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Weekly Numerology Horoscope, Oct 27 – Nov 2: Luck, love & finance decoded

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Weekly Numerology Horoscope, Oct 27 – Nov 2: Luck, love & finance decoded

Number 1: (People born on 1, 10, 19, and 28 of any month)

Ganesha says to stay organized and maintain good communication with colleagues and customers to gain cooperation. Remember, calculated risks can improve your professional life. It is most important to manage your financial situation this week. Evaluate your current financial situation and establish clear goals for the short and long term. Create a reasonable budget that allows you to meet your essential expenses while saving for the future. Consider seeking expert financial advice or exploring investment opportunities to improve your financial portfolio. Be disciplined with your spending habits and remember that small changes can gradually lead to substantial financial growth. In matters of the heart, this week offers an opportunity to strengthen existing relationships and foster new ones.

Number 2: (People born on 2, 11, 20, and 29 of any month)

Ganesha says whether you’re starting a new project or trying to get better at your job, this is the perfect time to set clear goals and make a plan. It may also be a good idea for you to work well with your colleagues and talk to them effectively. Don’t be afraid of new challenges, meet new people in your professional network, and show that you are good at what you do. This week can provide immense potential for career growth and recognition. It’s a good idea to be careful with your money this week. Take a close look at how you’re spending and make some changes if necessary to stay on the right financial track. Look for opportunities to save your money and invest it wisely so you can achieve financial security in the long run.

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Number 3: (People born on 3, 12, 21, and 30 of any month)

Ganesha says to keep your focus on personal and professional development, as expanding your skills can lead to long-term success. Have confidence in your abilities, and believe that your efforts will yield positive results. From a financial point of view, there is a need to make careful decisions this week. Assess your current financial situation, establish a budget, and prioritize your needs over wants. It is essential to take a more proactive approach towards your financial goals. Look for opportunities to cut down on unnecessary expenses and save for future endeavors. Keeping an eye on your financial situation will pave the way for stability and security in the long run. In terms of love, this week is going to be full of harmony and growth. If you are in a committed relationship, open communication and mutual understanding will be important.

Number 4: (People born on 4, 13, 22, and 31 of any month)

Ganesha says to stand out from the crowd and utilize career opportunities, it is important to be proactive and show leadership qualities. Working well with others and communicating effectively will help you achieve your goals and create a good work environment. Your financial situation looks stable this week, so it is a good time to make finance-related decisions. This is the right time to think about how you are spending your money. You need to create a budget that is in line with your long-term goals. By being careful with your finances and planning wisely, you can work on improving your financial situation. It can also be a good idea to take advantage of investment opportunities after doing proper research and taking advice from experts to improve your financial future.

Number 5: (People born on 5, 14, and 23 of any month)

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Ganesha says it’s also important to think about your finances during the week. Look at what you’re spending and figure out where you can make changes for the better. Consider creating a budget or reviewing one that you can use wisely during the week. This week is a good time for love and strengthening your relationships. Whether you’re single or in a committed relationship, it’s important to focus on your emotional connections with the people you care about. Try to improve your communication and show your affection to those close to you. By embracing the changing nature of life, you will be well on your way to a fulfilling and successful week ahead.

Number 6: (People born on 6, 15, and 24 of any month)

Ganesha says you can also be more productive by organizing your work area, focusing on your tasks, and managing your time better. In terms of finances, it is important to keep a good balance this week. Think about your current financial situation and make clear goals to improve it. Create a budget that matches your goals, such as saving for a large purchase, paying off debt, or investing for the future. Find ways to cut down on unnecessary spending and be more careful with your money. This might include looking for better deals, cooking at home, or reconsidering subscription services. Focus on your relationships and matters of the heart. Love and relationships require your time, care, and open communication.

