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Connecticut Resiliency Plan Includes Flood Insurance, History Notification Mandate

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Connecticut Resiliency Plan Includes Flood Insurance, History Notification Mandate


Connecticut Governor Ned Lamont is proposing legislation aimed at improving the state’s resilience in the face of severe weather events, including requiring expanded notification to homeowners and renters of the availability of flood insurance and the flood history of a property.

As part of a comprehensive resiliency bill, Lamont wants to require banks, mortgage companies, insurance companies, and insurance brokers and agents to notify homeowners about the availability of flood insurance at the time of the mortgage signing and formally acknowledge if the customer has declined to purchase a flood policy.

Under current law, only homeowners who own a home within a Federal Emergency Management Agency (FEMA)-designated flood zone are required to obtain flood insurance. According to Lamont, “many homeowners who have experienced a flood are surprised to learn that homeowners’ insurance does not cover flood damage.” Lamont is proposing to amend this law to establish an additional disclosure related to the history of flooding on a property or its location in a flood zone. Additionally, his proposal would extend this flood history and flood zone notification to renters.

In making his case for his flood notification and other proposals, Lamont noted that the period from July of 2023 to June of 2024 was the wettest year in recorded history for Connecticut, while 2024 was the hottest year and had the hottest summer on record for Hartford.

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Recent Events

He cited the heavy rainfall in August that delivered severe flash flooding in Fairfield, Litchfield, and New Haven counties, resulting in three deaths and nearly $300 million in damage. He also recalled repeated heavy rainstorms in January of 2024 that resulted in a near-failure of a dam in Bozrah and severe flooding of the Yantic River in Norwich; severe flooding in September of 2023 that collapsed two bridges and stranded families; and an extended drought in the fall of 2024 that contributed to several brush fires, including a large fire on Lamentation Mountain in Berlin and Meriden and took the life of a firefighter.

Tri-State Region Shocked as Severe Floods Take 2 Lives, Leave Trail of Destruction

Flood-Stricken Connecticut Seeks Emergency Assistance from Federal Agencies

“These severe weather events aren’t just happening on TV in faraway locations, they’re happening in our backyards. It is urgent that we take the steps necessary to make sound investments that harden our infrastructure, defend our natural resources, and enact the protections we need to save human lives, property, and livelihood. This is a critical issue that ought to be near the top of every lawmaker’s priorities, and for the sake of the people of Connecticut I want to work with the legislature this session on enacting a comprehensive resiliency bill,” Lamont said.

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Tri-State Flood Risk

Recent research by the Federal Reserve Bank of New York found that nearly one million houses and multifamily buildings in New York, New Jersey, and Connecticut—one in 10 properties in the tri-state area—are at high risk of flooding. These properties rank among the top 25% of riskiest properties nationally, the same flood risk category as some homes in coastal Florida, Texas, and Louisiana, according to the report, “Flood Risk and the Tristate Housing Market.”

1 in 10 Tri-State Properties at High Flood Risk: New York Fed

The report also found that nearly 40% of the tri-state properties at risk of flooding, or more than 400,000 properties, are in low- to moderate-income census tracts. These properties, including single-family homes and multifamily buildings, such as rental apartments, condominiums, and co-ops, are home to more than 1.5 million people.

Lamont’s Bill

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The governor’s full resiliency proposal, which he will file on February 5 when he delivers his budget address to the General Assembly, also calls for:

  • Expand state reviews of coastal development plans to include additional activities in flood risk areas near coastal functions that help buffer flooding (wetlands, beaches, and dunes).
  • Remove the exemption for the coastal site plan review for single-family homes.
  • Prohibit state investments in new or substantial renovation of residential development in the highest-risk flood areas.
  • Have climate risks incorporated in all state and municipal plans for land use, hazard mitigation, transportation, and evacuation and increase sharing of mapping to improve local to state coordination.
  • Clarify that municipalities that currently use municipal reserve and road funds to support local capital improvements may also use these funds to incorporate resiliency considerations.
  • Create a program that helps municipalities incentivize development toward less-sensitive areas.
  • Require municipalities to geolocate culverts and bridges.

