Crypto
U.S. 401(k) embraces cryptocurrency as BAY Miner launches mobile cloud mining platform to support BTC and ETH investment
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As US retirement asset management enters a new era, 401(k)s officially include cryptocurrency investments. In August 2025, US President Trump signed a major executive order greenlighting investments in private equity, real estate, and digital assets. Major cryptocurrencies like Bitcoin and Ethereum have become the new favorites in retirement assets. This move not only paves the way for trillions of dollars to flow into innovative asset classes, but also signals the deep integration of the US pension market with the digital financial system, propelling the crypto market into an era of institutionalization.
Meanwhile, BAY Miner recently launched a compliant mobile cloud mining platform, enabling global users to participate in daily investments in digital assets like Bitcoin (BTC) and Ethereum (ETH) with minimal barriers to entry. Simply register with your phone, no hardware required, and enjoy 24/7 automated mining and real-time profit settlement. The platform, backed by international financial-grade security and sustainable computing power, allows both retail and institutional investors to safely and conveniently enter the new era of crypto finance. BAY Miner’s AI-powered mining pool and flexible multi-currency configuration are accelerating the adoption and investment experience of high-quality assets like Bitcoin and Ethereum, injecting new momentum into the global digital asset market.
What does this new policy mean for ordinary investors?
The new US 401(k) policy including crypto assets has multiple implications for ordinary investors:
- Diversified investment channels: Ordinary investors can now allocate crypto assets (such as Bitcoin and Ethereum) to retirement accounts (such as 401(k)s). Previously limited to investing in stocks, bonds, and mutual funds, they can now share in the long-term value growth of cryptocurrencies.
- Lower barriers to entry into emerging assets: Investing in crypto through compliant pension plans eliminates the need to open exchange accounts or bear custody risks, helping ordinary investors enter the digital asset market safely and regulated.
- Enhanced wealth appreciation opportunities: Crypto assets have high long-term return potential, providing a new growth point for retirement management and asset appreciation. This diversified allocation can help improve the return structure of investment portfolios, especially during periods of financial market volatility.
- Tighter risk oversight: The policy requires investment products to be compliant and transparent. Crypto asset investments will be regulated by multiple agencies, including the US Department of Labor and the SEC, effectively reducing information asymmetry and fraud risks, and better protecting the rights of ordinary investors.
- Long-term holding as the mainstream: Pension accounts have longer investment cycles, which allows ordinary investors to achieve asset growth through a “long-term approach” and avoid the risks of short-term speculation.
- Financial and Tax Convenience: Investing in crypto assets through retirement accounts like 401(k)s can benefit from tax deferrals and other benefits under US regulations, reducing short-term tax burdens.
Against this backdrop, compliant, secure, and low-barrier-to-entry cloud mining platforms like BAY Miner will provide investors with convenient access to digital assets and support daily BTC and ETH returns, helping them better capitalize on market opportunities.
Seize the policy dividend and join BAY Miner cloud mining in four steps
Smartphone-Based Cloud Mining: A Simple 4-Step Process
- Register an Account
Sign up in seconds using your email – no ID verification necessary. - Choose Your Mining Plan
Select from various contracts based on your budget and goals. - Activate With Crypto
Fund your wallet with BTC, ETH, XRP, or USDT. - Start Mining Instantly
Mining begins immediately with no installations or maintenance needed.
Featured Mining Contracts and Returns
BAY Miner offers flexible mining packages to suit different investment levels. Here are some popular options:
l Bitcoin Basic Plan
Investment: $100
Duration: 2 Days
Daily Yield: $4
Total Return: $108 (Investment + Earnings)
l XRP Classic Plan
Investment: $600
Duration: 6 Days
Daily Yield: $7.20
Total Return: $643.20
l Long-Term Plan
Investment: $3,000
Duration: 20 Days
Daily Yield: $39
Total Return: $3,780
l Premium Plan
Investment: $50,000
Duration: 45 Days
Daily Yield: $910
Total Return: $90,950
These verified payouts demonstrate BAY Miner’s consistent and transparent earnings model.
