Bryant Manor was a recent addition in Seattle’s Central District, contributing to the region’s nation-leading total of more than 1,400 affordable apartments built from 2020 to 2024. (Doug Trumm)
Affordable housing production is trending upward across the United States, and Seattle is leading the way. A new report from RentCafe found the Seattle metropolitan area has produced 14,290 affordable apartments over the previous five years, more than any other metro region.
Seattle’s total narrowly edged out New York City, which produced 14,240 affordable apartments in the same time period from 2020 to 2024, and Austin, Texas, which produced 13,342. Minnesota’s Twin Cities metro came in fourth with 10,722 apartments produced, followed by Atlanta, Denver, Los Angeles, and the “Bay Area.”
Note: San Francisco (along with the North Bay) was broken out a separate category from the East and South Bay Area in this study. Combined, the two Bay Area listings accounted for 16,301 affordable apartments, a total which would have led the list.
RentCafe’s analysis included only apartments in 100% affordable buildings, which does leave out a small subset of the data from mixed-income buildings. The study only counted apartments, not affordable homeownership projects, which also represents a small fraction of overall production.
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With the growth in production, affordable apartments are a growing share of overall apartment production. “Affordable housing for renters accounted for one-quarter of the [Seattle] metro’s total of 59,000 new apartment buildings during this time,” RentCafe’s Florin Petrut noted.
Affordable housing composed 31.7% of overall apartments in New York over the past five years, since the region produced fewer apartments than Seattle. New York’s share trailed only San Francisco, where over a third of apartments were affordable since 2020. San Francisco produced fewer total apartment units than any other top 20 city, while Seattle outpaced the vastly larger New York market by nearly one-third.
Affordable housing production is on the rise in many metro regions across the U.S., according to data from Yardi. (RentCafe)
For some regions the uptick in affordable housing was dramatic, but less so for Seattle, where the five-year time period was up nearly 40% over the previous five years — one of the smallest increases in the dataset. That means Seattle’s affordable housing sector was also the leader over the entire decade, not just the last five years. Metro Seattle produced more than 24,000 affordable apartments over the decade.
Most metros have momentum in affordable sector
On the other hand, if trendlines continue for fast-building metros, Seattle could get its title stolen in the decade ahead. For example, San Antonio’s affordable housing production was up 222%, Phoenix’s was up 206%, and New York City was up 185%. Although, in Phoenix’s case, that still amounted to just 4,626 affordable apartments, which shows how anemic affordable construction had been previously.
A construction project in the heart of Tacoma’s Lincoln District will provide 78 affordable senior living apartments. (Kevin Le)
“Notably, affordable housing is starting to make up a larger portion of all new apartment construction,” Petrut noted. “In 2024, nearly 14% of all new apartments were income-restricted — up from just under 9% ten years earlier — indicating a growing emphasis on affordability in new development.”
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A few regions bucked that trend, and continue to emphasize market-rate apartment development to a large degree. For example, just 5% of the more than 107,000 apartments produced in the Dallas metro from 2020 to 2024 were income-restricted affordable units. The Chicagoland area also produced just over 107,000 apartments, and just 6.6% were affordable. Houston did not even crack the top 20, despite being the sixth-most populous metro in the country.
Affordable housing production has been trending up across the United States. 2024 production more than tripled 2015. (RentCafe)
Nationwide, 2024 was a banner year, delivering 91,000 affordable units, the highest total in decades. “Nearly 310,000 affordable apartments have been built nationwide since 2020, accounting for 12.6% of all new apartment buildings,” Petrut wrote. “Affordable housing construction rose 73% compared to 2015–2019, outpacing overall apartment building growth.”
Part of the credit for the affordable housing surge goes to the pandemic response strategy engineered under President Joe Biden: “The American Rescue Plan has helped move things forward by directing billions of dollars into housing through State and Local Fiscal Recovery Funds,” Petrut wrote. “On top of that, many states introduced or expanded their own tax credit programs. These efforts helped developers cover rising costs and move projects across the finish line faster while simultaneously keeping rents affordable for the long term.”
