Pennsylvania
Health insurance premiums could skyrocket in Pennsylvania
Pennie, the official health insurance provider in Pennsylvania, has said health premiums in the state may increase by 82 percent on average as enhanced tax credits are set to expire at the end of the year.
Why It Matters
Experts have expressed concern that the high costs of premiums will lead some Pennsylvanians to drop health insurance coverage altogether, joining an estimated 677,600 people in the state who are uninsured, WHYY reported.
One expert told the outlet that if healthier people dropped out of health insurance to avoid the costs, then insurers would be left covering a greater proportion of people with more complex health needs, which could drive up premium rates even further.
Nicholas Kamm/AFP via Getty Images
What To Know
Since March 2021, millions of Americans have received enhanced premium tax credits under the Affordable Care Act for coverage purchased through the Health Insurance Marketplace.
During his administration, President Joe Biden increased the subsidies for those who earned between 100 percent and 400 percent of the federal poverty level, while also extending the subsidies to those earning above 400 percent.
WHYY reported that the expanded subsidies allowed some beneficiaries to save an additional $100 or more each month.
The enhanced credits were extended through to the end of 2025, but President Donald Trump’s recently inaugurated administration seems unlikely to approve the needed funding. Some of Trump’s first executive orders upon returning to office sought to reverse the moves Biden made in relation to the enhanced tax credits.
As a result, Pennie, which provides health insurance to almost half a million Pennsylvanians, predicted that health insurance premiums would go up by 85 percent for those on an income of less than $21,870, and up by 50 percent for those on an income between $36,450 to $58,320.
However, enrollees on income thresholds between those bands could see their monthly premium cost more than double in 2026, Pennie reported.
The health insurance provider predicted that those on an income between $21,870 and $29,160 would see their health insurance premium cost rise by 117 percent, while those on an income between $29,160 and $36,450 would see theirs increase by 105 percent.
Pennie added that enhanced premium tax credits ensured that no family paid more than 8.5 percent of household income for coverage through the health care marketplace. However, if the credits expire, that figure will increase to more than 40 percent of household income for some families.
The health insurance provider also gave two examples of what the expiration could look like for couples in the state.
In Philadelphia, a 60-year-old couple earning $82,000 a year pays about $581 per month in insurance premiums with the enhanced tax credits. Without them, their monthly premium would increase to $1,544, a 166 percent increase.
In York County, a similar couple earning $82,000 could see their premiums climb from $586 to $2,976, a 412 percent increase, Pennie said.
The health insurance provider also said rural counties would “experience a disproportionately high financial impact, as rural residents will lose more premium tax credit dollars than those in urban counties.”
What People Are Saying
Devon Trolley, Pennie’s executive director, said in a news release on the insurer’s website: “Enhanced premium tax credits have made affordable health coverage a reality for many Pennsylvanians for the first time. Without them, costs will rise sharply, forcing nearly half a million people to choose between their health and their financial security. Keeping these tax credits in place means Pennsylvanians can continue to access essential care and protect themselves from medical debt—benefits that ripple through our families, communities, and the entire healthcare system.”
What Happens Next
Two of Trump’s recent executive orders included reversing Biden’s executive order 14009, which expanded open enrollment periods for ACA plans, and executive order 14070, which sought to lower ACA premiums.
The orders are among the first moves in the president’s broader agenda to reshape federal policies and American health care.
RADNOR TWP., Pa. (WPVI) — Three winning scratch-off tickets totaling $7.5 million were sold in Pennsylvania, lottery officials announced on Monday.
One winning “MONOPOLY Own It All” ticket worth $5 million was sold in Delaware County at the GIANT on the 500 block of East Lancaster Avenue. The grocery store will receive a $10,000 bonus for selling the winning ticket.
“MONOPOLY Own It All” is a $50 game that offers top prizes of $5 million.
