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New Jersey among top 10 states with the highest student loan debt among millennials

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New Jersey among top 10 states with the highest student loan debt among millennials


A new study is shedding light on the cost of student loan debt in the United States.

GOBankingRates used the Education Data Initiative’s Student Debt by Generation 2023 to find each state’s total number of millennials with student debt and the total outstanding debt held by the generation. 

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The company then used the data, collected earlier this month, to determine the average millennial student debt in every state.

GOBankingRates found the highest average student loan debt among millennials was on the East Coast, with nine of the top 10 most expensive student debts found in the region. Illinois was the only outlier.

Here is a list of the top 10 states with the highest student debt among millennials: 

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  1. Maryland: $37,337
  2. New York: $37,173
  3. Illinois: $35,976
  4. Virginia: $35,846
  5. Georgia : $35,246
  6. Massachusetts: $34,821
  7. New Jersey: $34,801
  8. South Carolina: $34,672
  9. Florida: $34,561
  10. North Carolina: $34,440

Of the top ten, New Jersey is ranked seventh with an average debt for millennials of $34,801. 

Among the full list, Pennsylvania has an average student debt of approximately $33,951. The PA’s total outstanding millennial student debt is over $23 billion.

And in Delaware, the average millennial student debt is $33,110.

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While $1.48 billion is no small tab and approximately 44,700 millennials share it in outstanding student loan debts for DE.

“It’s no surprise that states such as New York, Massachusetts and Illinois have some of the highest student debt amounts,” Andrew Murray, the lead data content researcher at GOBankingRates, told FOX Television Stations. “Cities such as Chicago, Boston and New York are popular destinations for college graduates, who take their student debt with them when they move.” 

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A recent survey shows that students throughout the country agree that student loan forgiveness is a must. An Axios survey found that students on both sides of the political spectrum think the government should be doing more to help them pay off their debts.

Of the 4,168 students surveyed, 89% of the Democratic students and 81% of Republicans said the government should offer more relief options.



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New Jersey

What is digital ID and why doesn’t New Jersey have it?

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What is digital ID and why doesn’t New Jersey have it?


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In the age of digital wallets and contactless convenience, a growing number of states are embracing the option to add driver’s licenses and state IDs to Apple Wallet. 

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These digital IDs can be added to iPhone users’ Wallet app alongside digital credit cards, boarding passes and event tickets.

New Jersey, though, isn’t one of them.

What states have Apple Wallet IDs?

As of now, several states have partnered with Apple to enable digital IDs. They can be added directly to Apple Wallet and used in airports, businesses, or government offices.

For instance, TSA checkpoints at several airports, including LaGuardia, JFK and Newark Liberty, already take digital IDs, and more are being added.

But, New Jersey doesn’t yet have digital driver’s licenses.

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In early 2024, state lawmakers moved a bill directing the state’s Motor Vehicle Commission to develop digital driver’s licenses. But that measure gives the state six years to make it happen. The bill is winding its way through the legislative process.

Apple, though, continues to expand partnerships with more states to create Wallet-compatible IDs. 

Connecticut, for example, was one of the first states to announce a digital ID rollout but hasn’t yet launched it. Lawmakers in West Virginia, New Mexico and Montana have said digital driver’s licenses are a priority.



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Fresh snow coats some North Jersey towns for a white Christmas

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Fresh snow coats some North Jersey towns for a white Christmas



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New Jersey experienced a frosty December — and Christmas has proved no exception.

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Christmas morning temperatures accross the Garden State dipped into the low to mid-20s in much of the state, and even into the teens in higher elevations, forecasters said. While most towns saw little to no overnight snow accumulation, some lucky areas awoke to a white Christmas.

How much snow did North Jersey see?

Snowfall leading up to Christmas was light but enough to dust parts of the state with festive flurries. Bergenfield reported one of the highest accumulation, measuring 1 inch of snow on Christmas Eve. Nearby, Ramsey recorded 1.1 inches, and Sparta with 1.6 inches of snowfall.

In New Providence, Paramus and Stewartsville, snow totals were less than an inch, with each town reporting between 0.6 and 0.8 inches. Somerset logged an inch, while Wantage received 1.3 inches.