How Seattle invests in affordable housing
Seattle goes beyond many other American cities in directly funding affordable housing production. The City of Seattle is spending nearly $350 million per year on affordable housing, which comes from a variety of revenue sources.
Since the 1980s, the Seattle Housing Levy has augmented affordable housing creation. The 2023 renewal tripled the size of the levy to a $970 million seven-year package, and it passed by a wide margin. At its new level, the levy provides $139 million in annual funding.
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On November 30, New Hope Community Development Institute and LIHI hosted a groundbreaking ceremony that included newly elected Seattle Mayor Katie Wilson, who made affordability the centerpiece of her campaign. Wilson helped shepherd the JumpStart payroll tax to passage. (Doug Trumm)
In 2020, Seattle also passed the “JumpStart” payroll tax on the largest companies in the city. Initially the revenue stream provided Covid relief, but over the longer-term the tax was intended to focus a majority of investments on affordable housing — at least when mayors and councils aren’t raiding it to plug budget holes and fund pet projects. The payroll tax pulled in $360 million in 2024, but only $142 million of that ended up going to the Office of Housing, a figure which was further cut in 2025.
Seattle’s Mandatory Housing Affordability or MHA program — an inclusionary zoning regime that traded upzones allowing larger apartment buildings for new affordability requirements — also raises affordable housing funds via in-lieu payments from builders who opt out of providing income-restricted homes on-site. As a developer fee, MHA revenue is volatile and varies with the pace of construction activity, which has been slowing recently in Seattle, especially in the office sector. MHA topped out at $74 million in collections in 2021, but has declined since, settling out around $22 million in 2025 and in 2026 projections.
The Seattle Office of Housing’s budget has grown to nearly $350 million, spurred by increase in revenue from the housing levy and the payroll tax. (City of Seattle / BERK)
In 2025, Seattle voters approved another dedicated revenue source, this time focused on social housing. An “excess compensation” tax hitting high earners who make more than $1 million per year is expected to raise more than $50 million annually for the recently launched Seattle Social Housing Developer, which is pursuing a mixed-income model popularized in cities like Vienna.
Other jurisdictions in the region lag far behind Seattle in affordable housing investments, but most are taking strides to boost production. The Washington State Legislature has also steadily grown the size of the state Housing Trusting Fund, setting a new record with $400 million allocated in 2024, which has also helped get more affordable housing projects off the ground.
The Washington State Legislature passed and Governor Bob Ferguson signed a variety of housing measures during the 2025 legislative session, with a focus on both housing supply and stability for existing tenants. (Ryan Packer)
King County has flirted with a billion-dollar bond for workforce housing — although it’s not clear how soon such an initiative could materialize after a study found the County would need to back the bonds with a dedicated funding source or risk its general fund.
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The region’s largest employers — including Amazon and Microsoft — have also made large pledges of housing grants and low-interest loans to aid nonprofit builders. Two top executives at Microsoft and Amazon shared a Seattle Times op-ed byline this week arguing the state “must make it easier to build our way out of the housing crisis” — and touting that “together, our two companies have committed $1.6 billion to preserve and build more than 26,000 affordable homes.”
Growth in affordable housing production has also brought its own problems. By 2025, vacancy rates at affordable apartments in King County had climbed above 10%, which is reportedly threatening to bankrupt some buildings and providers and has already led to bailouts. While demand remains high for low income housing, overproduction in the higher income segments (e.g., around 60% of area median income) has emerged an issue, at least in some parts of the region.
Still not enough
Leading the nation in affordable housing production is a feather in Seattle’s cap, but local housing advocates would be the first to admit it’s far from enough. In 2018, King County’s Affordable Housing Task Force projected that the county would need to add 244,000 net new affordable homes by 2040.
