Washington, D.C
5 Best Renters Insurance Companies in Washington, D.C.
5 Best Renters Insurance Companies in Washington, D.C.
Here are the top Washington, D.C., renters insurance providers:
For this article’s coverage and pricing information, our team pulled quotes for a 450-square-foot apartment in Washington, D.C. Your pricing, deductible, and available coverage may vary depending on your home’s size, type, and location, applicable discounts, your risk profile, and your chosen plan and endorsements.
What Is the Average Cost of Renters Insurance in Washington, D.C.?
According to the III, Washington, D.C., renters insurance premiums fall in the middle range compared to other states. It ranks 30th for the most expensive renters insurance rates in the country. The average cost of a renters insurance policy is $158 annually or $13.17 monthly. Here are a few common factors that affect renters insurance costs:
- Coverage: Many providers allow you to customize your coverage policy limits. Your monthly premium will increase or decrease based on how much protection you need.
- Location: Providers consider your home’s location when pricing your renters policy. You’ll pay more for your policy in areas with higher crime rates or inclement weather.
- Type of coverage: Some providers allow you to choose an actual cash value or replacement cost value policy. Replacement cost value plans are more expensive because providers pay more for covered items per insurance claim than actual cash value plans.
What Does Renters Insurance Cover?
Renters insurance coverage shields policyholders from various covered losses.
- Additional living expenses: This is also known as loss of use coverage. This type of coverage reimburses you for expenses you incur due to your home becoming uninhabitable. An example of an uninhabitable home is one that has flooded.
- Liability coverage: Liability coverage covers expenses associated with legal matters or damage you caused to someone’s property. For example, liability coverage would cover the cost of rebuilding your landlord’s fence if you were at fault for the damage.
- Medical payments to others coverage: This type of coverage reimburses you for bodily injuries that occur within your property to you or a guest.
- Personal property coverage: Personal property coverage protects your valuables from covered losses, such as fire or wind damage, theft, and vandalism.
What Risks Do Renters in Washington, D.C., Face the Most?
Washington, D.C., experiences inclement weather and other natural disasters. Below is a list of the most common risks renters may face in the nation’s capital.
- Floods: Flooding is a common risk in the Washington, D.C., area due to its heavy rainfall and close proximity to the Potomac River. Some providers offer coverage for flood damage as an endorsement. We recommend purchasing the amount of flood coverage you need to protect your valuables.
- Wildfires: Wildfires don’t pose a significant risk for Washington, D.C., renters due to the lack of dense vegetation in the city itself. However, if you live in the northern outskirts of Washington, D.C., consider a renters insurance provider that offers solid fire coverage. There is a higher likelihood of wildfires in that area.
Our Conclusion
We named Lemonade our top pick for Washington, D.C., renters due to its affordable rates and customizable coverage. State Farm is another solid choice for those who want extra valuables protection. Liberty Mutual is worth considering for budget-conscious renters thanks to its unique discounts. Before signing up, pull quotes from three providers to compare coverage and costs.
Our Rating Methodology
The Quartz Reviews Team rates providers using comprehensive review standards to score each company. Our review standards compare relevant factors such as cost, coverage, customer experience, technology, and reputation, which tally up to 100 points. In addition, we reviewed provider websites, customer access features, and tools; spoke with representatives; obtained sample quotes and policy terms; analyzed AM Best and JD Power ratings; and reviewed online customer feedback for each provider.
Washington, D.C
‘Strong smell’ shuts down flights at major DC-area airports for the second time this month
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A reported “strong smell” at a key air traffic control center disrupted flights Friday evening at major airports across the Washington, D.C., region for the second time in two weeks.
The Federal Aviation Administration (FAA) temporarily halted flights at Ronald Reagan Washington National Airport (DCA), Washington Dulles International Airport (IAD), Baltimore/Washington International Airport (BWI), Charlottesville–Albemarle Airport (CHO) and Richmond International Airport (RIC), the agency told FOX Business in an email.
The FAA said the disruptions were due to a “strong smell” at the Potomac Terminal Radar Approach Control (TRACON) center, which manages airspace in the region.
GROUND STOP LIFTED AT MAJOR DC-AREA AIRPORTS AFTER CHEMICAL ODOR DISRUPTS AIR TRAFFIC CONTROL
An FAA air traffic control tower at Ronald Reagan Washington National Airport in Arlington, Va. (Samuel Corum/Bloomberg via Getty Images / Getty Images)
It was not immediately clear what caused the smell.
Ground stops at Dulles, Reagan National and BWI remained in effect until around 8 p.m. ET before being lifted, according to the FAA’s website.
NEWARK AIR TRAFFIC CONTROLLERS LOST RADAR, RADIO COMMUNICATIONS WITH PLANES FOR OVER A MINUTE, SPARKING CHAOS
The FAA said the disruption was due to a “strong smell” at the Potomac Terminal Radar Approach Control (TRACON) center. (Flightradar24)
As of 8:30 p.m., Reagan National was experiencing ground delays, while BWI continued to see departure delays.
Earlier this month, a ground stop was similarly issued at several airports in the Washington, D.C., region after a chemical odor was detected at the TRACON center.
FATAL LAGUARDIA COLLISION RENEWS FOCUS ON RUNWAY INCURSION RISKS ACROSS US
Transportation Secretary Sean P. Duffy speaks at a news conference at Ronald Reagan Washington National Airport. (Heather Diehl/Getty Images / Getty Images)
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The temporary ground stop March 13 similarly affected DCA, IAD, BWI and RIC, Transportation Secretary Sean Duffy said at the time.
Duffy said the smell came from an overheated circuit board, which has since been replaced.
