Technology
Why a credit freeze isn’t the end of identity theft
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Most U.S. data breach disclosures explain what information was leaked and any protective steps available to consumers.
At the federal level, the Federal Trade Commission advises that after a breach involving sensitive personal information, consumers may consider placing a credit freeze to help prevent new credit accounts from being opened in their name.
Many people place that credit freeze and assume they’re protected. But a credit freeze is not a comprehensive block against identity theft. It stops most new credit applications, but it doesn’t prevent the misuse of your Social Security number or account takeovers.
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A credit freeze limits access to your credit report, which can stop most new credit accounts from being opened in your name. (Felix Zahn/Photothek via Getty Images)
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What a credit freeze actually does
A credit freeze, also called a security freeze, limits access to your credit report at Equifax, Experian, and TransUnion. Under federal law, placing a freeze is free. When a freeze is in place, most lenders can’t access your credit file to evaluate applications for new credit cards or lines of credit. If a creditor can’t see your credit report, the application will usually be denied.
You can manage your credit freeze with each bureau individually. With Experian, for example, you sign in to your free online account at Experian’s credit freeze page and then place, lift, or schedule a thaw; you can also call Experian’s toll-free number (888-397-3742). If you plan to apply for credit, you must lift the freeze beforehand.
A credit freeze blocks most new accounts that require a credit check. It does not extend beyond your credit file.
Some identity protection services offer a credit lock feature that allows you to restrict access to your credit file through a mobile app. Like a freeze, it can limit new credit checks. The main difference is convenience, as you can typically turn it on or off quickly without logging into a bureau’s website or calling by phone.
Credit freezes can’t stop every form of identity theft
A credit freeze blocks new credit accounts, but it does not stop many common forms of identity theft that do not require a credit check.
- Account takeovers: If someone has access to an existing credit card or bank account, they don’t need to open a new line of credit. They can change the email address, phone number, or mailing address tied to the account and begin making charges.
- Tax identity theft: A fraudulent federal tax return does not need a credit check. If someone files a return using your SSN before you do, the IRS may reject your legitimate filing.
- Employment fraud: If your SSN is used for employment, it will not appear as a credit inquiry. Instead, the earnings may be recorded under your Social Security record.
- Government benefits fraud: Unemployment insurance and other state-administered benefits do not require a traditional credit check.
- Medical identity theft: A stolen identity can be used to get medical treatment. Bills may not appear until the provider sends the account to collections.
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Identity theft like tax fraud, account takeovers and government benefits abuse does not require a credit check. (iStock)
What happens when the fraud doesn’t involve a credit inquiry?
When identity theft happens outside the credit approval process, there is no automatic reversal. Each category of fraud is handled by a different agency or company.
- If a fraudulent tax return is filed, you must work directly with the IRS and submit Form 14039, Identity Theft Affidavit. The IRS may require identity verification before releasing a refund.
- If your SSN is used for employment, you must contact the Social Security Administration to correct your earnings record.
- If government benefits are fraudulently claimed in your name, the state agency is involved. There is no federal clearinghouse.
- If medical debt appears in collections, you must dispute it with both the provider and the collection agency, often in writing.
There is no single agency coordinating these corrections. You’re responsible for identifying the fraud, filing the appropriate reports, and tracking responses across agencies.
If a freeze isn’t the end, what is?
A credit freeze addresses risks tied to new credit applications. Identity theft often goes beyond that. Comprehensive identity protection typically includes credit monitoring across all three major bureaus, alerts for new inquiries or accounts, and monitoring for exposed personal information such as Social Security numbers, driver’s license numbers, passport details, email addresses, and passwords.
Some services also monitor public records, address changes, identity verification activity, and even suspicious financial transactions when accounts are linked. Early alerts can help you spot fraud before it spreads.
If identity theft does occur, recovery can be complicated. Some identity protection plans provide access to fraud resolution specialists who help contact creditors, place fraud alerts, dispute unauthorized accounts, and prepare required documentation. Many also include identity theft insurance to help cover eligible recovery expenses, such as lost wages or legal fees.
