Lucid Motors found itself in a tough bind this week, fending off bankruptcy rumors and watching its stock price plunge as a result. The company quickly denied the report, calling it “completely false” and pointing to its available free cash flow as evidence that it has enough runway to operate into next year.
Technology
Insurance breach exposes 7M driver’s licenses
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AssuranceAmerica, an auto insurance provider that works through a network of independent agents, has disclosed a data breach affecting nearly 7 million people. The exposed information includes driver’s license numbers and other personal details tied to auto insurance customers.
The company said it detected suspicious activity on March 17, 2026, after malicious activity targeted one of its employees one day earlier. Investigators later found that an unauthorized third party accessed parts of AssuranceAmerica’s IT environment and copied certain data files.
According to an Indiana Attorney General breach listing, the incident affected 6,998,886 people. A California Attorney General notice also says AssuranceAmerica began notifying affected individuals after completing its file review on June 15, 2026.
AssuranceAmerica sells auto, renters and commercial auto insurance through independent agents. So even if the company name does not sound familiar, your information could still be involved if your policy, quote, claim or driver details passed through its systems.
ADT DATA BREACH EXPOSES CUSTOMER INFORMATION
AssuranceAmerica says a March cyberattack exposed personal information tied to nearly 7 million people, including driver’s license numbers and insurance data. (Felix Zahn/Photothek via Getty Images)
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What happened in the AssuranceAmerica data breach
AssuranceAmerica said the breach started with malicious activity that targeted one employee. The company did not explain exactly how the employee was targeted. However, it said it later disabled compromised credentials and unauthorized sessions.
That detail should get your attention. Many breaches start with one stolen login, one convincing message or one infected device. Once attackers get inside, they can move quickly and look for files worth stealing.
In this case, AssuranceAmerica said an unauthorized third party copied certain data files from its IT environment. The company then reviewed those files to identify affected individuals.
What information was exposed in the AssuranceAmerica breach
AssuranceAmerica said the stolen files contained names plus one or more other types of personal information. That information may include contact details, auto insurance policy or account information, driver or vehicle information, claims-related information and driver’s license numbers. The California notice also says some files may have included Tax ID information and/or Social Security numbers.
That mix can create real risk. A scammer with your name, license number and insurance details may sound much more convincing. They could pretend to be from your insurer, a repair shop, a claims department or a state agency. This follows other identity-document breaches, including the Texas data breach that hit 3 million license customers. Once driver’s license numbers leak, the risk can last much longer than a stolen credit card number.
How AssuranceAmerica responded to the breach
AssuranceAmerica said it took affected server devices offline and hired external forensic specialists to investigate. The company also said it reset passwords, deployed enhanced monitoring and threat detection tools and gave employees more cybersecurity instruction. It also notified law enforcement.
AssuranceAmerica is offering 12 months of complimentary credit monitoring for affected individuals. That can help spot some suspicious activity. However, you still need to watch your insurance account, financial accounts and mail.
Why the AssuranceAmerica breach puts drivers at risk
A driver’s license number can help an imposter build a more believable scam. Insurance information can make that scam feel personal.
For example, a caller may mention your policy, your vehicle or a claim. Then they may ask you to “verify” more information. That is where the damage can grow.
Also, stolen breach data can be matched with public records and data broker profiles. That can give criminals a fuller picture of your life. We have seen the same pattern in scams tied to travel accounts, phone accounts and other breaches, including the Booking.com breach that exposed traveler data to scams.
BEFORE YOU CONNECT ANOTHER SMART TV, TABLET OR PHONE, LOCK IT DOWN
State officials say the breach involved Medicaid, Medicare Savings Program and rehabilitation services records spanning multiple years. (Photo by Silas Stein/picture alliance via Getty Images)
Ways to stay safe after the AssuranceAmerica data breach
If you receive a notice or think your information may be involved, take these steps now to make the stolen data harder to use.
1) Read the breach notice closely
If you receive a notice from AssuranceAmerica, read it carefully. Check what information the company says may have been exposed in your case. Do not assume every affected person had the same data stolen. Some people may have had driver’s license numbers exposed. Others may also have had Tax ID information or Social Security numbers involved.
2) Use the credit monitoring offer safely
AssuranceAmerica says it is offering 12 months of complimentary credit monitoring. Use the instructions in the official notice. Be careful with emails or texts that claim to offer enrollment links. Scammers often copy real breach language to trick you.
