Connect with us

Technology

The best smartwatches for Android right now

Published

on

The best smartwatches for Android right now

After a long stretch of slim pickings, the last couple of years have been huge for Android smartwatches. Now there are more good options than ever.

But this is still a transitional era. While we’re encouraged by the stronger third-party app options, the market is still fragmented. Wear OS 5 is here for Samsung’s Galaxy Watches and the Pixel Watch 3. However, the larger ecosystem is still catching up. Some features, like Google Assistant, are not yet available on certain Wear OS 3 smartwatches, and Wear OS 4 still isn’t widely available. Even so, the Android wearable ecosystem is barreling ahead.

If you’d rather wait until Wear OS settles down a bit, there are platform-agnostic smartwatches and fitness watches you can buy in the meantime. Otherwise, you’ll want to be aware of the chip and Wear OS version powering your watch. Mobvoi, for instance, took forever to roll out Wear OS 3 to its eligible Wear OS 2 watches and just recently announced the rollout of Wear OS 4. Speaking of Mobvoi, its TicWatch Pro 5 was the first to sport the new Qualcomm Snapdragon W5 Plus in the US, and while it’s a great watch, you may want to wait until there are more W5 Plus watches to choose from. That said, the base W5 chip is also pretty good. The Pixel Watch 3 and OnePlus Watch 2 both sport the W5 and have notably better performance and battery life.

So long as you keep the aforementioned caveats in mind, Android users have more smartwatch options than ever before. I’ve rounded up my top picks, but if none of these is the right fit, you can always check out our fitness tracker buying guide. 

Advertisement

Best smartwatch for Samsung phones

Wear OS 4 app menu on the Galaxy Watch 6 ClassicWear OS 4 app menu on the Galaxy Watch 6 ClassicWear OS 4 app menu on the Galaxy Watch 6 Classic

The rotating bezel returns on the Galaxy Watch 6 Classic. While the updates are iterative, you now get Wear OS 4, One UI 5 Watch, larger batteries, and a larger display thanks to the 15 percent thinner bezel.

Sizes: 43mm, 47mm / Weight: 77g, 85g / Battery life: Up to 30 hours with AOD, 40 without AOD / Display type: Always-on OLED / GPS: Built-in GPS / Connectivity: LTE (optional), Bluetooth, Wi-Fi / Water resistance: Up to 50 meters, IP68 / Music storage: 16GB

If you have a Samsung phone, you’ll get the most mileage out of a Samsung smartwatch. And of the four watches Samsung has in its current lineup, I recommend the Samsung Galaxy Watch 6 Classic. Although Samsung recently released the Galaxy Watch 7, there wasn’t a refresh for the Classic. That means you ought to be seeing some good deals for the Classic soon, if not already. It’s not often that I recommend a last-gen device, but such is my deep love for the physical rotating bezel.

But, if you want the latest and greatest, the Galaxy Watch 7 offers an upgraded 3nm Exynos W1000 chip and a new 3-in-1 BioActive Sensor. It’s a marginal improvement over last year’s models, but I don’t feel like Samsung introduced anything this year that requires having them. It also has Wear OS 5 and One UI 6 Watch, though Samsung has begun to roll out the newer OS to older watches (including the Galaxy Watch 6). Mostly, I recommend the 7 if you prefer a smaller size, don’t care about the rotating bezel, and want something a smidge more futureproof.

Advertisement

The Classic’s rotating bezel is 15 percent thinner than the Galaxy Watch 4 Classic. The updated design is sleeker than its predecessor, and the larger display is easier on the eyes and is only slightly bigger at 43mm and 47mm. I have small wrists, but the 47mm was still quite comfortable for everyday wear. It’s launching with Wear OS 4, which adds extended battery life, and — finally — cloud backups. One UI 5 Watch also adds some minor health and sleep tracking improvements, but this will eventually make its way to older models. While I prefer the Classic, the base Watch 6 model may be the better option if you want a smaller, lighter, sleeker, and cheaper smartwatch.

The 40mm Galaxy Watch 6 and the 47mm Watch 6 Classic are iterative updates, but deliver a familiar yet elevated experience.
Photo by Amelia Holowaty Krales / The Verge

For more outdoorsy folks, the $649.99 Galaxy Watch Ultra might be the more sensible choice. Of all Samsung’s watches, it has the best battery life, lasting around three days in our testing. (Though, we never got the full 100-hour estimated battery life.) It’s got dual-frequency GPS, a new multisport activity, an emergency siren, increased durability, 10ATM of water resistance, and a Quick Button, which acts as a customizable shortcut button. It’s basically an Apple Watch Ultra for Android.

Meanwhile, if you’re on a budget, there’s the new $199.99 Galaxy Watch FE, which is essentially a rebadged Galaxy Watch 4.

Close-up of the Galaxy Watch UltraClose-up of the Galaxy Watch UltraClose-up of the Galaxy Watch UltraClose-up of the Galaxy Watch Ultra

The Samsung Galaxy Watch Ultra is targeted at more outdoorsy folks with dual-frequency GPS, a new multisport activity, an emergency siren, and increased durability.

Advertisement

The Samsung Health app also delivers a good overall fitness tracking experience, especially since you can enable turn-by-turn navigation for hiking and cycling activities. We weren’t too impressed with nightly SpO2 readings, but Samsung’s overall sleep tracking continues to improve. You also get built-in GPS, body composition analysis, irregular heart rate notifications, fall detection, emergency SOS features, and EKGs. Most recently, Samsung’s added a new Energy score, AI-powered wellness insights, FDA-cleared sleep apnea detection, and a confusing AGEs Index metric for metabolic health. While the Energy score is broadly accurate, I found the AI-generated features to be hit or miss and the AGEs Index to be more gimmicky than useful. The latter feature is also limited to the Galaxy Watch 7 and Ultra.

We don’t necessarily recommend the Galaxy Watches if you don’t have a Samsung phone. EKGs and sleep apnea detection require the Samsung Health Monitor app, which is limited to Samsung phones. You can work around it, but all Samsung watches work best with other Samsung devices.

Read my full review of the Samsung Galaxy Watch 6 series.

