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Letters: Illinois Senate is foolish to advance medical debt legislation

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Letters: Illinois Senate is foolish to advance medical debt legislation


Regarding the article “Ill. Senate passes legislation that would strip medical debt from credit reports” (April 13): What is the Illinois Senate thinking? Sure, much medical debt is not incurred willingly, but what does that have to do with anything? Credit reports are not about personal blame or merit; they are financial information. The fact that a person did not choose to get injured or sick has nothing to do with the fact that having a major debt means the individual is less able to pay off other debts.

This legislation means that potential creditors would be expected to extend credit (car loans, mortgages, credit cards, etc.) on the assumption that the applicant can pay when in fact that may not be true.

State Sen. Steve Stadelman seems to be under the impression that debt that wasn’t incurred willfully is irrelevant to ability to pay. “No one should have to go into medical debt just to get the quality health care they need,” he said. As an ideal moral position, that’s fine, but so what? The bill is about circumstances in which the person did in fact go into medical debt; “should” is not the issue. The same logic would indicate that potential lenders could also be lied to about whether the applicant still has a job (they shouldn’t have been laid off) or how much rent they pay (they didn’t ask the landlord to increase the rent).

And by the way, doesn’t “medical debt” include debt incurred for elective cosmetic surgery and other vanity procedures? That just adds to the silliness of this legislation. It’s silly enough if you think only of the costs of truly necessary treatment.

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And senators passed this bill 58-0. No one said, “Wait, do we really want to authorize credit applicants to deceive the lenders?” Brilliant.

These are the people we are trusting to run a responsible state budget.

— Steven Gruenwald, Schaumburg

Supreme Court’s bribery case

Is it ironic or surprising that a Supreme Court loaded with Donald Trump appointees looks to be leaning toward opening the door for new definitions of bribery? One justice speculated that prosecutors are perhaps being too zealous in pursuing these cases. Aren’t the justices supposed to be looking at laws and constitutionality versus analyzing the behavior of prosecutors?

If the James Snyder case is overturned by this court, God help Illinois citizens. Too many politicians are lining their pockets and those of their “supporters” usurping the existing laws.

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— Ken Stead, Aurora

Congressman’s racist accusations

U.S. Rep. Jonathan Jackson was recently recorded at a private event making a series of baseless and blatantly racist accusations against members of the Chicago Fire Department and the Chicago Fire Fighters Union Local 2. Jackson’s despicable allegations are an abhorrent insult to the fine members of the CFD.

In my own 35-year-plus career, most of it spent in one of the busiest firehouses in Chicago, working with members of all races and ethnic backgrounds, I never once encountered a situation in which someone failed to give it their all because of the race of the victims. I have never spoken to anyone who has.

The Tribune has a long and well-established track record of rigorous and exhaustive coverage of race-related issues, particularly those pertaining to the CFD, as well as the Chicago Police Department. Past race-related coverage regarding the CFD has left no stone unturned and no racial angle unexplored.

I certainly look forward to the Tribune’s thorough investigation and reporting on this defamatory racial attack on the good name and reputation of the fine and diverse membership of the CFD.

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— James E. McNally, retired Chicago firefighter and past president, CFFU Local 2, Chicago

Dreams of Black and brown kids

Regarding the editorial “Stacy Davis Gates throws down a ‘$50 billion and 3 cents’ CTU gauntlet” (March 10): Black and brown children can dream, too. They can have dreams of fully funded schools. They can have dreams that, regardless of their ZIP code, they will receive a world-class education from schools that are fully funded, staffed and resourced.

They can have dreams that they and their communities matter equally to policymakers. They can have dreams that they will have opportunities to explore fine arts and sports programs to their fullest extent.

They have dreams that matter, too.

— Angela E. Poole, Munster, Indiana

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COPA chief’s premature remarks

In agreement with the editorial “COPA leader needs to better build public confidence in Dexter Reed police investigation” (April 16) regarding the timing of Civilian Office of Police Accountability chief administrator Andrea Kersten’s comments about the Dexter Reed shooting, Kersten should refrain from making premature statements, thereby putting her objectivity in question so early in the investigation.

Vocalizing her suspicions that police officers lied about the circumstances of the traffic stop of Reed and providing unsolicited opinions regarding the proportionality of the police response to Reed’s shooting a police officer indicate that Kersten has a predisposition to find fault with the officers’ actions.

Included in COPA’s stated vision and mission statement is to conduct fair, timely and thorough investigations. For Kersten to provide such comments so early in the Reed shooting investigation is unfair and inconsistent with COPA’s goals.

— Terry Takash, Western Springs

Blow to Boeing and US dominance

Recent news about structural and performance failures involving Boeing aircraft are a bad omen for U.S. industrial dominance worldwide.

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During World War II, Boeing’s Flying Fortresses based in England were instrumental in bombing Nazi Germany into submission. And a Boeing bomber delivered the atom bombs dropped on Hiroshima and Nagasaki, hastening Japan’s surrender, which did not follow the dropping of conventional incendiary bombs on Tokyo and Yokohama. Warfare is inherently brutal, but better to dominate and win than to lose, and Boeing’s reliable bombers were instrumental in our victory in 1945.

