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Massachusetts flunked a new Realtor.com report on housing, earning an F for failing to build enough homes and keep them affordable. The Bay State ranked among the worst scores in the nation.
The report considers a home affordable if the mortgage payment on it makes up 30% or less of a household’s monthly income.
For each state, the report calculated how much of the median household income would be spent on a mortgage for the median-priced home listed in 2024, assuming a 10% down payment and a mortgage rate of 6.75%.
For Massachusetts, which ranked 50th overall, the median listing price was $781,758, with a median household income of $96,584.
“It has become harder and harder to become a homeowner, with high prices and mortgage rates remaining the unfortunate reality, and increasing the supply of homes is the clear solution,” the report said.
Only 18 states, primarily in the Midwest and South, can claim that their median home is affordable.
Since the Great Recession, a housing supply gap has emerged nationwide due to a decade of underbuilding, leaving the country short of around 4 million homes.
“Once housing eats up more than a third of your paycheck, it’s not just expensive — it also puts real pressure on everything else in life,” the report said.
One major factor leading to unaffordable housing is zoning.
While a comprehensive analysis of zoning was beyond the scope of the report, the state serves as an example of how complex, hard-to-navigate zoning can hinder affordable housing.
The report referenced the National Zoning Atlas, a project that records approximately 30,000 U.S. zoning codes. The report states that Massachusetts has 16 zoning districts per jurisdiction and 131 pages of zoning code for each jurisdiction. Of the state’s 7 million acres, 76% are subject to zoning.
“All of this regulatory complexity costs builders time and money, and those costs are passed on to homeowners,” the Realtor.com report said.
Zoning prohibits many projects from the get-go, with just 12% of zoned acres allowed for multi-family housing as of right.
“These artificial restrictions limit the supply of housing in the state and will continue to result in Massachusetts struggling with affordable housing,” the report said.
Public officials have tried to simplify the zoning process.
In 2022, Boston Mayor Michelle Wu signed an executive order aimed at prioritizing city approvals of affordable housing developments to halve the time it takes to approve projects.
The Affordable Homes Act, which Gov. Maura Healey signed into law last summer, includes a statewide zoning change that allows people to build accessory dwelling units on their property.
So far, efforts have not panned out. The Boston Business Journal reports that housing starts in Greater Boston in the first quarter of the year were the lowest since 2013. The year-to-date total is down 38% through March, the most significant drop since 2008.
Massachusetts isn’t the only New England state to earn an F.
Rhode Island ranked worst on the affordability scale, with a median listing price of $537,521 and a median income of $80,791. Connecticut fared slightly better, albeit still with an F score, with a median listing price of $517,849 and a median income of $89,717.
Other states with F grades include California, Hawaii, New York, and Oregon. Iowa, Texas, and South Carolina earned A’s on the report.
Our weekly digest on buying, selling, and design, with expert advice and insider neighborhood knowledge.
Republican John Deaton is back in the political mix in Massachusetts following a failed bid to unseat Democratic Sen. Elizabeth Warren in 2024.
This time around, Deaton is running for the seat currently held by Democratic Sen. Ed Markey. He believes voters are ready for a change in political priorities.
“Polling suggests already that I could edge out Ed Markey … 1.35 million people voted for me last time, and now, I want to reach another million,” he said.
One obvious difference from 2024 is the competitive Democratic primary in 2026. Rep. Seth Moulton has already announced a primary challenge to Markey, while other Democrats like Rep. Ayanna Pressley are rumored to be considering a similar move.
“While Ed Markey and them are fighting it out in a primary, I’ll be able to bring that common-sense message,” Deaton said.
Deaton secured the endorsement of the Massachusetts Republican Party on Thursday. Some — like former Senate and gubernatorial candidate Geoff Diehl — have suggested that President Donald Trump is already backing Deaton’s candidacy.
“The White House hasn’t made any endorsement that I’m aware of, and I haven’t had any conversations,” said Deaton. “I don’t believe President Trump even knows that I exist.”
Deaton maintains he isn’t seeking endorsements from anyone, and when pressed on whether having Trump’s support would be helpful, he remained noncommittal.
“I don’t know if it would be helpful or not,” he said. “I really haven’t spent time thinking about it.”
While Deaton toes that line, he’s focusing on the issues and convincing voters why he is the best choice for Massachusetts in 2026.
“I got in this race because I see people losing faith,” said Deaton.
You can hear more from Deaton this Sunday at 9:30 a.m. during our @Issue Sit Down segment. Political Reporter Matt Prichard digs deeper into Deaton’s thoughts on Trump and his policies, plus how much of Deaton’s personal money is being funneled into his campaign.
A report was issued from the National Weather Service on Friday at 3:13 a.m. for patchy fog and black ice until 9 a.m. for Northern Worcester and Southern Worcester as well as Franklin, Middlesex, Essex, Hampshire, Hampden, Norfolk, Suffolk, Bristol and Plymouth counties.
“Patchy fog and isolated black ice are possible this morning across southern New England, especially in areas that typically fog over. As temperatures are at or below freezing, a few slick patches of black ice may form, especially on elevated surfaces; like bridges and overpasses. Please use caution heading out early this morning and allow for extra commuting time,” according to the weather service.
If you must drive in foggy conditions, keep the following safety tips in mind:
Moderate your speed:
Visibility priority:
Avoid high-beams:
Keep a safe distance:
Stay in your lane:
Zero visibility strategy:
No parking options:
By adhering to these precautions from the weather service, you can navigate foggy conditions more safely, reducing the likelihood of accidents and ensuring your personal safety.
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Two shuttered retailers are set to become supermarkets in southeastern Massachusetts.
Big Y announced Thursday that it’s opening grocery stores in Fairhaven and North Dartmouth. The Fairhaven Plaza location used to be a Big Lots, and the Faunce Corner Center store in North Dartmouth was a Christmas Tree Shops.
“These new stores will allow us to better serve families in the South Coast region,” Big Y VP of real estate and development Mathieu L. D’Amour said in a statement.
The supermarkets will open sometime in 2027. Hiring details and a grand opening date will be announced in the next few months. Big Y opened new stores in Westboro and Uxbridge earlier this year.
Big box store closures in Massachusetts and around the country in recent years have created opportunities for other retailers to move into vacant storefronts.
Christmas Tree Shops, the bargain outlet that started on Cape Cod more than 50 years ago, went bankrupt and closed all of its stores in 2023. The old North Dartmouth location is being used temporarily this holiday season as a “Spirit Christmas” pop-up.
Another Christmas Tree Shops in Falmouth has been transformed into an Aldi supermarket. Others have been taken over by Ocean State Job Lot.
Big Lots closed all of its Massachusetts stores last year amid financial turmoil. Just last month, an Ollie’s Bargain Outlet moved into a former Big Lots location in Fitchburg.
It hasn’t always worked out for supermarkets that move into old retail stores. The Fresh Market, which moved into an old Bed Bath & Beyond store on Route 9 in Framingham less than a year ago, is already closing.
A competing grocery store chain, Trader Joe’s, opened two new stores in Newton and West Roxbury this fall.
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