Best Android smartwatch for non-Samsung users

Close up of 45mm Pixel Watch 3Close up of 45mm Pixel Watch 3Close up of 45mm Pixel Watch 3Close up of 45mm Pixel Watch 3

The 45mm version is identical to the 41mm model, but it’s display is even bigger than its predecessor. Like its 41mm sibling, it also features more advanced running capabilities, adds offline Google Maps functionality, and offers deeper integration with other Google devices.

Sizes: 41mm, 45mm / Weight: 31g for 41mm, 37g for 45mm / Battery life: Roughly 24 hours with AOD enabled / Display type: Always-on OLED / GPS: Built-in GPS / Connectivity: LTE (optional), Bluetooth, Wi-Fi, Safety Signal with Fitbit Premium / Water resistance: 5ATM / Music storage: 32GB

Advertisement

The $349.99 Google Pixel Watch 3 is done playing catch-up. It’s an annoying truth that if you have a Samsung phone, a Samsung smartwatch is probably the best choice for you. However, for everyone else, I highly recommend the Pixel Watch 3.

There are several updates to the Pixel Watch 3, but the gist is that it’s a more refined watch that also expands into new territory. One major update this year is that there are now two sizes: 41mm and 45mm. You get extra screen real estate on the larger watch, but the bezels are also smaller on the 41mm model this year. (If you’re trying to pick between sizes, I prefer the 45mm.) The displays are brighter as well, ranging from a minimum of 1 nit to a maximum of 2,000 nits.

The 45mm model also wears small. The difference between the two sizes isn’t massive as far as wearability.
Photo by Amelia Holowaty Krales / The Verge

Health and fitness also get several updates, especially for runners. There’s a new Cardio Load metric that gauges the cardiovascular intensity of the exercises you’ve been doing over a set period of time. It’s similar to Garmin’s Training Load metric. You’re also given a Cardio Load target based on your fitness goals, readiness, and current activity. Runners also get a new dashboard full of form analysis metrics as well as the ability to program custom workouts. In addition, you can get AI-generated suggested workouts. And if you’re in Europe, the Pixel Watch 3 can now detect if you no longer have a pulse and call emergency services.

The Pixel Watch 3 also adds a bunch of nifty Google integrations. It’s excellent if you have a Google-powered smart home because you can now directly view and interact with your Nest Doorbell or camera feeds. You can also use the watch as a remote for your Google TV, and there are new Google Home Tile / complications that make controlling your home from your wrist a breeze. Also new this year are offline Google Maps, the ability to unlock Pixel phones, and a Call Assist feature that lets a caller know you need an extra minute to pick up your phone.

Advertisement

The Pixel Watch 3 adds a host of new fitness features, brighter screens, and nifty Google integrations.

That said, while the Pixel Watch was initially framed as a watch for any Android phone, several updates this time around mean you’ll get the best experience with a Pixel phone. But compared to Samsung, there isn’t quite as much lock-in. Health features, for example, are available to everyone so long as you have a Fitbit account. Extra good news: Google removed certain metrics, like the Daily Readiness Score, from the Fitbit Premium paywall. Mostly, the features locked to Pixel phones are things like the ability to unlock your phone with the watch and use of the Recorder app.

One thing to be mindful of is durability. While the domed display is beautiful, we cracked the screen on the original Pixel Watch and got deep scratches on the Pixel Watch 2. (Thankfully, we haven’t messed up the Pixel Watch 3.) Google doesn’t offer any repair options, but you can get the Preferred Care extended warranty if you want to be prepared should something happen. It’s not ideal since it’s limited to the US and Canada, but it’s a step in the right direction.

Read my full Google Pixel Watch 3 review.

Best alternative to Google and Samsung smartwatches

The OnePlus Watch 2 has Wear OS 4, multiday battery life, dual-frequency GPS, and helps fill the void left by Fossil exiting the Android smartwatch space. Read our review.

Advertisement

Sizes: 47mm with 22mm straps / Weight: 49g case, 80g with strap / Battery life: Up to 100 hours in smart mode, 48 with AOD on, and 12 days in power-saving mode / Display type: OLED touchscreen / GPS: Dual-frequency GPS, Beidou, GPS, Galileo, GLONASS, QZSS / Connectivity: Bluetooth, Wi-Fi / Water resistance: 5ATM / Music storage: 32GB

The $299.99 OnePlus Watch 2 is what a glow-up looks like. While the original OnePlus Watch was horrible, this watch helps fill the void that Fossil left when it said it was pulling out of Android smartwatches — namely, a viable alternative to Google and Samsung.

The 47mm case is big for petite wrists, and unfortunately, it only comes in one size, but it’s made of durable stainless steel and sapphire crystal. Plus, it houses a 500mAh battery. That, plus a dual-chip architecture and novel dual OS system, results in super long battery life. How long a smartwatch lasts will of course depend on your individual usage, but I got nearly four days with normal use. That’s incredible for a flagship.

The OnePlus Watch 2 has stupendous battery life.
Photo by Amelia Holowaty Krales / The Verge

It also has Wear OS 4, making it the only third-party Wear OS watch running the latest software. It has Google Assistant from the get-go — a big achievement since that’s been a problem with other third-party Android watches. Plus, you get access to the Google Play Store for a robust app ecosystem. On the fitness side of things, OnePlus added dual-frequency GPS. That’s a plus if you’re outdoorsy and frequent challenging GPS environments like dense forests or crowded cities.

Advertisement

The main things you’re giving up are LTE connectivity and some features like EKGs, atrial fibrillation detection, native period tracking, and fall detection. The lack of cellular is a bummer, as it means you really should keep your phone on you when you’re out and about. Still, the $300 price tag is a competitive one and may be worth the tradeoff given battery life.

Read my review of the OnePlus Watch 2.

Best fitness smartwatch for Android

Close-up of person pressing the TicWatch Pro 5’s digital crownClose-up of person pressing the TicWatch Pro 5’s digital crownClose-up of person pressing the TicWatch Pro 5’s digital crownClose-up of person pressing the TicWatch Pro 5’s digital crown

Mobvoi’s long-awaited TicWatch Pro 5 has superior battery life, excellent fitness tracking, and Qualcomm’s new Snapdragon W5 Plus chip.

