Finance
Stash Secures $146 Million to Add AI to Financial Guidance Platform | PYMNTS.com

Stash has secured $146 million in a Series H funding round to deepen its investment in artificial intelligence (AI) for its financial guidance platform.
“For a decade, Stash has helped millions take control of their financial futures,” Stash Co-Founder and Co-CEO Ed Robinson said in a Monday (May 12) press release. “Now, we’re doubling down — transforming how people save, invest and build long-term wealth with AI-powered intelligence at the core.”
Stash’s platform has 1.3 million paying subscribers and $4.3 billion in assets under management, according to the release.
The company said in the release that its recently launched Money Coach AI, a platform that helps customers build savings and start investing, has had 2.2 million customer interactions.
One in four customers who interacted with the platform went on to make an investment, deposit funds, diversify or take other positive actions, according to the release.
Chi-Hua Chien, founder and managing partner at Goodwater Capital, which led the funding round, said in the release that Stash is “laser-focused on innovation, growth and setting a new industry standard.”
“Stash isn’t just using AI to enhance its platform — it’s using AI to transform how people engage with their money,” Chien said. “The company’s momentum is undeniable, and we are proud to support this next frontier in FinTech.”
A growing number of consumers are seeking personal finance advice amid economic headwinds that have left them worried about their financial future, according to the PYMNTS Intelligence and NCR Voyix collaboration, “Navigating Financial Uncertainty: Whose Advice Do Americans Trust?”
The report found that 57% of Americans sought personal finance advice in 2023. It also found that among those who have never received financial planning advice, nearly three-quarters are now open to the idea and more than half plan to seek advice in the next three years.
DailyPay added a financial wellness tool called “Credit Health” to its earned wage access app in September. Credit Health delivers insights such as credit bureau scores and histories, credit reports, monitoring/alerts and score factors.
Brightfin debuted a financial wellness app designed for younger consumers in July, saying the app helps younger generations understand their money and manage their finances.

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Finance
The Best $100 Gen Z Can Spend on Retirement Planning
Gen Z may be decades away from retirement, but the steps they take today can significantly impact their future financial freedom.
Learn More: The Money You Need To Save Monthly To Retire Comfortably in Every State
Read Next: The New Retirement Problem Boomers Are Facing
With time on their side, small, smart investments can now compound into significant returns later. Whether it’s spending $100 on a one-time financial consult, a subscription to a savvy budgeting app or even investing in a starter index fund, the key is starting early and wisely.
Here’s the best $100 Gen Z can spend on retirement planning.
Budgeting apps and robo-advisors can turn passive habits into active wealth-building strategies. For Gen Z, investing a small fee in the right tool can lead to consistent savings, long-term growth and financial stability.
“Paid tools can be worthwhile when they nudge you into better habits or automate tasks you’d otherwise skip,” said Lily Vittayarukskul, CEO and co-founder of Waterlily.
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Vittayarukskul said budgeting apps like YNAB come with a small subscription cost, but can help users become more deliberate with their spending. Meanwhile, robo-advisors like Betterment and Wealthfront offer automated investing services for a low annual fee. This approach appeals to around 40% of Gen Z investors who prefer a hands-off approach.
“The price tag is usually minor compared to the value of disciplined saving and diversified investing they facilitate,” Vittayarukskul said. “I personally use Copilot, and I like that the finally added savings goals last month, but I think that most of the options out there have become very comprehensive and user friendly.”
She added, “Just make sure any app you pay for truly gets you to invest and track your spending in a way that is compounding your wealth and taking care of any high interest debts.”
I’m a Financial Expert: This Is the No. 1 Mistake Americans Make With Their 401(k)
Gen Z can skip the hype and spend $100 opening an account with a reputable brokerage that offers diversified, long-term investment options.
“The biggest mistakes I see younger adults making when trying to get ahead financially are listening to the wrong people and chasing outsized returns,” said Tyler End, a certified financial planner and CEO of Retirable.
Starting with a solid, low-cost platform keeps new investors focused on sustainable growth without the distractions of viral trends or high-risk bets. Some examples include:
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Fidelity: No minimum investment for many accounts, zero-commission trades and strong educational tools. Offers Roth IRAs and index funds with no expense ratio.
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Vanguard: Known for low-cost index funds and long-term investing. Best suited for those who prefer a simple, set-it-and-forget-it approach.
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Charles Schwab: $0 account minimums, a wide range of low-fee ETFs and mutual funds, and solid customer support.
Finance
Strong support for GST at BBC Guernsey's southern roadshow

BBC Guernsey political reporter


The roadshow on the state of the island’s finances was held in Forest on Friday.
Gill Freeman was among people to attend and said her top election issue was balancing the books.
She said she preferred the idea of an increase to the rate of income tax, which the States rejected in favour of GST last year.
She said: “GST is unfair as it gets the lowest paid.”
The agreed States policy, according to the treasury, is to mitigate against the regressive impact of a GST through the lower rate of income tax.

‘Necessary evil’
Former UK Business Minister Lord Digby Jones said he wanted the next States to “have a sense of urgency” when it came to tackling the island’s public finances.
He said: “We need to follow through with GST+, as that is urgent, otherwise we are just going to run out of money.
“That’s not nice to have. It’s a must and we need to big time sort out the dosh.”
Outgoing politician, Deputy Andy Taylor agreed: “This government needs to drum home the actual situation we are in, the financial difficulties in the future.
“If we don’t tackle those we are absolute scuppered.”
On the way to pick up her friend at the airport, Sandra Poulding agreed GST was a “necessary evil” for the island.

Another States member, who is leaving government at the end of this term, Deputy Bob Murray, came to visit the roadshow on the way to grab some Guernsey biscuits.
He expressed his exasperation at the current States and said he was concerned incoming candidates would fail to grasp how big an issue the future of the island’s finances was.
He said: “The island has still not grasped the nettle in terms of the challenges we face, and I think we will have to wait for something like a car crash situation to have people wake up to the problems the island has.
“Hopefully GST will be introduced, it is a major way we can start to address the deficit in public finances. The other crown dependencies won’t deal with us on corporate tax reform until we bring in a GST, why would they?”
A number of general election candidates have promised to reform the island’s corporate income tax system, if they are elected.
While others have suggested a mix of income from corporate tax reform and a new wind farm off the coast of Guernsey would be enough to stop the need for a GST.

Island wide voting ‘not working’
Outside Forest Stores, people weren’t just talking tax, as several voters expressed their frustration with the current electoral system.
As she got some meat for her dog from the shops, Liz stopped by and said the States should go back to the parish system of electing deputies.
She said: “This election is too much, this way of electing is not good for our community.
“People’s days are full, they have children to go home and look after, they don’t have time to go through 82 manifestos.”
Paul Domaille said his top priority at this election was supporting candidates who would reform the voting system: “I don’t think island wide voting is working.”

Population concerns
Former Deputy for the west, Gloria Dudley-Owen, said she’s been “disappointed” with the election campaign so far.
She said: “There are some candidates definitely lacking in knowledge about the issues.”
In the past Mrs Dudley-Owen has campaigned to tighten the island’s population laws and said high levels of net migration to the island were a concern that candidates needed to take seriously.
She said: “I think it’s quite tragic what is happening with our population, we seem to have a bias against helping the Guernsey population.
“Net migration was high last year, we do need workers but I feel our people, our local people are being neglected in their needs when it comes to housing.”
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