Kentucky
How is extreme weather impacting home insurance rates in Kentucky?
LEXINGTON, Ky. (WKYT)—Kentucky has had its share of bad weather over the last several years, which is partially why homeowners insurance rates have been on the rise.
“It first started with COVID, and you know, the cost of supplies and demand on labor rates and that sort of thing, and then right after COVID, we started seeing these really bad wind and hail storms coming through Kentucky,” said Renee Jackson, a Lexington insurance agency owner.
Due to both the pandemic and bad weather, there is a new normal when it comes to insurance rates.
“We used to look at rates for clients being a little abnormal if they were 10 percent or higher of the increase renewal. Now, we are looking at if it’s 18 to 20 percent is really when we start looking at shopping our client’s rates and that sort of thing,” said Jackson.
Jackson says one way to prevent major rate increases is to file claims only on significant damage.
“A windstorm came through, and I have to replace my roof. A roof replacement is $20,000. That’s when you want to file a claim. Keep the small things to yourself and let the insurance company deal with the large things because when you file the small things, you’re going to see even higher insurance increases on your premium and you don’t want that to happen,” Jackson said.
Jackson thinks that hiking insurance rates should cool, but the weather will play a big role in that fate.
“I think the insurance companies have a good handle of what’s going on. As long as we don’t have any more storms come through Kentucky in the next year, I think you’re going to see your rates leveling off. You’re not going to see the increases like you did before,” Jackson said.
According to a study from Deloitte, Kentucky is among 21 US states at high risk of climate impacts.
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A wide receiver from Belle Glade, Florida, Gilmore totaled 28 receptions for 313 yards and one touchdown for the Wildcats during the 2025 season. The 6-foot-1 sophomore has had a very interesting offseason as he entered the portal, flipped a commitment, and is now back in Lexington.
After the 2025 season, Gilmore committed to Louisville when he entered the transfer portal, then flipped his commitment to Baylor, and ultimately signed with the Bears. To end Gilmore’s portal saga, he’s now back in a familiar place with the Wildcats.
When the 2026 season begins, Gilmore will have two years of eligibility remaining.
Gilmore had a solid sophomore campaign with the Wildcats, appearing in all 12 games. His best game of the season came in the late-season loss against Vanderbilt. He tallied six catches for 55 yards in the game.
With Kentucky losing most of its wide receiver production from last season, this is a significant pickup, and it won’t be surprising if Gilmore is back in the starting lineup this fall.
As for the Aggies, the only name on the report is Mackenzie Mgbako, a one-time Kentucky target who remains out for the season after undergoing foot surgery. Texas A&M head coach Bucky McMilan said today that Mgbako will return next season, which would be a big boost for the Aggies before the offseason begins.
Kentucky vs. Texas A&M Injury Report
COVINGTON, Ky. (WKRC) – The Licking River Bridge was demolished Monday morning in a controlled blast, clearing the way for a replacement structure.
Authorities established a 1,000-foot safety perimeter, closed nearby roads and asked residents to shelter in place before the demolition. The bridge collapsed within seconds of the blast.
“Today we say goodbye to a bridge that has served Kentuckians for nearly a century and we make room for something new. A signature bridge that is safer, stronger and we make room for something new,” Gov. Andy Beshear said. “This region, like the rest of the commonwealth, is evolving, it is booming, it’s economy growing every day. What we’re doing together is building our new Kentucky home.”
The Licking River Bridge is now history after crews brought it down with a controlled demolition Monday morning. (WKRC)
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Crews will begin construction on the new bridge after debris removal is complete. The replacement bridge is expected to open in the summer of 2028.
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