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Connecticut

Report: CT schools among the most segregated in the U.S.

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Report: CT schools among the most segregated in the U.S.


A nationwide study released Monday by Brown’s Promise and The Segregation Tracking Project identified Connecticut as one of the most segregated states in the country.

The study used data from the 2023-24 school year, the latest available, to measure both economic and racial segregation in each state. Researchers found Connecticut had the sixth-highest level of economic segregation and 11th-highest level of racial segregation in the U.S. It also ranked third-worst for “poverty packing,” the practice of cramming low-income students into specific districts while higher-income students attend school just across district lines.

According to those results, Connecticut in 2024 was more segregated than Alabama, home of the famous Montgomery bus boycott, or Kansas, the point of origin for Brown v. Board of Education. The numbers remain high despite a slight overall reduction in both racial and economic segregation in the Nutmeg State over the past decade.

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Nationally, researchers said, the results reflect a troubling long-term trend: Seventy years after Brown, school segregation remains high, and little to no progress has been made in reducing it.

“This should be a wake-up call for education leaders and advocates in every state, even those with top-ranked public schools,” said Ann Owens, a sociology professor at UCLA and co-leader of the Segregation Tracking Project.

Interpreting the numbers

The study scored states according to a “segregation” index, or a number representing how student enrollment is balanced around race and income. A score of 0 means no segregation — individual schools reflect their state’s overall demographics perfectly. Conversely, a score of 1 means students of a particular demographic are only exposed to other members of that demographic in their schools — complete segregation.

Connecticut’s racial segregation index of 0.42 indicates that, on average, white students attend schools 42% whiter than schools attended by non-white students. In other words, white students are concentrated with other white students, disproportionate to state’s overall demographics — a sign of strong segregation.

Although the state’s racial segregation index steadily decreased from the late 1990s to the mid-2010s, it has plateaued over the past decade.

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“I would hypothesize that demographic changes and student assignment policies play a role,” Owens said. “[The] expansion of charter schools, expiration of mandatory desegregation orders, reduced commitment to integration policies — all could explain stalled progress.”

The state’s immediate neighbors also showed high levels of segregation, with New York topping the list for racial segregation. The northernmost New England states fared better, with Vermont in particular standing out for having extremely low levels of both racial and economic segregation. However, Owens noted that it’s possible this is more a product of lower population density than a particular set of policies to encourage integration.

Less dense places often have fewer schools, creating fewer opportunities to segregate, Owens said.

“More choice — whether it’s a state carved up into more, smaller districts or more school options within a district — tends to lead to segregation,” she said.

And, she added, if low-scoring states like Vermont are less diverse, it could obscure segregating behaviors like white avoidance.

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Segregation is not a new conversation in CT

Sen. Doug McCrory, D-Hartford, said nothing in the report came as a surprise to him.

“Living in Connecticut all my life, we already know … we have some of the most segregated schools in the country,” said McCrory, who co-chairs the General Assembly’s Education Committee.

McCrory said he doesn’t think the state ever responded appropriately to the principles set forth in Brown v. Board of Education. There have been efforts to integrate, but those have been voluntary — and, judging by the numbers, insufficient.

“People don’t decide to place their children in a, quote-unquote, integrated setting. They’re not required to, so we have what we continue to have today,” McCrory said.

Connecticut Association of Public School Superintendents Executive Director Fran Rabinowitz said she also wasn’t surprised about the results of the report. Part of the issue, she said, is that the state has a different school district for each town.

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“We’re not regionalized in any way, shape or form, which many states are,” Rabinowitz said. “You pull together maybe seven or eight or 10 of those districts … you would certainly cut down” on the lack of integration.

But both Rabinowitz and McCrory said that idea has proven politically radioactive in Connecticut.

“Those conversations get shut down immediately,” McCrory said. “This is a Connecticut issue where people just feel their local rights will be hampered if you have to work in a collaborative space … If you bring in the concept of race and income, it gets even more complicated.”

Rabinowitz said she remembers a 2019 effort by the General Assembly to merge the Norwalk and Wilton school districts. It did not go over well.