“According to our estimates, we need 156,000 more affordable homes today and another 88,000 affordable homes by 2040 to ensure that no low-income or working households are cost burdened,” the task force wrote. “That means we need to build, preserve or subsidize a total of 244,000 net new homes by 2040 if we are to ensure that all low-income families in King County have a safe and healthy home that costs less than 30 percent of their income.”
To meet the goal would have required a 11,000 affordable homes per year pace, which the region has not met thus far, even with its nation-leading production. To make up for its slow start out of the gates, King County would need to average 15,000 net new affordable homes annually from 2026 through 2040 to meet its target.
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And state leaders are projecting that solving the housing crisis will also take robust market-rate production, setting a target of 1 million additional housing units over the next 20 years, or 50,000 per year.
More work remains to hit housing targets, and simply outproducing peer cities may not be enough, if Seattle wants to solve its affordability crisis.
Doug Trumm is publisher of The Urbanist. An Urbanist writer since 2015, he dreams of pedestrian streets, bus lanes, and a mass-timber building spree to end our housing crisis. He graduated from the Evans School of Public Policy and Governance at the University of Washington in 2019. He lives in Seattle’s Fremont neighborhood and loves to explore the city by foot and by bike.
SEATTLE — From my first visit as an adult, I was absolutely smitten with this city with snow-capped mountains and glistening bodies of water visible on all sides.
The decision to move here when my wife was accepted to Seattle University was probably one of the easiest and most fortuitous choices I’ve ever made. I loved the city’s topography, how people went outside no matter the weather and even the weather itself. I would often feel as if I was living someplace I would have chosen to vacation.
But it was soccer that made me feel like part of the city myself, like I had found my new home. I’ve often talked about how watching the Sounders win their first U.S. Open Cup at the George & Dragon was my first real introduction to the team. A few months later, I started working at Sounder at Heart. That summer, I experienced my first World Cup in Seattle. We showed up to a bar at 6 AM to get a spot for the USA-England match, and barely even got in. Bars all over town were packed, even when the USA wasn’t playing.
It was then that I started imagining what it would be like for the World Cup to actually come here.
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Although the United States’ 4–1 loss to Belgium on Monday wasn’t exactly the way I wanted it to end, I can safely say the Seattle World Cup experience exceeded even my lofty dreams.
Picking one highlight from the six games is almost impossible as every game surprised me in different ways. In the immediate buildup to this tournament, the shine had seemingly started to wear off. Actually getting the World Cup was feeling like a pyrrhic victory, one of those “careful what you wish for” achievements. All anyone could talk about was ticket prices and corruption. Empty seats and unsold hotel rooms felt inevitable. I believed the mood and narratives would change once the soccer actually started being played, but my expectations had been massively re-set.
Once the games began, I immediately realized just how powerful the World Cup can be, especially in a setting like this. The crowd for Egypt-Belgium – Seattle’s first-ever World Cup match – was a near sellout, and it was then that I appreciated the power of the diaspora. I saw Egypt fans with tears in their eyes as they saw their compatriots gathered by the Great Wheel. Their march to the match was pure joy, filled with chants, giant flags and pharoah costumes. The match, itself, was a bit underwhelming – a 1–1 tie – but everyone seemed so happy. That set a standard that was probably exceeded in each game.
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The Bosnia & Herzegovina fan march was genuinely awe-inspiring, as it seemed to go on forever. I swear there were 40,000 people wearing BiH’s blue, yellow and white and they were all singing ‘Ljiljani’ once it was over. The atmosphere for Iran-Egypt was absolutely electric, and I honestly felt like the stadium might explode when Iran scored what seemed to be a late game-winner only for VAR to overturn it.
My favorite memories from this tournament, though, will likely be tied to the way Seattle really came alive for the two USA matches. To see an American downtown flooded with soccer fans is not something I ever thought I’d see, and for it to happen twice in my hometown only made it more special.