Number 7 (People born on 7, 16, and 25 of any month)

Ganesha says it is important to plan for various parameters of life in this combined week. This week will bring a variety of experiences that will impact your personal life, business, finance, and love life. Let’s take a closer look at each area and try to take away the main takeaways of the week. In this heavily raced world, it is important to make time for your personal life, which includes nurturing relationships and keeping your secrets. This week, set aside some time to stock up on good times and create lasting memories for your loved ones, be it family or friends. To strengthen your social integration, promote your universal well-being, and provide valuable support, especially during your cooperation time. This week has brought an opportunity for you to take a step forward in your professional journey. Focus on the goals of your venture, find a few, and make a plan, as well as create level steps to reach them. Be on the lookout for opportunities to collaborate with enterprises, starting with new skills training, mentorship, and making the most of growth opportunities within your organization.

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Number 8: (People born on 8, 17, and 26 of any month)

Ganesha says at the beginning of the new week, you need to stock up and prepare. There may be changes in your personal life, business, finance, and love life during the week. So let us revive ourselves and get ready for the journey ahead. This week you may feel a sense of balance and peace in your personal life. You can focus more on yourself and your relationship. Take some time to think about your life and buy more things you like. Pay attention to your mental and physical health and deliver your presentation even if you don’t have everything you need. You work with people to lay the infrastructure and build a strong support system over time, which can bring you great joy. Your performance in professional life is likely to be good this week. If you are working on a project or looking for new opportunities, your hard work will bear fruit. Don’t be afraid of dissenting opinions and different thinking. Working well with documents and communicating effectively will help you reach your goals. This week is a chance to embrace your skills and knowledge, so be prepared for any opportunities that come your way.

Number 9: (People born on 9, 18, and 27 of any month)

Ganesha says this week will be full of stamina for you. Welcome all opportunities to feel balance and joy in your personal life, finances, finances, and balance. Devote your time and effort to each area, this way you can pave the way for an individual and successful week. Start each day with a clear plan and strong willpower. It is very important to focus on personal development to achieve complete success this week. This is a great time to meet new people, read, take online courses, or gain new skills. This week, maintaining achievable goals and keeping track of your progress will help keep you motivated and stable. If you’re willing to leave your comfort zone behind and embrace growth, you’ll learn more about yourself and change for the better during this period. Invest your time and efforts in your profession. Your hard work and sketch will bring you historically positive results. Also, focus on your growth as a person while making important decisions based on your principles.

– Ends

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Published By:

Aashish Vashistha

Published On:

Oct 26, 2025

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Finance

Why Chime Financial Stock Surged Nearly 14% Higher Today | The Motley Fool

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Why Chime Financial Stock Surged Nearly 14% Higher Today | The Motley Fool

The up-and-coming fintech scored a pair of fourth-quarter beats.

Diversified fintech Chime Financial (CHYM +12.88%) was playing a satisfying tune to investors on Thursday. The company’s stock flew almost 14% higher that trading session, thanks mostly to a fourth quarter that featured notably higher-than-expected revenue guidance.

Sweet music

Chime published its fourth-quarter and full-year 2025 results just after market close on Wednesday. For the former period, the company’s revenue was $596 million, bettering the same quarter of 2024 by 25%. The company’s strongest revenue stream, payments, rose 17% to $396 million. Its take from platform-related activity rose more precipitously, advancing 47% to $200 million.

Image source: Getty Images.

Meanwhile, Chime’s net loss under generally accepted accounting principles (GAAP) more than doubled. It was $45 million, or $0.12 per share, compared with a fourth-quarter 2024 deficit of $19.6 million.

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On average, analysts tracking the stock were modeling revenue below $578 million and a deeper bottom-line loss of $0.20 per share.

In its earnings release, Chime pointed to the take-up of its Chime Card as a particular catalyst for growth. Regarding the product, the company said, “Among new member cohorts, over half are adopting Chime Card, and those members are putting over 70% of their Chime spend on the product, which earns materially higher take rates compared to debit.”

