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Fitness Doesn’t Have to Be Expensive. How 3 Real People Stay Fit for Free

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Fitness Doesn’t Have to Be Expensive. How 3 Real People Stay Fit for Free

Forget the excuse that it costs too much to exercise. These three people, all members of the Start TODAY community, stay active without being locked into pricey gym memberships, paying for app subscriptions or buying fancy home equipment.

They’re lacing up their walking shoes and heading out the door, searching YouTube for video workouts, dancing with their grandchildren and even digging out years-old workout equipment.

Here, they share the low- and no-cost exercise routines that work for them.

Movement can and should be fun. Dancing with her grandson is a staple in Carol Wells’ workout routine!

Carol Wells

Workout routine: Stretching, walking, workout videos, dancing with her grandchildren

Carol Wells, 62, watches her 2-year-old grandson twice a week. So, for part of her exercise routine, the two of them dance together. “I found Bee Gees videos — I grew up with the Bee Gees — and he absolutely loves them. I love the fact that he likes it, too. And it makes it so much easier for me to get my exercise in,” she says.

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Moving to music, with her grandson or with videos, is a key part of making exercise fun for Wells, especially when the winter weather near her Effingham, Ill., home keeps her indoors.

She has a routine she follows as often as she can, where she mixes bursts of activity in throughout her day. “I try to get in three workouts a day, and I definitely get in at least two,” she says.

Here’s how Wells fits in movement without spending a lot of money:

  • Stretching: She starts her days with 10 minutes of stretching, following a YouTube video.
carol wells start today member youtube workout
  • Morning walk or workout: After stretching, she’s out the door for a one- to two-mile walk if the weather cooperates. In winter, more often than not, she needs to exercise indoors, so she puts on a walking video from eitherYes2Next or Leslie Sansone to get some steps in. “I do 15 to 30 minutes at a time, and I really enjoy that,” she says.
  • Afternoon walk or workout: She aims for another activity session in the afternoon. That could be dancing with her grandson or working out to another video, possibly one that includes some low-impact, bodyweight strength training. She doesn’t lift weights because of arthritis in her shoulders and elbows. If the weather is nice, she walks in her neighborhood or in a nearby park, “Walking is my favorite thing. It’s the best kind of exercise for me. I love nature, and I’m an amateur photographer, so I love taking pictures of birds, flowers and the sky,” she says. She aims to get in four to five miles a day.
  • Evening workout: After dinner, she exercises again. She’ll search online for workout topics, such as “Zumba to ABBA,” or workouts with Fleetwood Mac music. She finds a lot of workouts she likes through Keep on Moving.
kathleen wilkins before and after
Wilkins in 2025 versus today, 40 pounds lighter thanks to a consistent walking routine.

Kathleen Wilkins

Workout routine: Walking, YouTube workout videos, using “vintage” equipment she’s had forever

Kathleen Wilkins, 66, likes to get her exercise in close to home. “I don’t want to get in the car and drive somewhere,” she says. She’s joined gyms in the past, but she always stopped going after a few visits, and then she was locked into the payments for months.

So, she’s built a routine around lots of walking, workout videos and simple home equipment.

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Wilkins has been retired for just over a year, so she can fit plenty of walking into her schedule. She walks the roads of her 55-plus mobile home community in Thousand Oaks, Calif., several times a day, covering about two miles each time, and five to six miles per day.

She walks after breakfast with a neighbor, and sometimes again before lunch. After lunch, she walks with another neighbor who uses a wheelchair, and she takes charge of that neighbor’s dog. “She’s a French-mix bulldog, so she gives me a resistance workout,” Wilkins says.

kathleen wilkins al walking challenge start today
Wilkins blew past the 30-mile goal in a recent Start TODAY walking challenge.

Wilkins can finish her two-mile walks in 30 to 35 minutes, though she sometimes slows her pace to match her walking partners’ or stops to chat with people she hasn’t seen in a while. She doesn’t mind taking her time: “A mile is a mile. It doesn’t matter how long it takes you to get there, or how fast you’re going.” Plus, she likes getting to know her neighbors and using her walks as a time to socialize.

To add strength training and more cardio to her routine, three mornings a week, Wilkins and a group of neighbors exercise together in their community clubhouse. They choose from different Paul Eugene YouTube workout videos that run 30 to 45 minutes.

