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3 Big Changes Coming to Cryptocurrency in 2025 | The Motley Fool

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3 Big Changes Coming to Cryptocurrency in 2025 | The Motley Fool

A pro-crypto regulatory overhaul, combined with the creation of a strategic Bitcoin reserve, could lead to a crypto bull market rally in 2025.

In 2024, new spot crypto ETFs officially launched, Bitcoin (BTC 1.12%) emerged as a political campaign issue for the first time, and meme coin mania returned to the crypto market. All of that has led to stunning gains for nearly every major cryptocurrency. Bitcoin, for example, is now up more than 100% for the year, and is rapidly closing in on the $100,000 price level.

So what can we expect in 2025? The safe answer, of course, is “more of the same.” But let’s dig a little deeper and consider what major changes might be right around the corner.

A new regulatory environment for crypto

Ever since the crypto market crash of 2022 and the spectacular collapse of cryptocurrency exchange FTX, there has been talk of the U.S. enacting a comprehensive new regulatory framework for crypto. Something has to be done, the thinking goes, to make the crypto market less of a “Wild West” environment. Unfortunately, not much has actually been done over the past two years.

Image source: Getty Images.

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So, 2025 could be the year that crypto finally gets a new regulatory framework. That likely starts with a reduction in the role of the SEC, which has been the de facto lead regulator when it comes to crypto. President-elect Donald Trump has already promised that he would replace Gary Gensler, the head of the Securities and Exchange Commission (SEC), on day one of his administration. That’s a move that will certainly resonate with crypto investors, who are tired of the SEC’s perceived heavy-handed approach to regulating crypto.

If new crypto legislation passes in Congress, it would likely lead to the installation of the Commodity Futures Trading Commission (CFTC) — and not the SEC — as the new lead regulator for crypto. This legislation would also lead to much more clarity around what can be done, and what can’t be done, in the world of crypto investments. And it could even lead to a repeal of SAB 121, a much-disliked accounting rule from the SEC that governs how cryptocurrencies must be held on the balance sheets of financial institutions.

A crypto “arms race” by sovereign governments

In the final months of the presidential campaign, there was a surprising amount of talk of how crypto is emerging as a new national strategic priority. In fact, some crypto backers have even suggested that we might see a Bitcoin “arms race,” as sovereign governments around the world go on Bitcoin buying sprees.

In the U.S., this buying spree would likely start with the creation of a strategic Bitcoin reserve that will be empowered to buy 1 million Bitcoins over the next five years. Conceptually, a strategic Bitcoin reserve would be much like the Strategic Petroleum Reserve, only it would hold Bitcoin instead of petroleum. Owning 1 million Bitcoins, equivalent to 5% of the current circulating supply, would make America a “Bitcoin superpower,” as Trump promised on the campaign trail.

Other nations would likely need to follow suit. And that has raised the interesting possibility that China might be forced to roll back its crypto ban, which has been in place since late 2021. If China goes all-in on Bitcoin, and starts to accumulate Bitcoin the way it has been growing gold reserves, we could see a monster incoming Bitcoin rally.

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And don’t forget about the world’s biggest sovereign wealth funds. They are also potential huge Bitcoin buyers, and there have been on-again, off-again, rumors that affluent nations such as the UAE, Saudi Arabia, Kuwait, and Qatar have been very quietly buying Bitcoin for their sovereign wealth funds. BlackRock, the world’s largest asset manager, has already suggested that sovereign wealth funds might become some of the biggest buyers of the new spot Bitcoin ETFs (including its own spot Bitcoin ETF).

The arrival of a new cryptocurrency superstar?

If you buy into the idea of an incoming crypto market bull rally, then it makes sense that we could see the emergence of a new crypto superstar in 2025. That’s what happened during the crypto bull market rally of 2020 and 2021, when the emergence of decentralized finance (DeFi) and non-fungible tokens (NFTs) created hot new crypto tokens. The previous rally also led to the rise of new Layer 1 blockchain networks such as Solana.

So what can we expect this time around? It’s impossible to predict which new coins or tokens will take off, but there are some interesting clues out there. There are new opportunities in Bitcoin mining, for example, thanks to Trump’s campaign promise to mine all future Bitcoin in America.

Keep your expectations in check

Heading into 2025, it’s easy to see why there’s such bullish sentiment in the crypto market right now. All of a sudden, it seems like anything is possible. Thanks to Elon Musk and the creation of the Department of Government Efficiency (D.O.G.E.), we’re now talking about Dogecoin in the same sentence as government efficiency. It’s fun, but it’s also scary.

So keep your expectations in check. There’s still a lot of heavy lifting to do on the regulatory front. And the creation of a strategic Bitcoin reserve is an idea so new and so untested that it might not ever get off the ground. But one thing is certain: There will be plenty of opportunity for cryptocurrencies such as Bitcoin to skyrocket in value next year, as long as new pro-crypto policies are put into place.