In Erie County, a $1.5 million-winning “Cash Spectacular” scratch-off was purchased at a Sheetz on Perry Highway. “Cash Spectacular” is a $30 game that offers top prizes of $1.5 million.
And in Luzerne County, a $1 million-winning “Millionaire Loading” scratch-off was sold at Schiel’s Family Market in Wilkes-Barre. “Millionaire Loading” is a $20 game that offers top prizes of $1 million.
Scratch-off prizes expire one year from the game’s end-sale date posted at palottery.com.
Winners should immediately sign the back of their ticket and call the Pennsylvania Lottery at 1-800-692-7481.
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A new report from U-Haul shows where Pennsylvania residents are leaving to and where new residents are coming from in 2025. Here’s what to know about U-Haul’s top 10 states with the most and least growth numbers.
Eight warm weather states made U-Haul’s top 10 growth list for 2025, while eight states in the colder Northeast and Midwest filled out the bottom 10, including Pennsylvania and neighboring New York, New Jersey, and Ohio. Delaware ranked 21 out of 50 states in growth for 2025.
U-Haul also noted besides geography, that seven of the 10 states with the most growth featured Republican governors, nine of which went red in the last presidential election, and 9 out of 10 in the bottom growth states featured Democrat governors, seven of which went blue in the last presidential election.
“We continue to find that life circumstances — marriage, children, a death in the family, college, jobs and other events — dictate the need for most moves,” said John “J.T.” Taylor, U-Haul International president in press release. Adding, “But other factors can be important to people who are looking to change their surroundings. In-migration states are often appealing to those customers.”
U-Haul ranks states growth based on their one-way customer transactions that rented trucks, trailers or moving containers in one state and dropped it off in another state. Their growth index included over 2.5 million annual one-way transactions across the United States and Canada.
Texas holds the number one U-Haul growth state for the seventh time in the last 10 years while California ranked last for the sixth year in a how.
Pennsylvania’s growth rank for 2025 remained at a low 46 out of 50 states, same as 2024, and compared relatively similar to its growth numbers over the last 10 years, according to U-Haul’s data, with the exception during 2022-2023 when its highest growth numbers hit 24 out of 50 in 2022 and 38 out of 50 in 2023.
Oregon, Mississippi, Colorado, Nevada, New Mexico, Louisiana and Montana were among the biggest year-over-year gainers in 2025 compared to U-Haul’s 2024 rankings, while Ohio, Virginia, Indiana, Iowa, Delaware and Nebraska saw the biggest drops.
While the national average rent in the U.S. sits at approximately $1,623 per month (0.4% higher than this time last year) the Keystone State boasts a lower rent average at approximately $1,526 per month (1.9% higher than last year), according to Apartments.com. It is ranked 34th least expensive rent by state.
Here’s what to know about Pennsylvania and what states saw the most and least growth in 2025 according to U-Haul.
Top 10 U-Haul growth states of 2025
In 2025 Pennsylvania ranked 46 out of 50 states on growth as reported by U-Haul.
- Texas
- Florida
- North Carolina
- Tennessee
- South Carolina
- Washington
- Arizona
- Idaho
- Alabama
- Georgia
U-Haul reported the 10 states with the lowest growth numbers were lead by California, Illinois, New Jersey, New York, Massachusetts, Maryland, Pennsylvania, Ohio, Connecticut, and Michigan.
Where are Pennsylvania residents moving to and from?
According to the company’s semiannual U.S. migration trends report, based on the one-way rental data after the summer’s high moving season, it revealed that while Pennsylvania remains a top destination, Pennsylvanians are also packing up and heading out. Here’s where they moved to:
- New York
- Maryland
- North Carolina
- Massachusettes
- Ohio
- Michigan
- Florida
- California
- Washington D.C.
According to this report, here’s what states new residents came from:
- New Jersey
- New York
- Maryland
- Florida
- Virginia
- North Carolina
- Delaware
- Massachusetts
- Ohio
- Texas
- West Virginia
- Michigan
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