Finance

4 Secrets of Rich People That You Can Use, According to a Financial Influencer

Published

1 year ago

November 30, 2024

4 Secrets of Rich People That You Can Use, According to a Financial Influencer

Kativ / Getty Images

Genesis Hinckley, aka Genuinely Genesis, is a motivational speaker and financial content creator with the goal of making her followers “rich in both your wallet and mind.”

“Poor people work for money, rich people make their money work for them,” she said in a recent reel post on Instagram. “If you grew up poor or in a middle class family, it’s likely you don’t know these things about rich people. I have lived in both scenarios, and I want you to break through that financial barrier.”

Read More: How Middle-Class Earners Are Quietly Becoming Millionaires and How You Can, Too

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To help people move from poor or middle class to rich, Hinckley shared four “rich people secrets.“

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Hinckley acknowledges that becoming rich isn’t easy, but you have to “choose your hard.”

“It’s hard to be fat, it’s hard to be fit; it’s hard to be poor, it’s hard to be rich; it’s hard to not get what you want; it’s hard to get what you want,” she said. “You can live your life always blaming the external, but at the end of the day, you do have a choice.”

Discover Next: How To Become Rich: 9 Fastest Ways, According To Experts

Hinckley said that it’s difficult to become rich if an unexpected expense will put you into debt. That’s why it’s important to always have three to six months’ worth of living expenses accessible in a savings account.

“It is not your daily cup of coffee that is making you broke,” she said. “Actually, it’s that one-off thing that happens that you were not financially prepared for. Your car breaks down, your bathroom’s flooded, you need a new dryer. An emergency fund will protect you and shield you from the ‘what ifs.’”

You can’t build wealth while you’re still saddled with high-interest debt, so Hinckley recommends making it a priority to pay this off.

“This prevents you from going under,” she said. “If you’re living paycheck-to-paycheck, constantly trying to figure out, ‘How am I going to get out of this?,’ the only way is to live below your means and get rid of all of your consumer debt.”

Once you’ve built your emergency fund and paid off your high-interest debt, you’re ready to start building wealth. The best way to do this is to invest, Hinckley said.

“Invest your money depending on what feels comfortable for you,” she said. “This is when you’ll finally have the freedom to put your money toward assets. And if you do this very thing, you will not be living off Social Security when you retire.”

Related Topics:hinckley rich people wealthy people

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Finance

Crunch Fitness, Petland could get a new neighbor at Pensacola Square

Published

5 hours ago

December 20, 2025

Press Room

Crunch Fitness, Petland could get a new neighbor at Pensacola Square

The Pensacola Square shopping plaza, which includes businesses such as Hobby Lobby, Books-A-Million and Crunch Fitness, may be getting a new tenant.

Alabama-based loan agency Regional Finance is looking to open its first Florida branch at unit 117 of Pensacola Square.

Regional Finance has over 350 branch locations across 19 U.S. states at this time, including Alabama, Georgia, Mississippi and North Carolina, and they provide a range of services to their clients, ranging from personal and auto repair loans to furniture, appliance and travel loans.

They submitted an application to the city in order to conduct alterations on the space, which is located next to Petland inside the plaza, and the plans are still under review by city officials at the time of writing.

moved onto a new chapter with the addition of national gym franchise Crunch Fitness, which is bringing flocks of people into the southern half of the plaza since it opened off North Davis Highway.

Plans submitted to the city of Pensacola show it could get a new tenant soon. However, this addition may not appeal to as many potential customers as its neighbors.

If the plans for their first Florida branch are approved, the loan agency will join a plaza with multiple popular businesses, including Hobby Lobby, Beall’s and Petland, that still has room to grow.

Trader Joe’s even showed interest in leasing a space inside the plaza at one point, according to a showcase of the property by Cushman & Wakefield.

Crunch Fitness, a gym that signed a 15-year lease for its space, is has help revitalizing interest in Pensacola Square, along with recent additions like Fuji Sushi & Grill & Hotspot as well as incoming tenants like Concentra.

Concentra, one of the top occupational health services providers in the U.S., will open inside the former home of Rainbow clothing.

While the address for the project is 6235 N. Davis Hwy, the alterations won’t be carried out on the Hobby Lobby and Books-A-Million chunk of the plaza.

That section was purchased last year for $7 million by Destiny Worship Center, a not-for-profit corporation based in Destin with locations in Crestview, Freeport, Fort Walton Beach and Panama City Beach but none in Pensacola, sparking concern that the businesses would be replaced by a new church.