3) Freeze your credit
A credit freeze makes it harder for someone to open a new account in your name. You need to place a freeze separately with Equifax, Experian and TransUnion. It is free, and you can lift it when you need to apply for credit.
4) Add a fraud alert
A fraud alert tells lenders to take extra steps before opening credit in your name. You can place a fraud alert with one credit bureau, and that bureau should notify the others. This adds another layer of protection if your personal information was exposed.
5) Watch your insurance account
Log in to your insurance account and check for changes you do not recognize. Look for unfamiliar claims, new contact details or strange policy updates. If something looks wrong, call the company using a number from your policy documents.
6) Protect your devices from malware
Credential theft often starts with malware, a bad link or a fake download. Strong antivirus software can help block malicious files and phishing links before they cause damage. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com
CARNIVAL BREACH MAY PUT YOUR TRAVEL DATA AT RISK
Strong passwords protect your accounts, but they do not stop data brokers from collecting public records and selling personal information to people-search sites. (Photographer: Chris Ratcliffe/Bloomberg via Getty Images)
7) Clean up your online personal data
Breached data becomes more useful when scammers can match it with your address, relatives, phone number or public records. A data removal service can help reduce what data brokers display about you. That will not undo a breach, but it can make you a harder target. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.
8) Be suspicious of insurance-related calls
If someone calls about your policy, claim or payment, slow down. Do not share verification codes. Do not confirm sensitive details during an unexpected call. Instead, hang up and call the company back through an official number.
9) Check your DMV options
If your driver’s license number was exposed, review your state DMV’s fraud guidance. Some states may offer replacement options or identity theft guidance. The rules vary, so check directly with your state agency.
10) Use a password manager
Create strong, unique passwords for your insurance account, email and financial apps. A password manager can also help you spot fake login pages. If it will not autofill, you may be on a scam site. Check out the best expert-reviewed password managers of 2026 at CyberGuy.com.
11) Turn on two-factor authentication
Turn on two-factor authentication (2FA) for your insurance account, email and financial accounts when available. Use an authenticator app when you can. Text codes are better than nothing, but scammers often target them.
Kurt’s key takeaways
The AssuranceAmerica data breach is a reminder that your driver’s license number has become a high-value target. You may not be able to control how every company stores your information. However, you can make stolen data harder to use. Start with your credit. Then check your insurance account and watch for imposters who know just enough to sound convincing. Also, clean up the personal data already floating around online. The bigger issue is trust. Companies ask for sensitive information because they need it to do business. When that information leaks, you are the one left checking statements, freezing credit and worrying about what comes next.
What should a company owe you when it loses the ID number you use to prove who you are? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
But despite the swift response, the damage was widespread. The panic immediately bled into competing automakers, pulling down shares of Rivian and Polestar as investors speculated about the long-term survival of EV-only companies in the face of slowing consumer demand and whiplash policy shifts. And it cast a harsh light on the precarity of all three companies and the future of electric vehicles.
The trouble started on Tuesday, when EV trade publication EV reported that restructuring firm AlixPartners had advised Lucid’s board to consider Chapter 11 bankruptcy or a take-private deal. The report also said AlixPartners had encouraged the board to further restructure in the US and Europe and to focus on the Gravity SUV. But while the rest of the media has since reported on Lucid’s denial, no other publication has confirmed EV’s scoop. (For what its worth, EV’s URL is “eletric-vehicle.com,” enshrining the incorrect spelling in its address.)
Lucid confirmed that it had hired AlixPartners, but denied that the firm had made any such recommendations to its board. Instead, AlixPartners would provide advice on “improving execution, strengthening operations and positioning Lucid to realize the full potential of its technology, products and innovation,” Lucid chief communications officer Nick Twork said.
Lucid went a step further, filing a cease and desist order against EV
Lucid went a step further, filing a cease and desist order against EV, claiming that the site’s report directly led to the stock crash. “In short, your actions caused serious injury to a number of investors,” Lucid’s chief legal officer and general counsel, Brian Tomkiel, said in the letter. “And they injured, and continue to injure, Lucid directly.”
Still, the timing was terrible. Lucid is genuinely not in good shape, having lost over $1 billion in the first quarter of the year. The company has also gone through two rounds of layoffs in 2026, having cut 12 percent of staff in February and then 18 percent in June. The company also reduced production at its factory in Arizona in a bid to counteract its high inventory and save money. And there’s been leadership turmoil, with COO Marc Winterhoff departing the company and his position being eliminated entirely in an effort to flatten the structure.
