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The cost of health insurance is rising across the board, even among people who get their coverage through an employer, new data shows.

Workers in states like Pennsylvania are spending a higher percentage of their paychecks for employer-sponsored health insurance than in previous years, according to a new report published Wednesday by The Commonwealth Fund.

A Pennsylvania resident with single-person coverage paid on average more than $4,000 total in premium contributions and annual deductible costs in 2024, the data shows, which represented about 9.5% of the state’s annual median household income.

“If you just think about it, one out of every $10 that you have in your pocket today could potentially be going to health care over the course of the year,” said David Radley, senior scientist at The Commonwealth Fund’s Tracking Health System Performance initiative.

Those costs were up 27% from the prior year and an increase from where costs were several years ago in 2020, according to the report.

For families, the amount they paid in premiums and deductibles for their employer-sponsored health insurance plans was even greater, reaching more than $10,000 a year.

“At that level, for some families, [it] forces them to make tough decisions,” Radley said. “Even if they have health insurance coverage, they may be thinking twice, ‘Should I really go to the doctor if I’m not feeling well? Should I get this particular test? You know, should I fill this prescription?’”

Experts say rising insurance costs for businesses and their employees is a consequence of growing health care spending trends nationally, which involve how often people use services and how much they pay for them.

All of that, Radley said, can be driven by hospital consolidation that increases prices for medical services, ongoing health care labor shortages, inflation in the cost of supplies, high utilization of pricey medications like GLP-1 drugs and more.

“Ultimately, I think you have to tackle both price and utilization if we want to sort of rein in overall spending,” he said. “And that’s really hard to do, because we don’t want to be in a position where we limit access to things that are really beneficial for people. We don’t want to have to ration care in that way. That’s not what our system is about.”

The Rhode Island Lottery offers multiple draw games for those aiming to win big.

Here’s a look at Feb. 14, 2026, results for each game:

Winning Powerball numbers from Feb. 14 drawing

23-43-58-60-64, Powerball: 24, Power Play: 2

Check Powerball payouts and previous drawings here.

Winning Lucky For Life numbers from Feb. 14 drawing

14-17-30-43-48, Lucky Ball: 10

Check Lucky For Life payouts and previous drawings here.

Winning Numbers numbers from Feb. 14 drawing

Midday: 6-9-0-5

Evening: 0-2-9-6

Check Numbers payouts and previous drawings here.

Winning Wild Money numbers from Feb. 14 drawing

08-21-23-27-30, Extra: 02

Check Wild Money payouts and previous drawings here.

Feeling lucky? Explore the latest lottery news & results

Are you a winner? Here’s how to claim your prize

• Prizes less than $600 can be claimed at any Rhode Island Lottery Retailer. Prizes of $600 and above must be claimed at Lottery Headquarters, 1425 Pontiac Ave., Cranston, Rhode Island 02920.
• Mega Millions and Powerball jackpot winners can decide on cash or annuity payment within 60 days after becoming entitled to the prize. The annuitized prize shall be paid in 30 graduated annual installments.
• Winners of the Lucky for Life top prize of $1,000 a day for life and second prize of $25,000 a year for life can decide to collect the prize for a minimum of 20 years or take a lump sum cash payment.

The Vermont Lottery offers several draw games for those willing to make a bet to win big.