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For the Australia match, I came into downtown from my home in Wallingford on a rental bike, traveling along the newly refurbished waterfront before 8 AM. There were already massive crowds gathered.
For this match, I chose to arrive on the Link Light Rail. It was the first time I used it to get to one of the World Cup games, but I wanted to experience what it was like to emerge from Pioneer Square station with hundreds of thousands of others.
Three hours before kickoff, Occidental Square was already packed as thousands of people watched the final moments of Spain-Portugal on the Brick Park big screen. Virtually every bar was already at capacity, with lines snaking out the doors. Inside the stadium, the north pavilion was already teaming with activity and lines to get into the various pro shops snaking through the concourse.
A short while later, I caught up to the USA march to the match. Led by horse-riding Civil War re-enactors, the march took 20 minutes to pass through the intersection of 1st and Main. As it passed, sections of fans broke out into impromptu “U-S-A” chants, sang other American Outlaw standards, played instruments and held a wide variety of signs. My favorite was probably Captain America punching out a Smurf (which were created in Belgium). There were others with Clint Dempsey, Grant Wahl, Weston McKennie and John Denver. They wore eagle costumes, dressed as Founding Fathers, and flag-inspired soccer shirts … so many stripes. I swear I didn’t see a single frown.
Joe Towner / PNWMF
Given the size of the crowd inside, I have to assume that the vast majority of those in the march weren’t planning to attend the game in person. They just wanted to be part of this intoxicating energy, equal parts hope, anticipation and FOMO. City officials said 25,000 fans participated in the march, 10,000 more than took part in the one before USA-Australia. Some estimates have suggested there were as many people downtown as there were for the Seahawks’ Super Bowl prade that pushed into seven digits. Hard as that is to believe – that a soccer match could attract a crowd like that – my eyes told me it was at least possible.
The Overlook Walk’s Salish Steps were packed, just as they were many other times during these magical few weeks. Otherwise vacant storefronts were suddenly impromptu soccer bars. The Historic Triangle Pub was revived, featuring a massive screen and overflowing beer garden just around the corner from the stadium. In the Chinatown/International District — which is one of the downtown neighborhoods that hasn’t benefited as much from the World Cup crowds — hundreds crowded into Hing Hay Park to watch the game. The demand for viewing spots was seemingly insatiable.
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The good vibes flowed seamlessly into the stadium. The buzz was overwhelmingly positive, talk of a serious run was on lips all over the park. “Why not US?” wasn’t just an empty platitude spoken by Argentinian head coach Mauricio Pochettino, it was a mantra that turned otherwise uninterested Americans into believers.
Photos by Max Aquino / Sounder at Heart
Seattle, long overlooked on U.S. Soccer’s list of preferred sites, has been dubbed “The Cathedral of Cascadia” by none other than the USMNT’s Twitter account and fans did everything possible to live up to that lofty praise. I’m not one to get emotional about the National Anthem, but when 67,000 people are collectively singing “The Star-Spangled Banner” it’s hard not to get lost in the moment. Somehow, I didn’t even notice the four fighter jets that buzzed the stadium to punctuate the song. At Minute 1, fans broke out the classic “Boom-Boom-Clap”-style “U-S-A.” You’d have thought the USMNT players would have been ready to run through walls.
Instead, they were utterly incapable of channeling that into their play against Belgium. After four matches in which they played with energy and spirit, they came out utterly flat against their most talented opponents to date. At no point did they have control of the match. They were down 1–0 before the match was even 10 minutes old, and were a bit lucky not to be down 3–0 by that time.
The one moment the USMNT had a chance – following Malik Tillman’s wonderful free kick that brought the match level – was almost immediately spoiled when they allowed Belgium to re-take the lead immediately off the ensuing kickoff.
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Still, there was hope coming out of halftime. It didn’t take long for that to be spoiled, either. In the 57th minute, goalkeeper Matt Freese came way out of his box and badly misplayed a seemingly innocuous ball over the top, allowing Hans Vanaken to loft an uncontested shot from 35 yards into a virtually undefended net.