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For those dreaming of a white Christmas, Bergenfield, Ramsey, Sparta and Wantage offered picturesque views, with enough snow to blanket the ground in holiday cheer. Meanwhile, other areas in the state settled for a chilly but snow-free holiday.

Whether blanketed in white or simply bundled up, New Jersey residents should brace for continued cold as the year comes to a close.



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A Modest Theory About Those Drones Over New Jersey

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A Modest Theory About Those Drones Over New Jersey


The welter of stories about unidentified drones over New York and New Jersey multiply, as do the myriad speculations. Thus far the narratives fall into three categories: private drones, those deployed by hostile foreign actors, those belonging to US authorities on a shadowy unacknowledged mission. The media has taken up the cause and the story has gone mainstream, with baffled officials furnishing no unified explanation – and President elect Trump weighing in. This installment of the column will add one more theory to the growing noise, but a theory grounded in full context, covering all the known facts and hopefully all the more plausible for that albeit.

To begin with, let us dismiss the private drone scenario quickly. Any private entity causing such panic would soon admit it and apologize for fear of being found out. The authorities via satellite would know whence they came, track them and reveal the facts. Next, the foreign actor theory – again, as Donald Trump says, the military or intelligence people would know. They might stay silent about it for fear of provoking a confrontation with a foreign power. The US is, sadly, prone to such deliberate passivity, the latest example being the Havana Syndrome findings by Congress which rejected the intelligence community’s previous report that the Syndrome doesn’t exist and no foreign power is responsible. The recent ad hoc Congressional Committee officially found that the Havana Syndrome is real and a foreign state is likely behind it.

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So, back to the drones: do the authorities know that a foreign power is responsible for the drone outbreak but won’t say so? Timing is everything in such events. The Biden White House, as we have seen with aid spikes to Ukraine and granting permission to hit inside Russia, is not shy of adding last minute foreign policy complications to the incoming administration. Were it a hostile power, we would know all about who unleashed the drones. Which leaves the third and last category, that the drone phenomenon was a government initiative which authorities do not wish to acknowledge, a stealth operation that went public inadvertently. As this column is focused on geostrategic affairs, the possible explanation falls into its bailiwick.

Nobody has quite understood why the US and Germany refused, until recently, to allow Ukraine to use allied weapons to strike inside Russia (Germany still refuses). All manner of theories have swirled but nothing coherent obtained, other than an abiding fear of Russian retaliation. Yet Washington gave the go-ahead for Ukraine to use American weapons across its border in recent months, especially after Trump’s electoral victory. Did the Russian threat to retaliate against the US diminish? Did the US suddenly get safer? And why did it take so long to grant permission? The truth is, any sort of highly visible and attributable strike against the US was never a risk because Moscow would have suffered devastating retaliation. But an anonymous catastrophe in a major US city would work. A kind of secret Samson Option, or hidden nuclear device in Germany or America should Russian soil be bombed by allied weapons. The great efficacy of such a threat lies not in its use but entirely in the threat, the ambiguity. And the restraint or doubt it induces.

Nor should the threat be too visible or public. Anything that detonates massively raises an outcry, puts pressure on the authorities to find a return address, a clear culprit. No foreign power would risk such a big provocation that it would be identifiable and cause retaliation. Witness 9/11. One has to conclude, therefore, that the real version of such a threat would be scary rather than hugely destructive. The device would need to be constructed discreetly and stowed or delivered equally discreetly. And no foreign state actor would take responsibility. So, a small radiation device fits the bill. And this is precisely what New Jersey officials have been saying about the drone activity, namely that it’s our side looking for a small medical isotope gone missing, one that was aboard a container ship and went missing. But a federal agency has just denied the US was flying drones in search of nuclear radiation. All of which is standard procedure for stifling panic.

Finally, there’s this: the foreign actors would not deliver a direct threat. They would retain deniability, as in the Havana Syndrome. If, indeed, it’s a radiation device, nobody knows who was behind it, though the technical sophistication suggests only rival superpowers qualify as suspects. Which brings us back to the Russian dark ops and the inexplicable restraint of the Biden White House over helping Ukraine.

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