California
California will require insurers to offer home coverage in wildfire-prone areas
Insurance companies that stopped providing home coverage to hundreds of thousands of Californians in recent years as wildfires became more destructive will have to again provide policies in fire-prone areas if they want to keep doing business in the state.
The new state regulation, announced on Monday, will require home insurers to offer coverage in high-risk areas, something the state has never done, the office of the California insurance commissioner, Ricardo Lara, said in a statement.
Insurers will have to start increasing their coverage by 5% every two years until they hit the equivalent of 85% of their market share. That means if an insurer writes 20 out of every 100 state policies, they’d need to write 17 in a high-risk area, Lara’s office said.
Major insurers such as State Farm and Allstate have stopped writing new policies in California due to fears of huge losses from wildfires and other natural disasters.
In exchange for increasing coverage, the state will let insurance companies pass on the costs of reinsurance to California consumers. Insurance companies typically buy reinsurance to avoid huge payouts in case of natural disasters or catastrophic loss. California is the only state that doesn’t already allow the cost of reinsurance to be borne by policyholders, according to Lara’s office.
Opponents of the rule say that could increase premiums by 40% and doesn’t require new policies to be written at a fast enough pace. The state did not provide a cost analysis for the potential impact on consumers.
“This plan is of the insurance industry, by the insurance industry and for the industry,” Jamie Court, president of Consumer Watchdog, said in a statement.
The requirement is under review by California’s office of administrative law before it takes effect within 30 days.
“Californians deserve a reliable insurance market that doesn’t retreat from communities most vulnerable to wildfires and climate change,” Lara said in a statement. “This is a historic moment for California.”
The new rule is part of Lara’s effort to persuade insurers to continue doing business in the country’s most populous state. He presented another rule earlier this month to let insurers consider the climate crisis when setting their prices. Insurance companies have said that because they can’t consider the climate crisis in their rates, many opted to either pause or restrict new business in the state. The new rule to include the climate crisis in rates will take effect later this week.
The ultimate goal of the new rules is to get homeowners out of the California Fair Access to Insurance Requirements (Fair) plan, which often serves as the last resort when insurance companies stop providing coverage for those living in areas threatened by wildfires, Lara’s office said. The Fair plan could help a homeowner fulfill insurance requirements imposed by mortgage companies, but it is mainly designed as a temporary safety net with basic coverage until policyholders find a more permanent option. The number of people on California’s Fair plan more than doubled between 2020 and this year, reaching nearly 452,000 policies.
Wildfires have always been part of life in California. But as the climate has gotten hotter and dryer, it has made those fires much larger and more intense. Of the top 20 most destructive wildfires in state history, 14 have occurred since 2015, according to the California department of forestry and fire protection (CalFire).
A 2018 fire in Paradise, California, killed 85 people and destroyed about 11,000 homes, and some residents have struggled to find home insurance since.
Steve Crowder, the town’s mayor, lost his house and business. Since then, his family has rebuilt their home but struggled to find insurance. The Crowders were forced to enroll in the Fair plan earlier this month. Despite paying roughly $5,000, the mayor said his home is insured for about $100,000 less than its value and the house’s contents are only half covered.
“You couldn’t rebuild what you got for what it’s insured for,” he said.
His constituents face similar problems. With policies skyrocketing from approximately $1,200 annually before the Camp fire to $5,000 now – or even up to $20,000 a year for large homes – some have abandoned attempts to find coverage altogether.
In the years after the Camp fire, Crowder said the town has successfully brought back some insurers after enacting new ordinances with high standards to keep structures safe, such as rules regarding clearances, vegetation and fences.
While the mayor welcomed the state’s new rules, he said he and his constituents are skeptical things will improve.
“Anything that will help get insurance in California, period, is helpful,” he said, but added: “Let’s wait and make sure it happens before we get excited.”
California
California gets Bruce Lee Day in a first for US state’s Chinese Americans
Bruce Lee Day aims to honour the San Francisco-born martial arts legend as a cultural bridge and Asian-American icon.
Published On 2 Jul 2026
Martial arts icon Bruce Lee will become the first Chinese American in California history to be honoured with an annual namesake day.
California Governor Gavin Newsom signed a law on Tuesday afternoon, officially designating May 17 as Bruce Lee Day.
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Lee was born in San Francisco in 1940 and returned to the city on May 17, 1959, aged 18, after spending his childhood in Hong Kong.
His daughter, Shannon Lee, CEO of the Bruce Lee Foundation, said the honour reflects her father’s enduring legacy as a bridge between cultures.
“From young people who found confidence and possibility in his philosophy, to families who finally saw themselves represented on screen, to athletes who still draw on his teachings of discipline and inner strength, his reach is profound,” she said in a statement.
State Assembly member Matt Haney, who represents San Francisco, called Lee the “epitome of the best of California”.
“At a time when Asian Americans were too often absent from or stereotyped on screen, Bruce Lee helped generations see themselves represented with strength and dignity,” he said.
The Bruce Lee Foundation and Asian-American groups hope Bruce Lee will be celebrated each year with voluntary activities, including cultural exhibits, public events and classroom lessons.
Born to Chinese parents touring the US with an opera, Lee held birthright citizenship. He moved to Hong Kong as an infant, became a child actor, and studied Chinese kung fu before returning to the US in 1959.
He enrolled at the University of Washington in Seattle in 1961, but dropped out to teach martial arts.
In the 1960s, Lee appeared in Hollywood, most notably as Kato in the TV series The Green Hornet, but said studios typecast him in racist roles and paid him less than white actors.