There were more “U-S-A” chants and Eddie Vedder even tried to inspire the Yanks by chugging a beer while on the jumbotron during a hydration break.
If there was a shred of belief left in the building, it was slowly and achingly asphyxiated until Romelu Lukaku struck the final blow with a powerful strike off another sloppy turnover in stoppage time. Fittingly, he and the Belgium bench celebrated with a mocking “Trump dance,” acknowledging the role the president insisted on playing after potentially getting FIFA to declare Folarin Balogun eligible for the match despite getting a red card against Bosnia & Herzegovina.
The mood in the streets after was obviously a far cry from how the day started. Players spoke about letting themselves and the fans down. There’s an undeniable sense that an opportunity has been missed, that a confluence of events quite like this may never arrive again. That may be true for the USMNT and the greater American soccer scene.
But I’m not sure it’s true for Seattle. Our status as “Best Soccer City in America” is not new, even if it’s not a moniker we’ve tried to trademark. We reguarly brought 30,000 to Lumen Field when most of the MLS was lucky to draw half of that. Although the buzz around the Sounders has diminished a bit over the years, the World Cup crowds were actually smaller than the club’s most popular games.
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Updated Seattle/PNW attendance records show World Cup matches occupying slots 6-10 (66,925 for each of final 5). Sounders own top 5. Among those bumped out of top 10: Sounders-Barcelona, DC United-Real Madrid, Man United-Celtic.
— Frank MacDonald (@frankmsounders.bsky.social) July 7, 2026 at 1:12 PM
It’s not that our city has discovered a love for soccer, but maybe this was the catalyst for its reawakening. Sounders leadership has a chance to embrace this moment and make sure it has legs long after the FIFA circus leaves town.
Our local leaders have a similar responsibility. We’ve always known that Seattle is a world-class city and now the world does, too. Our public transit is very good by American standards, but it can be world-class if we will it into existence. We showed how much energy can be harnessed when public space is given back to the people, and not handed to cars. Local businesses showed what they can do when unnecessary and burdensome paperwork doesn’t get in their way.
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The World Cup was an event that I think exceeded all expectations, but the aftermath can be even better.
Thanks to Susan for the photo. She called to tell us about a dog stuck on the rocks off Beach Drive near Harbor West (the condos on pilings), and a crowd gathering to figure out how to rescue it from the rising tide. We were away from the desk at the time but after returning a little while later, we heard the situation mentioned on police radio, with word the dog had been rescued, so we didn’t head that way. Then late tonight Susan sent photos, explaining that the dog apparently is known to swim to those rocks and back, but for some reason got stuck this time, “until a paddle boarder and kayaker paddled out to it to coax it off the rocks and back to the shore.”
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Affordable housing production is on the rise in many metro regions across the U.S., according to data from Yardi. (RentCafe)
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A construction project in the heart of Tacoma’s Lincoln District will provide 78 affordable senior living apartments. (Kevin Le)
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Affordable housing production has been trending up across the United States. 2024 production more than tripled 2015. (RentCafe) State Rep. Chipalo Street (D-37th, Seattle), Mayor-elect Katie Wilson, and Sharon Lee. (Doug Trumm)
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On November 30, New Hope Community Development Institute and LIHI hosted a groundbreaking ceremony that included newly elected Seattle Mayor Katie Wilson, who made affordability the centerpiece of her campaign. Wilson helped shepherd the JumpStart payroll tax to passage. (Doug Trumm)
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The Seattle Office of Housing’s budget has grown to nearly $350 million, spurred by increase in revenue from the housing levy and the payroll tax. (City of Seattle / BERK)
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The Washington State Legislature passed and Governor Bob Ferguson signed a variety of housing measures during the 2025 legislative session, with a focus on both housing supply and stability for existing tenants. (Ryan Packer)
