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Top scams targeting our military heroes and how to avoid them

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Top scams targeting our military heroes and how to avoid them

Cyberscammers are some of the most heartless people out there. They don’t even spare our military heroes.

Last year, these criminals stole $477 million from veterans, military personnel and their spouses, according to the Federal Trade Commission (FTC). That’s a $63 million jump from 2022, showing that the military community is a big target for scammers. The number of military members who lost money to these attacks went up by 7% to 30,948, per the FTC’s latest data.

These scammers use all kinds of tricks to get veterans to hand over personal info or hard-earned cash, including veterans’ benefit scams and IRS scams. I break down five of the most common scams targeting our military heroes and how to stay safe from them.

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Image of military personnel (Kurt “CyberGuy” Knutsson)

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Romance scams

Romance scams have become an increasingly painful reality for veterans, as scammers target them through fake online relationships to exploit their emotions and financial stability. Often, these scammers pose as attractive, understanding individuals on dating apps, social media platforms or even support forums specifically tailored for veterans. They’ll build a relationship over weeks or months, using flattery and fabricated stories to create a strong emotional connection with their target.

Once the scammer believes they’ve gained enough trust, they’ll ask for money, typically by inventing a sudden, urgent situation. It might be a “medical emergency,” a supposed travel expense to come to visit or even a claim that they need help with a legal matter. The requests start small but can quickly escalate as the scammer continues to manipulate the victim’s emotions.

This continues to be the most common fraud targeting veterans, costing them and their families over $40 million in 2020, according to Aura. Among all romance scam victims, those ages 50-69 were hit the hardest, losing $179.65 million in just the first three quarters of 2022. That figure has almost certainly surged in 2024.

Top scams targeting our military heroes and how to avoid them

Image of military personnel supporting one another (Kurt “CyberGuy” Knutsson)

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Veterans benefit scams

Some scammers pretend to offer help with veterans’ benefits. They promise to help increase benefits or expedite claims, but they’re really after personal information or a fee. A scammer might claim you’re eligible for new or additional benefits, contacting you by phone, email or text. When dealing with unsolicited advice, remember that if it seems too good to be true, it probably is.

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Phishing scams from fake government agencies

Phishing scams are a social engineering trick where scammers send emails that look like they’re from official places, like the government or your bank. These legit-looking emails act as bait, but the real goal is to grab your banking or credit card info.

Sometimes, these scam emails will ask you to click a link or download an attachment, which can install malware on your device. Scammers are also known to send phishing links through LinkedIn, Facebook or other social media.

One classic example is the IRS scam. Though it targets everyone, military members are prime targets. Scammers pretend to be IRS agents, threatening jail time, fines or other penalties if they don’t get immediate payment. They even spoof IRS caller IDs to make their calls look real.

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Rental property scams

Rental property scams are a common way scammers try to exploit people looking for a place to rent. In these scams, fraudsters often post fake listings for apartments or houses on popular rental websites or social media platforms. The listing might look too good to be true, like a beautiful place at an unbelievably low price.

The scammer will usually claim to be out of town or unavailable to meet in person, asking potential renters to send a deposit or rent payment upfront to “secure” the property. In some cases, they may even send fake lease agreements or claim that the property is already rented, but they can still “help” find a similar place.

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Car sales and financing scams

Car sales and financing scams targeting veterans are unfortunately common. Scammers know that veterans may have limited experience with certain financial deals, so they exploit that by offering unrealistic car sales or financing options. These scams can take various forms, and the result is often financial loss and stress.

Top scams targeting our military heroes and how to avoid them

Image of military personnel honoring our troops (Kurt “CyberGuy” Knutsson)

6 ways veterans can protect themselves from scams

1) Be cautious with unsolicited offers: Whether it’s a phone call, email or text, if someone claims to offer help with veterans’ benefits or promises something too good to be true, don’t take the bait. Verify the legitimacy of any offer directly through official channels like the Department of Veterans Affairs (VA) or trusted veteran organizations.

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2) Watch out for emotional manipulation in online relationships: Romance scammers often prey on veterans’ emotions. Avoid sharing personal or financial details with people you meet online, especially if the relationship feels rushed or too perfect. If someone asks for money after just a few weeks or months, it’s likely a scam.

3) Verify government communications: Scammers often impersonate government agencies like the IRS or VA. If you get a message that threatens penalties or asks for personal information, don’t respond. Instead, contact the agency directly using official contact details to confirm whether the message is legitimate.

4) Be skeptical of rental or car sale deals that seem too good to be true: If a rental listing or car sale seems too cheap or perfect to be true, it probably is. Always visit the property or dealership in person, and never send money upfront without seeing the product or having a signed agreement.

