Kentucky
How is extreme weather impacting home insurance rates in Kentucky?
LEXINGTON, Ky. (WKYT)—Kentucky has had its share of bad weather over the last several years, which is partially why homeowners insurance rates have been on the rise.
“It first started with COVID, and you know, the cost of supplies and demand on labor rates and that sort of thing, and then right after COVID, we started seeing these really bad wind and hail storms coming through Kentucky,” said Renee Jackson, a Lexington insurance agency owner.
Due to both the pandemic and bad weather, there is a new normal when it comes to insurance rates.
“We used to look at rates for clients being a little abnormal if they were 10 percent or higher of the increase renewal. Now, we are looking at if it’s 18 to 20 percent is really when we start looking at shopping our client’s rates and that sort of thing,” said Jackson.
Jackson says one way to prevent major rate increases is to file claims only on significant damage.
“A windstorm came through, and I have to replace my roof. A roof replacement is $20,000. That’s when you want to file a claim. Keep the small things to yourself and let the insurance company deal with the large things because when you file the small things, you’re going to see even higher insurance increases on your premium and you don’t want that to happen,” Jackson said.
Jackson thinks that hiking insurance rates should cool, but the weather will play a big role in that fate.
“I think the insurance companies have a good handle of what’s going on. As long as we don’t have any more storms come through Kentucky in the next year, I think you’re going to see your rates leveling off. You’re not going to see the increases like you did before,” Jackson said.
According to a study from Deloitte, Kentucky is among 21 US states at high risk of climate impacts.
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Kentucky
Kentucky is poised to land either Donnie Freeman or Sebastian Rancik this weekend, per report
Jones posted on Twitter that “Kentucky will have (absent a major change) either Freeman or Rancik by tomorrow,” while also noting the Wildcats still need to add another shooter and another big to round out the roster.
One of the top targets is Donnie Freeman, a 6-foot-9, 205-pound sophomore forward transferring from Syracuse. Freeman arrived in Lexington on Tuesday night and began his visit on Wednesday before leaving without a commitment. While there was concern he could land at UConn, that visit has since been canceled, leaving Kentucky and St. John’s as the top teams.
Freeman averaged 16.5 points, 7.2 rebounds, and 1.3 assists per game last season, while adding nearly a block and a steal per contest. He shot 47.4% from the field but 30.2% from 3-point range across 23 games.
The other option is Sebastian Rancik, a 6-foot-11, 220-pound sophomore forward transferring from Colorado. Rancik visited Kentucky starting Wednesday through Thursday and brings a versatile skill set, averaging 12.3 points, 5.6 rebounds, and 2 assists per game while shooting 33.1% from 3.
Either Freeman or Rancik would provide a significant boost at the power forward position for head coach Mark Pope. Kentucky has already added guards Zoom Diallo and Alex Wilkins in the portal.
Kentucky football coach Will Stein reflects on new position
Will Stein was officially introduced to fans and media as the head coach for the Kentucky Wildcats, replacing Mark Stoops.
LEXINGTON — Kentucky football had its first spring game under new coach Will Stein at Kroger Field on Saturday.
The offense, in blue jerseys, had its moments. So too the defense, donning white uniforms.
Ultimately, the blue squad earned a 23-18 victory in a game called just after noon because of inclement weather.
Stein admitted he “got emotional” as he charged onto the field prior to kickoff.
“I know it wasn’t a real game, but when I ran on the field, I definitely — man, I felt it,” he said. “It was like a wave running over me. And very, very, just cool.”
While it doesn’t count in the standings, Stein walked away pleased.
“I think we got a lot of really good work,” he said. “That’s the goal of spring is to improve with fundamentals and technique, learn how to practice, learn what winning edges that we need throughout spring to go into summer and fall and prepare the team for play. And we came out of the scrimmage clean. There (were) no injuries, which to me, that’s the biggest win of the day. I could (not) care less about the score.
“If we come out clean, that’s good. The Wildcats won.”
New starting QB Kenny Minchey looked about as expected, with sharp passes evened out by moments of inconsistency. Martels Carter Jr., a defensive back who is lining up at running back this spring, scored a touchdown and had several nice runs.
And the defense forced multiple three-and-outs and also picked off one Minchey pass on a two-point conversion.
This story will be updated.
Reach Kentucky men’s basketball and football reporter Ryan Black at rblack@gannett.com and follow him on X at @RyanABlack.
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