But lately, trust in Boeing’s reliability has been questioned by quality issues, such as the loss of a door in flight. Such events destroy trust and end reliability. Often, global demand switches to other aircraft, which can blunt U.S. industrial dominance in the category. Bad for business.

Is American industry losing its edge earned from generations of top-quality leadership? Prioritizing profit over reliability can do that. So can sloppy quality control. Customers can switch to other brands made elsewhere.

For the sake of America’s industrial standing, pray that those events do not contaminate the global appeal of American-made goods.

— Ted Z. Manuel, Chicago  

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Widespread destruction of war

While nothing can compare with the loss of human life, what also saddens me are the photos of buildings, homes, bridges and even churches lying in silent piles of rubble and debris. Men and boys, saddened and dazed, pick their way through the destruction in slow motion. Someone tosses a board here, a brick there, and to what end? Does this small gesture bring some sort of comfort to people who have lost everything?

While we weep at the loss of human life, there should also be sadness at the loss of the showcases of humankind’s remarkable creativity. Structures can be built again, with great effort and difficulty,  but never really replicated.

— Kathleen Melia, Niles

Submit a letter, of no more than 400 words, to the editor here or email letters@chicagotribune.com.



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Illinois

GOP Rep. Ryan Spain opposes Illinois redistricting changes

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GOP Rep. Ryan Spain opposes Illinois redistricting changes


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CIProud.com is provided by Nexstar Media Group, Inc., and uses the My Nexstar sign-in, which works across our media network.

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‘Millionaires tax’ would hike rate 61% on 22K Illinois small businesses

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‘Millionaires tax’ would hike rate 61% on 22K Illinois small businesses



Combined state and federal taxes would take more than 50% of the top-end income for 22,000 Illinois small businesses.

Proposals in the Illinois General Assembly could slam massive tax hikes onto small businesses, the state’s primary job creator historically and in the recovery from the COVID-19 downturn.

One measure would punish 22,020 Illinois small businesses with a huge increase in their marginal state income tax rate and create a top tax rate of nearly 50.3% for them, once all state and federal income taxes are factored in.

S-corporations and partnerships, which “pass-through” their business income to their owners, who pay taxes as individuals, would see their top marginal state income tax rate jump from 4.95% to 7.95%, a 61% hike.

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That would happen because the legislation, House Joint Resolution Constitutional Amendment 21, adds a 3% income tax on income above $1 million. It is scheduled for a hearing April 23 at which it could pass out of committee and go to a potential full House vote.

Research has shown that an increase in the top marginal tax rate is associated with a decrease in entrepreneurs’ hiring activity and lower wages for their employees.

Illinois has one of the highest unemployment rates in the nation and among the slowest wage growth. These are exacerbated by some of the highest state and local tax burdens in the nation, including the second-highest property taxes and eighth-highest sales taxes.

In 2017 Illinois residents endured the largest permanent income tax hike in state history, when lawmakers increased the rate by 32%, from 3.75% to 4.95%.

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Illinois already pushes out more businesses than virtually any other state. The “millionaire’s tax” could make the situation even worse. Illinoisans should reject this call for higher taxes on the state’s vital small business community.

Contact your state representative to stop the small business tax hike here.





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Illinois teen stabbing case returns to court this week

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Illinois teen stabbing case returns to court this week


A Sycamore mother said she is still waiting for justice more than two years after her teenage son was stabbed to death. 

The case is back in court this week, where a judge will consider a key request that could change how the case moves forward.

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What we know:

A mother said her son’s life was cut short during a confrontation that turned deadly.

Heather Gerken said her 17-year-old son, Kaleb McCall, was stabbed during an incident in September 2023. She said Kaleb agreed to meet another teen for what he believed would be a fist fight while sticking up for a friend.

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According to Gerken, the other teen, who was 15 at the time, pulled a knife and stabbed Kaleb in the chest. Kaleb later died from his injuries.

Gerken said a jury later found that teen guilty of second-degree murder after the defense argued he acted in self-defense.

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Dig deeper:

The case is not over.

Gerken says the defendant’s attorneys are now trying to move the case out of adult court and into juvenile court. That decision could impact how the teen is ultimately sentenced.

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What they’re saying:

Gerken said the legal process has been long and frustrating.

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She said the case has stretched on for more than two and a half years and that ongoing court proceedings have made it difficult for her to grieve her son.

“He was everybody’s big brother,” Gerken said. “He had the biggest smile and the sweetest personality. He enjoyed fishing and being outside, and he was the best gift giver. He always got me flowers for every little holiday. Just a very thoughtful boy.”

Gerken also said the possibility of the case moving to juvenile court is especially upsetting, as she continues to push for what she believes is justice for her son.

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“I don’t want anybody else’s child to die the way that my son died,” Gerken said. “Caleb is my whole world. I gave birth to him at 17 and he changed my life completely. He made me a better person. He taught me what real love truly is…And I just miss him so much more every day. And just knowing that he died the way he did. It makes me sick.”

What’s next:

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The case returns to court Thursday morning.

A judge is expected to determine whether the case remains in adult court or is moved to juvenile court, a decision that could shape what happens next in the case.

The Source: The information in this article was reported by FOX Chicago’s Lauren Scafidi.

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