5) Protect your personal information: Avoid clicking on links or downloading attachments from unknown sources. Scammers use phishing emails and fake websites to steal personal and financial information. Ensure your devices have updated security software and be extra cautious when handling sensitive data online.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android and iOS devices.

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6) Invest in data removal services: Consider using data removal services to protect your personal information from being harvested by scammers. These services can help remove your data from public databases and people-search websites, reducing the risk of identity theft and unwanted solicitations. Check out my top picks for data removal services here.

Kurt’s key takeaway

Scammers rely on misinformation to trick you. However, by staying informed and being extra careful when navigating the internet, you can stay safe. These bad actors are constantly finding new ways to target veterans, from romance scams to fake government offers. Being cautious, verifying offers and keeping your data secure are the best ways to avoid falling victim to these heartless fraudsters.

Do you think more needs to be done to protect military personnel from these types of scams? Let us know by writing us at Cyberguy.com/Contact.

For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

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This digital D&D watch lets you roll a fireball from your wrist

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This digital D&D watch lets you roll a fireball from your wrist

Dice hoarding is a common hobby among Dungeons and Dragons players, but I’m betting most won’t have a digital watch in their collection. Alongside displaying the time, day, and date, the Timestop D-20 includes all the dice-rolling features you need to play tabletop roleplaying games directly from your wrist at the push of a button.

The watch allows the wearer to digitally roll a 4-, 6-, 8-, 10-, 12-, 20-, or 100-sided dice, alongside “Advanced Combat” features such as rolling up to 12 dice at once, and D20s with advantage or disadvantage (a fancy way of rolling two dice and taking either the higher or lower results). It’ll also display specific icons when a D20 rolls a 1 or a 20 — known as a “critical failure” or “critical success” respectively in D&D.

“We wanted a fun animation while rolling, but also an overall subdued look so you could ‘take the game with you’ and even wear the watch at the office,” Timestop says in its blog describing the design process. “We included day and date complications with a perpetual calendar so it was still a practical timepiece.”

Pricing starts at $99 and is available in three colors: black, orange, and stainless steel. Shipping starts next year, with stock available for delivery in either January or February. 

One feature you won’t find on the Timestop D-20 is an alarm, because alarms “aren’t fun,” according to its creator. Otherwise, it’s water-resistant, features a backlit LCD display, and uses a replaceable coin cell battery that can last up to three years with “typical use.” I’m not sure how many fireball spells would be considered typical, but it certainly offers a more unique way to play than traditional dice or digital dice-rolling apps.

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Honda has a plan to build solid-state batteries for EVs

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Honda has a plan to build solid-state batteries for EVs

Honda set up a demonstration facility in Japan to show off its plans to mass-produce solid-state batteries at lower costs, which could be crucial to unlocking higher-range, longer-lasting electric vehicles for the future.

Solid-state batteries have been elusive for many companies due to the complexity of scaling up production. The technology swaps out the liquid electrolytes found in current lithium-ion batteries with dry conductive materials, promising higher energy density and longer lifespans. But it will require a whole new production process to be successful.

Roll pressing of cathode for solid-state batteries.
Image: Honda

Honda says it is accelerating research at its new 27,000 square-meter demo facility set up in Sakura City, Japan, and is shortening the time required to make a single unit. The site has full-scale equipment that is split between three buildings: the first for cathode formation and cell assembly; the second for anode formation; and the third for electrolyte activation and module assembly.

The plan includes using a continuous inline mixer that Honda says is “three times faster” than typical cell batch processing. Honda plans to make batteries on this line in January.

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Honda is readying its solid-state tech for mass production in the second half of the 2020s. The company’s CEO Toshihiro Mibe has eluded that solid-state batteries will also be the key to unlocking cheaper EVs.

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How your browser is spying on you: Hidden dangers lurking behind every click

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How your browser is spying on you: Hidden dangers lurking behind every click

A browser is one of the most popular apps we use. It’s the gateway between the internet and its users, translating raw code into something we perceive as a web page and allowing us to interact with the web. It’s safe to say that anyone who uses the internet uses a web browser. 

But while this tool is extremely useful, it can also be equally dangerous. For example, clicking malicious links can redirect you to harmful websites that either steal personal information or infect your device with malware.

If you use a search engine like Google through Chrome, it can collect data on your searches, browsing history and even your location (if location services are enabled). Most browsers also use cookies, small files that store information about your online behavior. Let’s discuss the risks associated with web browsers and how to stay safe.