Rounding out her fitness schedule, she recently dusted off two old pieces of workout equipment she’s had forever — an ab roller and a rotational disk. They help her build core strength and stability.

judy wentz start today before and after
Wentz in 2022 (left) when she joined the Start TODAY group and started her health journey and today (right), going strong with a 1,322-day walking streak!

Judy Wentz

Workout routine: Daily walks, workout videos, stationary biking, resistance bands, hand weights

Judy Wentz, 58, exercises to manage the pain she has from fibromyalgia, which forced her to retire about four years ago. “I’m working on my health now, more than anything. If I keep moving around, the pain doesn’t have time to catch up with me. When I go to bed at night, sometimes it hits me. But I work through it,” she says.

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Fibromyalgia means she needs to keep her workouts low impact. She usually begins her day with either a walking workout video or 20 to 30 minutes on her stationary bike. “If I’m having a really bad day, I’ll do chair exercises to start,” she says.

Wentz and her husband walk together every day, regardless of the weather. “Walking helps me mentally and physically,” she says. She likes to walk to a destination, like an Italian ice shop, a downtown restaurant for lunch or simply to her hometown post office in Bedford, Penn.

When she first started walking, she could only make it to the end of her driveway, or maybe half a block. Now, most days, she walks a total of five to seven miles. And she’s kept up a walking streak for 1,322 days in a row.

Judy wentz and Tammy Skov start today
Wentz with fellow Start TODAY member Tammy Carter Skov. She has found support and made real-life connections through the Facebook group.

Along with walking, she likes a range of home workouts. She’s tried Silver Sneakers at the gym and at a senior center, but she prefers more variety. “I get bored if I’m doing the same thing all the time,” she says. “I’m always trying to find something new and exciting.”

She does strength training at least twice a week and cardio two to three times a week, adding her favorite workouts to a calendar she’s set up for herself. “Each week is different,” she says.

Some of the free workouts she’s tried include:

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  • Metro Physical Therapy on YouTube: “I used to really struggle with that, but now I can breeze through it.”
  • Walking videos that include strength training
  • Tai Chi, which she admits wasn’t her favorite
  • Zumba
  • Yes to Next video workouts
  • Resistance band and dumbbell workouts. “Five-pound weights used to be so heavy, and now they’re like nothing,” she says.

She also attends a support group called Take Off Pounds Sensibly (TOPS).

Her workouts and lifestyle changes have helped her lose weight, and she’s been off diabetes medication for two years: “I’ve never had this much energy in my life. I can’t even keep up with myself some days.”

To find support and connect with other like-minded people on their fitness journey, join the Start TODAY Facebook group!

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This Guy First Lost 100 Pounds in 11 Months. He Never Stepped Foot in a Gym.

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This Guy First Lost 100 Pounds in 11 Months. He Never Stepped Foot in a Gym.

Ray Bertka, 35, of Hartville, Ohio, knows what it means to put in the work. He’s a self-made success in business, along with his other big roles: being a husband and dad. Ray has led a busy life taking care of everyone but himself. So after years of neglect, Ray got the wake-up call of his life when he saw how much weight he put on. It also gave Ray the push he needed to find discipline in his diet and exercise habits. Once weighing over 300 pounds, Ray is now prepping for his first physique show. Here’s how he did it.

FOR MOST OF my life, I’ve been the big guy. But as an adult, my weight got really out of hand.

The weight gain started gradually in my mid-20s and early 30s. I founded an insurtech (insurance combined with technology) software company called Helixco. At 28, I started serving as both president and CEO. I was 240 pounds. As the business grew, my focus shifted almost entirely to work. Long hours, constant travel, entertaining, and a lot of time behind a desk became the norm. My health simply wasn’t a priority. Adding to my never-ending list of responsibilities was figuring out how to support my family while building the company from the ground up.

I didn’t realize my weight crept up when I ate whatever was available. I didn’t pay attention to how my physical activity was very inconsistent. I didn’t focus on managing my stress. I was miserable, even though I didn’t fully admit it at the time. And soon enough, it all caught up with me.

Courtesy of Ray Bertka

Ray with his family

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For two to three years I hovered around 285 pounds. During that period, I dealt with frequent panic attacks, anxiety, and heart palpitations. At the time, I was also dealing with major life changes. I had just lost my mother, and I had a newborn daughter. My emotions were all over the place. I was grieving, exhausted, but still trying to show up as a husband, a father, and a leader at work. I had really convinced myself I could handle it all.

