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How is extreme weather impacting home insurance rates in Kentucky?

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How is extreme weather impacting home insurance rates in Kentucky?


LEXINGTON, Ky. (WKYT)—Kentucky has had its share of bad weather over the last several years, which is partially why homeowners insurance rates have been on the rise.

“It first started with COVID, and you know, the cost of supplies and demand on labor rates and that sort of thing, and then right after COVID, we started seeing these really bad wind and hail storms coming through Kentucky,” said Renee Jackson, a Lexington insurance agency owner.

Due to both the pandemic and bad weather, there is a new normal when it comes to insurance rates.

“We used to look at rates for clients being a little abnormal if they were 10 percent or higher of the increase renewal. Now, we are looking at if it’s 18 to 20 percent is really when we start looking at shopping our client’s rates and that sort of thing,” said Jackson.

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Jackson says one way to prevent major rate increases is to file claims only on significant damage.

“A windstorm came through, and I have to replace my roof. A roof replacement is $20,000. That’s when you want to file a claim. Keep the small things to yourself and let the insurance company deal with the large things because when you file the small things, you’re going to see even higher insurance increases on your premium and you don’t want that to happen,” Jackson said.

Jackson thinks that hiking insurance rates should cool, but the weather will play a big role in that fate.

“I think the insurance companies have a good handle of what’s going on. As long as we don’t have any more storms come through Kentucky in the next year, I think you’re going to see your rates leveling off. You’re not going to see the increases like you did before,” Jackson said.

According to a study from Deloitte, Kentucky is among 21 US states at high risk of climate impacts.

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Kentucky football spring game offers early look at Will Stein’s Cats

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Kentucky football spring game offers early look at Will Stein’s Cats


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LEXINGTON — Kentucky football had its first spring game under new coach Will Stein at Kroger Field on Saturday.

The offense, in blue jerseys, had its moments. So too the defense, donning white uniforms.

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Ultimately, the blue squad earned a 23-18 victory in a game called just after noon because of inclement weather.

Stein admitted he “got emotional” as he charged onto the field prior to kickoff.

“I know it wasn’t a real game, but when I ran on the field, I definitely — man, I felt it,” he said. “It was like a wave running over me. And very, very, just cool.”

While it doesn’t count in the standings, Stein walked away pleased.

“I think we got a lot of really good work,” he said. “That’s the goal of spring is to improve with fundamentals and technique, learn how to practice, learn what winning edges that we need throughout spring to go into summer and fall and prepare the team for play. And we came out of the scrimmage clean. There (were) no injuries, which to me, that’s the biggest win of the day. I could (not) care less about the score.

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“If we come out clean, that’s good. The Wildcats won.”

New starting QB Kenny Minchey looked about as expected, with sharp passes evened out by moments of inconsistency. Martels Carter Jr., a defensive back who is lining up at running back this spring, scored a touchdown and had several nice runs.

And the defense forced multiple three-and-outs and also picked off one Minchey pass on a two-point conversion.

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This story will be updated.

Reach Kentucky men’s basketball and football reporter Ryan Black at rblack@gannett.com and follow him on X at @RyanABlack.



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Kentucky has reportedly moved on from top-10 transfer Paulius Murauskas

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Kentucky has reportedly moved on from top-10 transfer Paulius Murauskas


NCAA Basketball: NCAA Tournament First Round-Texas A&M at Saint Marys

Mar 19, 2026; Oklahoma City, OK, USA; Saint Mary’s (CA) Gaels forward Paulius Murauskas (23) takes a shot during a first round game of the men’s 2026 NCAA Tournament at Paycom Center. Mandatory Credit: Alonzo Adams-Imagn Images
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Kentucky gets some potentially good news concerning Donnie Freeman

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Kentucky gets some potentially good news concerning Donnie Freeman


Time is of the essence if you’re Mark Pope and the Kentucky Wildcats right now. With the transfer portal set to close in just a few days, chaos reigns as programs and players scramble to secure their next opportunities. Among the fray is Kentucky, which finds itself navigating a tumultuous landscape in search of elite talent. With many of the Top 25 players already committed, the urgency for the Wildcats to land a game-changing recruit has never been more at the forefront following this season.

One of Pope’s primary targets is Syracuse transfer Donnie Freeman. The 6-foot-9 rising junior made waves during his time at Syracuse, averaging 16.5 points and 7.2 rebounds per game while shooting an impressive 47.4 percent from the field last season. His potential is undeniable; many experts predict Freeman will be a future first-round NBA draft pick, making him a coveted asset for any program.



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