Georgia
These states are increasing their consumer debt. Georgia ranked fifth
Survey finds millions of Americans racked up billions in medical debt
A West Health-Gallup Healthcare survey showed 31 million Americans accumulated $74 billion in medical debt in 2024.
As prices continue to rise across the country, Americans are tacking more and more money onto their consumer debt.
Americans have $1.3 trillion in credit card debt, $1.7 trillion in auto loan debt and billions of dollars in personal loans, collectively. Consumer debts also include mortgages, payday loans and student loans.
But, the residents of some states are increasing their debt faster than others.
A new report from WalletHub compared all 50 states for the change in average debt from the third quarter to the fourth quarter of 2025. Here’s what they found.
States with highest increase in consumer debt
“At a time when interest rates are very high, it’s especially important to minimize the accumulation of debt. Americans have added a staggering amount of new debt in the past decade, and it can be very easy for that debt to become unsustainable leading to future issues like default and major credit score damage,” John Kiernan, a WalletHub editor, said in the report.
Here are the states that increased their consumer debt the most in the second half of 2025.
- Maine
- Wyoming
- Hawaii
- Montana
- Georgia
- New Mexico
- North Dakota
- Florida
- Texas
- Vermont
“The average credit card balance in Maine increased by nearly 8% from Q3 2025 to Q4 2025, rising to nearly $8,000,” the report said. “For context, the vast majority of states saw increases of less than 5%”
Maine’s auto loans balances went up 2%, the third highest in the country, while personal loans increased 0.5%, one of only three states that had increases.
Wyoming was second with a 5.5% increase in credit card debt, and a 2.5% increase in auto loan debt, the largest in the country. The state’s personal loan debt, however, decreased by 2.4% during the time period.
States with lowest increase in consumer debt
Here are the states with the lowest increases, or even decreases in debt.
- Michigan
- Kentucky
- Ohio
- New Hampshire
- Connecticut
- Iowa
- Missouri
- Delaware
- Oregon
- West Virginia
How can you start to pay off your consumer debt?
WalletHub experts gave a few tips for paying down your debt — and then keeping it down.
You should start by creating a detailed repayment plan that lists all debts, their interest rates and minimum monthly payments to create a schedule to pay the debt down with extra funds. Experts also recommend cutting down unnecessary expenses so money can be redirected toward paying debt.
If possible, you can negotiate lower interest rates with creditors, or even find a temporary fix through a hardship plan. If needed, you can try and find additional income through a part-time job, freelancing or selling unwanted or unneeded items.
If you have debt but also good credit, you may be able to refinance your debt through a balance transfer or debt consolidation loan.
Irene Wright is the Atlanta Connect reporter with USA Today’s Deep South Connect team. Find her on X @IreneEWright or email her at ismith@usatodayco.com.
Georgia
Why Georgia’s NIL strategy better suits its roster in 2026 than it did in 2025
Kirby Smart hasn’t hid from how Georgia goes about doling out dollars to its roster.
He wants veterans to make more than newcomers.
“I don’t want you to have to take a discount,” Smart recently told Josh Pate. “OK, a discount might be a little less than year one or two. We have we have traditionally paid our players junior and senior year as much as anybody at those positions. We don’t want to start [earlier] because I want you to earn it and work your way up.”
Smart acknowledges that route might hurt Georgia in recruiting. The 2026 recruiting cycle seems to reflect that. It was the first time Georgia signed a recruiting class that finished outside the top five of the 247Sports Composite rankings since Smart’s first class back in 2016. The Bulldogs had just two players finish in the top 50 of the player rankings, the fewest ever for a Smart signing haul.
Coming out of spring practice, it seems like the Bulldogs did a good job of identifying players who could fit and play immediately. Craig Dandridge, Tyriq Green, Khamari Brooks and Zykie Helton all had strong springs. None were viewed as top 50 overall prospects.
As for the top players on Georgia’s 2026 roster, most of them are in either their third or fourth seasons. KJ Bolden, Ellis Robinson, Nate Frazier and Chris Cole all signed as members of the 2024 recruiting class. Gunner Stockton is in his fifth year at Georgia and second as a starter.
Georgia’s 2026 team will be an older team compared to the one the Bulldogs had last season. Consider that Georgia started the year with only 10 members of the 2022 class on the roster and 13 players from the 2023 recruiting class.
This year, that number is up to 29 when you combine the number of players from the 2023 and 2024 recruiting classes on the Georgia roster. Georgia’s 2026 team will have 34 players with at least three years of experience in Athens. Last season, that number was just 25.
Part of the reason Georgia’s roster is a better reflection of its spending in 2026 is because it did a much better job of retaining talent with its 2024 class than it did with the 2023 group.
Going into last season, 13 of the 26 members of the 2023 recruiting class were no longer a part of the roster.