To address segregation, Connecticut has instead favored policies to promote voluntary integration, as in the landmark Sheff v. O’Neill case. In Sheff, the state Supreme Court found that predominantly Black and Hispanic students living in Hartford enjoyed far fewer educational resources and opportunities than their white peers in neighboring towns. The case led to the creation of a new magnet school system to encourage voluntary integration across district lines. 

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As it happens, Brown’s Promise cites the Sheff agreement as an example of a potential policy solution to segregation nationwide. However, the organization also acknowledges the drawbacks of Sheff: namely, that there aren’t enough seats for every student to attend the school of their choice, and that Hartford’s neighborhood schools — which still serve hundreds of students each — remain severely under-resourced.

The way to avoid that, the organization suggests, is “to instead redraw district lines altogether.” But that would mean imposing the very regionalization Connecticut residents so vehemently oppose.

Rabinowitz said one possible remedy to segregation is the effort in Connecticut to build more affordable housing. In theory, that will bring more lower-income residents to wealthier areas, increasing economic diversity.

There is another strategy that recently received strong bipartisan support: Increasing state funding for schools that can’t get what they need through local property taxes. Both Democrats and Republicans pushed for that in the recent legislative session, resulting in a school funding boost of about $192 million (though many feel schools are owed around $800 million). 

In theory, state money can reduce the resource gap between the wealthiest and least wealthy districts. That’s why it’s also one of the solutions to segregation that Brown’s Promise proposes. The organization argues enhanced state-level funding dramatically increases resources for underserved students and makes their schools look more attractive.

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But although McCrory said he supports increasing state funding for Connecticut schools, he’s not optimistic that this alone would promote integration.

“We tried multiple times to direct more resources into those communities [that are] financially behind. That doesn’t always equate to better outcomes for students,” McCrory said.

Rabinowitz, who spent much of her career working in Bridgeport and served as the district’s superintendent, disagreed.

“Yeah, you know, they increased the funding, but it never was enough,” Rabinowitz said. “It was never the amount of funding that was predictable and enough to let me lower class size and provide reading interventionists and to provide behavior interventionists, et cetera.”

Rabinowitz said many teachers who left the district told her they weren’t doing so for a better salary elsewhere.

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“They were leaving because I did not have the systems in place to make them feel successful. And they were right. I didn’t, because I didn’t have the resources,” Rabinowitz said.

She said she’s hopeful that Gov. Ned Lamont’s Blue Ribbon Commission on K-12 Education Funding and Affordability will lead to meaningful reforms.

“More than 40 years ago, I was fighting the same battles. And I hope that before I finish my career, we can have a significant impact,” Rabinowitz said. “And I do believe this funding commission might be significant. I’m hoping it is.”

This <a target=”_blank” href=”https://ctmirror.org/2026/06/23/report-ct-schools-among-the-most-segregated-in-the-u-s/”>article</a> first appeared on <a target=”_blank” href=”https://ctmirror.org”>CT Mirror</a> and is republished here under a <a target=”_blank” href=”https://creativecommons.org/licenses/by-nd/4.0/”>Creative Commons Attribution-NoDerivatives 4.0 International License</a>.<img src=”https://ctmirror.org/wp-content/uploads/2023/02/cropped-CTMirror_bug_rgb-180×180.jpg” style=”width:1em;height:1em;margin-left:10px;”>

<img id=”republication-tracker-tool-source” src=”https://ctmirror.org/?republication-pixel=true&post=1172085&amp;ga4=G-9GVNVL530Q” style=”width:1px;height:1px;”><script> PARSELY = { autotrack: false, onload: function() { PARSELY.beacon.trackPageView({ url: “https://ctmirror.org/2026/06/23/report-ct-schools-among-the-most-segregated-in-the-u-s/”, urlref: window.location.href }); } } </script> <script id=”parsely-cfg” src=”//cdn.parsely.com/keys/ctmirror.org/p.js”></script>

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Connecticut

5 Connecticut towns to receive $2M each for infrastructure upgrades

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5 Connecticut towns to receive M each for infrastructure upgrades


HARTFORD, Conn. (WTNH) — Five Connecticut towns will collectively receive $10 million in grants for infrastructure upgrades, according to a Monday announcement by Gov. Ned Lamont.

