Crypto

10 Reasons Why You Should Invest in Cryptocurrency Right Now

Published

10 months ago

February 8, 2025

10 Reasons Why You Should Invest in Cryptocurrency Right Now

Investing in cryptocurrencies continues to gain momentum globally, with more people praising their potential to reshape future financial systems. From blockchain technology breakthroughs to widespread use cases, digital assets offer a cutting-edge space for those seeking innovation and profitable returns. Though not without risks, crypto’s decentralized nature and global accessibility can complement a well-balanced investment strategy in ways traditional investments might not.

In this post, we’re going to give you 10 reasons why you should invest in cryptocurrency. These reasons are based on some of the core features of crypto, like cross-border transactions, smart contracts, and alternative ways of storing value. Whether you’re a new investor or looking for a spark to stay motivated, these reasons can help clarify why now might be an opportune time to explore crypto investing.

10 Reasons Why You Should Invest in Cryptocurrency

1. Potential for High Returns

The crypto market is known for explosive price growth. Bitcoin, for example, rocketed from mere pennies to tens of thousands of dollars, generating substantial gains for early adopters. While not every digital coin follows the same path, this volatility can create rapid price surges over shorter periods than typical stock market cycles. Real-life stories abound of investors multiplying small holdings into life-changing amounts, highlighting the potential of a crypto investment to significantly beat traditional markets on high returns.

2. Portfolio Diversification

Cryptocurrencies don’t always correlate with legacy assets like stocks or bonds, offering alternative movements in your portfolio. For instance, retail investors who allocated a modest portion of their funds to Bitcoin over the past decade often enjoyed uncorrelated returns. A diverse portfolio can cushion unexpected downturns and harness varying market cycles.

3. Decentralized control

Unlike stocks where a central authority or governing body may heavily influence market dynamics, cryptocurrencies rely on decentralized networks maintained by global participants. No single entity controls supply, and upgrades rely on communal consensus. An example is how Ethereum’s community-driven proposals can reshape how the network operates without a company board’s directive. By cutting out intermediaries, decentralization can empower individuals with complete control over their digital money, free from many traditional gatekeepers.

4. Earning Passive Income

Investing in cryptocurrency can unlock avenues for passive income such as staking, yield farming, or liquidity provision in decentralized finance platforms. For example, holding certain tokens allows you to earn rewards for validating transactions or supporting the network. This can range from typical Proof-of-Stake coins like Cardano to advanced yield-farming strategies on DEX protocols. Unlike traditional dividend stocks that sometimes pay modest returns, crypto staking can yield competitive percentages, often compounding your investment.

5. Accessibility

As long as you have an internet connection and a crypto wallet, you can buy, sell, or transfer digital assets from virtually anywhere. This contrasts with traditional investment accounts that might demand specific bank relationships, local brokers, or in-person paperwork. Even in regions with unstable financial systems, people can access major stablecoins or other cryptocurrencies as a store of value. This borderless design opens more people to financial participation and fosters broader global innovation.

6. Lower fees for international transactions

Cross-border payments using crypto often come with lower fees than bank wires or money transfer services. For instance, sending Bitcoin or stablecoins can bypass multiple intermediaries and currency conversion costs. Small businesses operating internationally can potentially save on overhead by accepting Bitcoin or stablecoins. Although network congestion might raise fees during peak times, many cryptos still undercut traditional remittance providers, enabling simpler and cheaper international transactions for personal or commercial use.

7. Blockchain technology

Cryptocurrencies like Ethereum combine blockchain technology with smart contracts to support decentralized apps. Beyond mere digital currency, these networks power gaming ecosystems, supply chain solutions, and more. Walmart has tested blockchain-based tracing for produce, cutting product recall times dramatically. By investing in crypto, you stake a claim in next-gen tech that merges cryptography and distributed ledgers, potentially setting the stage for future leaps in data management, finance, and online services.

8. Future use in daily life

Crypto coins are moving beyond speculation. Some retailers now allow customers to send money in crypto or use it as a payment method, such as purchasing gift cards on major e-commerce sites. Enthusiasts predict that internet-connected devices, like smart cars, could one day transact automatically in crypto for tolls or services. While mainstream acceptance varies, ongoing pilot programs and brand partnerships confirm the rising likelihood that digital assets will power future daily transactions.

9. Decentralized Finance (DeFi)

DeFi applications on Ethereum, Binance Smart Chain, or other platforms unlock new ways to save, borrow, or trade without a central authority. Instead of waiting days for a bank to process a loan, DeFi users can pledge crypto collateral and access funds within minutes. Services like decentralized exchanges are open 24/7, letting you trade outside typical stock hours.