No service can prevent every form of identity theft. But layered monitoring, fast alerts, and guided recovery support can make the damage easier to contain and resolve.
See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
Kurt’s key takeaways
When fraud happens outside your credit file, you must work directly with each agency to correct the damage. (Leonie Asendorpf/picture alliance via Getty Images)
A credit freeze is a smart move after a data breach, but it is only one layer of protection. Many forms of identity theft do not involve a credit check, which means they can happen quietly and take time to fix. Real protection comes from understanding the gaps, monitoring your accounts, and acting quickly if something looks wrong. The more proactive you are, the easier recovery becomes.
Have you placed a credit freeze, and did you know it does not protect against every type of identity theft? Let us know your thoughts by writing to us at Cyberguy.com.
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Technology
This pasta sauce wants to record your family
As if there weren’t already enough devices listening in on everything being said in your home, Prego, the pasta and pizza sauce brand, is releasing a device designed to record everything said around the dinner table for posterity. The Connection Keeper, which looks like an oversized pasta jar lid, was created in collaboration with StoryCorps, the nonprofit organization focused on preserving the stories of Americans in a collection housed at the Library of Congress’ American Folklife Center. There’s no AI, Wi-Fi, or Bluetooth, but you can optionally upload recordings to StoryCorps’ website to make them easier to share with family.
Prego says the goal of the device is to encourage families to make memories through conversation during dinner instead of staring at their phones — but only for a small number of families. The company is only planning to make less than 100 of them. The Connection Keeper will be available for purchase online starting on April 27th for $20 as part of a bundle that includes the device, a jar of Prego sauce, spaghetti noodles, and a deck of cards featuring conversation prompts and ideas.
Using the device is as easy as plopping the Connection Keeper down in the middle of everyone at the table and pressing one button to start recording. Using a pair of microphones, it captures CD-quality audio to a 16GB microSD card for up to eight hours when fully charged.
When dinner’s over, the recordings can be transferred to a computer over USB-C and then uploaded to a dedicated microsite created by StoryCorps where they’re preserved and accessible only by the uploader, unless they choose to share them with other StoryCorps users or the general public. You even have the option to archive them within the Library of Congress, which makes them public automatically, so hopefully your family talks about more than just stealing brainrots.
The recordings can be accessed on a smartphone through the StoryCorps app, but Prego intentionally left phones out of the rest of the process to discourage their use at the table. It’s also why the Connection Keeper lacks a screen. The goal was to minimize interactions with the device so family members instead focused on talking with each other.
Technology
BMW puts humanoid robots to work building EVs
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BMW Group has spent years testing automation, but this latest move feels different. Instead of robotic arms locked in cages, the company is now using humanoid robots that move through factories more like people. After a successful pilot in Spartanburg, South Carolina, BMW is bringing that same idea into its Leipzig, Germany, factory, where it is testing robots in real production environments. This time, it is partnering with Hexagon Robotics to introduce a new generation of AI-powered machines. Unlike many robot demos you see online, this one is already being tested inside a real production environment.
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BMW’s new AI-driven robots are now operating inside active factories, marking a shift from traditional automation to flexible, human-like systems. (Christof Rührmair/picture alliance via Getty Images)
How BMW’s humanoid robot pilot built over 30,000 vehicles
BMW’s earlier pilot used Figure 02 humanoid robots for a very specific task. They handled the precise positioning of sheet metal for welding on the BMW X3 production line. That task may seem small, but it plays a key role in keeping production moving smoothly. Precision work like this can easily slow things down or create bottlenecks. According to BMW, those robots helped contribute to building more than 30,000 vehicles. Because of that success, the company now feels confident about expanding the concept. Instead of limiting testing to one plant, BMW is moving forward with its iFACTORY initiative in Leipzig, where EV production is already a major focus.