The report sent the stock into freefall, plummeting as much as 50 percent in one of the worst single-day drops in Lucid’s history. And with Polestar and Rivian also catching strays, it’s generally been a glum time for companies not named Tesla trying make a go of exclusively building electric vehicles. Wall Street is panicking because the rumors are aligning with the bad news coming out of these companies’ earnings reports. EV sales are stabilizing, but recovery is still a distant promise. The all-electric future seems further away than ever.
Whether or not Lucid is actually weighing Chapter 11, it’s a sure sign of more turbulent waters ahead. Polestar getting strong-armed out of the US over its Chinese ties has left a lot of EV owners and dealers scratching their heads. Rivian is in an increasingly precarious position thanks to its huge, expensive bet on becoming a mass-market car company with the production of the R2.
All of these companies are increasingly reliant on big stakeholders — Lucid with Saudi Arabia’s Public Investment Fund, Polestar with Geely, and Rivian with Volkswagen — for their future survival. If any of these big backers get cold feet, the future could get really dark really fast.
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Epic Games and Google have just jointly withdrawn their attempt to retroactively settle the lawsuit that’s changing how Android app stores work in the United States — and that means Google will be forced to carry rival app stores inside of its own. In fact, Google tells the court, it’s ready to begin carrying third-party app stores on Wednesday, July 22nd. Does that mean it’s time for Microsoft to launch an Xbox game store on Android?
But Judge James Donato was skeptical he should abandon his original permanent injunction in favor of Google’s proposed “Registered App Stores” that users would have to sideload — instead of simply downloading third-party stores directly through Google Play. On Thursday, July 16th, both parties were set to appear in court to argue it again, but that may no longer be necessary.
Here’s is Google’s full statement on withdrawing its proposed modifications to Judge Donato’s permanent injunction, via Google spokesperson Dan Jackson:
We’ve agreed with Epic to withdraw our motion to modify the US Court’s injunction rather than prolonging this process which creates uncertainty for the ecosystem. This allows us to focus on executing our recently announced global business model evolution to deliver greater app store choice, lower prices, and more opportunities for developers and users. We remain committed to maintaining Android’s industry-leading security and fostering a competitive ecosystem where every app store and developer has the freedom to compete. In parallel, we continue to comply with the US Court’s injunction.”
Google had previously announced that it would launch its sideloaded Registered App Store program in the rest of the world, beginning with the new version of Android later this year. That means there may be two different tracks for Android: stores-within-a-store in the United States, and Registered App Stores everywhere else.
It’s not yet clear if there will be a parallel “program” for third-party app stores inside of the Google Play Store, or if companies will simply submit them the way they’d submit any other app. Technically, the court’s permanent injunction states that Google “may not prohibit the distribution of third-party Android app distribution platforms or stores through the Google Play Store,” not that it has to proactively invite them in.
For access to the Google Play catalog of apps, Google will charge stores an annual fee of $5,000 for “security and policy reviews,” and it has many additional requirements, including: stores can’t distribute apps outside of the US, have to be open to all eligible third-party developers, have “clear, non-discriminatory” trust and safety policies, and no more than 1 percent of “install attempts” can be malware.
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If your home Wi-Fi is like most, it is packed with connected devices. Smart TVs, phones, tablets, laptops, refrigerators, robot vacuums and security cameras may all be sharing the same network.
The problem is that most people connect a new device first and think about security later. Some never check the settings at all. That gives hackers, data brokers and nosy companies exactly the opening they want.
Before you connect your next smart TV, tablet or phone, take a few minutes to lock it down.
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FIVE DATA BROKER OPT-OUT MYTHS THAT LEAVE RETIREES EXPOSED
A new smart TV, phone or tablet can expose your Wi-Fi network if privacy and security settings are ignored during setup. (Kurt “CyberGuy” Knutsson)
Why devices aren’t safe enough right out of the box
When a new gadget arrives in your hands, it isn’t a blank slate. It comes loaded with factory settings designed for convenience instead of protection. Manufacturers want the unboxing experience to feel effortless, so they turn on features, like automatic connections, data sharing and remote access, that make setup easy but leave you exposed.
Smart TVs are some of the worst offenders. Many come with a feature called Automatic Content Recognition (ACR), switched on by default. It works like a fingerprint scanner for your screen, capturing information about everything you watch and sending it back to the manufacturer. You agreed to it somewhere in the terms and conditions you blitzed through when you set it up. Most people have no idea it’s even there.
Tablets and phones bring their own risks. Although many hardware manufacturers like to brag about privacy, lots of tablets and phones will share your location, accept connections from nearby devices, and back up your data to the company’s servers – all by default.