Sizes: 50mm with 24mm straps / Weight: 44.3g / Battery life: Up to 80 hours / Display type: OLED touchscreen and secondary ultra-low power display / GPS: GPS, GLONASS, GALILEO, Beidou / Connectivity: Bluetooth, Wi-Fi / Water resistance: 5ATM / Music storage: 32GB

Mobvoi’s TicWatch lineup has its devoted fans for a reason: super long battery life. The $249.99 TicWatch Pro 5 is no exception. It’s got an estimated 80 hours of battery life with standard use, a secondary ultra-low power display, and a massive (for a smartwatch you wear on your wrist, at least) 628mAh battery. I didn’t quite get 80 hours in my testing, but I did get a solid 48-60 hours even with heavy GPS use. That outclasses most of the watches in this category (except the OnePluS Watch 2) and is useful for backpackers and endurance athletes. It might not hold a candle to a top-of-the-line Garmin, but it’s also a smarter watch for a fraction of the price.

Advertisement

Battery life aside, the Pro 5 is a good option for fitness-focused people who aren’t keen on giving up smart capabilities for a Garmin or Polar. It’s also more durable. This time around, Mobvoi has also added a digital crown so you don’t have to worry about scrolling through menus with sweaty fingers. The flatter side button also reduces the risk of accidental presses.

The ULP display helps to extend battery life.
Photo by Amelias Holowaty Krales / The Verge

The Pro 5 also has an ingenious method of displaying heart rate. When you lift up your arm, the backlight changes color depending on which heart rate zone you’re in. That means you can instantly gauge whether to up the intensity or slow your roll. The Pro 5 also adds new training metrics, like VO2 Max and recovery time.

The TicWatch supports stress tracking, all-day blood oxygen monitoring, fatigue assessments, as well as atrial fibrillation and irregular heartbeat detection. For outdoorsy types, it also has access to multiple GNSS systems, and there’s a new barometer and compass app, as well as a one-tap measurement app that gives you a quick look at five metrics (heart rate, blood oxygen, stress, respiratory rate, and overall heart health).

It’s also pretty capable on the productivity front. You get contactless payments, access to the Play Store, notifications, and the ability to take calls. It’s also the only Android smartwatch available in the US with the latest Qualcomm Snapdragon W5 Plus chip, which is a plus in terms of futureproofing. The only major concerns are the 50mm case that may not suit smaller wrists and the lack of a digital assistant.

Advertisement

And good news! Mobvoi just announced that Wear OS 4 is rolling out this month.

Read my full review of the Mobvoi TicWatch Pro 5.

Best hybrid smartwatch

Close up of Withings ScanWatch lightClose up of Withings ScanWatch lightClose up of Withings ScanWatch lightClose up of Withings ScanWatch light

The Withings Scanwatch Light is a hybrid analog smartwatch that tracks the basics like steps and activities, while delivering up to 30 days of battery life.

Sizes: 37mm with 18mm straps / Weight: 45g / Battery life: Up to 39 days / Display type: OLED display / GPS: Tethered GPS / Connectivity: Bluetooth / Water resistance: 5ATM / Music storage: N/A

Hybrid smartwatches are an excellent way to keep things simple and subtle. The $249.95 Withings ScanWatch Light gets you the basics like push notifications, timers, and alarms. On the health front, you can track steps, sleep, menstrual cycles, and GPS workouts. (That said, GPS is tethered from your phone, not built in.) The design reminds me of a classier Swatch, particularly if you get the more colorful options in a minty green or pale blue. But the big reason the Light has dethroned our previous pick, the Garmin Vivomove Sport, is its extra-long battery life. Withings estimates it lasts up to 30 days on a single charge, and I got pretty close to that in testing with 25 days. Despite the Vivomove’s more appealing $180 price tag, it only lasts about five days.

Advertisement

The ScanWatch 2 (left) is a fancier version of the Light and has a few more health features.
Photo by Amelia Holowaty Krales / The Verge

If you want a bit more out of a hybrid, you can also opt for the ScanWatch 2. It’s an extra $100, but you get EKGs and atrial fibrillation detection, temperature sensors, SpO2 readings, and an altimeter for measuring elevation. It also looks a bit more elegant on the wrist, partly because of a secondary dial that tracks your daily step progress.

If neither matches your style, the Vivomove Sport is still a good option that gets you access to Garmin’s in-depth platform. Its Vivomove Trend is a slightly more upscale option that also supports Qi charging.

Read my full review of the Withings ScanWatch 2 and Light.

Best platform-agnostic fitness smartwatch

Person looking at Garmin Venu 3 on their wrist showing calendar widget.Person looking at Garmin Venu 3 on their wrist showing calendar widget.Person looking at Garmin Venu 3 on their wrist showing calendar widget.Person looking at Garmin Venu 3 on their wrist showing calendar widget.

The Garmin Venu 3S adds a new heart rate sensor, a wheelchair mode, and much-improved sleep tracking and nap detection.

Advertisement

Sizes: 41mm with 18mm straps; 45mm with 22mm straps / Weight: 40g for the 3S; 47g for the 3 / Battery life: Up to 10 days for 3S; 14 days for 3 / Display type: OLED touchscreen / GPS: GPS, GLONASS, GALILEO / Connectivity: Bluetooth, Ant Plus, Wi-Fi / Water resistance: 5ATM / Music storage: 8GB

Garmin is best known for making rugged GPS watches that have excellent fitness features but aren’t so smart otherwise. But the $449.99 Venu 3 caters to people who want top-notch fitness tracking without sacrificing productivity features.

It’s got a colorful and vibrant always-on OLED display and comes in two sizes: 41mm and 45mm. Like its predecessor, the Venu 2 Plus, it also has a microphone and speaker so you can take and make calls directly from the wrist. It also has a clever workaround for digital assistants — it uses Bluetooth to work with whatever assistant is already on your phone. You’d think more fitness trackers would do this, but they don’t. It worked well in testing, though digital assistants aren’t always the smartest at understanding commands.

