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Too many Tennesseans are struggling. Businesses can step up by teaching financial literacy

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Too many Tennesseans are struggling. Businesses can step up by teaching financial literacy



Business as usual won’t address the financial challenges facing Tennesseans. Collaboration is key.

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In terms of economic growth, Nashville is growing incredibly wealthy. Veritable gallons of ink have been expended touting the fact that our city is one of the nation’s leading metro areas when it comes to a post-pandemic recovery – and it should be. We should be proud of this accomplishment.

That said, we can’t allow this victory to cloud our vision when it comes to confronting the reality of the hardships felt by folks across our city and state each day that prevent them likewise growing in wealth.

Owning a home is one of the greatest, time-tested ways for families to build wealth. However, homeownership in Tennessee has decreased by more than 5% over the course of the last 24 years – one of the most drastic declines nationwide.

Debt load can harm credit scores and make it harder to pursue the American Dream

Further compounding the issue is debt. According to a recent study from ThinkTennessee, Tennesseans hold more than $50,000 in household debt. While this is slightly lower than the national average, more than one out of every four young adults in Tennessee have debt in collection, higher than the national average of 20%. Among Tennessee’s communities of color, the issue is even worse, with 38% in debt delinquency compared to 25% nationally according to the Urban Institute.

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Debt in collection means missed payments and damaged credit scores, making it harder and more expensive to borrow money for crucial things such as a car, a house, or education, potentially trapping people in an inescapable cycle of debt.

Underscoring all these issues is the fact that our state ranks almost dead-last nationally for understanding the core concepts of money management (48th) and in the lower third for overall financial literacy (38th), making it one of the least financially literate states, according to WalletHub.

More: Tennessee among top U.S. states with people in financial distress, study says. Here’s what that means.

Business as usual won’t address the financial challenges facing Tennesseans. Collaboration is key. United Community is committed to working hand-in-hand with community groups to ensure every Tennessean has access to the financial education and tools they need to thrive. This starts with equipping them with the knowledge to manage money effectively, a mission we take very seriously.

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How gamification can help kids become more financially literate

To help head off issues at an early age, United Community has partnered with Greenlight, a free service that uses gamification to make financial literacy fun for kids. This innovative approach equips young Tennesseans with essential money management skills and teaches valuable lessons about saving, spending, and earning through real-world applications like chores and allowances.

Here in Middle Tennessee, our dedication goes beyond just offering financial services and education; our bankers provide financial support and volunteer with organizations such as Habitat for Humanity, which builds strength, stability and self-reliance in partnership with families in need of decent and affordable housing. In addition to helping build Habitat homes, our bankers help provide the financial education that is part of the necessary foundation for success for new homeowners.

We are committed to creating better opportunities for everyone to achieve their financial goals. Financial education is a huge piece of that equation. But our efforts alone aren’t enough.

We need others to join us in this mission to elevate financial education literacy across Tennessee. Together, let’s make financial education a cornerstone of our state’s prosperity. The stakes have never been higher, but with collective effort and commitment, we can build a brighter, more financially secure future for all Tennesseans.

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Kelley Kee is the Tennessee state president for United Community and has more than 30 years of banking experience in the greater Nashville area. 



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Tennessee

What channel is Tennessee baseball vs Arkansas on today? Time, TV schedule for Fayetteville Super Regional Game 2

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What channel is Tennessee baseball vs Arkansas on today? Time, TV schedule for Fayetteville Super Regional Game 2


Tennessee baseball can extend its season with a win in Game 2 of the Fayetteville Super Regional against Arkansas on June 8.

The Vols (46-18) managed just two hits in the Game 1 loss, 4-3 to the Razorbacks on June 7. But ace Liam Doyle is the probable starting pitcher for Game 2.

Arkansas (47-13) put together 10 hits in Game 1, including a two-run home run by Ryder Helfrick to take the lead in fifth inning.

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If the Razorbacks win, they will advance to the College World Series in Omaha next weekend. If the Vols win, Tennessee and Arkansas will play a deciding Game 3 on June 9 with time yet to be announced.

Here’s how you can watch Tennessee baseball vs. Arkansas Game 2 in the Fayetteville Super Regional:

Tennessee vs. Arkansas on Sunday will be televised by ESPN. Streaming options for the game include FUBO, which offers a free trial to new subscribers.

