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Top 10 US cities with lowest risk of climate disasters—including hurricanes, fires and floods

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Top 10 US cities with lowest risk of climate disasters—including hurricanes, fires and floods


With Hurricane Milton heading toward Florida and swaths of the South still reeling in the wake of Hurricane Helene, many might be wondering: Is any place truly safe from extreme weather?

Indeed, natural disasters have already caused more than $25 billion in damage this year.

And the Realtor.com 2024 Housing and Climate Risk report found that 44.8% of U.S. homes are at risk for extreme weather exposure, including extreme heat, wind, flood, and wildfires.

These threats don’t just impinge on people’s quality of life; they also affect housing prices and home insurance rates.

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Sun Belt states are among the most disaster-prone spots in the country, and it shows in their high insurance premiums. Mississippi—which experienced major flooding this past spring—has insurance rates that are 30% above the national average, and Florida’s home insurance rates are four times the national average.

Research from the First Street Foundation estimates that 3.2 million people have become “climate migrants” who are creating “climate abandonment areas” due to extreme weather conditions.

“There appears to be clear winners and losers in regard to the impact of flood risk on neighborhood-level population change,” Jeremy Porter, the foundation’s head of climate implications research, said in a statement. “The downstream implications of this are massive and impact property values, neighborhood composition, and commercial viability both positively and negatively.”

Soft white clouds in the sky after a rainstorm in Downtown Akron, Ohio. Christopher Boswell – stock.adobe.com

To help prospective buyers consider current environmental realities, Realtor.com created property-specific environmental risk scores for listings that allow users to assess the risk of hazards such as hurricanes, floods, and wildfires.

“Prospective homeowners can leverage these scores to evaluate climate-related risks across various locations, helping them identify ‘safer’ areas before making their final decision,” says Realtor.com economist Jiayi Yu. “Living in areas with a low risk of natural disasters offers numerous benefits to homeowners, including reduced risk of property damage, lower insurance costs, and a more stable local economy. This can contribute to a more secure, stable, and fulfilling lifestyle. Choosing to reside in areas with low natural disaster risk can help mitigate these concerns.”

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Realtor.com also ranked the safest cities to live in around the country based on the share of homes that face minimal or minor hurricane, flood, or fire damage risk.

In case you’re curious where these safer-than-average havens are hiding, read on.

Akron, OH

Share of homes at the lowest risk: 91.1%
Total value of properties at the lowest risk: $55.4 billion

Cleveland, OH

Share of homes at the lowest risk: 89.3%
Total value of properties at the lowest risk: $163.5 billion

The skyline of Seattle, Washington. Tommy – stock.adobe.com

Seattle, WA

Share of homes at the lowest risk: 88.4%
Total value of properties at the lowest risk: $784.2 billion

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Columbus, OH

Share of homes at the lowest risk: 87.7%
Total value of properties at the lowest risk: $197.6 billion

Cincinnati, OH

Share of homes at the lowest risk: 87.7%
Total value of properties at the lowest risk: $199.3 billion

Cleveland, Ohio is one of the safest cities to live in due to minor hurricane, flood or fire damage risk. Francis – stock.adobe.com

Dayton, OH

Share of homes at the lowest risk: 87.2%
Total value of properties at the lowest risk: $57.8 billion

Indianapolis, IN

Share of homes at the lowest risk: 86.9%
Total value of properties at the lowest risk: $190.1 billion

Pittsburgh, PA

Share of homes at the lowest risk: 84.7%
Total value of properties at the lowest risk: $183.3 billion

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Toledo, OH

Share of homes at the lowest risk: 83.6%
Total value of properties at the lowest risk: $41 billion

Grand Rapids, MI

Share of homes at the lowest risk: 82.2%
Total value of properties at the lowest risk: $93.4 billion



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Cleveland, OH

LOOK: Remembering the Cavs championship win, victory parade 10 years later

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LOOK: Remembering the Cavs championship win, victory parade 10 years later


CLEVELAND (WJW) — Ten years ago, Cleveland experienced one of the most unforgettable moments in the city’s history.

The Cavaliers became the first-ever team to overcome a 3-1 deficit to win a championship. By winning the 2016 NBA Finals, they also ended a 52-year championship drought for Cleveland.

Mr. Cavalier, Austin Carr, said he still relishes that moment 10 years later.

“The odds we overcame to win that championship,” he said. “Not only did we have to win three straight games, but we also had to have the right things happen at the right moment in order to win it. And that just tells me how difficult it is … with ‘The Shot’, ‘The Block’, and the defensive move. All those. It was just meant to be.”

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The victory over the Golden State Warriors catapulted LeBron James, Kyrie Irving, J.R. Smith and the rest of the crew into essential Northeast Ohio sainthood.

When Akron’s own James screamed the now-famous phrase, “Cleveland, this is for you!” following the game, a whole legion of Cleveland fans around the country wept and cheered along with him.