The Venu 3 series is a little pricey, but it’s the smartest watch Garmin’s got to offer.
Photo by Amelia Holowaty Krales / The Verge

The Venu 3 doesn’t have the best third-party app ecosystem, but it has Spotify, Deezer, and Amazon Music for offline playback. Android users can also send quick responses for texts, and the watch works with either iOS or Android for folks who want to keep their options open. It also has fall detection, live tracking, and contactless payments.

Advertisement

As for health features, it has Garmin’s latest heart rate sensor, which enables its FDA-cleared EKG app to detect atrial fibrillation. Otherwise, you get built-in GPS, continuous heart rate monitoring, all of the advanced coaching features in the Garmin Connect app, and Garmin’s famous in-depth health data. The Venu 3 also improves sleep tracking with nap detection and adds audio-guided meditation sessions. There’s also a new wheelchair mode.

This isn’t the most hardcore Garmin that money can buy, but it’s definitely the smartest. The price is a bit high compared to most smartwatches, but by Garmin standards, it’s middle-of-the-pack.

Read my Garmin Venu 3S review.

Best budget Android smartwatch

Amazfit GTR 4 on a metal tinAmazfit GTR 4 on a metal tinAmazfit GTR 4 on a metal tinAmazfit GTR 4 on a metal tin

The Amazfit GTR 4 is a platform-agnostic smartwatch that delivers a lot of bang for your buck. It has dual-band GPS, is Alexa-compatible, and has 14 days of battery life.

Size: 46mm with 22mm straps / Weight: 34g / Battery life: Up to 14 days / Display type: OLED touchscreen / GPS: Dual-frequency and 6 GNSS systems / Connectivity: Bluetooth, Wi-Fi / Water resistance: 5ATM / Music storage: 2.3GB

Advertisement

Amazfit’s made a name for itself making budget wearables that punch far above their weight. I’ve been consistently impressed by the GTR line of smartwatches over the years, and the $199.99 GTR 4 is no exception. 

Not only does it have a classic look, but you also get 14 days of battery life and a color, always-on OLED display. New to the GTR 4 is dual-band GPS — a feature that Apple and Garmin only recently introduced to their higher-end smartwatches. Or, if you like to plan your own trail runs or hikes, you can import your own GPS routes, too. It tracks 150 sports and features all-day continuous heart rate monitoring. You can also monitor stress, sleep, and SpO2 levels. For smart features, you can take calls on the wrist, and it has two digital assistants: Alexa and a proprietary offline assistant. The device also syncs with Strava and Adidas Running. 

The Amazfit GTR 4 is a budget option that punches above its weight.
Photo by Victoria Song / The Verge

The GTR 4 isn’t the best smartwatch around. Flagship watches can do everything the GTR 4 can do but in a sleeker, more polished package. However, they can’t do it at this price. If price is your main priority, this gets you incredible bang for your buck. Plus, you can frequently find Amazfit devices on sale. The icing on the cake is it works just as well on Android as it does on iOS.

Read my full review of the Amazfit GTR 4.

Update, December 26th: Adjusted prices and availability.

Advertisement
Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Technology

US arrests soldier who allegedly made $400k on Maduro Polymarket bets

Published

on

US arrests soldier who allegedly made 0k on Maduro Polymarket bets

On or about January 6, 2026, for example, VAN DYKE asked Polymarket to delete his Polymarket account, falsely claiming that he had lost access to the email address to which the account had been associated. That same day, VAN DYKE changed the email registered to his cryptocurrency exchange account to an email address that was not subscribed to in his name, which email address was created on or about December 14., 2025.

Continue Reading

Technology

How Florida retiree lost $200K in fake PayPal refund scam

Published

on

How Florida retiree lost 0K in fake PayPal refund scam

NEWYou can now listen to Fox News articles!

Brian Oliver is retired, sharp and financially savvy enough to have a stock-and-bond portfolio worth hundreds of thousands of dollars. He is not the type of person you picture getting scammed. That is exactly why scammers picked him.

What happened to Oliver, 85, is the kind of story that makes your jaw drop, and your stomach turn at the same time. It started with a routine-looking email and ended with a box of gold coins rolling away in the back of a black Mustang. In between, Oliver lost $200,000 and nearly half of his retirement savings.

He told his story on my Beyond Connected podcast at getbeyondconnected.com, along with Detective Justin Torres of the Gainesville Police Department in Florida. What they shared together is equal parts chilling and clarifying.

Sign up for my FREE CyberGuy Report

Advertisement
  • Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com – trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join. 

BEWARE FAKE CREDIT CARD ACCOUNT RESTRICTION SCAMS

Brian Oliver shares how a routine-looking email pulled him into a sophisticated refund scam that cost him $200,000. (Sebastian Gollnow/picture alliance)

It all started with a PayPal refund scam email

Brian got an email that said PayPal owed him money. It was not a wild claim. He had dealt with PayPal before and figured, “Maybe they found some money for me.” So he responded. The email included a phone number, and that number connected him to a man who called himself Andrew Johnson.

“Yeah, we have $450 for you. Type in the number 100 on your computer and we’ll get it started.”

Brian typed 100. Andrew immediately said he had made a mistake: “Oh no, you put in 10,000.”

Brian pushed back. He said he did not type 10,000. Andrew told him to check his Bank of America account. Brian opened it, and there it was: $10,000 sitting in his checking account.

Advertisement

Except it was not real. The scammers had somehow mirrored his bank’s website. What Brian saw looked exactly like his actual Bank of America page, complete with a new balance and a phone number embedded in the “Contact Us” section. That number was fake, too.

Brian called it. A man named Josh answered, identifying himself as a Bank of America representative. He told Brian that the only way to return the money without triggering a $3,500 tax penalty was to withdraw $10,000 in cash and feed it into a crypto ATM.

How the PayPal refund scam tricked Brian

Oliver had never heard of a crypto ATM before that day. Josh helpfully told him exactly where to find one. It was in a sketchy part of town, and Oliver walked in carrying $10,000 in his pocket.

“I’m on my knees, on a cement floor, and I’m 85,” Oliver said.

He fed one hundred $100 bills into the machine, bill by bill, watching over his shoulder the entire time. Some bills got kicked back out. He fed them in again. When the machine finally accepted all of them, he photographed the receipt and sent it to Andrew Johnson, just as he had been instructed.

