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New data shows hail — not wildfire — is driving Colorado’s high insurance rates

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New data shows hail — not wildfire — is driving Colorado’s high insurance rates


Colorado is second in the nation for hail insurance claims, and new data shows just how much hail is impacting insurance premiums for homeowners.

The Colorado Division of Insurance calculated average premiums for 11 counties across the state based on data from 20 insurers representing 80% of the market. It found wildfire accounts for between 1% and 25% of premiums while hail accounts for 26% and 54% of premiums, even in areas that don’t see a lot of hail.

The Division of Insurance says insurers are spreading hail risk across the state but only targeting high risk areas when pricing wildfire risk.

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Last year, state lawmakers considered a bill that would have assessed a fee on all homeowners policies statewide to fund a grant program for hail-fortified roofs. Coloradans could apply for money to help offset the cost of the roofs. The bill failed.

Lawmakers are now working on a new bill to help bring hail fortified roofs to scale in Colorado, but it’s unclear how they will fund it.

Carole Walker, Executive Director of the Rocky Mountain Insurance Information Association, says other states have used taxes from premiums but, in Colorado, those taxes go into the general fund, which is already strained, and fees or surcharges will only get passed on to policyholders.

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“We all agree that a grant mitigation program for hail impact resistant roofs — get people to get those roofs on, help bring down premiums — but then how do we pay for those grants? That becomes the question that we can’t quite figure out.”

Gov. Jared Polis supported the bill that would have assessed a fee on policyholders but, he says, he’s open to other funding mechanisms too.

“It’s not an entire solution on its own — I’d love to see other pieces to it that can reduce homeowners insurance — but this piece of when somebody’s making the decision about what kind of roof they replace their roof with when it’s damaged? Over the next decade or two we’ve got to get to place — especially in the Front Range — where more people have hail resistant roofs and that will reduce rates for everybody,” Polis said.

According to Insurify, Colorado has the fourth most expensive homeowners’ insurance in the country with an average premium of $6,630. That’s an 11% increase over last year.

The Division of Insurance says hail fortified roofs could save Coloradans between $82 and $387 a year while wildfire mitigation would save between $3 and $25.

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The governor’s office and the state’s Division of Insurance released the following data which shows the impact of current hail claims on insurance premiums in Colorado.

Hail is the Number One Cost Driver of Insurance in Colorado

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Colorado community reels after police say driver with revoked license hits three pedestrians, killing one

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Colorado community reels after police say driver with revoked license hits three pedestrians, killing one


A man already driving with a suspended license from a DUI is now accused of intentionally plowing into three people on a sidewalk in Colorado.

This happened near the intersection of East Wildcat Reserve Parkway and Willowbridge Way in Highlands Ranch around 10:30 a.m. Monday.

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Witnesses say that after the crash, the driver made a U-turn, went back to the scene, slowly drove past the wreckage, then left. That allowed another witness to follow him 5.5 miles down to Daniels Park, where just 15 minutes later, 28-year-old Adam Bauserman was taken into custody.

Bauserman’s demeanor was described by deputies as “unusually quiet.” At one point, he apparently asked, “Do you know if I killed the man?”

As it would turn out, the man survived, but his girlfriend did not. Flowers are piling up at the scene of a morning walk that turned deadly.

Right now, investigators don’t believe the driver knew any of those victims.

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“You expect to be safe when you’re walking on the sidewalk,” said neighbor Beth Chitel, who lived just yards from the crash site until she moved last month. “These are very highly trafficked pathways around here; it could have happened to any of our friends, any of our neighbors, any of our children.”

“This was a horrific scene,” said Douglas County Sheriff Darren Weekly.

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CBS


Thirty-five-year-old Corrine More died in the crash. Her sister tells CBS Colorado she lived in the neighborhood and was out on a walk with her boyfriend. She describes Corrine as a nursing student with a big heart who was loved by everyone who knew her, and who was beautiful inside and out.

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Corrine’s boyfriend, 30-year-old Kyle Vasey, was seriously injured. He has undergone multiple surgeries and was described by a doctor in the affidavit as being at substantial risk for permanent disfigurement or death.

The other victim is 72-year-old Dianne Windes. The sheriff says she was walking in the opposite direction from the couple. She was also hospitalized with serious injuries.

Witnesses believe the driver who crashed into the three pedestrians did so on purpose.

“If we can prove that, we’ll certainly do that, but at this point we have no indication of that,” Weekly said.

It was thanks to a witness who followed that truck that deputies arrested Bauserman, who was driving with a revoked license after a DUI last year.

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“Mr. Bauserman has had several revocations and suspensions of his license over the last 10 years,” Weekly said. “He should never have been on the roadway, and as a result of that, somebody is now deceased.”