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Pantera Signals 2026 Crypto Breakout After 2025 Quietly De-Risked Markets

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Pantera Signals 2026 Crypto Breakout After 2025 Quietly De-Risked Markets
Crypto’s biggest gains in 2025 weren’t on price charts but in policy, institutions, and infrastructure, as regulatory reversals, Wall Street access, and onchain growth quietly reset the industry’s long-term trajectory, Pantera Capital argues.
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St. Augustine Film Festival will honor creator of film about crypto scams

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St. Augustine Film Festival will honor creator of film about crypto scams
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Ben McKenzie will receive a Career Achievement Award at the St. Augustine Film Festival Jan. 10 prior to the screening of his documentary, “Everyone is Lying to You for Money.”

The former star of “The OC” wrote, directed and produced the film while writing his New York Times bestseller “Easy Money,” which spotlights cryptocurrency as a large-scale scam.

Working in collaboration with journalist Jacob Silverman, the film includes interviews with currently jailed cryptocurrency industry leaders and celebrities now facing trials for misleading the public on the value of cryptocurrencies as virtual money.

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Sporting degrees in economics and political science from the University of Virginia, McKensie traveled to El Salvador – also known as Bitcoin city – and London’s banking district to showcase fraud perpetrated by Alex Mashinsky, the founder and CEO of Celsius Network, who was sentenced to 12 years in prison for one count of commodities fraud and one count of securities fraud.

New York prosecutors accused Mashinsky with deceiving clients about the company’s finances and manipulating the price of Celsius’ token, which caused billions of dollars in losses.

The movie also includes interviews with individuals who were part of the scam before it collapsed, McKensie’s testimony before Congress following the arrest of Sam Bankman-Fried and his trip to El Salvador.

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“I turned the cameras on to document the difference between the marketing campaign and the reality of what was happening on the ground,” he told the St. Augustine Record. “Cryptocurrency was perpetuated by a very small number of people who made a lot of money in an industry rife with fraud, corruption and criminal activity.”

McKensie underscored the film as an unusual comedy that he’s deeply proud of.

“The film highlights the idea of avoiding intermediaries as appealing, but creating a currency that bypasses a banking system would never work,” he said. “The idea of investing in this obtuse thing that was hard to understand evolved/metastasized to exhibit the worst parts of our current system.”

McKensie described the “command tactic” of the get rich scheme as a con man tactic that lured people in as Bitcoin emerged during the wake of a financial crisis.

Bankman-Fried, the founder of the FTX cryptocurrency exchange, was eventually convicted of wire, securities and commodities fraud along with money laundering and conspiracy and sentenced to 25 years in prison.

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McKensie’s involvement was born and bred from COVID, “when I had time on my hands to check the financial markets.”

“I’m not an economist, but I love theory and behavioral economics,” he said. “I especially love the writings of the Nobel Prize winning economist Robert Schiller, who talks about things that were applicable to crypto that naturally occur in Ponzi schemes.”

Convinced that no one was monitoring the “price of a speculative asset rising far beyond what it was worth in terms of practical use in the real world,” McKensie turned to social media as a platform to show that “crypto was getting out of hand.”

Posts connected him to Silverman and together they worked on reporting on the ill-fated concept. It didn’t take long before a book proposal landed on his desk.

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“Then it was off to the races,” he said.

“I’ve met a lot of really interesting people I never would have met if not for the book,” he said. “I’ve never done anything like this before so I’m really glad I did.”

McKensie said that Greg von Hausch, co-founder of the SAFF, was persistent in adding “Everyone is Lying to You for Money” to the festival.

While the success of the book and the film remain paramount to an actor who hedged his bets in New York because of his love of “the art,” the Texas native has a long and successful acting resume that includes stints on Broadway for “Grand Horizons,” which received a Tony nod for Best New Play, an appearance in “Junebug” with Amy Adams and one in “88 Minutes” starring Al Pacino. Other film credits include the indie film “Johnny Got His Gun” and “Some Kind of Beautiful” with Pierce Brosnan and Salma Hayek.

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Other film credits include “Decoding Annie Parker” opposite Helen Hunt and a starring role in the short film “The Eight Per Cent of the 2009” shown in New York’s Tribeca Film Festival.

In 2009, he returned to series television in “Southland,” portraying a patrol officer in Los Angeles. McKensie also starred as Detective James Gordon in the series “Gotham,” detailing Gordon’s rise in Gotham City before Batman’s appearance.

McKensie made his directorial debut in Season 3 of “Gotham” where he met his then co-star and now wife, Morena Baccarin, who is the mother to his two children. The family resides in New York.

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Discover the Top Hottest Meme Coins of 2026

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Discover the Top Hottest Meme Coins of 2026

Embrace the future of cryptocurrency with the latest meme coins, offering unique opportunities and connection to internet culture. Explore an extensive overview of the top tokens in this rapidly evolving market.

Our comprehensive assessments explore the usability, security, features, and community support provided by these tokens. Acquire the knowledge necessary to confidently select your ideal meme coin.