Advertisement

Then Oliver went home and told Andrew it was done. Andrew told him they still had to take care of his refund. He told Oliver to type in the number 200.

FAKE PAYPAL EMAIL LET HACKERS ACCESS COMPUTER AND BANK ACCOUNT

Oliver typed it. Andrew’s response came fast: “Oh my God, my boss is going to kill me. It’s $200,000 we’ve transferred to your account.”

This type of scam is becoming more common, and it often involves criminals impersonating trusted platforms like PayPal.

“PayPal does not tolerate fraudulent activity, and we work hard to protect our customers from evolving phishing scams,” a spokesperson for PayPal told CyberGuy. “We always encourage consumers to learn how to spot the warning signs of common fraud, including our tips on the PayPal Newsroom for identifying phishing emails that attempt to impersonate trusted brands. We further recommend contacting Customer Support for assistance through official channels such as the PayPal app and our Contact Us webpage, and never responding to suspicious, unexpected emails.”

Advertisement

How the scam escalated to $200,000 in gold

Oliver opened his bank account again. The fake mirrored site showed $200,000 sitting there. Josh Wilson was back on the phone with a new plan. This time, the crypto ATM would not work because the amount was too large. Oliver needed to liquidate $200,000 from his stock and bond portfolio, convert it to cash and use it to buy gold coins.

Oliver protested. He told them to just reverse the transfer. They said it was impossible.

“This is my retirement money. 50% of my retirement money,” he said.

The scammers told him not to breathe a word to anyone. Josh specifically warned him that telling his broker the truth could trigger tax problems. So Oliver called his broker and said he had his eye on a piece of real estate he wanted to flip. The broker processed the sale without question.

YOUTUBE JOB SCAM TEXT: HOW TO SPOT IT FAST

Advertisement

Oliver went to a gold coin store, wrote a check for $198,560 and waited two to three days for it to clear. Andrew Johnson stayed in regular contact the entire time.

When the gold was ready, Johnson gave Oliver one final instruction. A courier would come to his door to pick up the box. Before handing it over, Oliver should ask the courier for a password. The password was “blue.”

The courier arrived. He was driving a black Mustang. He said the word blue. Oliver handed over the box.

“He told me the password,” Oliver said. “I handed the box, and off went my $200,000.”

The moment Brian Oliver realized it was all a scam

The day after the courier left, Andrew Johnson called back with urgency. He told Brian Oliver another $200,000 had landed in his account, and they needed to do the whole thing over again. That was the moment it broke.

Advertisement

“That’s when I came out from under the ether of this scam,” Oliver said. “And I said, this cannot be right.”

He immediately called the Gainesville Police Department.

The high-stakes sting that brought down a scam courier

Detective Justin Torres of the Gainesville Police Department took the call and started working the case immediately. The scammers had asked Oliver for photos of the gold and the purchase receipt, which gave law enforcement about a day and a half to set up an operation before the courier was scheduled to return.

Detective Torres pulled in four officers from the department’s Gun Violence Initiative unit, a team of intermediate detectives trained for exactly this kind of boots-on-ground work. They set up covert and marked vehicles around Oliver’s residence at a careful distance.

“It was pretty high intensity because I’m listening to Mr. Oliver’s conversation with Andrew,” Torres said. “And I’m also trying to be a good distance away to listen to my radio and be able to broadcast what I need to to the other officers on the outside.”

Advertisement

The scammers were suspicious. They kept pushing Oliver to be more compliant. Oliver pushed back. The goal was to keep them on the line long enough for the courier to show up. The courier, a man named Seth Wayne, drove in from Tampa. The officers waited. When he arrived, they arrested him. The case went to trial. Seth Wayne received an 18-year prison sentence.

A federal jury has since convicted a second courier in the same scheme. Atharva Shailesh Sathawane, 22, an undocumented immigrant from India, was found guilty of conspiracy to commit wire fraud and money laundering, with Brian Oliver among his victims.

Sathawane was arrested after the Gainesville Police Department set up a second sting operation at Brian’s home. Court documents showed Sathawane was involved in more than 30 transactions across multiple states, contributing to nearly $8 million stolen from elderly victims. He faces up to 20 years on each count, with sentencing scheduled for Dec. 16 in Gainesville, though he is appealing his conviction.

How refund scams are hitting multiple victims

The scam began with a convincing message and quickly escalated as criminals guided Brian Oliver step by step through fake account activity. (Halfpoint/iStock/Getty Images)

Ten other victims testified at Seth Wayne’s trial. They had come from all over the state of Florida, and their stories made Oliver furious.

Advertisement

Some had received fake arrest warrants, official-looking documents claiming their identities had been tied to gun running. They were told the only way to clear their names was to pull their savings and buy gold, which would be placed in a special locker in Washington, D.C., until their names were cleared.

One victim lost $1.8 million. Another lost $4.9 million. A third woman lost over $1 million across two separate pickups by the same courier. Her husband was in hospice care in Florida while all of this was happening. She drained her entire life savings, sold her condo and had to move in with her daughter and son-in-law in Alabama, leaving her dying husband behind.

Where the money from refund scams actually goes

Once the gold or cash leaves a victim’s hands, recovery is nearly impossible. Most of Seth Wayne’s deliveries went to parking lots at McDonald’s or shopping centers, where he handed the money directly to a controller. One pickup went to a jewelry store, where an employee came outside to collect it. That connection is still under active investigation by the IRS and FBI.

The call centers running these operations are overseas. Higher-level couriers in the United States are still being investigated. The full network is, as Detective Torres put it, “very intricate” and “very complicated.”

Seth Wayne himself was a mid-to-upper-level courier. He was also paying other couriers and compensating his handler. When investigators downloaded his cell phone after a judge-approved search warrant, they found evidence that he had researched exactly what he was doing before deciding the money was worth the risk.

Advertisement

SCAMS THAT AREN’T ILLEGAL (BUT SHOULD BE)

The defense of “willful blindness,” the idea that a courier can claim ignorance and escape responsibility, no longer holds up in Florida courts. Seth Wayne found that out the hard way.