With the 2024 group, Georgia still has 23 of the 29 players it signed from the 2024 high school recruiting ranks. Georgia also has transfers London Humphreys and Xzavier McLeod entering their third seasons in Athens.
The gap between the two classes is particularly stark at the top. Georgia has not had just one of the 10 top 100 players it signed in the 2024 class depart the program before their third season in Athens. With the 2023 group, six of the 12 top-100 signees had already left Athens.
For as much fretting as there might about the state of Georgia’s current recruiting, the 2024 class was ranked first in the country. That collection of players, which Georgia has been able to keep together, is set to enter their season in Athens.
Georgia paid big to keep players like Bolden, Robinson and Frazier from entering the transfer portal. There was a kernel of truth when Smart ribbed Miami coach Mario Cristobal about sitting too close to Robinson at an award ceremony.
Robinson figures to be one of the best players in the country this coming season. We’ve often seen top recruits — CJ Allen and Monroe Freeling are examples from the 2023 class — have their best seasons in year three, before heading off to the NFL.
That is why it’s so important to keep recruiting classes together and retain talent on an annual basis. Georgia has done a better job with the 2024 class compared to the 2023 class to this point. That’s a big reason why there aren’t as many questions and concerns about Georgia this offseason compared to last offseason, even if it has made Georgia a bit boring to talk about from a national perspective.
Texas, Miami and LSU all spent big money to bring in new talent. With Georgia, it paid top dollar to keep its roster together. No SEC team had fewer players transfer out than Georgia’s 12. That offsets some concern about the Bulldogs also making the fewest additions in the transfer portal.
“We had some new guys on our roster,” Smart told Pate. “We had 26 new freshmen. We had eight new portals. So like with all that going on, we had new people. But at least we knew they were ours. And going through spring practice to me was much more enjoyable because you didn’t have this big dark cloud brewing of was he going to be here?”
Georgia still built a very successful team in 2025, as the Bulldogs won the SEC and made it back to the College Football Playoff. But Georgia has bigger goals and Smart knows it.
“Apparently, all we can do is win the SEC championship right now, so that’s not good enough,” Smart told Finebaum.
The Bulldogs are hoping that a more veteran team will set them up for even more success than they had a season ago. And that veteran element was acquired by keeping its one-time recruits in Athens for seasons three and four.
Georgia
A council meeting is called in a small Georgia town whose mayor fired the entire police department
COHUTTA, Ga. (AP) — The town council in a small north Georgia mountain community called a special meeting Friday evening to discuss reinstating the police department after the mayor fired the chief and all the officers.
The notice for the meeting, posted outside the Cohutta Town Hall, says the council will also consider a request for the mayor’s “immediate resignation.”
Another sign posted earlier this week in the town of about 930 people announced that the police department had been dissolved “per Mayor Ron Shinnick.” It told people who need help to call a non-emergency county number.
The jobs of the chief and about 10 officers were terminated as of Wednesday morning. Exact reasons haven’t been shared publicly, and townspeople are hoping to get some answers at Friday’s meeting.
Shinnick said he took action because of some comments officers posted on social media. The now-former Sgt. Jeremy May said it involved a complaint that he and other officers had raised about the mayor’s wife Pam Shinnick, who had served as the town clerk.
“This all comes to personal vendetta from the mayor, and I wholeheartedly believe that,” May told WRCB-TV. “We took a stand for transparency, and in result, every one of them has lost their jobs.”
The now-former Cohutta Police Chief Greg Fowler told WRCB that he couldn’t comment in detail as the officers were clearing out the police department and removing equipment from the building this week. The mayor told the station he’s not sure what will happen next.
Phone calls and emails left Friday by The Associated Press for Shinnick and the town’s attorney were not immediately returned.
With no police officers working, the Whitfield County Sheriff’s Office said in a brief statement that deputies will help the townspeople if they need it. Cohutta, just south of the Tennessee line, is about 100 miles (161 kilometers) northwest of Atlanta.
Georgia
If Georgia Democrats want to win the governorship, we must let Republicans in
Former GOP Lt. Gov. Geoff Duncan has the best shot at defeating the GOP in November’s general election.
Democratic candidate for governor Geoff Duncan walks in to file paperwork to run for election at the Capitol in Atlanta on Tuesday, March 3, 2026. (Arvin Temkar/AJC)
By Michèle Taylor – For The Atlanta Journal-Constitution
42 minutes ago
I was fresh out of college when I worked on my first presidential campaign for the Democratic candidate in 1988.
Over the years, I have worked on campaigns across Georgia and the nation. I have served as a vice chair of the Democratic National Committee’s national finance committee and as our country’s United Nations human rights ambassador under President Joe Biden.
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Ambassador Michèle Taylor is a lifelong Democrat who served in the Biden administration. She is a professor of the practice at the Sam Nunn School of International Affairs at Georgia Tech. (Courtesy)
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Biden and Obama both evolved in their political positions
Duncan showed he is willing to fight against Trump
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