Tennessee
Too many Tennesseans are struggling. Businesses can step up by teaching financial literacy
Business as usual won’t address the financial challenges facing Tennesseans. Collaboration is key.
Tennessee Voices: Matthew Bourlakas, CEO, Goodwill of Middle Tennessee
Matthew Bourlakas, CEO of Goodwill Industries of Middle Tennessee, Inc., came on the Tennessee Voices video show and spoke with host David Plazas.
In terms of economic growth, Nashville is growing incredibly wealthy. Veritable gallons of ink have been expended touting the fact that our city is one of the nation’s leading metro areas when it comes to a post-pandemic recovery – and it should be. We should be proud of this accomplishment.
That said, we can’t allow this victory to cloud our vision when it comes to confronting the reality of the hardships felt by folks across our city and state each day that prevent them likewise growing in wealth.
Owning a home is one of the greatest, time-tested ways for families to build wealth. However, homeownership in Tennessee has decreased by more than 5% over the course of the last 24 years – one of the most drastic declines nationwide.
Debt load can harm credit scores and make it harder to pursue the American Dream
Further compounding the issue is debt. According to a recent study from ThinkTennessee, Tennesseans hold more than $50,000 in household debt. While this is slightly lower than the national average, more than one out of every four young adults in Tennessee have debt in collection, higher than the national average of 20%. Among Tennessee’s communities of color, the issue is even worse, with 38% in debt delinquency compared to 25% nationally according to the Urban Institute.
Debt in collection means missed payments and damaged credit scores, making it harder and more expensive to borrow money for crucial things such as a car, a house, or education, potentially trapping people in an inescapable cycle of debt.
Underscoring all these issues is the fact that our state ranks almost dead-last nationally for understanding the core concepts of money management (48th) and in the lower third for overall financial literacy (38th), making it one of the least financially literate states, according to WalletHub.
More: Tennessee among top U.S. states with people in financial distress, study says. Here’s what that means.
Business as usual won’t address the financial challenges facing Tennesseans. Collaboration is key. United Community is committed to working hand-in-hand with community groups to ensure every Tennessean has access to the financial education and tools they need to thrive. This starts with equipping them with the knowledge to manage money effectively, a mission we take very seriously.
How gamification can help kids become more financially literate
To help head off issues at an early age, United Community has partnered with Greenlight, a free service that uses gamification to make financial literacy fun for kids. This innovative approach equips young Tennesseans with essential money management skills and teaches valuable lessons about saving, spending, and earning through real-world applications like chores and allowances.
Here in Middle Tennessee, our dedication goes beyond just offering financial services and education; our bankers provide financial support and volunteer with organizations such as Habitat for Humanity, which builds strength, stability and self-reliance in partnership with families in need of decent and affordable housing. In addition to helping build Habitat homes, our bankers help provide the financial education that is part of the necessary foundation for success for new homeowners.
We are committed to creating better opportunities for everyone to achieve their financial goals. Financial education is a huge piece of that equation. But our efforts alone aren’t enough.
We need others to join us in this mission to elevate financial education literacy across Tennessee. Together, let’s make financial education a cornerstone of our state’s prosperity. The stakes have never been higher, but with collective effort and commitment, we can build a brighter, more financially secure future for all Tennesseans.
Kelley Kee is the Tennessee state president for United Community and has more than 30 years of banking experience in the greater Nashville area.
Tennessee
Tennessee cornerback Jermod McCoy, potential top-10 pick, declares for NFL Draft
Tennessee cornerback Jermod McCoy announced Wednesday that he will enter the 2026 NFL Draft. McCoy is a potential top-10 pick in this draft class, despite having missed the entire 2025 season with a knee injury.
A transfer from Oregon State following the 2023 season, McCoy earned first-team All-SEC and second-team All-America honors following his first season at Tennessee, in which he registered four interceptions, nine pass breakups and 44 tackles. However, McCoy suffered an ACL injury in January and did not take the field during the Volunteers’ regular season.
“(E)ven though my time on the field was cut short,” McCoy wrote in a statement shared on social media, “I will forever be grateful for my time here at the University of Tennessee. It has been a true honor, and I’m appreciative for every moment I had in the orange and white.”
McCoy (6 feet, 195 pounds) will be one of the most closely scrutinized prospects during the pre-draft cycle, as interested teams wait to see what his updated medical reports reveal.
The junior ranked No. 9 (and as the No. 1 cornerback) on Dane Brugler’s most recent draft board. He was the 16th pick, by Dallas, in Brugler’s mock draft last week.
Dane Brugler’s immediate reaction
A prospect carrying first-round tape from 2024 but no tape from 2025 is not ideal. That said, McCoy will be more than a year removed from his ACL injury when NFL team doctors examine his knee at the combine in February 2026, to (hopefully) verify full health and no long-term concerns.
The timing of his injury could turn out to be something of a positive, because McCoy should be able to work out and test at some point before the draft, giving him a chance to remind teams why he was considered a potential top-10 pick after last season.
LSU’s Mansoor Delane closed ground with his senior season — he’s made a strong case to be CB1 in this class. But McCoy is very much still in that conversation, assuming the medicals come back clean.