He returned to Hong Kong and starred in martial arts films, including The Big Boss and Fist of Fury.
Lee died tragically in 1973 at the age of 32 after an allergic reaction to pain medication.
His name and likeness remain widely popular.
Fans gather on his birthday, and a treatment he wrote for a television series inspired the HBO Max show “Warrior”.
California
As fireworks pop off for July 4, which are legal to use in California?
See the best High Desert fireworks through the years
Fireworks have long lit up the California High Desert, from community shows in Victorville and Apple Valley to backyard celebrations that filled the night sky. Revisit Fourth of July moments through the years.
Each year, fireworks light up the sky across the United States for the nation’s Independence Day. With 2026 marking the nation’s 250th birthday, fireworks shows may be a bigger draw.
With California being so fire-prone, the state has strict fireworks laws, but does that mean that people won’t enjoy fireworks without risking jail time on July 4?
Are fireworks illegal in California?
The California Department of Forestry and Fire Protection, or CalFire, is the agency in charge of managing fireworks and classifying which ones are safe to light.
The California Fireworks Law was passed in 1938 and designated the Office of the State Fire Marshal as the only fireworks classification authority in the state, according to CalFire.
The fire marshal’s office classifies fireworks through lab analysis and field testing. It also requires that all parties dealing in fireworks, such as pyrotechnic operators, manufacturers, and retailers, have licensing.
Along with the aforementioned law, the State’s Explosive Law authorizes the fire marshal to “adopt regulations for the safe use, handling, storage and transportation of explosives,” CalFire says.
“Safe and Sane” fireworks are less likely to cause injury and generally mean that the fireworks do not explode or fly, according to the City of Fontana.
There are almost 300 communities in the state that allow “Safe and Sane” fireworks.
It is illegal in the state to sell, transport, or use fireworks that don’t carry the “Safe and Sane” seal or use any in a nonpermitted community. If convicted, you can face a fine up to $50,000, a year in jail or both, according to CalFire.
All other fireworks are considered illegal in the state and are prohibited from being operated by unauthorized parties in most jurisdictions.
Some illegal fireworks include:
- Wire Core Sparklers
- Sky rockets
- Bottle rockets
- Roman candles
- Aerial shells
- Firecrackers
- Other fireworks that explode, go into the air, or move on the ground in an “uncontrollable manner.”
How to safely use fireworks
CalFire has put out a list of safety tips to avoid injury when handling fireworks.
CalFire recommends:
- Use only State Fire Marshal-approved fireworks
- Verify local ordinances before purchasing or using fireworks.
- Always read the directions on labels.
- Children should always have an adult present.
- Only use fireworks outdoors.
- Avoid using fireworks near dry grass or other flammable materials.
- Only light one firework at a time.
- Have a bucket of water and a hose nearby in case of fire.
- During a drought, it is recommended that you use a bucket of reused water to submerge your firework after use to ensure it’s completely extinguished.
- Never place any part of your body directly over a fireworks device when lighting the fuse.
- Back up several feet immediately after lighting a firework.
- Never point or throw fireworks at another person.
- Never attempt to relight or fix fireworks.
- Never experiment with fireworks.
- Do not wear loose-fitting clothing while lighting fireworks.
- Never carry fireworks in your pockets.
Ernesto Centeno Araujo covers breaking news for the Ventura County Star. He can be reached at ecentenoaraujo@vcstar.com, 805-437-0224 or @ecentenoaraujo on Instagram and X.
California
California bill to block registered sex offenders from local office rejected by Senate committee
FRESNO, Calif. (KFSN) — California bill aimed at preventing registered sex offenders from holding local elected office was halted Tuesday after a Senate committee declined to advance the measure without changes opposed by its author.
Assembly Bill 2753, introduced by Assemblywoman Esmeralda Soria in February, would have prohibited anyone who is or has been required to register as a sex offender from running for local elective office.
“This issue is critical. We have heard loud and clear from the community that we must do something,” Soria said.
The proposal came to a stop in the Senate Elections Committee, where lawmakers argued the bill’s restrictions were too broad.
California’s sex offender registration system is divided into three tiers. Tier 1 offenders are generally required to register for 10 years, Tier 2 offenders for 20 years and Tier 3 offenders for life.
According to Soria, committee members proposed limiting the bill to Tier 3 offenders. She rejected those amendments, arguing that the legislation should apply more broadly.
“For this not to be the law today, where we’re banning people that have committed some of the most horrific crimes against children, against other people, you know, and we have survivors out there, I think it’s a disservice,” Soria said.
The bill had attracted significant support before reaching the Senate. It was backed by the Fresno City Council and passed the Assembly floor in April.
Fresno City Council President Nelson Esparza traveled to Sacramento to testify in favor of the measure and said he was disappointed by the outcome.
“I call it really a gut punch for our community, and what we had experienced here, and sort of the upheaval… I don’t think we want that to happen again here at Fresno,” Esparza said.
Esparza referenced controversy earlier this year involving registered sex offender Rene Campos, who sought a seat on the Fresno City Council but ultimately did not qualify for the ballot.
Opponents of the bill argued that candidacies should be decided by voters rather than restricted by law.
“It should be a decision made by the voters, so a person should not be barred from running for office and let the voters make the decision that makes the most sense for them,” said civil rights attorney Janice Bellucci.
With the committee declining to move the bill forward under its current language, efforts to enact the proposed restrictions have stalled for now.
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