The Connecticut Department of Housing (DOH) is awarding $10.7 million to Coventry, Guilford, Ledyard, Mansfield and Thomaston to modernize and rehabilitate housing for low- and moderate-income residents, the announcement said.

The funds are being released through the DOH’s Community Development Block Grant’s small cities program, with funding from the U.S. Department of Housing and Urban Development. To be eligible, a municipality must have fewer than 50,000 residents.

Cost Breakdown

Coventry: $2 million

Town of Coventry plans to use funds to upgrade, with a focus on making Orchard Hill Estates compliant with the Americans with Disabilities Act (ADA).

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Guilford: $2 million

The Town of Guilford plans to use funds to design and build future affordable housing projects, consisting of up to 16 rental units and 8 homes.

Ledyard: $2 million

The Town of Canton requested funding for the first phase of affordable housing for people in Ledyard and the surrounding area. Habitat for Humanity of Eastern Connecticut is in the pre-development phase of the Colby Drive and plans to create 38 units.

Mansfield: $2.2 million

Funding will be used for upgrades to Wright’s Village, including roof replacements and sidewalk repairs.

Thomaston: $2.5 million

Funds will be used to make Green Manor ADA-compliant, including the installation of a new emergency call aid system.


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Do you work or volunteer for CT’s emergency medical services? We want to hear from you.

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Do you work or volunteer for CT’s emergency medical services? We want to hear from you.


ProPublica and The Connecticut Mirror, two nonprofit newsrooms, are examining the state’s emergency medical services and what it takes to provide lifesaving care across the state. If you work or volunteer for emergency medical services in Connecticut, we need your help. 

We know that the state’s emergency medical services have been strained for years, but that doesn’t stop paramedics, emergency medical technicians and emergency medical responders from working around the clock to serve community members in crisis. We have data on ambulance response times, but we know it doesn’t tell a full story about what is happening behind the scenes.  

If you work or volunteer for a Connecticut ambulance corps, a fire department, a law enforcement agency or an emergency room, we want to hear your experience and understand what resources you need to do this lifesaving work. 

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What has changed about emergency medical services since you started? If your ambulance corps needs more staff, what are the challenges to hiring or retaining new people? What do you wish Connecticut residents or lawmakers knew about the state of EMS?

Your input is crucial and will help guide our reporting. We want to understand the issue in all its complexity — from training limitations to worker housing needs to budget cuts, and what that means for your vital work every day. 

You can fill out our brief form to share your experience. Our reporters read through every response and may follow up with you. You can also email CT Mirror reporter Jenna Carlesso and ProPublica reporter Cassandra Garibay at ctemergency@propublica.org if you have any questions or concerns. 

Don’t work for emergency medical services in Connecticut but know someone who does? You can also help by sending this form to them. 

If you have called 911 for a medical emergency, we also want to hear from you. Please fill out our patient experience form.

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This <a target=”_blank” href=”https://ctmirror.org/2026/06/22/connecticut-emergency-medical-services-callout/”>article</a> first appeared on <a target=”_blank” href=”https://ctmirror.org”>CT Mirror</a> and is republished here under a <a target=”_blank” href=”https://creativecommons.org/licenses/by-nd/4.0/”>Creative Commons Attribution-NoDerivatives 4.0 International License</a>.<img src=”https://ctmirror.org/wp-content/uploads/2023/02/cropped-CTMirror_bug_rgb-180×180.jpg” style=”width:1em;height:1em;margin-left:10px;”>

<img id=”republication-tracker-tool-source” src=”https://ctmirror.org/?republication-pixel=true&post=1171978&amp;ga4=G-9GVNVL530Q” style=”width:1px;height:1px;”><script> PARSELY = { autotrack: false, onload: function() { PARSELY.beacon.trackPageView({ url: “https://ctmirror.org/2026/06/22/connecticut-emergency-medical-services-callout/”, urlref: window.location.href }); } } </script> <script id=”parsely-cfg” src=”//cdn.parsely.com/keys/ctmirror.org/p.js”></script>



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