Cleveland, OH
This Is the Best U.S. City to Retire for $1,800 or Less a Month
With high interest rates and inflation making it harder for Americans to save for retirement, affordability is of utmost importance when deciding where to spend your golden years. Recently, Ohio has emerged as one of the most retirement-friendly states in the country as several of its cities — most notably, Akron, Youngstown, and Toledo — have been highlighted in different reports for their low cost of living.
But if you’re after big-city life and all the amenities that come with it post-retirement, then put Cleveland on your radar, too. The second most populous city in The Buckeye State and the largest on Lake Erie, just ranked eighth in GoBankingRates.com’s list of cities to retire on less than $2,500 per month.
GoBankingRates crunched the numbers and estimated that monthly expenses — like groceries, entertainment, and transportation — would cost less than $1,700. (Or $1,690, to be exact.) Add to that $622 in monthly mortgage costs, and you should have a budget of at least $2,312 to retire in Cleveland. The company also points out that Cleveland is the largest city on their list, “and living there would give retirees a lot of options of things to do.”
The city, which sits at the mouth of the Cuyahoga River, is home to about 372,000 residents, 14,6 percent aged 65 or over, according to census data. Because of Lake Erie, the city’s climate is milder than the rest of the state, so Clevelanders enjoy warmer winters and cooler summers.
Thankfully, the city has plenty of parks and hiking trails where residents can enjoy the weather and keep active. Cleveland’s Metroparks system boasts 25,000 acres worth of amenities, offering activities like hiking and biking (the area has 325 miles of trails), golf, fishing, and swimming. Sports fans can watch the city’s three major league teams (the Cavaliers, the Browns, and the Guardians) live at world-class sports venues.
And music and art fans can always pay a visit to the Rock & Roll Hall of Fame and Cleveland’s Art Museum, two of the country’s finest cultural destinations. (Cleveland residents are granted complimentary access to the Rock & Roll Hall of Fame and general admission at the city’s art museum is free.) Moreover, Playhouse Square, Cleveland theater district, is the second largest in the country after New York City.
According to data from the Council for Community and Economic Research, housing is the main factor that drives the lower cost of living in Cleveland. While utilities and groceries cost slightly above the country’s average, housing is the least expensive category.
“Cleveland is one of the most affordable and accessible markets that sits close to a major metropolitan area,” Janis McCormick, regional vice president, Ohio East, Howard Hanna Real Estate Services/Luxury Portfolio International, told Travel + Leisure. In December 2023, the median home price in Cleveland was $113,300, according to Zillow, while the national median was $382,600.
“We are seeing a trend with empty nesters who are selling their family homes and buying or renting near the downtown area and surrounding cities such as Tremont, Ohio City, and Gordan Square, and along the lakefront. The inner-ring communities of Cleveland Heights, Shaker Heights, and Lakewood are excellent locations for those who want a short trip to the cultural scene. Smaller, quaint and serene communities like Chagrin Falls, Bay Village and Hudson offer a variety of housing products and all feature downtown areas with restaurants, shops, outdoor festivals, farmers markets, and concerts,” McCormick explained.
Her No. 1 piece of advice for potential buyers, especially those out-of-state, is to explore the city, as “there are vast differences from the East Side to the West Side, and from urban, the suburban, village and rural areas,” and then find a knowledgable, local real estate agent to work with.
“Cleveland and northeast Ohio offer so many possibilities for anyone looking to retire to an affordable, active, convenient location to anywhere in the country,” she said.
Cleveland, OH
Leaders in Washington and Cleveland take aim at affordable housing in Northeast Ohio
CLEVELAND — Ahead of her Third Annual Housing Expo this Saturday at Tri-C Corporate College East, Rep. Shontel Brown (D-OH) rolled out her Safe and Affordable Housing Agenda on Tuesday. It’s a series of four bills aimed at lowering home costs while strengthening lead paint and pipe abatement.
“We wanted to bring something forward that would improve the living conditions, to make things more affordable and more accessible for not only the constituents of Ohio’s 11th Congressional District but those who are experiencing the same challenge across the country,” Brown told News 5.
The Housing Supply Fund Act is legislation that encourages the building of more affordable housing by filling financing gaps that are holding back construction. The legislation would establish a competitive program within the Treasury’s Community Development Financial Institutions (CDFI) Fund to address financing gaps that prevent otherwise viable housing projects from moving forward.
“We want to make sure we do not give up on affordable housing; we want to make sure that it is more accessible,” Brown said.
There is also the Affordable Housing Preservation and Protection Act, which is legislation to maintain and preserve existing HUD-assisted housing. This legislation establishes a new HUD preservation authority to provide targeted financing and intervention tools for distressed HUD-assisted multifamily properties at risk of deterioration, foreclosure, or loss of affordability.
