families

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Massive property tax hikes hurt Chicago’s low-income families



Chicago homeowners on the South and West Sides are bracing for huge property tax hikes, driven by surging assessments and government spending tied to pensions.

Property tax bills are about to spike for tens of thousands of Chicago homeowners.

A new investigation from Illinois Answers and the Chicago Tribune found assessments doubled or even tripled for more than 37,000 homes on the South and West Sides, setting the stage for punishing tax bills this fall. In Englewood, Roseland and North Lawndale, median assessments jumped between 119% and 160%, far outpacing the 22% citywide median.

For many longtime residents, this means higher tax bills they can’t afford and fewer options to relocate. One homeowner put it bluntly: “Even if I did sell, where would I go?”

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These assessment spikes don’t exist in a vacuum. Property taxes are the primary funding source for local governments. Chicago continues to seek out more funding rather than lowering spending.

Illinois homeowners already pay the highest effective property tax rate in the nation, at about 1.83% a year of their property’s value. In Cook County, the effective rate is 1.98%. That burden has contributed to tens of thousands of residents leaving Illinois, shrinking the tax base and forcing those who remain to shoulder an even heavier load.

It’s also led to more than 1,000 homeowners in Cook County – including 125 senior citizens – since 2019 losing their homes and all of their equity over a property tax debt smaller than the price of a 10-year-old Chevy Impala. The U.S. Supreme Court has found the practice of taking more than the tax owed to be unconstitutional, but Illinois state lawmakers have yet to change the law to stop equity theft.

In May 2022, 37,000 properties in Cook County were planned for delinquent tax sale. Of those, 54% had tax debts of less than $1,000. High property tax rates are punishing low-income residents and making home ownership more difficult.

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It’s time for Chicago policy leaders to look into reforms that can provide relief, especially to low-income communities that need it most.

Reforming costly tax increment financing districts would be one place to look. These districts set aside property tax revenue into a special fund to pay for commercial development projects such as land purchases, demolition or site prep.

These public dollars benefit private developers rather than schools, parks, or other public services. They also put local government in the role of picking winners and losers in the marketplace by subsidizing one business over another.

In 2023, $1.36 million in property tax revenue – 42% of Chicago’s $3.23 million total tax levy – was diverted into tax increment financing funds. In suburban Cook County, $428.3 million, or 25% of $1.69 billion in total property taxes, was allocated to these zones.

Lawmakers should cap how long tax increment financing districts can last and limit the number of times they can be extended. Returning those dollars to general use would bring much-needed transparency and real property tax relief for Illinois residents.

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They should also look to reform the property tax appeals process. The process favors wealthier taxpayers and businesses that have the time and resources to appeal their assessments, leading to increased rates for homeowners who don’t. In higher-income communities, nearly 46% of properties filed appeals. In lower-income communities, just 11% appealed.

Between 2021 and 2023, businesses in Cook County, which already face some of the highest commercial property taxes in the nation, successfully appealed their property assessments and shifted $1.9 billion to homeowners.

Another complication is sitting lawmakers can act as property tax appeal attorneys and profit from a system of ever-growing tax hikes. Imprisoned former Illinois House Speaker Mike Madigan did that, as well as confined former Chicago Ald. Ed Burke. That source of corruption shouldn’t be allowed.

Finally, the best way to reduce the burden on low-income residents is to reduce the tax burden for everyone. That can only be achieved through constitutional pension reform.

Chicago sees 80% of the property taxes go toward its growing pension debt. Rather than seeking to control spending, Gov. J.B. Pritzker recently signed a “pension sweetener” for Chicago police and firefighters that will increase liabilities by $11.1 billion.

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Constitutional reform would allow for moderate pension changes. It would increase the fiscal health of these systems and reduce the property tax burden on Chicago homeowners.

Lawmakers can ease the pressure on neighborhoods such as Englewood, Roseland and North Lawndale by reforming pensions and eliminating the practices that drive up the costs. Structural reforms will give families stability and let communities thrive.





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Capitol News Illinois | Judge delays decision on special prosecutor for ‘Operation Midway Blitz’

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Capitol News Illinois | Judge delays decision on special prosecutor for ‘Operation Midway Blitz’


CHICAGO — The legal battle over how federal immigration agents can be investigated and charged by local prosecutors — namely Cook County State’s Attorney Eileen O’Neill Burke — won’t be resolved for a little while longer as a Cook County judge on Monday pushed off her scheduled ruling on whether to appoint a special prosecutor to oversee such cases.

As she began Monday morning’s hearing, Cook County Judge Erica Reddick noted that since she heard arguments over the special prosecutor petition last month, there had been a few related developments.

“Spoiler alert: There will not be a ruling today,” Reddick said.

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First, a state panel appointed by Gov. J.B. Pritzker published a final report April 30 memorializing dozens of clashes between federal agents and both undocumented immigrants and U.S. citizens during the Trump administration’s Chicago-focused “Operation Midway Blitz” mass deportation campaign this past fall.

That same day, the Illinois State Police opened an investigation into the fatal shooting of Silverio Villegas González by an immigration officer in September. When the investigation is complete, the ISP plans to turn it over it to the state’s attorney’s office, which a Burke spokesperson confirmed will “play a supportive role in their investigation.”

Lawyers for the coalition of more than 400 petitioners, including elected officials and community leaders, behind the push for a special prosecutor want the dual developments to be included in the records the judge is weighing.

However, the judge lightly admonished Locke Bowman, one of the attorneys for the coalition, after he told her he couldn’t promise that he wouldn’t want the record supplemented again.

Reddick said she wasn’t precluding that possibility, “but please understand: This must come to an end.”

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After a Friday deadline for Bowman and his colleagues’ latest legal filing, the judge will rule on May 21.

