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Texas home insurance problem worsens as insurer halts new policies

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Texas home insurance problem worsens as insurer halts new policies


Another company offering homeowner insurance in Texas will stop offering new policies in the state, per reports, in a move that’s likely to exacerbate the sector’s unfolding crisis.

Progressive Insurance confirmed to WFAA-TV earlier this week that it was “temporarily restricting new homeowners (HO3) business for certain agents in several states,” including Texas. Last month, home insurance comparison website Insurify reported that Progressive would stop offering new home insurance policies in Texas and some Midwestern states, including Illinois, Minnesota, Missouri, Nebraska, and Wisconsin.

No other state besides Texas has been confirmed as being included in the “temporary” restrictions by Progressive. Newsweek contacted Progressive Insurance for comment by email on Friday morning, outside of standard working hours.

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According to Insurify, which quoted a report from P&C Specialist, Progressive stopped offering new home insurance policies in Texas as of August 13. While Progressive didn’t cite concerns over more frequent natural disasters as the reason for cutting coverage in the state, the issue is mentioned in a letter to shareholders in the company’s quarterly 10-Q filing obtained by Insurify.

An uprooted tree rests against a house on July 12, 2024, in Houston, Texas. A homeowner insurance firm in Texas will stop offering new policies in the state, per reports, in a move that’s likely…


Brandon Bell/Getty Images

“Reducing the impact from weather-related volatility is strategically important and shifting our geographic mix continues to be a top priority,” Progressive’s CEO Tricia Griffith said in the letter. “We continue to focus on growing in states where weather risk is relatively lower, while maintaining or reducing our market share in higher volatile states that are more susceptible to catastrophic weather events and have higher exposure to hail.”

At the end of 2023, Progressive dropped 115,000 policyholders in Florida, a state prone to hurricanes and disastrous tropical storms, sending them non-renewal notices. Several private insurers have cut coverage or withdrawn entirely from the Sunshine State in the past few years as Florida faces a homeowner insurance crisis exacerbated by widespread fraud and excessive litigation.

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According to the Texas Department of Insurance, the Progressive Group is among the ten largest home insurance companies in the state. In 2023, the agency reported that Progressive wrote $390,170,992 in premiums for homeowners’ multiple-peril insurance that year.

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The reported pullback from the company is likely to exacerbate the situation in Texas, where another insurer—Foremost Insurance, a subsidiary of Farmers Insurance—stopped renewing some policies earlier this year. The company cited “our exposure and risks relating to natural and catastrophic losses” as the reason it was not renewing a Houston homeowner’s policy, as reported by the Houston Chronicle.

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Like other states vulnerable to extreme weather events, Texas has seen home insurance premiums climb across the state in the past year. According to Bankrate, Texas homeowners pay an average of $3,898 for $300,000 in dwelling coverage—72 percent more than the national annual average cost of home insurance, $2,270 for $300,000 in dwelling coverage.

In July, NBC 5 reported that some homeowners in the state were hit with double-digit insurance rate hikes, with one resident’s premiums rising from $2,600 last year to $8,800 this year.

Are you a Texas homeowner whose home insurance policy isn’t going to be renewed by Progressive? Have you faced significant rate hikes? Contact g.carbonaro@newsweek.com.

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Texas’ Michael Taaffe Declares for NFL Draft With Emotional Message

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Texas’ Michael Taaffe Declares for NFL Draft With Emotional Message


The Texas Longhorns are officially saying goodbye to one of the faces of their team.

After starting his college career as a walk-on, Texas safety Michael Taaffe has declared for the 2026 NFL Draft as his time on the Forty Acres comes to an end. An Austin native, Taaffe has been integral in bringing the Longhorns back to national relevance over the past few years.

Taaffe, who is already one of multiple Texas players to opt-out of the team’s bowl game against Michigan, posted a long message to social media to thank the university and fans for everything.

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Michael Taaffe Sends Message to Texas Fans

Texas Longhorns defensive back Michael Taaffe celebrates with the golden hat after the Longhorns defeat the Oklahoma Sooners at the Cotton Bowl. | Jerome Miron-Imagn Images
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Taaffe has become a fan favorite during his time in Austin, and made it clear that the Forty Acres will forever be his home.

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“For as long as I can remember l’ve bled burnt orange and white,” Taaffe wrote. “I have given my absolute all to the University of Texas and I am grateful for every part of my journey so far. The highs and lows all played a part in shaping the story y’all have helped me write!”

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“To Longhorn nation, from the moment I stepped on campus y’all have given me the support system any player would die for,” he continued. “I did everything I could to make this University better than I found it and give y’all something to be proud of every Saturday in the fall. My memories are not my memories without yall cheering on the burnt orange every weekend.”

“I’d like to thank the University of Texas and everyone apart of this journey with me. Though it’s tough to say, but all things must come to an end. With that being said, I am officially declaring for the NFL Draft. I’ll forever be a Texas Longhorn. Hook’ em!”