HOW DID HE COME UP WITH THIS? 😲
Tennessee shuts down Vandy in the end zone ❌ pic.twitter.com/aUHZeAWC8i
— ESPN College Football (@ESPNCFB) November 30, 2024
Nick Baumgardner’s scouting report
McCoy was in a really tough spot. A case certainly could’ve been made for McCoy to return to college next year, as he’s played only one full season as a starter in the SEC. And though his 2024 season was pretty great, that performance and 400 or so snaps at Oregon State are all we have to go on here.
Physically, though, McCoy is everything you look for in a high-first-round cornerback. He’s big with very quick feet, natural instincts and terrific ball skills in coverage. Despite not playing a snap this season, McCoy still stacks up as an easy first-rounder on this year’s board, largely because of his physical potential.
Testing will be critical here, and I’m eager to see if McCoy is healthy enough to compete in either the Senior Bowl or Shrine Bowl. He should do as much as he can. We saw a talented player in a similar situation last year when now-Cardinals rookie corner Will Johnson tumbled down the board after not testing or taking part in anything physical during the pre-draft process.
Tennessee
How to avoid traffic and beat the crowds: In-N-Out Burger opening first Tennessee locations
NASHVILLE, Tenn. (WSMV) – In-N-Out Burger will open its first two Tennessee locations Wednesday morning in Antioch and Lebanon, with a third location opening Friday in Murfreesboro as the California chain expands into Middle Tennessee.
Both Wednesday locations will open at 10 a.m., with officials expecting crowds large enough to back up traffic onto I-40. The restaurants each have one drive-thru lane and about 100 seats for customers.
In-N-Out’s first Tennessee locations to open in December
Lebanon officials expect the opening to make In-N-Out a regional destination instead of just a local restaurant. People from across the state and as far away as Mississippi and Arkansas have said they’re making the drive to try a Double-Double burger and Animal Style fries.
Sarah Haston, Lebanon Economic and Community Development Director, said the excitement has been palpable among local officials as the opening approaches.
“We are thrilled,” Haston said. “We take so much pride in being one of the first to open. This is a good time for Lebanon and we are expecting to shine through it.”
In-N-Out has purchased extra land near both locations to accommodate long lines of cars waiting in line. The Lebanon lot has space for 806 cars and includes bathrooms for people waiting.
The restaurant has hired a private traffic management company that will use large signs and personnel to direct traffic flow. In-N-Out has been working with police on traffic plans for the past four months.
“We feel like we have really put a lot of effort into it,” Haston said. “Kudos to In-N-Out and their team. They’ve really put a lot of thought into it, and they have people that are trained for this. People that are specific to opening locations.”
The Lebanon location sits close to the I-40 interchange, raising concerns about traffic backing up onto the highway. Haston said they’ve added more turn lanes, traffic lights and other measures to mitigate the issue.
For drivers trying to avoid the congestion, Haston recommended using different entry and exit ramps for the highway and taking routes that avoid the South Hartmann Drive area.
Officials expect the busy area around the Lebanon location to remain congested for several weeks after opening. For customers willing to wait to try In-N-Out, officials suggest visiting after the initial crowds subside in a couple of weeks.
Copyright 2025 WSMV. All rights reserved.
Tennessee
Reporter Provides Key Information During Tennessee Vols Defensive Coordinator Search
The Tennessee Volunteers have the chance to make some big-time moves in the month of December, as they are looking to make a decision that can impact the future of the defense in a positive way.
Former Tennessee defensive coordinator Tim Banks, that Monday as the DC for the Vols, but he would close the day off the staff. This is due to a decision that was made by Josh Heupel and others to part ways with the long-term DC for the Vols. Fans were calling for this decision on both social media and in real life, as fans even went as far as painting the rock and putting “Fire Tim Banks” on it.
After this was made official, fans started to speculate on what’s next for the Vols with the defensive coordinator opening. They started naming options and timelines, but since then more information has been revealed by a reliable source. Here is what was said.
Chris Low Confirms Some Details
“Would expect this one to be done pretty quickly. Vols made Banks one of the highest-paid DCs a year ago and will be willing to pay big money again,” said Chris Low.
This is good news as fans are hopeful that the Vols will go for a quality-based choice and try their hardest to land a top defensive coordinator in college football. There have been multiple names that have been thrown around, and some are among the best in the nation. Others may have to prove a bit to the fanbase. All of the names that have been released as possible options seem to be additions outside the current staff, except for one coach who could also be promoted.
That coach is William Inge, who has been named as the interim defensive coordinator for the Tennessee Volunteers for their game against the Illinois Fighting Illini. The other question has been, “Will Josh Heupel make an addition with someone he has had ties to?”
If that’s the case, then there is a chance that the Vols shoot their shot with Ryan Walters. Walters is the current defensive coordinator for the Washington Huskies and has been improving with that program. He is a former staff member who was on the opposite side of the football coaching staff from Josh Heupel. Heupel was the offensive coordinator while Walters served as a co-defensive coordinator.
Make sure to stay tuned with Vols on SI.
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