BMW’s new AI humanoid robots for EV factories
The new robots, called AEON, come from Hexagon Robotics. They are designed to work inside active factory environments without constant human direction. They rely on AI-based motion control, which helps them move through complex spaces. At the same time, built-in sensors allow them to understand their surroundings in real time. Because of that, they can adjust their actions on the fly instead of following fixed instructions. Hexagon refers to this as “Physical AI.” In simple terms, the robot can make decisions based on what it sees around it. As a result, the robot does not stop when something unexpected happens. Instead, it adapts and keeps working. That marks a clear shift from traditional factory automation.
Why BMW is investing in humanoid robots now
BMW executives have made it clear that this is not about replacing people overnight. Instead, the goal is to test what actually works in real production environments. Michael Nikolaides, who oversees BMW’s production network, says these pilot programs help the company refine how AI-powered robots learn on the job. He goes on to point to a broader vision, saying: “Digitalization improves the competitiveness of our production, here in Europe and worldwide. The symbiosis of engineering expertise and artificial intelligence opens up entirely new possibilities in production.” There is also a practical reason for the humanoid design. Factories are already built for human workers. Because of that, a robot that can use the same spaces and tools is much easier to integrate than one that requires a complete redesign.
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After a successful U.S. pilot, BMW is deploying humanoid robots in Leipzig to improve efficiency and adaptability in electric vehicle manufacturing. (Christof Rührmair/picture alliance via Getty Images)
How humanoid robots could transform factory work
For years, humanoid robots felt more like something you saw in those social media demo videos than something you would trust on a real factory floor. Yes, they looked impressive, but they struggled in real environments. That is starting to change. Factories are still unpredictable. Parts do not always arrive in the exact same position. Workers move around constantly, and tools and materials shift throughout the day. Because of this, traditional robots often struggle since they rely on tightly controlled conditions. AI-powered humanoid robots can handle that kind of variability. They move around people and equipment without stopping. They adjust when parts are slightly off, and they work in spaces built for human workers. That level of flexibility is what sets this new wave of AI-powered robotics apart from earlier forms of automation.
What this means to you
Even if you never step inside a factory, this shift still matters. For one, it could change how cars are built, whether they are electric or gas. When production speeds up, costs can come down over time, which could affect what you pay for your next vehicle. At the same time, factory jobs are likely to change. Some repetitive or physically demanding work may move to robots. In many cases, that means people shift into roles focused on oversight, maintenance or more skilled tasks. Step back for a second, and you can see this is a sign of where AI is headed next. It is no longer limited to apps on your phone or software on your computer. Now, it is starting to show up in the physical world in ways you can actually see and interact with.
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BMW is expanding its humanoid robot program into a German EV factory, testing AI-powered machines designed to work alongside humans in real production environments. (Christof Rührmair/picture alliance via Getty Images)
Kurt’s key takeaways
BMW is not the only company testing humanoid robots, but it is one of the first to bring them into real production environments. That is a big shift from the testing phase most of us are used to seeing. The fact that these robots are already helping build tens of thousands of vehicles shows that this is moving beyond early trials. It is starting to become part of how factories actually run. Where this goes next is still an open question. If the technology keeps improving, you could see more of these robots show up in factories and warehouses over time.
So here is the bigger question. How do you feel about humanoid robots working alongside people in factories? Would you trust them to help build the car you drive? Let us know by writing to us at Cyberguy.com
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Technology
Blue Origin successfully reused its New Glenn rocket
Today’s launch of AST SpaceMobile’s BlueBird 7 satellite aboard Blue Origin’s reusable New Glenn rocket was a partial success. The New Glenn touched down on its landing pad without incident, making it the second launch and landing for the first stage booster, and officially giving Jeff Bezos a reusable launch vehicle. Unfortunately for AST SpaceMobile, the mission was less successful. Its cell-tower-in-space was delivered to a lower orbit than expected by the second stage of the launch vehicle, rendering it functionally useless.
While the satellite separated from the launch vehicle and powered on, the altitude is too low to sustain operations with its on-board thruster technology and will de-orbited.
Bezos, for his part, posted a video of the landing on X without comment.
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