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Douglas County Sheriff’s Office


Deputies did not detect immediate signs of intoxication but are waiting on blood test results.

Right now, investigators believe Bauserman was only traveling 3 mph over the speed limit, at about 48 mph in a 45 mph zone. That will need to be confirmed in the investigation.

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“He should never have been on the roadway, period. And so, the fact that somebody in our community has been lost in such a tragic, horrible way. How many lives have been destroyed by this selfish act?” Weekly asked.

“I want to express my sympathies to the families, and yeah, we’re here to support you as a community, and we’re by your side,” said Chitel.

Neighbor Beth Chitel started an online fundraiser for the victims.

“The last thing that the family should be having to worry about right now is the bills that are coming,” said Chitel.

The sheriff says that 15 to 20 community members stepped up to help in the aftermath of this tragedy.

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Chitel says the community has been hurt by other recent tragedies, like the death of 13-year-old Alex Mackiewicz, who was hit while in the crosswalk on his way to school. That fatal crash happened just over a mile away from this one.

“Something really needs to be done. The community is well aware of the safety issues posed there, of course. Again, we don’t expect them on the sidewalk,” said Chitel. “We need more crosswalks; we could use more stoplights. We need more safety measures put in place because, in general, it’s really not a safe road. People speed on it.”

“It’s absolutely horrible. As the sheriff, I have done a lot to increase traffic enforcement. We’ve almost doubled the size of our traffic unit. I expect my folks to be out there and be productive and ensure the safety of our citizens. These tragedies, certainly back to back, are heartbreaking for everybody involved, it shouldn’t happen,” Weekly said.

Three families are forever changed, a community is left with questions, and the investigation is just beginning.

“We need to make sure that we do our job well, and that we get justice for all these victims,” Weekly said.

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Bauserman is being held on charges including vehicular homicide and leaving the scene of a fatal accident.

Preliminary charges Bauserman is facing include the following seven felonies and one misdemeanor:

  • Vehicular homicide
  • Failure to remain at the scene of an accident involving death
  • Failure to remain at the scene of an accident involving serious bodily injury (two counts)
  • Vehicular assault (two counts)
  • Assault in the second degree – crimes to at-risk persons
  • Driving a motor vehicle with a license is under restraint (express consent refusal/DUI conviction)

These charges could change based on the results of the blood tests and additional information that is garnered through the investigation.

A judge set Bauserman’s bond at $100,000.

As the investigation continues, the sheriff’s office says anyone with additional information is encouraged to contact Detective Pereira at bpereira@dcsheriff.net or call (303) 660-7537.

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Eagle Rock Ranch

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Eagle Rock Ranch


When Dave and Jean Gottenborg met as teenagers wrangling horses in Estes Park, they dreamed of one day running a ranch together. That dream fell by the wayside for decades until 2012, when the couple purchased Eagle Rock Ranch in the Tarryall Valley.

Talking about the Gottenborg’s ranch means deliberately avoiding words like “owners” and “ownership.” The couple “manage” their land — their preferred term — through the conservationist lens of thinkers like Wendell Berry and Aldo Leopold. Visitors are welcome on the land (see some basic guidelines here), and they sell their beef by the cut, box and share at their family-owned mercantile in Fairplay.



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Where to watch Colorado Rockies vs Los Angeles Angels: TV channel, start time, streaming for Jun. 02

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Where to watch Colorado Rockies vs Los Angeles Angels: TV channel, start time, streaming for Jun. 02


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The 2026 MLB season has surpassed the quarter mark, and after each team’s first 40 games, there’s plenty of reasons to tune in all summer long.

Chicago White Sox slugger Munetaka Murakami has already proven doubters wrong by launching 17 home runs, Pittsburgh’s Paul Skenes consistently looks like the best version of himself on the mound and Milwaukee ace Jacob Misiorowski is throwing harder than any starter in the majors.

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The MLB action continues on Tuesday as the Colorado Rockies visit the Los Angeles Angels.

Here’s everything you need to know to tune in for the first pitch.

See USA TODAY’s sortable MLB schedule to filter by team or division.

What time is Colorado Rockies vs Los Angeles Angels?

First pitch between the Los Angeles Angels and Colorado Rockies is scheduled for 9:38 p.m. (ET) on Tuesday, Jun. 02.

How to watch Colorado Rockies vs Los Angeles Angels on Tuesday

All times Eastern and accurate as of Tuesday, June 2, 2026, at 6:33 a.m.

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Watch MLB all season long with Fubo

MLB regional blackout restrictions apply

MLB scores, results

MLB scores for Jun. 02 games are available on usatoday.com . Here’s how to access today’s results:

See scores, results for all of today’s games.



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