Chime Financial Stock Quote

Today’s Change

(12.88%) $2.72

Current Price

$23.83

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Double-digit growth expected

Chime management proffered revenue and non-GAAP (adjusted) earnings before interest, taxes, depreciation, and amortization (EBITDA) guidance for full-year 2026. The company expects to post a top line of $627 million to $637 million, which would represent at least 21% growth over the 2024 result. Adjusted EBITDA should be $380 million to $400 million. No net income forecasts were provided in the earnings release.

It isn’t easy to find a niche in the financial industry, which is crowded with companies offering every imaginable type of service to clients. Yet Chime seems to be achieving that, as the Chime Card is clearly a hit among the company’s target demographic of clientele underserved by mainstream banks. This growth stock is definitely worth considering as a buy.

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Finance

How young athletes are learning to manage money from name, image, likeness deals

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How young athletes are learning to manage money from name, image, likeness deals

ROCHESTER, N.Y. — Student athletes are now earning real money thanks to name, image, likeness deals — but with that opportunity comes the need for financial preparation.

Noah Collins Howard and Dayshawn Preston are two high school juniors with Division I offers on the table. Both are chasing their dreams on the field, and both are navigating something brand new off of it — their finances.

“When it comes to NIL, some people just want the money, and they just spend it immediately. Well, you’ve got to know how to take care of your money. And again, you need to know how to grow it because you don’t want to just spend it,” said Collins Howard.


What You Need To Know

  • High school athletes with Division I prospects are learning to manage NIL money before they even reach college
  • Glory2Glory Sports Agency and Advantage Federal Credit Union have partnered to give young athletes access to financial literacy tools and credit-building resources
  • Financial experts warn that starting money habits early is key to long-term stability for student athletes entering the NIL era


Preston said the experience has already been eye-opening.

“It’s very important. Especially my first time having my own card and bank account — so that’s super exciting,” Preston said.

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For many young athletes, the money comes before the knowledge. That’s where Glory2Glory Sports Agency in Rochester comes in — helping athletes prepare for life outside of sports.

“College sports is now pro sports. These kids are going from one extreme to the other financially, and it’s important for them to have the tools necessary to navigate that massive shift,” said Antoine Hyman, CEO of Glory2Glory Sports Agency.

Through their Students for Change program, athletes get access to student checking accounts, financial literacy courses and credit-building tools — all through a partnership with Advantage Federal Credit Union.

“It’s never too early to start. We have youth accounts, student checking accounts — they were all designed specifically for students and the youth,” said Diane Miller, VP of marketing and PR at Advantage Federal Credit Union.

The goal goes beyond what’s in their pocket today. It’s about building habits that will protect them for life.

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“If you don’t start young, you’re always catching up. The younger you start them, the better off they’re going to be on that financial path,” added Nihada Donohew, executive vice president of Advantage Federal Credit Union.

For these athletes, having the right support system makes all the difference.

“It’s really great to have a support system around you. Help you get local deals with the local shops,” Preston added.

Collins-Howard said the program has given him a broader perspective beyond just the game.

“It gives me a better understanding of how to take care of myself and prepare myself for the future of giving back to the community,” Collins-Howard said.

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“These high school kids need someone to legitimately advocate their skills, their character and help them pick the right space. Everything has changed now,” Hyman added.

NIL opened the door. Programs like this one make sure these athletes walk through it — with a plan.

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Finance

How states can help finance business transitions to employee ownership

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How states can help finance business transitions to employee ownership

With the introduction of the Employee Ownership Development Act , Illinois is poised to create the largest dedicated public investment vehicle for employee ownership in the country.

State Rep. Will Guzzardi’s bill, HB4955, would authorize the Illinois Treasury to deploy a portion of the state’s non-pension investment portfolio into employee ownership-focused investment funds. 

That would represent a substantial investment of institutional capital in building wealth for Illinois workers and seed a capital market for employee ownership in the process. And because the fund is carved out of the state investment pool, it doesn’t require a single dollar of appropriations from the legislature.