Day-to-day activities became uncomfortable in ways I tried hard to normalize. Traveling was getting more difficult. Airplane seats felt tight and restrictive. My clothes stopped fitting. I was buying new clothes all the time and telling myself they had shrunk in the dryer. I wasn’t willing to admit that I was getting bigger.

It was hard being in denial. I saw the big guy staring back in the mirror. I heard the comments from friends or family. Still, somehow I kept telling myself it wasn’t that bad. Then came my New Year’s Day reality check.

I Couldn’t Believe the Number on the Scale

The real turning point came on New Year’s Eve 2023. We had friends and business partners over, which meant a full night of food, drinks, and staying up late. I woke up the next morning feeling awful: Hungover with a pounding headache. When I went into the bathroom, I impulsively stepped on the scale. I told myself I was maintaining my weight at around 285 to 290 pounds. For some reason those numbers felt acceptable to me. Except that’s not what I saw. The scale read 303 pounds.

I remember the moment. I looked down at the number, then up at myself in the mirror, then back down at the scale. I felt embarrassed and disappointed, and for the first time the thought hit me very clearly. I was slowly killing myself. That thought had never crossed my mind before, but it was loud and it was undeniable.

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person wearing a brown apron with a distillery logo
Courtesy of Ray Bertka

Photo of Ray Bertka before his weight loss transformation

I thought about my daughter, my wife, my business, and the people who depended on me. I asked myself how I was supposed to take care of them if I couldn’t take care of myself. It was the moment I knew something had to change.

I went downstairs and told my wife that I was ready to do something about my health and my weight. She has loved me at my worst and my heaviest. She never pressured me or judged me, She gave me the support I needed with seven simple words. “Okay, where do you want to start?” And that’s when things finally shifted.

I Focused on Macros, Not Portion Size

I wanted a plan sustainable to my lifestyle and one that would help me truly understand how my body responded to food.

Now I honestly didn’t know where to begin. As a registered and licensed dietitian, my wife recommended Whole30. Whole30 is a 30-day nutrition reset that focuses on eating real, whole foods while temporarily removing things like added sugar, alcohol, grains, dairy, and heavily processed foods.

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The goal wasn’t weight loss at first. It was about learning how food actually affects your body. That said, weight loss is a common side effect of Whole30 since you’re eating nutrient-dense meals. It’s genuinely hard to overeat when those meals are built around protein, vegetables, and other whole foods.

I learned about macros, or the three main macronutrients your body needs to function and perform. Protein supports muscle repair, recovery, and satiety. Carbohydrates are your body’s primary energy source and fuel both workouts and daily activity. Fats support hormones, brain function, and overall health. The understanding helped me to balance my meals better.

As I progressed with Whole30, my approach became much more macro-focused rather than portion size focused. Instead of thinking in terms of how big my plate was, I focused on making sure I was hitting my macros and spreading them out evenly throughout the day. I usually ate between 1,850 and 2,100 calories a day.

The results paid off. In 11 months, I lost 100 pounds—all without ever stepping foot in a gym! I maintained that weight loss for about six to seven months.

I Dealt With Another Health Challenge

Despite the weight loss, I continued to feel off. I still dealt with what I thought were anxiety and panic episodes, and continued to write them off as stress. So I went to get bloodwork done at my next doctor visit.

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I was diagnosed with Hashimoto’s disease, an autoimmune condition which affects the thyroid and blood sugar levels. My doctor walked me through my options, explaining that even though my thyroid antibodies were elevated, I didn’t necessarily need medication immediately. Instead, I could first try to improve my health through exercise, probiotics, and targeted vitamins and minerals. The diagnosis was a big motivator to start exercising.

I Eventually Forced Myself to Go Into a Gym

I started off simple. I focused on walking and being more active throughout the day. I also played a lot of golf and made a point to walk the course whenever I could. This gave me steady movement without it feeling like formal exercise.

Eventually, I forced myself to show up at the gym. I used a fitness app to structure my workouts and track my progress. I started with light cardio and basic weight training for four days a week. As I became more consistent, I applied progressive overload over time.

I wanted to go through a body recomposition and rebuild the muscle I likely lost during the 100-pound weight loss journey. Most importantly, I wanted to support my thyroid health and feel confident in my body. I wanted to look fit for my wife and set a strong example for my daughter. It felt like taking everything I had already accomplished and applying it to a new goal.