Plus, your home network is only as secure as its weakest device. One poorly configured smart TV or old tablet with an out-of-date OS can give attackers a foothold into everything else connected to the same router.
The 4 things to check before you connect
Before you connect any new smart TV, tablet or phone to your home network, take five minutes to check the settings manually. You do not need to be a tech expert. Focus on the areas that create the biggest openings.
Update the device and change default passwords
First, update the device and change any default passwords or PINs. A brand-new device may have been sitting in a warehouse for months, which means it could already need a security update. Default credentials are also easy for attackers to find online.
Review privacy settings and app permissions
Next, review privacy settings. On a smart TV, look for Automatic Content Recognition, or ACR, and turn it off. Depending on the brand, it may be listed under Viewing Data, Live Plus, SyncPlus, Smart TV Experience or privacy settings. On a phone or tablet, check location, camera, microphone and nearby device permissions.
Turn off features you do not use
Then, turn off connectivity features you do not use. Bluetooth, remote access, file sharing and screen mirroring can all create openings when they stay on all the time.
Add a VPN for another layer of privacy
Finally, consider adding a VPN for another layer of privacy. A VPN encrypts your internet traffic, which helps protect what your smart TV, phone, tablet or laptop sends over the network. A trusted VPN has apps for many popular devices, and it can also run at the router level on compatible routers.
For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices at CyberGuy.com.
The full checklist below walks you through each step.
New device security checklist
Next time you bring home a smart TV, tablet or phone, do this before you use it every day.
YOU COULD GET PAID FROM GOOGLE’S ANDROID DATA LAWSUIT
Before adding a new device to Wi-Fi, update software, change default passwords and review app permissions. (Kurt “CyberGuy” Knutsson)
1) Put smart devices on a guest Wi-Fi network first
Before you connect the device, open your router app or router settings page. Look for Guest Network, IoT Network or Device Isolation. Create a separate Wi-Fi name for TVs, speakers, cameras and smart home gear.
Use WPA3 Personal if your router offers it. If not, use WPA2 Personal. Give this network a strong password you do not use anywhere else. Then connect the new smart TV or tablet to that network instead of the same Wi-Fi your work laptop uses.
2) Update the software before signing in everywhere
Install updates before you add streaming apps, email accounts or payment info.
- iPhone or iPad: Open Settings > General > Software Update > Download and Install. Then tap Automatic Updates and turn on iOS or iPadOS updates.
- Samsung phone or tablet: Open Settings > Software update > Download and install. On some models, go to Settings > System updates. Settings may vary depending on your device’s manufacturer
- Other Android phone or tablet: Open Settings > System > Software update > System update > Check for update. The exact wording can vary by brand.
- Samsung smart TV: Go to Settings > All Settings > Support > Software Update > Update Now. Turn on Auto Update, too.
- LG smart TV: Go to Settings > All Settings > Support > Software Update > Check for Updates. Turn on Auto Update, too.
- Roku TV or Roku device: Press Home > Settings > System > Software update > Check Now.
3) Change default passwords, PINs and device names
Do not leave factory passwords in place. Change the device PIN, parental control PIN or purchase PIN if the setup screen offers one. Use a password manager to create and store strong, unique passwords. Use a long passcode on phones and tablets instead of a 4-digit code. Also, rename the device. A name like “Kurt’s Bedroom TV” tells more than you need to share. Use something generic like “Living Room TV” or “Tablet 1.”
4) Turn on account protection before adding apps
Before you sign in to Apple, Google, Samsung, Amazon or Roku, turn on two-factor authentication where available. For Roku, set a PIN to help block unwanted purchases, subscriptions and app additions.
- Apple: Open Settings > your name > Sign-In & Security > Two-Factor Authentication > follow the onscreen instructions.
- Google: Open your Google Account > Security & sign-in > How you sign in to Google > 2-Step Verification > Turn on 2-Step Verification > follow the onscreen steps.
- Samsung: Open Settings > your Samsung account name > Security and privacy > Two-step verification > follow the prompts.
- Amazon: Open the Amazon app > account icon > Your Account > Login & security > Two-Step Verification > Get Started > follow the prompts.
- Roku: Go to my.roku.com > sign in > Device settings > PIN/Parental controls > choose when a PIN is required for purchases, subscriptions and adding apps > Save.
5) Turn off ACR and ad tracking on smart TVs
Smart TVs often include Automatic Content Recognition, or ACR. It can identify what appears on your screen for ads, analytics or recommendations. Turn it off during setup or immediately after setup.
