Vermont
Insurers Norfolk & Dedham of Massachusetts and Union Mutual of Vermont to Affiliate
Massachusetts-based Norfolk & Dedham (N&D) and Union Mutual in Vermont, property/casualty insurers with a combined 350 years in the business in the Northeast, announced they intend to affiliate, subject to regulatory approval.
The combined group will write personal and commercial lines business in eight states with approximately $596 million in direct written premium and over $580 million in policyholder surplus.
The group will have approximately 250 employees and 600 independent agents with 1,000 agency offices across the Northeast.
Each company will continue to market products under its existing brands in each of their respective marketplaces.
N&D will maintain its headquarters in Dedham, Massachusetts, while Union Mutual will keep its headquarters in Montpelier, Vermont.
The members of Norfolk & Dedham are Norfolk and Dedham Mutual Fire Insurance Co., Fitchburg Mutual Insurance Co. and Dorchester Mutual Insurance Co.
The members of Union Mutual are Union Mutual Fire Insurance Co., New England Guaranty Insurance Co. Inc. and Community Mutual Insurance Co.
Both companies are rated A (Excellent) with a Stable outlook by AM Best. AM Best has commented that the credit ratings of both remain unchanged following the announcement.
Under the affiliation agreement, Joel Murray will remain president and CEO of Norfolk & Dedham and Lisa Keysar will remain president and CEO of Union Mutual. Murray will serve as board chairman of the combined group.
Norfolk & Dedham and Union Mutual said they are planning to participate in an intercompany pooling agreement effective Jan. 1, 2025, under which premiums, losses and expenses are combined and pro-rated, with participation percentages based on the individual members’ policyholder surplus.
“Both of our organizations bring to this affiliation financial strength, local market expertise and exceptional service in our respective markets,” said N&D’s Murray.
“The opportunity to grow through affiliation between two companies that share similar culture and principles is exciting. We look forward to building upon our successful historical results to come together to enable strategic pursuits and innovation,” said Union Mutual’s Keysar.
Topics
Carriers
Massachusetts
Vermont
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Powerball, Mega Millions jackpots: What to know in case you win
Here’s what to know in case you win the Powerball or Mega Millions jackpot.
Just the FAQs, USA TODAY
The Vermont Lottery offers several draw games for those willing to make a bet to win big.
Those who want to play can enter the MegaBucks and Lucky for Life games as well as the national Powerball and Mega Millions games. Vermont also partners with New Hampshire and Maine for the Tri-State Lottery, which includes the Mega Bucks, Gimme 5 as well as the Pick 3 and Pick 4.
Drawings are held at regular days and times, check the end of this story to see the schedule.
Here’s a look at May 14, 2026, results for each game:
Winning Gimme 5 numbers from May 14 drawing
02-05-08-26-37
Check Gimme 5 payouts and previous drawings here.
Winning Pick 3 numbers from May 14 drawing
Day: 0-5-2
Evening: 1-9-9
Check Pick 3 payouts and previous drawings here.
Winning Pick 4 numbers from May 14 drawing
Day: 5-1-6-5
Evening: 5-8-8-6
Check Pick 4 payouts and previous drawings here.
Winning Millionaire for Life numbers from May 14 drawing
12-32-36-37-40, Bonus: 02
Check Millionaire for Life payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
Are you a winner? Here’s how to claim your lottery prize
For Vermont Lottery prizes up to $499, winners can claim their prize at any authorized Vermont Lottery retailer or at the Vermont Lottery Headquarters by presenting the signed winning ticket for validation. Prizes between $500 and $5,000 can be claimed at any M&T Bank location in Vermont during the Vermont Lottery Office’s business hours, which are 8a.m.-4p.m. Monday through Friday, except state holidays.
For prizes over $5,000, claims must be made in person at the Vermont Lottery headquarters. In addition to signing your ticket, you will need to bring a government-issued photo ID, and a completed claim form.
All prize claims must be submitted within one year of the drawing date. For more information on prize claims or to download a Vermont Lottery Claim Form, visit the Vermont Lottery’s FAQ page or contact their customer service line at (802) 479-5686.
Vermont Lottery Headquarters
1311 US Route 302, Suite 100
Barre, VT
05641
When are the Vermont Lottery drawings held?
- Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
- Mega Millions: 11 p.m. Tuesday and Friday.
- Gimme 5: 6:55 p.m. Monday through Friday.
- Lucky for Life: 10:38 p.m. daily.
- Pick 3 Day: 1:10 p.m. daily.
- Pick 4 Day: 1:10 p.m. daily.
- Pick 3 Evening: 6:55 p.m. daily.
- Pick 4 Evening: 6:55 p.m. daily.
- Megabucks: 7:59 p.m. Monday, Wednesday and Saturday.
- Millionaire for Life: 11:15 p.m. daily
What is Vermont Lottery Second Chance?