Washington, D.C
50 years of DC Metro: A look back in photos
One family, four generations with DC Metro
As Metro celebrates 50 years of service, one D.C. family is marking the milestone with a legacy of their own — four generations who have all worked on the system, helping keep the region moving for decades.
WASHINGTON – D.C. residents got on their first Metro train 50 years ago on March 27, 1976. Here’s a look back at the beginning.
Connecticut Avenue; NW; looking south. evening traffic-jams are aggravated by metro subway construction in Washington D.C. ca. 1973 (Photo by: HUM Images/Universal Images Group via Getty Images)
View of the Metro Center subway station (at 13th and G Streets NW) during its construction, Washington DC, November 16, 1973. (Photo by Warren K Leffler/PhotoQuest/Getty Images)
Standing in the cavernous tunnel, planners wearing hard hats discuss the construction progress of the Metro Center subway station at the intersection of 13th and G Streets in Washington, DC, November 16, 1973. (Photo by Leffler/Library of Congress/In
WASHINGTON, DC – NOVEMBER 07: FILE, Metro construction miners and blasters on a jumbo drill outside the hole they are working on at Rock Creek Parkway and Cathedral Ave NW in Washington, DC on November 7, 1973. (Photo by James K.W Atherton/The Washin
WASHINGTON, DC – MARCH 4: FILE, View of the Post Office at North Capital and Mass Avenue NE, and 1st NE where subway tunnels were being constructed in Washington, DC on March 4, 1974. (Photo by Joe Heiberger/The Washington Post via Getty Images)
WASHINGTON, DC – AUGUST 29: FILE, Workers rig a pipe at the entrance to the Rosslyn Metro Station in Washington DC on August 29, 1974 (Photo by Larry Morris/The Washington Post via Getty Images)
WASHINGTON, DC – MARCH 27: FILE, The crowd at Rhode Island Station on opening day of the Washington Metro on March 27, 1976. (Photo by James A. Parcell/The Washington Post via Getty Images)
WASHINGTON, DC – MARCH 28: FILE, Reverend Leslie E. Smith of the Episcopal Church, right, and George Docherty of New York Avenue Presbyterian church hold a joint service at the new Metro Center station in Washington, DC on March 28, 1976. (Photo by D
WASHINGTON, DC – JULY 1: FILE, An aerial view of metro construction where it crosses the Washington Channel. The Potomac River, the Pentagon and Northern Virginia can be seen in the distance. (Photo by Ken Feil/The Washington Post via Getty Images)
WASHINGTON, DC – JANUARY 27: FILE, A packed train of commuters on the Silver Spring metro on the Red Line on January 27, 1987. (Photo by Dudley M. Brooks/The Washington Post via Getty Images)
WASHINGTON, DC – JULY 4: FILE, Thousands of people press their way into the Smithsonian Subway station after the Independence Day fireworks in Washington, DC on July 4, 1979. (Photo by Lucian Perkins/The Washington Post via Getty Images)
Washington, D.C
Pop-up museum in DC features the scandal that changed American history – WTOP News
Among the liquor store, barber shop and dry cleaners at the Watergate Complex’s retail plaza, there is a new pop-up museum dedicated to the scene of the crime that toppled Richard Nixon’s presidency.
Among the liquor store, barber shop and dry cleaners at the Watergate Complex’s retail plaza, there is a new pop-up museum dedicated to the scene of the crime that toppled Richard Nixon’s presidency.
The temporary exhibit features the work of artist Laurie Munn — portraits of members of the Nixon administration and those connected to the Watergate break-in. The exhibit features members of Congress, the media and some who were on Nixon’s enemies list.
Keith Krom, chair of the Board of Directors of the Watergate Museum, told WTOP the exhibit was first featured in the gallery in 2012 for the 40th anniversary of the break-in at the Democratic National Committee.
“When she (Munn) learned about our museum effort, she offered to reassemble them as a way for us to expand awareness of the museum,” Krom said.
Krom, who lives in the Watergate, said his favorite portrait is of one of the special prosecutors, whose firing sparked the “Saturday Night Massacre” in 1973.
“I had the pleasure of being a student of Archibald Cox,” Krom said. “He served as my mentor for my third-year writing project.”
Krom said during this time, at the Boston University School of Law, he spent a great deal of time with him.
“I didn’t realize how much he must have gone through. Here he was, this one man, who was challenging the president of the United States over something pretty serious,” Krom said.
The pop-up opened in October and was recently extended to stay open until April 25. Krom said the hope is to find it a permanent location within the Watergate Complex, where they can “present the history of Watergate, but with two perspectives.”
The first would be on the building’s “architectural significance to D.C.,” he said.
“You may not like the design, you actually may hate it,” Krom said. “But you cannot deny that it changed D.C.’s skyline.”
The secondary focus would, of course, be on the mother of all presidential scandals that changed the course of American history.
“That’s where that suffix ‘-gate’ started and continues to be used for almost every scandal that comes out today,” Krom said.
The inspiration for the museum spawned from an interaction from a tourist outside the Watergate.
“He says, ‘This is the Watergate, right?’ And I was like, ‘Yeah, it’s one of the buildings,’” Krom recalled.
The tourist then asked Krom, “So where’s the museum?”
“I was like, ‘Oh, we don’t have a museum.’ And he literally just looked at me and said, ‘That’s so sad.’ And he got on his bike and rode away,” Krom said.
While the self-proclaimed political history nerd said he “still gets goose bumps” when he drives by the Capitol at night, Krom hopes that when people leave the museum, “they’ll walk away with a new appreciation for how our government works, the guardrails that are in place.”
“Maybe an understanding that those guardrails themselves are kind of frail, and they probably need our collective help in making sure they last — that’s what we hope to accomplish,” Krom said.
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