This week marks two months since the coalition filed its petition for a special prosecutor, ramping up an already contentious public pressure campaign for Burke’s office to investigate and charge federal immigration agents.

The state’s attorney has maintained her office has limited legal authority to do so without a request from law enforcement, which she has not yet received. She’s also repeatedly pointed to federal agents’ relative immunity from state prosecution under the U.S. Constitution’s supremacy clause and Illinois Supreme Court precedent as reasons to tread carefully so as not to risk any future case falling apart on appeal.

But in February, as the pressure to prosecute grew louder, Burke’s office put together guidelines for handling any future investigations of federal agents. The protocol, which was written with guidance from Illinois Attorney General Kwame Raoul, stipulates the state’s attorney’s Law Enforcement Review Unit can help investigate once a law enforcement agency “believes that there is sufficient evidence to support felony charging and is seeking felony review.”

‘It’s not a hypothetical’

On Monday, Reddick quizzed Assistant State’s Attorney Yvette Loizon on why the protocol only mentioned the possible investigation of use of force, and not nonviolent crimes like conspiracy and perjury. Both of those hypothetical charges were specifically named in the March 12 petition for a special prosecutor, though the judge objected to Loizon’s use of the word “hypothetical” in answering her question about whether the state’s attorney’s office would limit the scope of its investigations.

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“It’s not a hypothetical,” Reddick said, interrupting Loizon, adding that if a law enforcement agency’s investigation finds facts supporting conspiracy or perjury charges, the state’s attorney’s office would then be faced with the question of whether to take it up.

After a tense back-and-forth, Loizon assured the judge that the state’s attorney’s office would dedicate resources to pursue such allegations if they turn up, though she said it would be unlikely they’d be alleged in a vacuum without also being connected to use of force charges.

In a statement after the hearing, a spokesperson for Burke’s office reiterated that the state’s attorney “has repeatedly condemned the tactics used by the Trump administration and during Operation Midway Blitz.” Critics of the state’s attorney have accused her of being slow to action so as not to risk relationships within the Trump administration and funding for key priorities like gun violence, which they say is tantamount to the kind of conflict of interest that should trigger a special prosecutor appointment.

But Burke maintains that her concern is not seeing cases overturned on appeal, thus undermining efforts to investigate and prosecute federal agents’ alleged abuses.

“As we have argued in court, the CCSAO (Cook County State’s Attorney’s Office) must follow the law and the facts to protect the integrity of our prosecutions and ensure that any resulting conviction will stand,” Burke spokesperson Elyssa Cherney said, referencing a 2017 Illinois Supreme Court ruling limiting local prosecutors’ ability to open investigations without law enforcement. “The petition seeking a special prosecutor is frivolous, contains baseless allegations and gross misrepresentations of the law.”

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State Rep. Norma Hernandez, D-Melrose Park, however, said Monday that it looks very different from the outside, especially in immigrant-heavy communities like those she represents in the near-west suburbs of Chicago.

“Our community should not have to organize this hard simply for our voices to be heard,” she told reporters outside Reddick’s courtroom.

“The negligence and inaction of Cook County State Attorney Eileen Burke has only deepened that pain. When prosecutors refuse to act or investigate with urgency, they send a dangerous message to families: That justice depends on who you are and what community you come from.”





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PPP Loan Scandal Busts Joliet Woman Working For Illinois Department Of Corrections: AG Kwame Raoul Reveals

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PPP Loan Scandal Busts Joliet Woman Working For Illinois Department Of Corrections: AG Kwame Raoul Reveals


JOLIET, IL —Attorney General Kwame Raoul issued a press release on Monday is alleging a Will County woman fraudulently received a Paycheck Protection Program (PPP) loan for more than $20,000 while employed by the Illinois Department of Corrections.

The Attorney General’s office charged Jamilah Franklin, 48, of Joliet, with one count of loan fraud of more than $10,000, a Class 2 felony punishable by up to seven years in prison; and three counts of forgery, Class 3 felonies punishable by up to five years in prison. Sentences are ultimately determined by the court. Franklin’s first court appearance is June 18.

“Federal assistance programs served as a lifeline for small businesses and unemployed Americans during the COVID-19 pandemic, and it is unacceptable that government employees would abuse that vital support,” Raoul said. “I will continue to collaborate with other agencies to hold public workers accountable for abusing these programs.”

Attorney General Raoul’s office alleges Franklin was employed by the DOC as a lieutenant when she fraudulently applied for a PPP loan from the U.S. Small Business Administration by falsely claiming she owned a business. According to Raoul’s office, Franklin received $20,516 in 2021 as a result.

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The Attorney General’s office is prosecuting this case based on a referral by the Office of Executive Inspector General and following an investigation by the Illinois State Police Division of Internal Investigation.

“The Illinois State Police pursues any state employee committing criminal behavior and will continue to work with Attorney General Raoul’s office to hold employees accountable and ensure justice,” said ISP Director Brendan F. Kelly.

Raoul’s office has prosecuted dozens of individuals for PPP loan fraud and referred other investigations to the appropriate state’s attorneys for further evaluation.

Deputy Chief Jonas Harger is prosecuting the case for Raoul’s Public Integrity Bureau.





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The Weekly: Illinois detention centers, Canvas breach and AI policies

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The Weekly: Illinois detention centers, Canvas breach and AI policies


The Daily Northwestern · The Weekly: Illinois detention centers, Canvas breach and AI policies   WALLIS ROGIN: Last week, The Daily reported on Illinois legislation defining where “detention center facilities” can be located, Northwestern professors’ policies on artificial intelligence and a Canvas hack that targeted over 9,000 schools. From The Daily Northwestern, I’m Wallis Rogin….



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