Vermont’s 2nd Chance lottery lets players enter eligible non-winning instant scratch tickets into a drawing to win cash and/or other prizes. Players must register through the state’s official Lottery website or app. The drawings are held quarterly or are part of an additional promotion, and are done at Pollard Banknote Limited in Winnipeg, MB, Canada.
This results page was generated automatically using information from TinBu and a template written and reviewed by a Vermont editor. You can send feedback using this form.
PITTSFORD, Vt. (WCAX) – Stories of survival are now on display at the Vermont Police Academy.
The Voices of St. Joseph’s Orphanage exhibition allows former residents to share their truth and what they dealt with at the Burlington orphanage. The exhibit highlights the harm endured and their ongoing work to promote healing, accountability, and stronger protections for vulnerable kids.
Lisa Ryan with the Police Academy says it’s an important exhibit to feature. “That makes victims feel heard and respected and, quite frankly, believed. And so that didn’t happen during this process many years ago for these people, and so it’s kind of looking ahead about how we can make sure this doesn’t happen again,” Ryan said.
The exhibit runs through May 21at the academy in Pittsford.
Copyright 2026 WCAX. All rights reserved.
Powerball, Mega Millions jackpots: What to know in case you win
Here’s what to know in case you win the Powerball or Mega Millions jackpot.
Just the FAQs, USA TODAY
The Vermont Lottery offers several draw games for those willing to make a bet to win big.
Those who want to play can enter the MegaBucks and Lucky for Life games as well as the national Powerball and Mega Millions games. Vermont also partners with New Hampshire and Maine for the Tri-State Lottery, which includes the Mega Bucks, Gimme 5 as well as the Pick 3 and Pick 4.
Drawings are held at regular days and times, check the end of this story to see the schedule.
Here’s a look at May 13, 2026, results for each game:
Winning Powerball numbers from May 13 drawing
22-31-52-56-67, Powerball: 15, Power Play: 2
Check Powerball payouts and previous drawings here.
Winning Gimme 5 numbers from May 13 drawing
07-09-16-24-30
Check Gimme 5 payouts and previous drawings here.
Winning Pick 3 numbers from May 13 drawing
Day: 1-9-6
Evening: 3-5-0
Check Pick 3 payouts and previous drawings here.
Winning Pick 4 numbers from May 13 drawing
Day: 1-5-2-5
Evening: 8-6-5-1
Check Pick 4 payouts and previous drawings here.
Winning Megabucks Plus numbers from May 13 drawing
06-13-24-35-41, Megaball: 01
Check Megabucks Plus payouts and previous drawings here.
Winning Millionaire for Life numbers from May 13 drawing
21-24-29-42-49, Bonus: 01
Check Millionaire for Life payouts and previous drawings here.
Feeling lucky? Explore the latest lottery news & results
Are you a winner? Here’s how to claim your lottery prize
For Vermont Lottery prizes up to $499, winners can claim their prize at any authorized Vermont Lottery retailer or at the Vermont Lottery Headquarters by presenting the signed winning ticket for validation. Prizes between $500 and $5,000 can be claimed at any M&T Bank location in Vermont during the Vermont Lottery Office’s business hours, which are 8a.m.-4p.m. Monday through Friday, except state holidays.
For prizes over $5,000, claims must be made in person at the Vermont Lottery headquarters. In addition to signing your ticket, you will need to bring a government-issued photo ID, and a completed claim form.
All prize claims must be submitted within one year of the drawing date. For more information on prize claims or to download a Vermont Lottery Claim Form, visit the Vermont Lottery’s FAQ page or contact their customer service line at (802) 479-5686.
Vermont Lottery Headquarters
1311 US Route 302, Suite 100
Barre, VT
05641
When are the Vermont Lottery drawings held?
- Powerball: 10:59 p.m. Monday, Wednesday, and Saturday.
- Mega Millions: 11 p.m. Tuesday and Friday.
- Gimme 5: 6:55 p.m. Monday through Friday.
- Lucky for Life: 10:38 p.m. daily.
- Pick 3 Day: 1:10 p.m. daily.
- Pick 4 Day: 1:10 p.m. daily.
- Pick 3 Evening: 6:55 p.m. daily.
- Pick 4 Evening: 6:55 p.m. daily.
- Megabucks: 7:59 p.m. Monday, Wednesday and Saturday.
- Millionaire for Life: 11:15 p.m. daily
What is Vermont Lottery Second Chance?
Vermont’s 2nd Chance lottery lets players enter eligible non-winning instant scratch tickets into a drawing to win cash and/or other prizes. Players must register through the state’s official Lottery website or app. The drawings are held quarterly or are part of an additional promotion, and are done at Pollard Banknote Limited in Winnipeg, MB, Canada.
This results page was generated automatically using information from TinBu and a template written and reviewed by a Vermont editor. You can send feedback using this form.
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