User benefits and prospects under the encryption of retirement accounts
The BAY Miner platform enables users to earn up to thousands of dollars in passive income daily through cloud mining (depending on principal and selected contracts) and offers flexible asset management. With US pension accounts now allowing cryptocurrency investments, cloud mining platforms like this are expected to become increasingly popular tools for ordinary investors to invest in crypto assets and achieve long-term returns.
Summary: From retirement accounts to cloud mining, a low-threshold channel connecting BTC and ETH
The opening of cryptoasset investments in US 401(k) pension accounts is accelerating the adoption of digital assets like Bitcoin and Ethereum into mainstream institutional investment. New mobile cloud mining platforms like BAY Miner provide ordinary users with secure, efficient, and automated access to BTC and ETH, significantly lowering the barrier to entry. For investors eager to seize this historic opportunity, now is the time to act—starting with a low-barrier, compliant digital asset journey on your mobile device, gradually integrating crypto assets into your long-term financial and wealth management plans.
Official Website: www.bayminer.com
Download: https://bayminer.com/xml/index.html#/app
Don’t let your retirement account assets stagnate—use BAY Miner to continuously grow them in a secure and compliant environment.
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The UK is set to introduce new legislation by 2027 that will bring cryptocurrencies, including Bitcoin, under a regulatory framework akin to traditional financial products.
The Treasury has unveiled plans for these new laws, which will mandate crypto firms to adhere to a specific set of standards and rules. These will be rigorously overseen by the Financial Conduct Authority (FCA).
This move comes amidst a broader push to reform the burgeoning crypto market, which has seen a surge in popularity as both an alternative investment and a method of payment.
Currently, unlike established financial instruments such as stocks and shares, the cryptocurrency sector lacks comparable regulation, potentially leaving consumers with reduced protection.
The Government said the new rules, coming into force in 2027, will make the industry more transparent and make it easier to detect suspicious activity, impose sanctions or hold firms to account over their activity.
Chancellor Rachel Reeves said: “Bringing crypto into the regulatory perimeter is a crucial step in securing the UK’s position as a world-leading financial centre in the digital age.
“By giving firms clear rules of the road, we are providing the certainty they need to invest, innovate and create high-skilled jobs here in the UK, while giving millions strong consumer protections, and locking dodgy actors out of the UK market.”
Crypto firms, which can include crypto exchanges and digital wallets, currently have to register with the FCA if they provide services that fall within the scope of money laundering regulations.
The changes will bring firms that provide crypto services into the remit of the FCA with the intention of supporting legitimate businesses.
City minister Lucy Rigby said: “We want the UK to be at the top of the list for cryptoassets firms looking to grow and these new rules will give firms the clarity and consistency they need to plan for the long term.”
Crypto
SEC Sets Bullish Tone on On-Chain Markets as Blockchain Settlement Becomes Strategic Priority
WESTLAKE, Ohio – A convenience store clerk at 1:30 p.m. on Nov. 26 alerted a police dispatcher that a female customer was feeding large amounts of cash into a cryptocurrency ATM at the store on Center Ridge Road at Dover Center Road.
The clerk said the customer would not believe the clerk’s warning that she was being scammed.
Officers arrived to find the 71-year-old still “anxiously depositing” cash into the machine. Officers told her to stop, but she did not believe the uniformed men. The officers talked to her for several minutes before she finally believed that there was an issue. She was still on the phone with the scammer at the time.
The incident started that morning when the victim received a pop-up message on her home computer instructing her to call a provided support phone number due to a supposed issue with the computer’s operating system. She called the number and was connected to a man who claimed he was a representative from Apple, according to a police department press release.
The man talked her into allowing him remote access to her computer while he asked for her bank information. The scammer talked the victim into believing that there was a problem with her accounts, and she was at risk of losing $18,000 in connection with pornographic websites out of China or Mexico.
She was connected to a fake fraud department for her bank, and another scammer persuaded her to go to a bank and withdraw as much cash as they would allow. The scammer even told her to give the teller a story about needing cash to buy a car. The perpetrator kept the woman on the phone as she took out cash and traveled to the crypto ATM. The victim had deposited approximately $5,500 before officers persuaded her to stop. The Westlake Detective Bureau is attempting to recover the lost funds.
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