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A person conducting a Google search on their laptop (Kurt “CyberGuy” Knutsson)

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How a browser doubles as spyware

Browsers are much more than simple tools to navigate the web. They are, in many ways, tools for surveillance. While they help you access websites and services, they also track your every move online to feed the ever-hungry advertising industry.

First off, most browsers collect data about your searches, browsing habits and even your location. This data isn’t just stored to “improve your experience,” it’s used to create a detailed profile of you, which is then shared with advertisers who target you with personalized ads. 

Google Chrome, for example, is notorious for tracking your activity. As you browse, it feeds data to Google’s advertising engine, allowing it to serve highly targeted ads based on your behavior. This includes everything from your search history to the websites you visit, even down to the smallest detail, like how long you stay on a page​.

“Google may share information about you with advertisers, business partners, sponsors, and other third parties,” Google boldly mentions on its privacy policy page.

Browsers also use cookies to keep tabs on you. These cookies track your activity across different sites, even after you’ve left a site. This means that ads you saw on one website might follow you across others, creating a persistent digital footprint. And while cookies can be blocked or deleted, many websites rely on them to function, making it hard to escape this kind of tracking.

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Google browser (Kurt “CyberGuy” Knutsson)

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Even Incognito mode isn’t safe

Even if you’re using privacy-focused browsers or tools like Incognito mode, they don’t really guarantee privacy. A 2020 class-action lawsuit revealed that Google kept scraping searches by gathering data from users browsing in Incognito through ad tools used by websites, picking up “potentially embarrassing” searches from millions of people. Google then used that data to track web traffic and sell ads.

It’s not just Google. Your internet service provider, the websites you visit and even governments can monitor your browsing activity, even in Incognito mode. All it does is hide your activity from your local browser history.

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A person conducting a Google search on their laptop (Kurt “CyberGuy” Knutsson)

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How to protect your privacy 

As you all know, web browsers are essential tools for accessing the internet, but many popular options compromise your privacy by collecting extensive data. While Google Chrome is widely used, it tracks significant amounts of user information to power targeted advertising. However, there are several privacy-focused browser alternatives that prioritize user data protection. Also, to enhance your online security and protect your personal information, consider implementing these essential cybersecurity practices.

Keep software updated: Regularly update your operating system, browsers and other software to patch security vulnerabilities. Enable automatic updates whenever possible to ensure you’re always protected against the latest threats.

Use strong, unique passwords: Create complex passwords for each of your accounts and avoid reusing them. Consider using a password manager to generate and securely store strong passwords.

Enable two-factor authentication (2FA): Activate 2FA on all accounts that offer it. This adds an extra layer of security by requiring a second form of verification beyond your password.

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Be cautious with emails and links: Avoid opening suspicious emails or clicking on unknown links. These could be phishing attempts designed to steal your information or infect your device with malware. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe. Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android and iOS devices.

Use secure networks: When using public Wi-Fi, connect through a VPN to encrypt your internet traffic. For sensitive transactions, stick to secure, private networks.

Be mindful of social media sharing: Limit the personal information you share on social media platforms and adjust your privacy settings to control who can view your posts.

VPN: Your first line of defense against browser spying: A VPN (virtual private network) encrypts your internet connection, making it difficult for anyone, including your browser, to track your online activities. By masking your IP address and routing your traffic through secure servers, a VPN not only protects your personal data from prying eyes but also helps you avoid targeted advertising and potential data breaches.

Regardless of whether you are new to VPNs or not, you’ll want to choose trusted VPN providers known for robust encryption and no-log policies to ensure your privacy. Whether for sensitive tasks or everyday use, reputable VPN services will boost both your security and speed. For the best VPN software, see my expert review of the best VPNs for browsing the web privately on your Windows, Mac, Android and iOS devices.

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By implementing these security practices and using privacy-focused browsers, you can significantly enhance your online safety and protect your personal data while browsing the web. Remember, cybersecurity is an ongoing process that requires vigilance and regular updates to your practices.

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Kurt’s key takeaway

The web browser is an essential tool for accessing the internet, but it also opens the door to a host of privacy and security risks. Whether it’s being tracked for ads, snooped on by your ISP or accidentally stumbling onto a malware-filled site, the risks are everywhere. Tools like Incognito mode or cookie-blocking can help a bit, but they’re not enough to truly protect you. If you’re serious about staying private and secure, you need to up your game. Use a VPN, be cautious about what you click on and stay informed about the ways your browser might be working against you.

Do you think companies have gone too far with tracking? Let us know by writing us at Cyberguy.com/Contact.

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For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

Ask Kurt a question or let us know what stories you’d like us to cover.

Follow Kurt on his social channels:

Answers to the most asked CyberGuy questions:

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