The Best Meme Coins in 2026

Solaxy is not just a meme coin. Yes, the Pepe-Einstein mascot and vibrant illustrations scream meme coins, but Solaxy has much more going on.

The project is building a layer-2 scaling solution for Solana that shakes up the game by tackling network congestion. How? By processing transactions off-chain and bundling them for final verification. That means lower fees, lightning-fast speeds, and smooth trading.

That’s just the start. The white paper teases bigger plans, including cross-chain compatibility with Ethereum. This could unlock massive opportunities in NFTs, gaming, and DeFi.

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The community is growing at breakneck speed, with 70,000+ strong on X (Twitter), and the Solaxy (SOLX) presale is racing ahead. It has raised around $31 million already.

Early investors in Solaxy are also earning big from the staking program that boasts a jaw-dropping 160% APY, with nearly 7 billion tokens already locked. The passive rewards curb early sell-offs and rewards long-term believers.

Solaxy isn’t just about hype. It’s built for sustainable growth. A hefty 25% of the total supply is set aside for community rewards for continued engagement. Meanwhile, 30% fuels project development. SOLX is clearly one of the hottest meme coins to buy now.

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Innovative Layer-2 Solution for the Solana Ecosystem With More Reliable Transactions

Snorter is the adventurous project that combines meme coin energy with serious trading power. It is a full-featured Telegram bot that makes trading Solana tokens fast, simple, and secure. With just a few taps on your phone, you can buy, snipe, sell, or set up stop losses without ever leaving Telegram.

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The SNORT token powers this system, giving users access to premium features and helping fuel the bot’s entire ecosystem. With over $550,000 already raised in its presale, it is clear that traders are paying attention, and the earlier you join, the cheaper the token.

Snorter’s ease of use and powerful toolset make it the best Solana bot for meme coin hunters. Whether you want to catch early launches, protect your trades, or copy top wallets, Snorter gives you the tools to do it all in seconds.

With this kind of utility, fun branding, and real-time use cases, Snorter has everything it needs to go viral. And that momentum could make SNORT one of the biggest meme utility tokens in the space. If you are thinking of joining, now is the time to grab it before prices start rising.

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Full-featured Telegram bot that makes trading Solana tokens fast, simple, and secure

Bitcoin has always been trusted for its security, but it has struggled with real use in everyday apps and payments. Now, Bitcoin Hyper wants to change that. It is building a powerful Layer 2 network that fixes Bitcoin’s biggest problems, like slow speeds, high fees, and the inability to run smart contracts.

This is the kind of upgrade many Bitcoin holders and developers have been waiting for. With tools like the Solana Virtual Machine for fast dApps and a Canonical Bridge to move BTC in and out of Layer 2 easily, Bitcoin Hyper is turning the original blockchain into something much more useful.

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The presale for the HYPER token is live, and it is moving quickly. With prices increasing at each stage, early buyers could see real upside as the project gets closer to launch. A solution like this with real utility, fast transactions, low fees, and staking rewards has the potential to grow into something massive. That is probably why the presale is getting so much attention.

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Powerful Layer 2 network that fixes Bitcoin’s biggest problems

Ditching the recycled meme coin formulas, Bitcoin Bull takes charge with a reward and burn mechanism directly linked to Bitcoin’s price. The ongoing BTCBULL presale just smashed $4.5 million, with investors piling in.

BTCBULL offers milestone-based airdrops, where holders receive rewards when BTC crosses $150,000. Airdrops continue at every $50,000 BTC price increase.

Deflationary burns are another key feature. The first burn kicks in at $125,000, gradually reducing BTCBULL’s supply. The mechanism supports BTC’s value appreciation over time.

The platform allows users to earn BTC passively and get real Bitcoin and BTCBULL tokens, creating multiple income streams. With over 700 million tokens already locked, BTCBULL’s staking model is proving its strength.

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Analysts predict Bitcoin could hit $200,000 this year. The forecasts have strengthened the hype around BTCBULL. As a meme coin linked to Bitcoin’s key price milestones, the project has high growth potential this year.

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Bitcoin Mania in Meme Coin Avatar

SUBBD is a brand-new crypto project that combines artificial intelligence with content creation. The project’s goal is simple; radically transform how creators connect with their audiences.

And how does SUBBD do that? It automates key tasks such as streaming, scheduling, editing, and community management.

Creators can focus on producing quality content, as a result.

At the very heart of SUBBD’s ecosystem is the $SUBBD token. It unlocks exclusive access to premium features, platform discounts, and VIP perks.

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The project’s token staking mechanism adds to the presale hype. Withina few hours of going live, the presale has raised over $100,000.

As a project that empowers creators and engages fans more intimately, SUBBD is a top altcoin to watch ahead of the next crypto rally. SUBBD is on a mission to disrupt the $85 billion content subscription market.

SUBBD tokens can be purchased using ETH, BNB, USDT, USDC, or traditional bank cards.

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The Ultimate Crypto Presale Experience for Creators and Their Fans

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