Source: De.Fi

10. Innovation and Future Potential

The pace of crypto innovation outstrips many traditional industries. Beyond established coins like Ethereum, hundreds of projects test concepts in smart contracts, privacy, or cross-chain compatibility. Major financial institutions increasingly engage with blockchain solutions for settlements and compliance. By entering the market now, investors can ride potential future waves of widespread crypto adoption and emerging altcoins.

What are The Risks of Investing in Cryptocurrency?

High Volatility: Sharp price swings can lead to substantial gains or heavy losses in a short period.
Security Concerns: Cyberattacks and scams target investors lacking proper security features or safe wallets.
Regulatory Uncertainty: Laws and policies around crypto vary widely, and changes can impact market confidence.
Market Manipulation: Low-liquidity coins or certain whales can influence price, leading to potential pump-and-dumps.
No Guarantees: Unlike insured bank deposits, crypto lacks FDIC support, meaning you may lose your entire investment if markets crash.

How do I invest in cryptocurrency?

Choose a Cryptocurrency Exchange: Research reputable crypto exchanges for good liquidity, security, and fee structures.
Open an Account: Complete know-your-customer identity verification to deposit fiat legal tender like USD or EUR.
Fund Your Account: Transfer money from your bank account, credit card, or other payment methods.
Pick a Crypto: Center your cryptocurrency investing around high-profile coins like Bitcoin or Ethereum, or explore smaller altcoins in the wider cryptocurrency market after proper research.
Execute the Trade: Place a market or limit order to buy at your desired price, then confirm the transaction.
Secure Your Assets: Transfer holdings to a secure wallet, either hardware or software, to maintain control over your private keys.

If you’re looking for platforms that support leveraged trading, check out our Best Crypto Margin Trading Exchanges in 2025 guide to compare the top options.

Conclusion

Cryptocurrencies offer opportunities for portfolio diversification, cutting-edge use cases, and potential high returns. That said, this market also poses unique risks, from price volatility to hacking attempts.

By understanding why you should invest, and balancing them against the potential downsides and drawbacks, you can approach crypto coin investment with greater confidence. Thorough research, dollar cost averaging, and proper security measures play crucial roles in crafting a successful and sustainable long-term approach.

FAQs

Why is cryptocurrency a good investment?

Crypto blends high growth potential, decentralized network benefits, and blockchain innovation. It offers uncorrelated returns vs. stocks, enticing many investors seeking diversification.

Is investing in cryptocurrency safe?

Safety depends on your security practices and risk management. Choose reputable exchanges, store assets in a secure wallet, and remain mindful of volatility and scams.

What is the best crypto to invest in?

Many investors trust established coins like Bitcoin or Ethereum. Others seek future potential cryptocurrencies, or even NFTs, but always weigh fundamentals and your personal risk tolerance.

Can I make money investing in cryptocurrency?

Yes, many have profited through price appreciation, trading, or staking. Yet returns are never guaranteed, so consider the volatility of your entire investment and do your research.

Crypto

Cryptocurrency becomes trendy holiday gift option

Published

10 hours ago

December 16, 2025

Press Room

Cryptocurrency becomes trendy holiday gift option

PHOENIX (AZFamily) — Cryptocurrency is appearing on more holiday wish lists as gift-givers look for alternatives to traditional presents.

A new survey from the National Cryptocurrency Association and PayPal shows 24% of Americans have given or are considering giving cryptocurrency this holiday season.

The survey also found that 17% of consumers would rather receive cryptocurrency than a gift card, and 31% of Americans believe crypto gifts are less likely to go unused than gift cards.

“It’s actually a trending holiday gift, especially compared to gift cards,” said Ali Tager, a spokesperson for the NCA. “We know crypto is becoming increasingly mainstream.”

Tager said people like receiving cryptocurrency because it has the potential to increase in value.

“There’s so much you can do with this technology and it’s still in its early days,” she said.

Financial advisor Angelica Prescod said there are other investment options to consider for gift-giving.

“One of them is just gifting people something simple. Maybe some shares of some stocks that you may already have, that you are gifting over, or you can give them the cash to do so and open up their own account and feel involved in the process,” Prescod said. “For most folks [cryptocurrency] is not really the go to.”

Gift-givers can also contribute to 529 plans for college and other education expenses.

“It’s that gift that potentially can keep on giving,” Prescod said.

For those still interested in giving cryptocurrency, experts recommend doing research first.

“Like with everything, anywhere, you always want to do your research. You want to make sure to verify your sources. You never want to take financial advice from strangers or click on random links that you receive,” Tager said.

The National Cryptocurrency Association offers a crypto simulator that helps users learn how to choose an exchange, set up a wallet, and send and receive cryptocurrency without spending real money.

