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Connecticut Will Cancel $650 Million in Medical Debt

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Connecticut Will Cancel 0 Million in Medical Debt


Connecticut reportedly plans to cancel $650 million in medical debt for its residents.

This relief will impact around 250,000 people and will make Connecticut the first state in the country to undertake such an effort, CNN reported Friday (Feb. 2). 

The goal is to free residents from “the cloud” over their heads and give them more freedom to buy a home, start a business or continue with their education, Gov. Ned Lamont told CNN.

“It’s a debt that you had no control over,” Lamont said. “It’s not like you overspent. You get hit by a healthcare calamity.”

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According to the report, people whose medical debt equals 5% or more of their yearly income or whose household income is up to 400% of the federal poverty line — about $125,000 in 2024 — are eligible for the relief.

Qualified residents won’t need to apply, the report said, as they will get letters in the mail saying their debt has been eliminated, with those letters expected to go out as soon as this summer. The CNN report noted that more than 10% of Connecticut residents have medical debt in collections.

The program will use $6.5 million in COVID-19 funds from the 2021 American Rescue Plan Act to cover the debt, working with a nonprofit group that purchases medical debt from hospitals and eliminates it for much lower than what the patient owed.

Connecticut’s efforts come at a time when many Americans are being pestered by collection agencies over their medical debt, in many cases for bills they don’t even owe, the Consumer Financial Protection Bureau (CFPB), said last year.

The bureau said 15% of the complaints the bureau received in 2022 dealt with debt collectors trying to settle an allegedly unpaid medical bill.

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“Tens of millions of people are pursued by debt collectors for medical bills, and today’s report highlights the problem of the collection of medical bills that are inaccurate or not owed,” the bureau said in a news release. “The CFPB has previously described the significant evidence, including reports from consumers themselves, that the collection, furnishing, and reporting of medical bills is plagued by inaccuracies.”

Meanwhile, research by PYMNTS Intelligence finds that a majority of consumers want more ease in paying the medical bills they do owe.

The report  “Healthcare In The Digital Age: Consumers See Unified Platforms As Key To Better Health,” created in collaboration with Lynx, found that among the consumers who wanted a single digital platform to manage all of their healthcare activities, 79% wanted a feature that let them pay all types of medical bills.



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Milford business celebrating 50th anniversary

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Milford business celebrating 50th anniversary


Chip Rubenstein, owner of Chip’s Auto Sales of Milford, says he’s honored to celebrate the dealership’s 50th anniversary alongside America’s 250th birthday.

“I opened Chip’s Auto Sales in 1976, during a chaotic time for our nation in the world,” said Rubenstein, “50 years later, I am so proud of the legacy I’ve created as somebody who always tried his best to do right, and to serve my community proudly.”



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Car catches fire in Trumbull

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Car catches fire in Trumbull


Intense flames engulfed a car early Saturday morning in Trumbull.

Officials say it happened around 3:30 a.m. on Richfield Drive near the Bridgeport town line.

Trumbull and Bridgeport fire crews worked to put out the flames.

It was not immediately known how the fire started or if there were any injuries.

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I moved from Connecticut to the South chasing a cheaper, simpler life. It wasn’t at all what I expected, so I moved back.

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I moved from Connecticut to the South chasing a cheaper, simpler life. It wasn’t at all what I expected, so I moved back.


This as-told-to essay is based on a conversation with Sandra Bonola, 56, who moved from Connecticut to Charleston, South Carolina, in 2021, then to Beaufort, South Carolina, in 2023, before deciding the South wasn’t right for her. The conversation has been edited for length and clarity.

I am a native New Englander, born and raised in Connecticut. In late 2021, I started thinking seriously about moving. I’m an empty nester, and thanks to my remote job, I can work from anywhere in the country.

I was drawn to the South because people talked about it as if it were the promised land. The stories made it seem like it had better weather, cheaper homes, and a more affordable cost of living. I bought into that and told myself, “If I move to the South, I can have an easier life, and it won’t be as expensive.”

I decided to move to Charleston, South Carolina. I figured that there, I’d be outside more, near the beach, have a lower cost of living, and have access to the coast. I was also hoping for that small-town vibe and Southern charm.

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I packed up the 2,500-square-foot Colonial I had lived in for 20 years and moved. I got rid of a lot of things I no longer needed and put the rest into storage.

I was really hopeful Charleston would be right for me. But about four months after moving there, I realized that almost everything I had hoped for was turning out to be the opposite.

I tested the waters in Charleston first

In Charleston, I stayed in a friend’s apartment and paid rent month to month while I decided whether I wanted to buy a home there. I’m grateful for that setup because it gave me a trial period. In those four months, I learned a lot about Charleston — and about what I actually wanted.