For a deeper look at what Oliver went through, you can hear the full story on my Beyond Connected podcast at getbeyondconeccted.com.

How to stay safe from refund scams

Detective Torres laid out the most important red flags clearly, and Oliver added a few from painful personal experience. Here is what both of them want you to know.

1) Hang up on urgency

Scammers manufacture pressure because it works. If someone on the phone is telling you that you must act right now, that is not a real emergency. That is a tactic. Torres put it directly: “They want to make you believe that you have to do all this right now.”

Advertisement

2) Never call the number they give you

If someone calls claiming to be from PayPal, your bank or a law enforcement agency, hang up and find the real number yourself. The number embedded in Oliver’s fake bank website looked completely legitimate. It was not.

3) Pause for ten seconds

Literally ten seconds. Detective Torres confirmed what many security experts say: “If you pause these scams for just 10 seconds, many of them will just fall apart.” A scammer who is pushed back even slightly will often overreact, and that reaction will feel wrong.

4) Isolation is the biggest red flag

The moment someone on the phone tells you not to tell a family member, friend or neighbor what is happening, stop. That instruction exists for one reason: to prevent you from getting help before they get your money. “Once you start hearing that isolation conversation, that is the biggest red flag,” Torres said. “You need to hang up the phone.”

5) Gold is always a scam signal

Oliver made this one simple: “If you’re told to go buy gold, the only reason they tell you to buy gold is because it can never be traced. It’s a scam.” No legitimate company, government agency or financial institution will ever ask you to buy gold coins and hand them to a stranger.

6) The courier at your door means stop

If you have already bought gold and someone is coming to your home to pick it up in a box, Oliver’s advice is direct: “Stop right there. It’s a scam.”

Advertisement

7) Never move money to fix a ‘mistake’

If someone claims they accidentally sent you money and asks you to return it, stop right there. Real companies fix errors on their own systems. They will not ask you to withdraw cash, buy crypto or purchase gold to correct a transaction.

8) Verify your account on your own device

If you need to check your bank account, use your official banking app or type the website yourself. Do not trust links, screens or phone numbers provided during a call. In many cases, scammers create fake sites that look identical to the real thing.

9) Be wary of step-by-step instructions

Scammers often stay on the phone and guide you through every move. That level of control should raise concern. Legitimate companies do not walk you through withdrawing cash, using crypto ATMs or buying gold to solve a problem.

10) Bring in a second person

Before moving a large amount of money, pause and call someone you trust. A quick conversation with a family member or friend can shift your perspective. In many cases, that outside voice is enough to stop a scam in progress.

11) Limit how much of your information is online

Scammers build convincing stories using real details they find online. This can include your phone number, home address or financial history. To reduce that risk, consider removing your information from data broker and people-search sites. While you can do this manually, it often takes time, which is why some people use a data removal service such as Incogni to help automate the process and keep their information from resurfacing.

Advertisement

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.

Scammers often operate behind the scenes, using technology and social engineering to manipulate victims into handing over cash or valuables. (Paul Chinn/The San Francisco Chronicle/Getty Images)

Kurt’s key takeaways

Brian Oliver lost $200,000, leaving him with only half of his retirement savings. Today, he says he is slowly sinking toward bankruptcy, and the odds of getting that money back are slim. Even so, he chose to go public so others could hear his story before it happens to them. What makes this case different is that it led to real consequences. Detective Torres and his team moved quickly and set up a sting operation. As a result, they arrested a courier who later received an 18-year prison sentence. Meanwhile, the IRS and FBI are still investigating the larger network. However, this kind of outcome is rare. In most cases, victims lose everything and never see justice. These scams are complex, often run from overseas, and are designed to move money fast. Because of that, law enforcement usually focuses on the people closest to the victim and works backward. In the end, Oliver’s turning point came during a second demand for money. At that moment, something felt off, so he paused. Then he said, “This cannot be right.” That instinct matters. In many cases, that brief pause is enough to break the scam.

If you were in Oliver’s position, at what exact moment do you think you would have stopped, and what would it have taken for you to make that call? Let us know by writing to us at Cyberguy.com.

Advertisement

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Sign up for my FREE CyberGuy Report

  • Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com – trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

Copyright 2026 CyberGuy.com. All rights reserved.

Advertisement
Continue Reading

Technology

BEWARE SOFTWARE BRAIN

Published

on

BEWARE SOFTWARE BRAIN

Today on Decoder, I want to lay out an idea that’s been banging around my head for weeks now as we’ve been reporting on AI and having conversations here on this show. I’ve been calling it software brain, and it’s a particular way of seeing the world that fits everything into algorithms, databases and loops — software.

Software brain is powerful stuff. It’s a way of thinking that basically created our modern world. Marc Andreessen, the literal embodiment of software brain, called it in 2011 when he wrote the piece “Why software is eating the world” as an op-ed in The Wall Street Journal. But software thinking has been turbocharged by AI in a way that I think helps explain the enormous gap between how excited the tech industry is about the technology and how regular people are growing to dislike it more and more over time.

In fact, the polling on this is so strong, I think it’s fair to say that a lot of people hate AI. And Gen Z in particular seems to hate AI more and more as they encounter it. There’s that NBC News poll showing AI with worse favorability than ICE and only a little bit above the war in Iran and the Democrats generally. That’s with nearly two thirds of respondents saying they used ChatGPT or Copilot in the last month. Quinnipiac just found that over half of Americans think AI will do more harm than good, while more than 80 percent of people were either very concerned or somewhat concerned about the technology. Only 35 percent of people were excited about it.

Poll after poll shows that Gen Z uses AI the most and has the most negative feelings about it. A recent Gallup poll found that only 18 percent of Gen Z was hopeful about AI, down from an already-bad 27 percent last year. At the same time, anger is growing: 31 percent of those Gen Z respondents said they feel angry about AI, up from 22 percent last year.

Now, I obviously talk to a lot of tech executives and policy people here on Decoder, and I will tell you, they all know AI isn’t popular, and they can all see how that’s playing out in real life. Here’s Microsoft CEO Satya Nadella talking about how the tech industry needs to make the case for the investments it’s making in AI:

Advertisement

Satya Nadella: At the end of the day, I think this industry, to which I belong, needs to earn the social permission to consume energy because we’re doing good in the world.

