Finance
Stash Secures $146 Million to Add AI to Financial Guidance Platform | PYMNTS.com

Stash has secured $146 million in a Series H funding round to deepen its investment in artificial intelligence (AI) for its financial guidance platform.
“For a decade, Stash has helped millions take control of their financial futures,” Stash Co-Founder and Co-CEO Ed Robinson said in a Monday (May 12) press release. “Now, we’re doubling down — transforming how people save, invest and build long-term wealth with AI-powered intelligence at the core.”
Stash’s platform has 1.3 million paying subscribers and $4.3 billion in assets under management, according to the release.
The company said in the release that its recently launched Money Coach AI, a platform that helps customers build savings and start investing, has had 2.2 million customer interactions.
One in four customers who interacted with the platform went on to make an investment, deposit funds, diversify or take other positive actions, according to the release.
Chi-Hua Chien, founder and managing partner at Goodwater Capital, which led the funding round, said in the release that Stash is “laser-focused on innovation, growth and setting a new industry standard.”
“Stash isn’t just using AI to enhance its platform — it’s using AI to transform how people engage with their money,” Chien said. “The company’s momentum is undeniable, and we are proud to support this next frontier in FinTech.”
A growing number of consumers are seeking personal finance advice amid economic headwinds that have left them worried about their financial future, according to the PYMNTS Intelligence and NCR Voyix collaboration, “Navigating Financial Uncertainty: Whose Advice Do Americans Trust?”
The report found that 57% of Americans sought personal finance advice in 2023. It also found that among those who have never received financial planning advice, nearly three-quarters are now open to the idea and more than half plan to seek advice in the next three years.
DailyPay added a financial wellness tool called “Credit Health” to its earned wage access app in September. Credit Health delivers insights such as credit bureau scores and histories, credit reports, monitoring/alerts and score factors.
Brightfin debuted a financial wellness app designed for younger consumers in July, saying the app helps younger generations understand their money and manage their finances.

Finance
Kinatico Ltd’s (ASX:KYP) Stock Has Shown Weakness Lately But Financial Prospects Look Decent: Is The Market Wrong?
Kinatico (ASX:KYP) has had a rough month with its share price down 7.7%. But if you pay close attention, you might find that its key financial indicators look quite decent, which could mean that the stock could potentially rise in the long-term given how markets usually reward more resilient long-term fundamentals. Specifically, we decided to study Kinatico’s ROE in this article.
Return on equity or ROE is an important factor to be considered by a shareholder because it tells them how effectively their capital is being reinvested. In simpler terms, it measures the profitability of a company in relation to shareholder’s equity.
AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part – they are all under $10bn in marketcap – there is still time to get in early.
The formula for return on equity is:
Return on Equity = Net Profit (from continuing operations) ÷ Shareholders’ Equity
So, based on the above formula, the ROE for Kinatico is:
3.2% = AU$840k ÷ AU$26m (Based on the trailing twelve months to December 2024).
The ‘return’ is the amount earned after tax over the last twelve months. One way to conceptualize this is that for each A$1 of shareholders’ capital it has, the company made A$0.03 in profit.
See our latest analysis for Kinatico
So far, we’ve learned that ROE is a measure of a company’s profitability. We now need to evaluate how much profit the company reinvests or “retains” for future growth which then gives us an idea about the growth potential of the company. Assuming everything else remains unchanged, the higher the ROE and profit retention, the higher the growth rate of a company compared to companies that don’t necessarily bear these characteristics.
It is hard to argue that Kinatico’s ROE is much good in and of itself. Not just that, even compared to the industry average of 5.0%, the company’s ROE is entirely unremarkable. Despite this, surprisingly, Kinatico saw an exceptional 44% net income growth over the past five years. We reckon that there could be other factors at play here. Such as – high earnings retention or an efficient management in place.
Next, on comparing with the industry net income growth, we found that Kinatico’s growth is quite high when compared to the industry average growth of 24% in the same period, which is great to see.
Finance
Mutuum Finance Short-Term Price Forecast: Will It Be The Next Crypto To Hit $1?
Finance
The Best $100 Gen Z Can Spend on Retirement Planning
Gen Z may be decades away from retirement, but the steps they take today can significantly impact their future financial freedom.
Learn More: The Money You Need To Save Monthly To Retire Comfortably in Every State
Read Next: The New Retirement Problem Boomers Are Facing
With time on their side, small, smart investments can now compound into significant returns later. Whether it’s spending $100 on a one-time financial consult, a subscription to a savvy budgeting app or even investing in a starter index fund, the key is starting early and wisely.
Here’s the best $100 Gen Z can spend on retirement planning.
Budgeting apps and robo-advisors can turn passive habits into active wealth-building strategies. For Gen Z, investing a small fee in the right tool can lead to consistent savings, long-term growth and financial stability.
“Paid tools can be worthwhile when they nudge you into better habits or automate tasks you’d otherwise skip,” said Lily Vittayarukskul, CEO and co-founder of Waterlily.
Advertisement: High Yield Savings Offers
Powered by Money.com – Yahoo may earn commission from the links above.
Vittayarukskul said budgeting apps like YNAB come with a small subscription cost, but can help users become more deliberate with their spending. Meanwhile, robo-advisors like Betterment and Wealthfront offer automated investing services for a low annual fee. This approach appeals to around 40% of Gen Z investors who prefer a hands-off approach.
“The price tag is usually minor compared to the value of disciplined saving and diversified investing they facilitate,” Vittayarukskul said. “I personally use Copilot, and I like that the finally added savings goals last month, but I think that most of the options out there have become very comprehensive and user friendly.”
She added, “Just make sure any app you pay for truly gets you to invest and track your spending in a way that is compounding your wealth and taking care of any high interest debts.”
I’m a Financial Expert: This Is the No. 1 Mistake Americans Make With Their 401(k)
Gen Z can skip the hype and spend $100 opening an account with a reputable brokerage that offers diversified, long-term investment options.
“The biggest mistakes I see younger adults making when trying to get ahead financially are listening to the wrong people and chasing outsized returns,” said Tyler End, a certified financial planner and CEO of Retirable.
Starting with a solid, low-cost platform keeps new investors focused on sustainable growth without the distractions of viral trends or high-risk bets. Some examples include:
-
Fidelity: No minimum investment for many accounts, zero-commission trades and strong educational tools. Offers Roth IRAs and index funds with no expense ratio.
-
Vanguard: Known for low-cost index funds and long-term investing. Best suited for those who prefer a simple, set-it-and-forget-it approach.
-
Charles Schwab: $0 account minimums, a wide range of low-fee ETFs and mutual funds, and solid customer support.
-
West1 week ago
Battle over Space Command HQ location heats up as lawmakers press new Air Force secretary
-
Technology1 week ago
iFixit says the Switch 2 is even harder to repair than the original
-
Movie Reviews1 week ago
Predator: Killer of Killers (2025) Movie Review | FlickDirect
-
Politics1 week ago
A History of Trump and Elon Musk's Relationship in their Own Words
-
Finance1 week ago
Chinese lenders among top backers of “forest-risk” firms
-
Technology1 week ago
There are only two commissioners left at the FCC
-
News1 week ago
A former police chief who escaped from an Arkansas prison is captured
-
World1 week ago
Ukraine: Kharkiv hit by massive Russian aerial attack