- Samsung TV: Press Home > Settings > All Settings > General & Privacy > Terms & Privacy or Privacy Choices. Turn off Viewing Information Services. Also review Interest-Based Advertising and Voice Recognition Services.
- LG TV: Press Settings > All Settings > Support > Privacy & Terms. Look for Live Plus, Viewing Information or advertising options and turn off tracking you do not want.
- Roku TV: Press Home > Settings > Privacy > Smart TV Experience. Uncheck Use info from TV inputs. Then go to Advertising and turn on Limit ad tracking.
- Amazon Fire TV: Go to Settings > Preferences > Privacy Settings. Review Device Usage Data, Collect App Usage Data, Interest-Based Ads and Automatic Content Recognition if that option appears.
- Vizio TV: On newer Vizio TVs, go to All Settings > Privacy & Legal > Viewing Data and turn it off. On older models, go to System > Reset & Admin > Viewing Data. Also review Interest-Based Advertising and Voice Recognition Services.
GOOGLE TURNS OLD PHONES INTO CLOUD SERVERS
A separate guest Wi-Fi network can help keep smart TVs and other connected devices away from personal laptops and phones. (Ute Grabowsky/Photothek via Getty Images))
6) Limit location, camera and microphone access
Phones and tablets often ask for more access than an app needs. Give each app the least access possible.
- iPhone or iPad: Open Settings > Privacy & Security > Location Services. Tap each app and choose Never, Ask Next Time or While Using the App. Then review Camera, Microphone, Bluetooth, Contacts and Photos in the same Privacy & Security menu.
- Samsung Galaxy phone or tablet: Open Settings > Security and privacy > Permission manager. Review Location, Camera, Microphone, Contacts, Nearby devices and Photos and videos. Change apps to Ask every time, Allow only while using the app or Don’t allow when access isn’t needed.
7) Disable wireless features you do not use
Turn off Bluetooth when you do not need it. On phones, tablets and TVs, also look for Nearby Share, Quick Share, AirDrop, file sharing, screen mirroring and remote access.
- iPhone or iPad: Go to Settings > General > AirDrop. Choose Receiving Off or Contacts Only.
- Samsung Galaxy or Android phone: Open Settings and search for Quick Share. Tap Who can share with you, then choose a more private option such as Your devices or Contacts instead of making your phone visible to everyone.
- Smart TV: Open Settings and check Network, Connection or External Device Manager. Turn off remote access, screen sharing or mobile device connection features you do not use.
8) Turn on lost-device protection
Set this up before the device goes missing.
- iPhone or iPad: Open Settings > your name > Find My > Find My iPhone or Find My iPad. Turn on Find My, Find My network and Send Last Location.
- Samsung Galaxy phone or tablet: Open Settings > Security and privacy > Lost device protection. Turn on Allow this phone to be found, Send last location and Offline finding.
- Other Android phone or tablet: Open Settings > Security > Find Hub and make sure Allow device to be located is turned on. The wording may vary by brand.
For tablets used by kids or guests, write down the serial number. Keep it somewhere safe in case you need to report the device lost or stolen.
9) Remove apps you do not need
New devices often come with preinstalled apps. Delete or disable anything you will not use. Then install apps only from the official app store for that device.
On phones and tablets, avoid sideloading apps unless you know exactly where they came from.
On smart TVs, skip random free streaming apps with poor reviews, no clear developer or strange permission prompts.
10) Cover everything with a VPN
A VPN adds a layer of privacy by encrypting your internet traffic before it leaves your device. That can help limit what your internet provider can see and add protection when you use public Wi-Fi.
Look for a trusted VPN that offers apps for phones, tablets, computers and streaming devices. Some VPNs can also run at the router level on compatible routers. That option can be helpful because it may protect devices that do not support a VPN app, such as some smart TVs, game consoles and connected home gadgets.
Once a router VPN is set up, connected devices can receive VPN protection automatically. Just remember that a VPN does not make you invisible online. Websites may still recognize you when you log in, share personal details or use the same browser. Still, for everyday privacy, a reliable VPN can be a smart extra layer.
For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices at CyberGuy.com.
Key takeaways
The default settings most devices ship with are designed for the manufacturer’s benefit, not yours. Before you connect your next smart TV, tablet, or phone, take a few minutes to go through the settings, lock down what doesn’t need to be open, and put a VPN between your network and the rest of the internet.
Have you ever found a privacy setting on a new device that surprised you? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
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