I think it’s safe to say that the tech industry and AI have not earned any of that social permission yet. Politicians from both sides of the aisle are opposing data center buildouts. Politicians in local communities that support data centers are getting voted out of office. And in the most depressing reminder of how much political violence has become a part of everyday American life, politicians who’ve supported data centers have had their houses shot at. OpenAI CEO Sam Altman has had Molotov cocktails thrown at his house.

It’s sad that I’m going to have to say this again on the show, and it’s sad that we’re going to have commenters who disagree, but this violence is unacceptable. If you want to meaningfully oppose AI in a way that lasts, you should speak loudly with your dollars in the market and your attention online, and you should speak loudly with your votes. You should participate in a democratic regulatory and political process. Anything else will get dismissed and perpetuate the cycle. That dismissal is already happening.

I also think it’s incredibly important for our politicians and tech executives to make sure our political process makes people feel empowered, not helpless, which is a specific kind of nihilism they have all greatly contributed to. The violence is a result of that helplessness and nihilism. And the most powerful people in our society ought to reckon with that, especially as they run around saying AI will wipe out all the jobs. I’m not even exaggerating this. Here’s Anthropic CEO Dario Amodei saying he thinks AI will wipe out all the jobs:

Dario Amodei: Entry-level jobs in areas like finance, consulting, tech and many other areas like that —- entry-level white-collar work — I worry that those things are going to be first augmented, but before long replaced by AI systems. We may indeed —- it’s hard to predict the future — but we may indeed have a serious employment crisis on our hands as the pipeline for this early-stage, white-collar work starts to contract and dry up.

What I see when I encounter clips like this is the true gap between the tech industry and regular people when it comes to AI — and also the limit of software brain. Like I said, everyone in tech understands how much regular people dislike AI. What I think they’re missing is why. They think this is a marketing problem. OpenAI just spent $200 million on the TBPN podcast because the company thinks it will help make people like AI more. Sam Altman has said so explicitly:

Sam Altman: Oh, they are genius marketers and I would love to have better marketing. Somebody said to me recently that if AI were a political candidate, it would be the least popular political candidate in history. And given the amazing things AI can do, I think there’s got to be better marketing for AI.

It feels like someone just needs to say this clearly, so I’m just going to do it. AI doesn’t have a marketing problem. People experience these tools every single day. ChatGPT has 900 million weekly users, trending to a billion, and everyone has seen AI Overviews in Google Search and massive amounts of slop on their feeds. You can’t advertise people out of reacting to their own experiences. This is a fundamental disconnect between how tech people with software brains see the world and how regular people are living their lives.

Advertisement

Image: The Verge

So what is software brain? The simplest definition I’ve come up with is that it’s when you see the whole world as a series of databases that can be controlled with structured language and software code. Like I said, this is a powerful way of seeing things. So much of our lives run through databases, and a bunch of important companies have been built around maintaining those databases and providing access to them.

Zillow is a database of houses. Uber is a database of cars and riders. YouTube is a database of videos. The Verge’s website is a database of stories. You can go on and on and on. Once you start seeing the world as a bunch of databases, it’s a small jump to feeling like you can control everything if you can just control the data.

But that doesn’t always work. Here’s an example: Elon Musk and DOGE showed up in the government, and the first thing they did was take control of a bunch of databases. And they ran into the undeniable fact that the databases aren’t reality, and DOGE ended in hilarious failure. It turns out software brain has a limit, and the government isn’t software. People aren’t computers, and they don’t live in automatable loops that can be neatly captured in databases.

Anyone who’s actually ever run a database knows this. At some point, the database stops matching reality. And at that point, we usually end up tweaking the database, not the world. The AI industry has fully lost sight of this. AI thrives on data. It’s just software. And so the ask is for more and more of us to conform our lives to the database, not the other way around.

Advertisement

Let me offer you another example that I think about all the time, especially as AI finds real fit as a business tool. It’s the idea that AI is coming for lawyers and the legal system. The AI industry loves to talk about not needing lawyers anymore, which is already getting all kinds of people into all kinds of trouble. But I get it. I’ve spent a lot of time with lawyers. I used to be a lawyer. My wife is still a lawyer. Some of my best friends are lawyers.

Verge subscribers, don’t forget you get exclusive access to ad-free Decoder wherever you get your podcasts. Head here. Not a subscriber? You can sign up here.

I also spend all of my time at work talking to tech people. And so over time, I’ve learned that the overlap between software brain and lawyer brain is very, very deep. Alluringly deep. If the heart of software brain is the idea that thinking in the structured language of code can make things happen in the real world, well, the heart of lawyer brain is that thinking in the structured legal language of statutes and citations can also make things happen. Hell, it can give you power over society.

There are other commonalities. Both software development and the law depend heavily on precedent. We have a body of case law in this country, and we use it over and over again to help us resolve disputes. Much like software engineers have libraries of code that they turn to repeatedly to build the foundations of their products. I can go on.

At the end of the day, both lawyers and engineers do their best to use formal, structured language to guide the behavior of complicated systems in predictable and potentially profitable ways. I am far from the first person with this idea. Larry Lessig wrote a book called Code and Other Laws of Cyberspace in 2000. It’s just as relevant today as it was a quarter century ago.

And so you have this intoxicating similarity between law and code, and it trips people up all the time. People are constantly trying to issue commands to society at large like it’s a computer that will obey instructions. There are examples of this big and small. My favorite are those Facebook forwards insisting Mark Zuckerberg does not have the right to publish people’s photos. Honestly, I look at these, and I think it would be great if the law was actually code. Maybe things would be more predictable. Maybe we’d feel more in control.

Advertisement

But law isn’t actually code, and society and courts aren’t computers. I have to remind our fairly technical audience on Decoder and at The Verge all the time that the law is not deterministic. You simply cannot take the facts of a case, the law as written, and predict the outcome of that case with any real certainty, even though the formality of the legal system makes people think it works like a computer, that it’s predictable.