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Crypto

Visa Targets Banks and Fintechs With Stablecoin Advisory Launch as Adoption Pressure Tightens

Published

22 hours ago

December 16, 2025

Press Room

Visa Targets Banks and Fintechs With Stablecoin Advisory Launch as Adoption Pressure Tightens

Visa is moving deeper into stablecoin-powered payments as adoption surges, launching a new advisory practice to help banks, fintechs, and enterprises design, assess, and deploy stablecoin strategies across global payment and treasury operations.

Crypto

1 Top Cryptocurrency to Buy Before It Soars Over 1,000%, According to Bernstein | The Motley Fool

Published

1 day ago

December 15, 2025

Press Room

1 Top Cryptocurrency to Buy Before It Soars Over 1,000%, According to Bernstein | The Motley Fool

Bitcoin’s price dip has not deterred Bernstein analysts.

Cryptocurrency investors are understandably nervous as Bitcoin (BTC 4.08%) has fallen around 20% in the last three months. Some fear this could be the start of another crypto winter, but analysts at Bernstein remain optimistic. The brokerage recently predicted that Bitcoin will rally in the coming two years. It also reiterated its price target of $1 million by 2033. With the lead crypto hovering around the $90,000 mark, that suggests an upside of over 1,000%.

Today’s Change

(-4.08%) $-3646.00

Current Price

$85646.00

Key Data Points

Market Cap

$1.7T

Day’s Range

$85427.00 – $89935.00

52wk Range

$74604.47 – $126079.89

Volume

49B

Cryptocurrencies are volatile assets, and unfortunately, huge price swings come with the territory. Bernstein’s targets are a timely reminder to focus on the long-term horizon, which could bring dramatic growth.

A person wearing glasses types on a laptop keyboard.

Image source: Getty Images.

Why Bernstein remains bullish on Bitcoin

Bernstein had originally forecast that Bitcoin could reach $200,000 this year. The recent slump has poured cold water on that projection. Now, the analysts predict that Bitcoin will reach $150,000 by the end of next year and push on to $200,000 in 2027.

Continued institutional demand plays a key part in the firm’s belief that Bitcoin could reach $1 million by 2033. Bernstein points out that spot Bitcoin ETF outflows have been minimal in recent months, despite the extreme price correction. It argues that panic selling by retail investors is being offset by institutional buying.

Perhaps most importantly, Bernstein argues that Bitcoin has moved beyond its four-year Bitcoin halving cycle. Roughly every four years, the Bitcoin mining rewards get halved. It’s built into the programming as a way to control supply. In each of the previous cycles, Bitcoin’s price has risen to new highs in the 12 to 18 months after the halving.

2016 halving: Bitcoin set a new all-time high in December 2017.
2020 halving: Bitcoin set two new highs in April and November 2021.
2024 halving: Bitcoin set new highs in December 2024 and October 2025.

If the pattern holds, we could expect Bitcoin’s price to trend downward next year, having peaked in October. The very expectation of a slump is one of the factors behind faltering investor sentiment. However, Bernstein is one of several crypto analysts who think we’re entering new territory.

It joins leading institutions, including Ark Invest and Grayscale, in saying that Bitcoin will break away from its old cycles. Rather than a prolonged winter, they argue 2026 could bring new highs. The logic is that Bitcoin has matured, attracting significant institutional funds. Plus, next year may bring further rate cuts and regulatory clarity.

Bitcoin predictions are not set in stone

Price predictions are useful, especially when they come from established financial institutions. Even so, I’d take them with a grain of salt. This is still a relatively new and fast-changing industry, and there are too many moving parts to give more than a best guess. Case in point: Bitcoin is a long way from the $200,000 that Bernstein originally predicted for 2025.

Plus, those optimistic price targets only tell part of the picture. Analysts zoomed in on the stabilizing effect of institutional investors, which is just one of several possible growth drivers for the lead crypto. Others, such as its potential as a form of digital gold, are becoming harder to believe. For example, Bitcoin’s recent volatility undermines its safe-haven asset credentials. It has some of the traits of gold, but it doesn’t yet work as a store of value.

Similarly, in November, Ark Invest’s Cathie Wood slashed her price target for Bitcoin. She told CNBC that the rapid growth of stablecoins and their use in emerging markets eats into a role the firm thought Bitcoin would play. That said, her long-term conviction is still extremely bullish — to her, Bitcoin is a whole new monetary system, and we’re only just beginning to see what it might do.

The idea of an asset growing from $90,000 to $1 million in eight years is extremely attractive. It may happen — Bitcoin has gained over 400% since December 2017. However, it is an ambitious target, and that level of potential growth comes with corresponding levels of risk. Only allocate a small percentage of your portfolio to cryptocurrencies. That way, you benefit if Bitcoin goes to the moon, without risking your financial security if it falls to the gutter.