Homeowners work to fix flood damage as some insurance companies leave California

FRESNO COUNTY, Calif. (KFSN) — After report rainfall, houses throughout the Central Valley stay flooded or flood-damaged.

As householders look to make essential repairs, the Contractors State Licensing Board (CSLB) says to concentrate on pink flags.

“Individuals are not imagined to be worth gauging, particularly throughout this catastrophe time. That truly generally is a felony. That is one of many issues that’s key, ensuring no one is benefiting from catastrophe survivors,” stated Katherine White, a spokeswoman for CSLB.

White stated householders have to keep in mind that repairs over $500 want a licensed contractor. She additionally suggested getting the settlement in writing with as a lot element as attainable concerning the work being achieved and the price.

To seek out out if a contractor is licensed, you’ll be able to test the CSLB web site.

A brand new concern for householders, some are being dropped from their insurance coverage corporations, just because they dwell in California.

“California has had quite a lot of pure disasters previously 5 or 6 years, how do you recover from that? They’re paying greater than their making,” stated Dave Peck, Insurance coverage Agent & Monetary Advisor with Horace Mann.

Peck stated one of many greatest issues proper now’s the Division of Insurance coverage is just not permitting corporations to extend charges.

“Which may sound good to the patron, however it should finally catch up,” stated Peck.

It is vital for householders to know they’re entitled to insurance coverage — but it surely would possibly take some work to discover a firm.

The California FAIR plan is all the time an choice.