Silver tsunami 

The timing of the Employee Ownership Development Fund could not be more urgent. More than half of Illinois business owners are over 55 years old and are set to retire in the coming decade. When these owners sell their firms, financial buyers and competitors are often the default exit – if owners don’t simply close the business for lack of a buyer. 

Each of these traditional paths risks consolidation, job loss and offshoring of investment and production. These are major disruptions to the communities that have long sustained these businesses. Without a concerted strategy, business succession is an economic development risk hiding in plain sight, and one that threatens local employment, supply chain resilience, and the tax base of communities across the country.

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Employee ownership offers another path. Decades of empirical research show that employee-owned firms grow faster, weather economic downturns better (with fewer layoffs and lower rates of closure), and provide better pay and retirement benefits. 

The average employee owner with an employee stock ownership plan, or ESOP, has nearly 2.5 times the retirement wealth of non-ESOP participants. That comes at no cost to the employee and is generally in addition to a diversified 401(k) retirement account.

Because businesses are selling to local employees, employee ownership transitions keep businesses rooted in their communities. This approach can support a place-based retention strategy for state economic policymakers.  

Capital gap

Despite the remarkable benefits of employee ownership and bipartisan support from policymakers, a lack of private capital has impeded the growth of employee ownership: In the past decade, new ESOP formation has averaged just 269 firms per year. 

Most ESOP transactions ask the seller to be the bank, relying heavily on sellers to finance a significant portion of the sale themselves, often waiting five to 10 years to fully realize their proceeds. Compared to financial and strategic buyers who offer sellers their liquidity upfront, employee ownership sales are structurally uncompetitive in the M&A market.

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A small but growing ecosystem of specialized fund managers has begun to fill this gap. They deploy subordinated debt and equity-like capital to provide sellers the liquidity they need, while supporting newly employee-owned businesses with expertise and growth capital (see for example, “Apis & Heritage helps thousands of B and B Maintenance workers become owners”)

This approach is a recipe for scale, but the market remains nascent and undercapitalized relative to the generational pipeline of businesses approaching succession. To mature, the market needs anchor institutional investors willing to commit capital at scale.

State treasurers and other public investment officers could be those institutional investors. Collectively managing trillions of dollars in state assets, they have the portfolio scale, time horizons and fiduciary obligation to earn market returns while advancing state economic development. 

Illinois’ blueprint

Just as federal credit programs helped catalyze the home mortgage and venture capital industries in the 20th century, state treasurers and comptrollers now have the opportunity to help build the employee ownership capital market in the 21st

Illinois shows us how. The state’s Employee Ownership Development Act is modeled on proven investment strategies previously authorized by the legislature and pioneered by State Treasurer Michael Frerichs. The Illinois Growth and Innovation Fund and the FIRST Fund each ring-fence 5% of the state investment portfolio for investments in private markets and infrastructure, respectively, deployed through professional fund managers. Both have generated competitive returns while catalyzing billions of dollars in private co-investment in Illinois. 

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The Employee Ownership Development Fund would apply that same architecture to employee ownership. The Treasurer would invest indirectly by capitalizing private investment funds deploying a range of credit and equity. The funds, in turn, would invest a multiple of the state’s commitment in employee ownership transactions.

The employee ownership field has matured to a point that is ready for institutional capital. The evidence base is robust. The fund management ecosystem is growing. And the business succession pipeline is larger than it will be for generations. 

Yet the field still lacks the publicly enabled financing interventions that have historically built new markets in this country. State treasurers, city comptrollers and other public investment officers have the tools and resources at their disposal to provide that catalytic, market-rate investment to enable the employee ownership market to scale.


Julien Rosenbloom is a senior associate at the Lafayette Square Institute.

Guest posts on ImpactAlpha represent the opinions of their authors and do not necessarily reflect the views of ImpactAlpha.

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