One of the first things I noticed was that everybody seemed to be moving there. The city was crowded, and navigating the downtown area was always challenging. Its streets were also full of traffic — it would take me up to an hour to try to get to downtown Charleston from John’s Island.

The city was also more expensive than I expected. I was somewhat insulated from housing costs because I was renting from my friend, but food, entertainment, and taxes were all much higher than I had anticipated.

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Pedestrians walk past pastel historic storefronts on a sunny street with palm trees and shop awnings.

The historic downtown of Charleston, South Carolina. 

Jeff Greenberg/Universal Images Group via Getty Images



The Southern charm I was hoping for also didn’t feel as I expected. Charleston has a big “going out” culture, much of which seems to revolve around where to eat or drink. That’s not really my thing. For me, the city lacked some of the creative flavor I was looking for.

The climate was another big factor. Everyone knows New England can have brutal winters, and I don’t like shoveling snow, so I was eager to get away from that. But after moving South, I realized I had traded brutal winters for brutal summers. It was just so hot.

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At first, I thought I just needed time to adjust. But the more I explored Charleston, the more I realized the lifestyle I had imagined didn’t match my reality.

I was getting annoyed, then frustrated, and then I was done.

I tried the South again, but it still wasn’t for me

I didn’t feel like I had anything to lose, so I moved back to Connecticut in 2022. Instead of feeling defeated, I actually felt grateful that I had given Charleston a shot.

For a while, I rented a month-to-month beach house in Connecticut while I looked for a home to buy. But the homebuying search in New England felt bleak. I was trying to downsize, but even the smaller homes came with big-home prices. It made me feel like I might never find what I was looking for.

After house hunting for 14 months in Connecticut, I really wanted to put down roots. The idea of moving to a quieter, more affordable small town was still appealing. So in July 2023, I decided to try the South again — this time in Beaufort, South Carolina, a small town I had explored while living in Charleston.

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There, I was able to purchase a beautiful three-bedroom ranch home for $425,000. It was a new build in a planned community.

The house checked a lot of boxes. It was beautiful, new, and far more affordable than what I could have bought in Connecticut. But I still didn’t feel at home in Beaufort.

Affordability is important, but you also need community

In Beaufort, it was so hot that I rarely saw or interacted with my neighbors. People would say hello and then quickly go back inside. I kept thinking, “How am I ever going to socialize here?”

I joke that I’m an OG remote worker because I started working remotely in 2008. Remote work gives you some social interaction, but you still need to get outside and make real connections with people.

I tried to put myself in situations where I could meet people. I looked for yoga classes, local events, and other activities I could join. But what I found was that many people had moved there for family or moved with a spouse, and they mostly kept to themselves.

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It lacked the kind of community connection I was used to seeing in the Northeast. I kept trying to make those connections and stay open to it, but it just kept falling flat.

I tell people this story, and sometimes they understand it, and sometimes they don’t. But I knew I was done one morning when I woke up, looked at the ceiling fan in my bedroom, and thought, “I really hate that fan, and I’m losing hope for my life.”

I didn’t appreciate Connecticut’s beauty until I moved back

In 2024, I moved back to Connecticut. Right now, I’m living on the coast in an apartment inside a refurbished Civil War-era hospital. I’m on one of the top floors, so I can see the boats and the water.

I’m still searching for a home and making offers with more confidence. Home prices are high here, but prices down South are creeping up, too.

I’ve started thinking about owning in Connecticut more as an investment in both my future and my happiness. I’ve set a budget of about $800,000 for a home, though some of the homes I’ve been interested in have been closer to $650,000.

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I’m seeing possibilities I didn’t see before, and that’s exciting.


Sandy shoreline curves along a calm bay with small boats, coastal houses, yellow flowers, and distant islands.

A sandy bay in Connecticut. 

Kate Stoupas/Getty Images



Being back in Connecticut has been eye-opening. I don’t think I fully appreciated its beauty until I had something to compare it to.

There’s so much opportunity here. I love the energy and the people. I’ve been taking advantage of the location, too, doing things like hopping on a train to New York to see a show or making more of an effort to connect with friends.

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When I think about whether I’d move somewhere else again, I keep coming back to something a photographer once told me in Massachusetts. He had lived in Bali with his family, and I remember asking, “You lived in Bali? Why would you come to Massachusetts?”

I’ll never forget what he told me. He said, “I can go anywhere in the world from an airport, but you really have to realize the ground beneath your feet is beautiful if you choose to see it that way.”

That stayed with me. It changed the way I think about Connecticut and made me realize I needed to take the blinders off. There was beauty right at my feet — I just needed to see it.





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