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  • Game time: 3 p.m. ET on Sunday, June 8
  • Location: Baum-Walker Stadium in Fayetteville, Arkansas

All games at Baum-Walker Stadium; best-of-three format

  • Game 1: Saturday, June 7, 5 p.m. on ESPN
  • Game 2: Sunday, June 8, 3 p.m. on ESPN
  • Game 3 (if necessary): Monday, June 9, TBD



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Tennessee vs Arkansas Preview – Fayetteville Super Regional

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Tennessee vs Arkansas Preview – Fayetteville Super Regional


The Tennessee Volunteers are set to take on the Arkansas Razorbacks in game one of the Fayetteville Super Regional.

Tennessee’s road to repeating as national champs continues on Saturday as they will take on the Arkansas Razorbacks in game one of the Fayetteville Super Regional. The two teams faced off in the regular season and Arkansas took the series. Tennessee won the first game but the Razorbacks won the next two games to take the series.

The two teams will play in a best of three series. The winner will move on to play in Omaha in the College World Series.

The Vols will be looking to end their recent struggles against the Razorbacks this weekend. UT’s last series win against Arkansas came in 2005 while its last series win in Fayetteville was back in 2001.

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This weekend will mark the seventh super regional for Tennessee in program history. The Vols have won five of their previous six supers and have posted an 11-4 overall record in those six appearances. After winning the 2025 Knoxville Regional last week, UT is now 26-6 all-time in NCAA regional games played at Lindsey Nelson Stadium and 31-9 overall in NCAA postseason games at home.

First pitch is set for 5 PM ET and will be broadcasted on ESPN for those who want to watch.

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Passion for fishing brings Arkansas together ahead of Tennessee Matchup

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Passion for fishing brings Arkansas together ahead of Tennessee Matchup


FAYETTEVILLE, Ark. — The cliches are abundant when it comes to team camaraderie.

Every group is close together and cares for each other, but rarely does an actual activity bring a hodgepodge of transfers, freshmen, and returning players together.

Fishing, something near and dear to second baseman Cam Kozeal’s heart, has brought Arkansas together as they prepare for their Super Regional matchup against Tennessee.

Left fielder Charles Davalan by his own admission was never the biggest fisherman, but equally passionate about fishing tactics as he is baseball just 24 hours before the most important game of the season.

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“Lost my bait this morning,” Davalan said. “I guess I didn’t put the hook on right. But yeah, I lost my bait this morning. I wasn’t too happy about that.”

Kozeal, who split his childhood between Omaha, Nebraska, and rural Sargent, Nebraska, takes pride in his fishing skills. He gave the scouting report on his teammates’ abilities.

“Some guys have gotten a lot better than others,” Kozeal said. “Some are still learning. Brent’s gotten really good. V’s (Wehiwa Aloy) unbelievable, he’s a patient fisherman. Kuhio, if he feels anything on the end of the line, he just sets the hook about as hard as he swings the bat.”

Fishing abilities aside, Arkansas using the newfound hobby as a way to come together as they chase the elusive title. In the age of the transfer portal, coaches are always trying to get a group of new college kids to pull in the same direction as quickly as possible.

“We noticed it in the fall and you always discuss it with your team,” coach Dave Van Horn said about the togetherness. “With all that goes on in the offseason with the portal and new guys, a lot of guys drafted, guys coming in that weren’t here, somehow some way we got to get you guys to kind of gel and like each other and care about each other.”

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With school out, there’s a lot of downtime between the regional and the Super Regional, When the Razorbacks take the field for the first game, it will have been 6 full days since the Hogs took the field against Creighton.

Not constantly thinking about baseball and having something to get away to could prove beneficial as the run to the College World Series continues,

“Going out during the day and not just sitting on your couch all day helps,” Kozeal said. “Can also help the mind. You’re not always so tense and focused on baseball, maybe you get away from the game a little bit and that helps some guys.”

No matter what happens this weekend, they’ll be no reports of friction that come tumbling out years later. The team may be in different spots in their fishing journey, but their baseball journey culminates in a series against Tennessee with a spot to Omaha on the line.

“It’s also a fraternity,” Van Horn said. “They’re hanging out, they get to know each other, they’ve become good friends in there, I really believe that.”

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First pitch between Arkansas and Tennesee is set for 4 p.m. Saturday and will be broadcast on ESPN.



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