Staying motivated came down to the same principles that helped me lose the weight in the first place: consistency, structure, and tracking. I avoided obsessing over the mirror or the scale. Instead, I focused on getting regular blood tests where I could see in real time how my training, nutrition, supplements, and recovery were improving my health.

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To manage my Hashimoto’s, I made dietary tweaks. I started to follow a reverse diet—the process of slowly increasing calories over time after being in a deficit. The goal was to restore metabolism, improve hormone balance, and find true maintenance without rapid fat gain. For me, it allowed me to fuel workouts properly, support muscle growth, stabilize blood sugar, and align my nutrition with my new goals. Over time, my thyroid markers improved significantly. I was able to put my Hashimoto’s into a state of remission, and I gained better control over hypoglycemic episodes.

As a result of training consistently and applying a reverse diet, I lost another additional 21 pounds in roughly over about six months. As an added benefit, I saw improvements in my energy and performance.

How I Look Now

I went from 303 pounds to 181.8, which is a loss of 121.2 pounds. I feel fundamentally different.

a man posing in a living room environment wearing black boxer shorts
Courtesy of Ray Bertka

After photo of Ray Bertka

Physically, I’m stronger and have more energy than ever before. My body fat dropped and my Hashimoto’s went into a state of remission. It completely changed how my body functions day to day.

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Mentally, I’m stable and clear-headed. The anxiety and panic symptoms I once dealt with eased as my health improved. I no longer felt like my body was constantly in a stressed state. Overall, I felt more resilient and far more in control of my body than I ever was before.

I still eat very much in line with Whole30 principles. I prioritize whole foods and minimize processed ones. Though I still allow for flexibility. A typical meal now is built intentionally around protein, carbohydrates, and then fats. Breakfast might be egg whites with fruit and potatoes, or Greek yogurt with a banana and peanut butter. Lunch and dinner are usually lean protein like chicken, steak, or fish paired with a carb source such as rice, potatoes, and vegetables. I aim to spread my protein and carbs evenly across meals so my energy stays stable, and my recovery stays consistent.

I track everything with MyFitnessPal, and weigh my food so there’s no guesswork involved. I know how much my body needs, and that allows me to eat enough to perform and recover without feeling overly full or deprived. That structure has been key for sustainability and long term success.

My Next Challenge: Become the Best Version of Me

I’ve genuinely fallen in love with the gym and now I’m curious to see how far I can push myself to become the best version of me. I recently hired a trainer and physique coach, Calysta Fulcher, and I’m working with her to prepare for my first physique show.

My first physique show is planned for May 2026. I know I have a long way to go to get ready, but I’m excited for the challenge. Stepping on stage won’t be about perfection– it will be about showing how far I’ve come and seeing what’s possible.

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My Advice to Other Guys

Through my weight loss transformation, I learned that real change doesn’t come from extremes or quick fixes. It comes from consistency and patience. This was a journey with different phases, and each phase taught me something new. My needs at the beginning weren’t the same as what I needed later. Being willing to adapt was critical.

Most importantly, I learned that taking care of yourself isn’t selfish. It’s foundational. When my health improved, everything else improved too. My mental clarity, leadership, relationships, and ability to show up for the people who depend on me all got better once I fully committed to that process.

In the beginning, it may feel like nothing is happening, but those small, boring efforts compound in ways you can’t see yet. Patience is part of the work.

Expect uncomfortable moments. Cravings, low-energy days, plateaus, and dips in motivation are normal. They don’t mean you’re failing. Most of the time, they mean your body is adapting. Learning to stay the course during those phases is what separates short-term change from results that actually last.

Headshot of Lisa Mulcahy

Lisa is an internationally established health writer whose credits include Good Housekeeping, Prevention, Men’s Health, Oprah Daily, Woman’s Day, Elle, Cosmopolitan, Harper’s Bazaar, Esquire, Glamour, The Washington Post, WebMD, Medscape, The Los Angeles Times, Parade, Health, Self, Family Circle and Seventeen. She is the author of eight best-selling books, including The Essentials of Theater.

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Top Gym Stocks for 2026 and How to Invest | The Motley Fool

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Top Gym Stocks for 2026 and How to Invest | The Motley Fool

Staying healthy and looking good will never go out of style. Whether you’re trying to improve your cardiovascular health or want to get stronger, it pays to work out at home or hit the gym. While gym memberships and home exercise equipment cost money, you might be able to recoup that expense by investing in the most profitable gym stocks.

Best fitness stocks in 2026

Here are five of the best gym companies to watch this year: