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I-TEAM: A closer look at Florida’s property insurance crisis

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I-TEAM: A closer look at Florida’s property insurance crisis


JACKSONVILLE, Fla. – The News4JAX I-TEAM is listening to from property insurance coverage brokers, attorneys and property house owners about what they need to see come out of a particular session referred to as to cope with Florida’s property insurance coverage disaster.

“I’ve some prospects proper down in tears, actually, and we do all the things we are able to to get the premium down,” insurance coverage agent, Matt Carlucci, Jr. mentioned. “However sadly, generally in every single place you look, it’s a shut door.”

Carlucci Jr. says certainly one of his prospects insurance coverage premiums went from $2300 a yr to greater than $9200 yearly. News4JAX Insiders are additionally weighing in

Garth writes: “My charges went up 50%. It’s due once more in July so I’m wondering if my premium will rise once more.”

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Florida’s disaster has been fueled by dwelling insurance coverage fraud and uncontrolled litigation prices. One other main contributor is the billions of {dollars} in losses from current pure disasters. It’s led to a few insurance coverage corporations leaving the state of Florida previously three months.

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One other hurricane season is weeks away and insurance coverage brokers are hoping legislators can discover a fast repair.

″My hope is that the legislature would require insurance coverage corporations to use precise money worth protection to roofs as soon as they hit a sure age,” Carlucci Jr. mentioned. “I believe what that may do is to discourage roofers from pursuing quite a lot of these routes.”

Carlucci Jr. additionally mentioned he’s hoping lawmakers go laws that may take away the incentives for roofers and their attorneys to pursue litigation, limiting what roofers and their attorneys can and can’t do.

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Governor DeSantis mentioned the state of Florida itself, accounts for 79% of the complete nations householders insurance coverage lawsuits.

Farah and Farah lawyer, Andreas Research, is asking for laws that protects the folks of Florida, who’re paying exorbitant premiums simply to maintain their houses insured

″I’m nervous that popping out of this particular session, we’d discover legal guidelines that aren’t essentially client pleasant,” Research mentioned. “And I hope that our determination makers can put collectively some laws that’s pleasant to the buyer, but additionally will get the job accomplished and creates a wholesome insurance coverage market.”

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The Governor has put aside Could 23 by Could 27 for this particular session. The session nevertheless will NOT embrace condominium reforms or rental insurance coverage points.

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Copyright 2022 by WJXT News4Jax – All rights reserved.



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Florida mother Destiny Byassee killed when fake airbags ‘detonated like a grenade,’ lawsuit alleges

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Florida mother Destiny Byassee killed when fake airbags ‘detonated like a grenade,’ lawsuit alleges


A young Florida mother was killed last year when her car’s counterfeit airbag “detonated like a grenade,” according to a lawsuit.

Destiny Byassee’s used 2020 Chevy Malibu passed through multiple conmen before its fake emergency airbags deployed in a June frontal collision, causing a blast that “shot metal and plastic shrapnel throughout” the car, her family alleges.

“Several fragments from the blast struck Ms. Byassee in the face, head, and neck, ultimately killing her,” stated the complaint, obtained by Law & Crime.

Destiny Byassee was killed last year when her car’s counterfeit airbag “detonated like a grenade.” Destiny Byassee /Facebook

The 22-year-old “was a mother of two young children and had her entire life ahead of her,” attorney John Morgan, who is also representing the family, said in a news release.

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According to the lawsuit, Byassee bought the doomed sedan from DriveTime, a national used car company, without being given a full history of the car.

The former Enterprise Rent-A-Car car was involved in a devastating September 2022 crash that caused damage that “was so significant that the vehicle should have been classified as a total loss, issued a salvage title, and removed from service,” the lawsuit alleges.

Rather than scrap the vehicle, Enterprise allegedly sold the car to DriveTime through Manheim Auctions, Inc., which bills itself as the largest wholesale automobile auction company in the world.

It was then repaired at Jumbo Automotive in Hollywood, Florida, the complaint continues, claiming that shop owner Haim Levy “purchased counterfeit and non-compliant airbag components” by a Chinese company to replace the Chevrolet factory airbag “and proceeded to install these components into the subject Chevy Malibu.”

Fake emergency airbags deployed in a June frontal collision, causing a blast that “shot metal and plastic shrapnel throughout” the car, her family alleges. Morgan & Morgan Law Firm

Not only were the dangerous fake bags used, but Levy allegedly repaired the deployed seatbelt pretensioner — the part of a complete system that tightens the belt during a crash — incorrectly, but in a cunning way that made it appear to work properly.

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Byassee “had no idea that the vehicle had been improperly and illegally repaired,” her family said.

Both the counterfeit airbag and faulty seatbelt pretensioner “were signaled to deploy” during the June 2023 collision, according to the lawsuit.

“However, because the subject Chevy Malibu’s front driver-side seatbelt pretensioner was inoperable, the pretensioner did not deploy as originally designed,” the lawsuit states. “Worse, because the subject Chevy Malibu’s front driver-side airbag system included counterfeit and non-compliant components, the airbag detonated like a grenade and shot metal and plastic shrapnel throughout the vehicle cabin.”

The filing pointedly said that photographs depicted the “horrifying event,” including one of the “shredded and blood-soaked front driver-side airbag.”

Rather than scrap the vehicle, Enterprise allegedly sold the car to DriveTime through Manheim Auctions, Inc., which bills itself as the largest wholesale automobile auction company in the world. Christopher Sadowski

Cathy King, Byassee’s grandmother, filed the lawsuit on behalf of the 6- and 4-year-old children the young woman left behind, as well as her husband and mother.

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Byassee “believed she was buying a safe and reliable vehicle, but our lawsuit alleges that several automotive companies worked to skirt the system by repairing what should’ve been a totaled vehicle, all just to make money,” Morgan said in the release.

“Because of that, Ms. Byassee lost her life, and her children will grow up without their mother.”

Byassee “had no idea that the vehicle had been improperly and illegally repaired,” her family said. Destiny Byassee /Facebook

The lawsuit seeks a jury trial on 14 various counts against the various defendants – including strict liability, negligence and deceptive trade practices.

Neither Enterprise, Manheim, DriveTime nor Jumbo Automotive immediately answered The Post’s request for comment.

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Don Moreland inducted into the Florida Law Enforcement Hall of Fame

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Don Moreland inducted into the Florida Law Enforcement Hall of Fame


OCALA, Fla. (WCJB) – A former Marion County Sheriff was inducted into the Florida Law Enforcement Hall of Fame today.

Former sheriff Don Moreland got emotional giving his acceptance speech, more than fifty years after he was elected.

He was Marion County Sheriff for twenty years, from 1972 to 1992.

Once he left his post, former President Bill Clinton made him the Marshall for the Middle District of Florida.

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“I am deeply honored being included in this whole thing. When you get to be 90 you really sincerely appreciate everything a little bit more,” said Don Moreland.

Moreland still holds the record for the ‘longest-serving sheriff’ in Marion County.

TRENDING: Gainesville Opportunity Center hosts its 3rd annual bike day

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Heat and storms forecast for Central Florida on Saturday

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Heat and storms forecast for Central Florida on Saturday


Heat indices are forecast to be reach the 100s in Central Florida on Saturday, the National Weather Service said.

Afternoon and evening storms are also expected in the area, NWS said. They are forecast to be strong to severe.

The high today will be 94 degrees and the low will be 73 degrees.



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