Rob Bell, senior advisor and asset manager for Bellcore Commercial, who represented Destiny Worship Center in the sale, emphasized this week that it’s still unlikely Hobby Lobby will leave the plaza anytime soon because they still hold a long-term lease inside the building.

Finance

State aims to reclaim $850K from campaign finance vendor

Published

17 hours ago

December 19, 2025

Press Room

State aims to reclaim 0K from campaign finance vendor

OKLAHOMA CITY (KFOR) — The state is now looking to recoup around $850,000 from a company they said didn’t meet deadlines to create a campaign finance website.

It’s The Guardian and was supposed to be up and running in October, but that didn’t happen. The Guardian is the name of the state’s online campaign finance reporting system.

“They were unable to deliver a compliant system,” said Ethics Commission Executive Director Leeanne Bruce Boone during their meeting on Friday.

The company at the center of it all is RFD and Associates, based in Austin, Texas. They were hired in December 2024 to begin the project of creating The Guardian 2.0.

The previous company, according to the commission, was with Civix. However, problems arose between the state and that company, so they had to shift and find a new vendor.

The commission appropriated around $2.2 million for the endeavor.

Months went by, and according to the commission’s timeline, deadlines were missed altogether.

Dates in June were missed, and in August, the company received a warning from the Ethics Commission. The Office of Management and Enterprise Services (OMES) had to get involved in October and conduct an independent technical assessment.

The October date was proposed by the company, but it wasn’t met. In November, a formal notice of system failures and vendor non-compliance was noted.

“None of the milestones were met,” said Bruce Boone during the meeting. “Extensive corrective steps over many months. Written warnings were sent.”

At the Friday meeting, the commission voted to cut the contract with the company, and a contract with the previous one was then sent out.

“Terminate the contract and proceed with legal action,” said Bruce Boone.

Bruce Boone said that in total $850,000 was actually spent throughout this process on RFD. The new contract with Civix, she said, is estimated to cost over $230,000 and should last for three years. The effort is needed ahead of the 2026 election.

Now the commission has decided to bring in the Attorney General’s Office to see if they can get the money back.

“I take very seriously my role to ensure that taxpayer dollars are spent fairly and appropriately,” AG Drummond said in a statement. “My office stands ready to take legal action to recover damages, hold those responsible accountable, and work with the Ethics Commission to ensure the public has a reliable means to access campaign finance reports.”

News 4 attempted to get a statement out of the Chief Operating Officer of RFD and Associates, who had been in the meeting but quickly left after the commission voted.

“No comment,” said COO Scott Glover.

What would you say to taxpayers about that?

In response, he said, “I don’t agree with the ethics commission’s decision. That’s all I have to say.”

The Guardian had been delayed by several months, but the commission did respond appropriately and timely manner to requests made for documents.

The Guardian was back online Friday afternoon.

Finance

One.funding and MV Commercial launch MV Asset Finance

Published

1 day ago

December 19, 2025

Press Room

One.funding and MV Commercial launch MV Asset Finance

Representatives from One.funding worked closely with MV Commercial’s team. Credit: M Isolation photo / Shutterstock.com.

One.funding has partnered with UK-based MV Commercial to introduce MV Asset Finance, which offers an alternative method for MV Commercial’s customers to secure finance, according to a LinkedIn post.

In developing MV Asset Finance, representatives from One.funding worked closely with MV Commercial’s team to better understand business priorities and the requirements of their customer base.

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According to the post, the service aims to remove friction, ensure complete transparency, and enable a seamless process from initial engagement to completion by integrating support within MV Commercial’s operations and presenting it under their brand.

MV Commercial supplies fleet solutions for vehicles within the UK.

The company’s offerings include trucks, trailers, and light commercial vehicles that are available for sale, rental, or contract hire.

Its current rental and Ready to Go fleets consist of 2,000 specialist trucks, vans, and trailers across various depots in Airdrie, Grantham, Livingston, Oxford, Haydock, and London Luton.

One.funding CEO Lee Schofield said: “At One.funding, we’ve 20 years of experience in building point-of-sale finance that fits naturally into how businesses sell. MV Asset Finance shows what’s possible when that experience is embedded into the MV Commercial journey, making it easier for their customers to keep moving and keep growing.”

A recent example involved AMK Plant & Tipper Hire, which added a DAF FAD XD450 Construction eight-by-four tipper truck to its fleet, the company’s first DAF tipper purchase.

The transaction was finalised in three weeks; MV Commercial supplied the vehicle while financing was arranged through the newly launched MV Asset Finance framework.