Because at the end of the day, it’s actually ambiguity that’s at the very heart of our legal system. It’s ambiguity that makes lawyers lawyers. Honestly, it’s ambiguity that makes people hate lawyers because it’s always possible to argue the other side, and it’s always possible to find the gray area in the law. That’s why prosecutors end up working as defense attorneys and why our regulators tend to end up working for big corporations.

So you can see the obvious collision between software brain and lawyer brain. This thing that looks like a computer isn’t actually anything at all like a computer. A lot of people even argue that the law should be more like a computer, that the system should be verifiable and consistent, and that merely issuing the right commands at the right times should lead to objectively correct outcomes.

Bridget McCormack, who used to be the chief justice of the Michigan Supreme Court, was on Decoder a few months ago pitching a fully automated AI arbitration system. Her argument to me was that people perceive the traditional legal system to be so unfair, they will accept a worse outcome from an automated system as more fair as long as they feel heard. And if there’s one thing AI can do, it’s sit there and listen all day and night. I don’t know if any of that is correct or even workable, but I do know software brain, and that is pure software brain. The idea that we can force the real world to act like a computer and then have AI issue that computer instructions.

You can see the same thing happening in every other kind of industry. You don’t hire a big consulting firm to actually come in and study your business and make it more efficient. You hire them to make slide decks that justify layoffs to your board and shareholders. Big consulting firms are great at this, and now they’re just going to generate those decks with AI. They are already doing this and the layoffs have already begun.

Advertisement

Any business process that looks like code talking to a database in a repetitive way is up for grabs. That’s why Anthropic has been so relentlessly focused on enterprise customers, and it’s why OpenAI is now pivoting to business use. There’s real value in introducing AI to business because so much of modern business is already software, collecting data, analyzing it, and taking action on it over and over again in a loop. Businesses also control their data, and they can demand that all their databases work together. In this way, software brain has ruled the business world for a long time. And AI has made it easier than ever for more people to make more software than ever before, for every kind of business to automate big chunks of itself with software. The absolute cutting edge of advertising and marketing is automation with AI. It’s not being in creative.

But not everything is a business, not everything is a loop, and the entire human experience cannot be captured in a database. That’s the limit of software brain. That’s why people hate AI. It flattens them. Regular people don’t see the opportunity to write code as an opportunity at all. The people do not yearn for automation. I’m a full-on smart home sicko; the lights and shades and climate controls of this house are automated in dozens of ways. But huge companies like Apple, Google and Amazon have struggled for over a decade now to make regular people care about smart home automation at all. And they just don’t.

AI isn’t going to fix that. Most people are not collecting data about every single thing that they do. And if they’re collecting any at all, it’s stored across lots of different systems — your email in Gmail, your messages in iMessage, your work schedule in Outlook, your workouts in Peloton. Those systems don’t talk to each other and maybe they never will, because there’s no reason for them to. And asking people to connect them all freaks them out.

Even taking the time to consider how much of your life is captured in databases makes people unhappy. No one wants to be surveilled constantly, and especially not in a way that makes tech companies even more powerful. But getting everything in a database so software can see it is a preoccupation of the AI industry. It’s why all the meeting systems have AI note takers in them now. It’s why Canva, which is design software, now connects to corporate email systems. My friend Ezra Klein just went to Silicon Valley, and he described the people that are actively trying to flatten themselves into a database:

Ezra Klein: You might think that A.I. types in Silicon Valley, flush with cash, are on top of the world right now. I found them notably insecure. They think the A.I. age has arrived and its winners and losers will be determined, in part, by speed of adoption. The argument is simple enough: The advantages of working atop an army of A.I. assistants and coders will compound over time, and to begin that process now is to launch yourself far ahead of your competition later. And so they are racing one another to fully integrate A.I. into their lives and into their companies. But that doesn’t just mean using A.I. It means making themselves legible to the A.I.

You can give it access to everything that’s there: your files, your email, your calendar, your messages. It operates continuously in the background, building a persistent memory of your preferences and patterns so it can better act on your behalf. The cybersecurity risks are glaring, but there’s a reason millions of people are using it: The more of your life you open to A.I., the more valuable the A.I. becomes.

Advertisement

I’ve reviewed a lot of tech products over the past decade and a half, and all I can tell you is that it is a failure when you ask people to adapt to computers. Computers should adapt to people. And asking people to make themselves more legible to software, to turn themselves into a database, is a doomed idea. It’s an ask so big, I can’t imagine a reward that would make it worth it for anyone, even if the tech industry wasn’t constantly talking about how AI will eliminate all the jobs, require a wholesale rethinking of the social contract and — oops — also the latest models might cause catastrophic cybersecurity problems that might lead to the end of the world.

Does this sound like a good deal to you? Can you market your way out of this? This only makes sense if you have software brain, if your operative framework is to flatten everything into databases that you can control with structured language. The people paying thousands of dollars a month to set up swarms of OpenClaw agents and write thousands of lines of code, they’re people who look at the world and see opportunities for automation, to repeat tasks, to collect data, to build software. AI is great for them. It’s even exciting in ways that I think are important and will probably change our relationship to computers forever.

For everyone else, AI is just a demanding slop monster. It’s a threat. I’m not saying regular people don’t use Excel or Airtable to plan their weddings or have fun throwing PowerPoint parties, or even that AI won’t be useful to regular people over time. I think a lot of people enjoy data and tracking different parts of their lives. There’s my WHOOP band. I’m just saying these things aren’t everything. Not everything about our lives can be measured and automated and optimized. It shouldn’t be.

And so the tech industry is rushing forward to put AI everywhere at enormous cost — energy, emissions, manufacturing capacity, the ability to buy RAM — and locked into the narrow framework of software brain without realizing they are also asking people to be fundamentally less human. They then sit around wondering why everyone hates them. I don’t think a couple haircuts are going to fix it.

Questions or comments about this episode? Hit us up at decoder@theverge.com. We really do read every email!

Advertisement

Decoder with Nilay Patel

A podcast from The Verge about big ideas and other problems.

SUBSCRIBE NOW!

Follow topics and authors from this story to see more like this in your personalized homepage feed and to receive email updates.

Continue Reading
Advertisement

Trending