The bill is designed to help preserve affordable housing, facilitate responsible ownership transitions, and protect existing federal housing investments serving seniors, working families, and vulnerable residents.
The other two bills introduced deal with the issue of lead abatement. The GET THE LEAD OUT Act of 2026 would create a new federal grant program to replace lead pipes, fixtures, and taps. The legislation would create a broad federal framework to address lead in drinking water and housing by funding removal of lead-based pipe and tap hazards, establishing training and certification requirements, directing federal standards and state programs, and integrating lead plumbing remediation into major housing programs. Brown’s legislation creates new authorities and financing mechanisms to drive national action on residential lead plumbing hazards.
The Removing Existing Pipes with Lead and Advancing Clean Environments (or REPLACE) Act improves existing lead paint and lead pipe removal programs within the federal government. This legislation would amend existing HUD and Safe Drinking Water Act authorities to strengthen lead-paint hazard remediation in housing, improve local implementation capacity, and better coordinate paint and pipe removal efforts.
“We know that this has been a longstanding issue in the City of Cleveland,” she said. “What we’re doing is trying to supplement and amplify the opportunities to be able to address these issues that have long-standing impacts in our community.”
Brown’s announcement comes on the heels of the Bibb administration’s announcement of the creation of the Housing Innovation District, a 1,500-acre swath of land covering St. Clair, Superior and Hough where efforts will begin this summer to repopulate streets that have lost more than half of their homes in recent decades with new housing starting on East 67th south of St. Clair, where ten homes will go up later this year.
A recent New York Times piece cited that among the barriers to building more housing are restrictive zoning and permitting, something the city addresses in this district.
“One of the big things that we’re doing is eliminating permit fees for single-family home construction, which is again a real sort of barrier to this sort of work,” said Tom McNair, Mayor Justin Bibb’s Chief of Integrated Development.
They also established what they call a “Pattern Book,” where they’ve pre-approved designs for certain types of homes in this district to speed up the process.
“When there’s a vacant lot that the city owns, it will be like this is the home you want, this is the lot you want to build on, here’s your permit,” he said.
Congresswoman Brown sees their efforts helping citizens towards the same goal.
“Our legislation would dovetail perfectly into what the mayor is putting forth as well,” she said. “People are doing all of the right things, they’re working hard, but they’re still having trouble getting ahead, and we want to be able to again address that gap as it relates to the opportunity to build wealth in our community, and this legislation will certainly help put people on a pathway to do that.”
Part of that pathway includes Brown’s Housing Expo for constituents of the 11th Congressional District. “It’s a one-stop shop for everything housing, so whether you are a renter or whether you are a first-time home buyer, whether you are looking to renovate, whether you are a senior that’s aging in place. We wanted to bring every aspect of the housing industry under one umbrella, and so we will do that.”
Constituents can register for the free event here.
Cleveland, OH
Fire crews battle Cleveland duplex blaze, ammunition heard popping inside
CLEVELAND, Ohio (WOIO) – The Cleveland Division of Fire responded to a 2 1/2 story side-by-side duplex fire Monday afternoon.
According to Cleveland Fire, the call came in just after 5 p.m. at 2154 and 2156 W 98th St.
The fire started in a second floor bedroom that spread to the attic.
Due to the size of the house and the volume of the fire, an extra engine and ladder companies were called to assist.
Cleveland Fire said a total of eight adults and three children were displaced from the fire and the Red Cross was called to assist.
Firearms were inside the structure and firefighters said they could hear ammunition going off as they fought the fire.
The fire also extended to an old tree that caught fire.
Total estimated loss is $120,000, Cleveland Fire said.
The cause of the fire is still under investigation and no injuries were reported.
Copyright 2026 WOIO. All rights reserved.
Cleveland, OH
Series Preview: Guardians at Yankees

-
World6 minutes agoIranians speak out over possible Trump-regime deal
-
Politics9 minutes agoDOJ expands indictment against SPLC, alleging $4M secretly funneled to KKK and extremist groups
-
Health14 minutes agoCancer survivors saw major improvements in sleep and well-being with one weekly practice
-
Sports21 minutes agoTomas Hertl scores game-winner as Golden Knights rally to beat Hurricanes in Game 1 of Stanley Cup Final
-
Technology24 minutes agoWould you ride in Waymo’s new Ojai robotaxi?
-
Business29 minutes ago
Aspiration co-founder sentenced to 14 years for fraud
-
Entertainment36 minutes agoScott Pelley fired from ‘60 Minutes’ after accusing CBS News bosses of ‘murdering’ the program
-
Politics44 minutes agoCalifornia congressional race results threaten GOP power in DC