CLEVELAND, OH – JUNE 22: Kyrie Irving #2, LeBron James #23 and J.R. Smith #5 of the Cleveland Cavaliers look on during the Cleveland Cavaliers 2016 NBA Championship victory parade and rally on June 22, 2016 in Cleveland, Ohio. (Photo by Mike Lawrie/Getty Images)

When Smith refused to put a shirt on for what seemed like a whole summer in honor of the win, it felt right and proper.

Whenever the long-since traded Irving comes back to town, he’s remembered for his important 3-pointer at the end of Game 7 and not the way he left the team.

And the city made history again just a few days later, when more than 1.3 million people flooded downtown Cleveland for the championship parade. According to the Cavs, it remains the largest NBA championship parade ever.

The current Cavaliers (now in their Donovan Mitchell era) haven’t been back to the NBA Finals. They reached the conference finals this past spring for the first time since 2018. But a finals appearance has still eluded the wine and gold.



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Violent crime crackdown leads to 11 felony arrests and gets eight guns off Cleveland’s streets

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Violent crime crackdown leads to 11 felony arrests and gets eight guns off Cleveland’s streets


CLEVELAND, OH — Cleveland police and Gov. Mike DeWine’s office touted the results of a violent crime reduction operation that led to 11 arrests and took eight illegally possessed guns off the city’s streets Wednesday.

“We got bad people off the street, and we’ll continue to get bad people off the street,” said Cleveland Police Sgt. Wilfredo Diaz.

The operation was a collaboration between police, Ohio State Highway Patrol, Cuyahoga County Sheriff’s deputies, U.S. Marshals Service and the Ohio Investigative Unit.

Diaz said it focused on both traffic enforcement and executing search warrants and arrest warrants targeting suspected criminals identified through ongoing investigations.

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“[We] use intelligence-led policing to really saturate specific areas where we believe there’s an influx of crime, violent crime in particular,” said Diaz.

The numbers were music to the ears of Councilman Mike Polensek.

“We want this presence,” said Polensek, who chairs the council’s Safety Committee. “We want this presence in our neighborhoods. You’ve got to lay the law down. Our residents want this to take place.”

Polensek previously called on Mayor Justin Bibb to ask for help from the state and county to address what he called ridiculous levels of violence in the city.

Polensek cited numbers showing Cleveland police have lost hundreds of officers over the last two decades.

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‘If we’re going to reclaim our streets, that’s what it’s going to be, all hands on deck,” said Polensek.

Diaz said more of the special details are already planned, but he would not reveal specific details.

He did offer this warning to the criminals terrorizing the city.

“If there are any bad actors that watch Channel 5, we want this message to get out,” said Diaz, “that we didn’t get you this time, we’re going to get you next time.”





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How Koby Altman Can Earn A+ Grade for the Cavaliers This Offseason

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How Koby Altman Can Earn A+ Grade for the Cavaliers This Offseason


Cleveland Cavaliers’ president of basketball operations Koby Altman has made it clear that there won’t be a rebuild for next season’s team, but changes will be made.

After tasting their first conference finals in eight years, the Cavs will be eager to do one better ahead of the 2026-27 campaign, and Altman has the pieces available to him to achieve just that.

It isn’t a rebuild; it’s a retool.

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To really get the best out of this Cavs side in the offseason and for the team to compete for the NBA crown, Altman will need to focus on these key factors.

Solidify Donovan Mitchell’s future

It’s undoubtedly the Cavs’ top priority this offseason. Securing a long-term contract with its star player, Donovan Mitchell and preventing him from entering free agency is key to Cleveland’s success.

What’s uplifting is that Mitchell and the Cavaliers are in a strong position, and he has shown no signs of wanting to leave the team.

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It is expected that Mitchell, who still has a year left on his contract, will wait to sign a new deal, which could make some Cavs fans sweat, given what happened to LeBron James in his early years, but Mitchell is aiming for the best possible deal for him, which is a maximum contract.

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If Altman can lock him up quicker, though, then there will be no need for those Cleveland fans to sweat.

Lift the second apron curse

Another huge priority on Altman’s table. The Cavaliers finished last season with one of the loftiest rosters in recent NBA memory, which significantly hampers them.

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Being in the second apron of the luxury tax, the Cavs are very limited in their ability to aggregate salaries for trades and with the team virtually unable to do damage in the draft for the next few seasons, they will need to save some money.

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One key would be to convince James Harden to decline his player option and sign a cheaper deal that suits Cleveland. Trading guard Dennis Schroder for future picks would also benefit Altman.

Keep Evan Mobley on board

A key piece of Cleveland’s future, the 24-year-old Evan Mobley is still a little rough around the edges, but a talent the Cavs need on their roster.

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Keeping him happy will be key as his contract runs through to the 2029-30 season. Improving his offensive ability and having coach Kenny Atkinson get his team to work on his jump shot will make him a strong force within the roster.

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There were large patches of the season where Mobley and Mitchell complemented each other flawlessly, and there are signs that he is ready to take the baton for the Cavs if Mitchell is out injured or if he decides to take his talents elsewhere.

If that does happen, then Mobley will be in line to lead Cleveland.

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