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Michael Taaffe’s Career Stats

Texas Longhorns defensive back Micheal Taaffe answers questions from the media during SEC Media Days at Omni Atlanta Hotel. | Jordan Godfree-Imagn Images

Taaffe played in 53 games while making 36 starts at Texas. In that span, he’s posted 222 total tackles (119 solo), three sacks, one forced fumble, one fumble recovery, 21 pass breakups and seven interceptions.

This season, he missed two games in SEC play after undergoing thumb surgery but still put together an overall productive year, finishing with 70 total tackles (38 solo), one sack, one pass breakup and two interceptions.

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He ended the year with a game-sealing interception in Texas’ 27-17 win over then-No. 3 Texas A&M in the regular-season finale. This marked his second pick against the Aggies in as many seasons.

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Taaffe and the Longhorns went 6-0 against their three rivals (Texas A&M, Oklahoma, Arkansas) since joining the SEC in 2024.





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Texas falls short in Elite Eight loss to Wisconsin, 3-1

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Texas falls short in Elite Eight loss to Wisconsin, 3-1


Another deep run in the NCAA Tournament is over for the No. 1 seed Texas Longhorns (26-4) after falling to the No. 3 seed Wisconsin Badgers (28-4) in the Elite Eight on Sunday at Gregory Gymnasium in a 3-1 defeat.

Texas was consistently out of system for the entire match and struggled to consistently match Wisconsin in any area of the game even though the Horns held a statistical edge in several categories. The biggest issue was the subpar performance from junior outside hitter Torrey Stafford, who hit .132 with nine kills and four attacking errors — the Longhorns needed more from their star, outshone on her home court by Badgers standout Mimi Colyer notching a match-high 23 kills on a .309 hitting percentage.

The young Texas team struggled to find answers across the board as head coach Jerritt Elliott tried to find sparks from his bench, a failed effort.

In the first set, both teams came out swinging and stayed neck to neck attacking the net at 5-5. True freshman outside hitter Abby Vander Wal aided the Longhorns with four kills during the set, alongside fellow true freshman outside hitter Cari Spears landing three kills in the first set. Texas was able to gain a small lead as Wisconsin continued to capitalize on attacks and force errors to gain a 23-17 lead. Longhorn middle blocker Nya Bunton snagged a two kills for Texas as the match closed out with Wisconsin taking the opening set, 25-22, despite the Longhorns saving five set points.

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In the second set, Wisconsin jumped out to an early 4-2 lead with Colyer snagging early kills. The Longhorns cut the lead to 11-10 by forcing attacking errors, but the Badgers stayed steady, maintaining their lead with outside hitter Grace Egan swinging strong at the net to extending the lead to 18-13. The Longhorns stayed in the match with the leadership of senior outside hitter Whitney Lauenstein tagging four late kills, but the Badges closed the second set, 25-21, having never trailed in it.

All gas in the intense third set with both teams pumping attack after attack with the Longhorns taking a 8-7 lead. While both teams stayed on each others heel’s by countering each other’s attacks until Longhorn setter Rella Binney served back-to-back aces to put Texas up 15-12. The Longhorns stood strong at the net, forcing Badger errors to close the third set, 25-20, to prolong the match, albeit only briefly.

In the fourth set, the Longhorns use the momentum from the third set and go on a 4-0 run with kills from Vander Wal and Spears. The Badgers did not lay down as they were able to for errors and counter attack with the aid of outside hitter Una Vajagic to go on a 12-4 run, putting Wisconsin up, 12-8. The Longhorns managed a 4-0 run while libero Ramsey Gary landed an ace bring the match to 18-15, but the Badgers eventually closed the fourth and final set by forcing seven Longhorn errors to end the match, 25-19.



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Frigid air moves across North Texas Sunday ahead of mid-week warmup

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Frigid air moves across North Texas Sunday ahead of mid-week warmup



Yes, it was just two days ago that DFW enjoyed temperatures in the 70s. However, cold winds arrived overnight to push that December warmth away, and frigid arctic air took its place.

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Coats, gloves and hats are needed if you head out to support your family or friends in the BMW Dallas Marathon on Sunday morning. Temperatures will start right around freezing with wind gusts around 25 mph.

Bitter cold wind chills are expected throughout the day.

It seems every other year that North Texas gets a winter start to the Dallas marathon. The race starts with mostly cloudy skies, but the skies will clear by Sunday afternoon.

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Highs will top out in the low 40s – one of the colder days DFW has had so far this season.

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Lows Sunday night dip down into the 20s for the first time at DFW since last February.

The cold air is not sticking around. North Texas will quickly warm up.

After the coldest morning so far this season on Monday, it will be back in the 70s by mid-week. It will also be near record highs by next weekend.

Long-range models show the warm air is lasting until Christmas. 

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