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Why widows and divorced women are targets for retirement scams

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Why widows and divorced women are targets for retirement scams

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International Women’s Day celebrates empowerment, independence and resilience. However, people rarely talk about a difficult reality. Women navigating major life transitions, especially widows and divorced women, have become prime targets for sophisticated financial scams. In fact, scammers often look for people going through emotional or financial change. That is exactly what happened to one woman interviewed by ICE after she lost her husband and turned to online dating.

“Somebody suggested going online through a dating service… and this guy’s pictures showed up. He was no George Clooney, nothing gorgeous, but he did resemble my husband.”

Stories like this highlight an uncomfortable truth. Romance scams do not succeed because victims are careless. Instead, scammers carefully identify potential targets and craft messages that feel personal and believable. Increasingly, that targeting begins with data.

Scammers often build trust slowly through online conversations before introducing fake investment opportunities. (iStock)

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Life transitions create digital signals

When someone loses a spouse or goes through a divorce, certain information often becomes public or commercially available:

  • Obituaries list surviving spouses, family members and cities.
  • Property records reflect ownership changes.
  • Court filings may indicate marital status updates.
  • Address changes and household composition shifts get logged in databases.

Data brokers collect and package this information. They build profiles that may include:

  • Age
  • Property ownership
  • Estimated income or home value
  • Household composition
  • Marital status indicators

While this data is often marketed for advertising purposes, it can also be misused. Scammers don’t randomly search for victims. They build targeting lists. And “recently widowed” and “newly single homeowner” are categories that can be inferred from publicly available and commercially aggregated data.

How obituary scraping fuels targeting

Obituaries are meant to honor loved ones. But they can also unintentionally expose personal details:

  • Full names
  • Surviving spouse
  • Children and other relatives
  • City of residence
  • Sometimes even maiden names.

Scammers scrape obituary websites and cross-reference them with people-search databases. Within days, they can identify surviving spouses, locate their addresses and find phone numbers. This is often the starting point for:

  • Fake investment pitches
  • Impersonation scams
  • Romance approaches
  • Fraudulent “financial advisor” outreach

The scammer’s advantage? They already know what just happened in your life. That makes their message feel personal and believable.

Romance-investment hybrids are exploding

One of the fastest-growing threats today is the so-called “pig butchering” scam – a long-term romance scheme that transitions into an investment pitch.

Public records and data broker profiles can reveal life changes like widowhood or divorce, helping criminals identify potential targets. (Felix Zahn/Photothek via Getty Images)

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Here’s how it works:

  • A scammer initiates contact through social media or messaging apps.
  • They build trust over weeks or months.
  • They introduce a “lucrative investment opportunity.”
  • The victim transfers funds to what appears to be a legitimate platform.
  • The money disappears.

Widows and divorced women are disproportionately targeted because scammers assume:

  • There may be life insurance proceeds or retirement savings available.
  • The individual is managing finances independently for the first time.
  • Emotional vulnerability may make relationship-building easier.

These scams can cost victims hundreds of thousands of dollars. And the targeting often begins with data broker profiles.

Fake financial advisors and retirement predators

Another growing tactic involves scammers posing as:

They may reference accurate details such as:

  • The value of your home
  • Your approximate age
  • Your city or neighborhood
  • Your marital status.

Because the information is correct, the outreach feels legitimate. Some even create fake websites, LinkedIn profiles and credentials to reinforce credibility. Women managing retirement assets alone, especially after the death of a spouse, are often approached with “exclusive” investment opportunities or urgent financial warnings. These predators rely on one thing: access to detailed personal information.

Why data exposure increases risk

The more publicly accessible your information is, the easier it becomes for scammers to craft convincing stories.

Data broker profiles can include:

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  • Home addresses
  • Phone numbers
  • Names of relatives
  • Property ownership history
  • Estimated income bracket.

When scammers combine this with obituary data or court filings, they can infer life changes. They don’t need illegal hacking. They just need searchable data. Reducing that exposure significantly lowers the likelihood of becoming a target.

How to reduce your risk

International Women’s Day is about empowerment, and financial independence is a critical part of that. Protecting yourself means:

  • Being cautious with unsolicited investment offers
  • Verifying credentials independently
  • Never transferring funds based on online-only relationships
  • Limiting how easily your personal information can be found.

One of the most effective proactive steps is removing your personal data from people-search sites and other data brokers.

There are hundreds of these sites, each with its own opt-out process, and many relist your data later. However, reducing how much of your personal information appears online can make it much harder for scammers to build convincing profiles about you.

WHY JANUARY IS THE BEST TIME TO REMOVE PERSONAL DATA ONLINE

Start by searching for your name on major people-search websites and reviewing what information appears publicly. If you find personal details listed, most sites provide instructions for requesting removal.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. 

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By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Limiting how easily your personal information can be found online can reduce the chances of scammers targeting you. (Uchar/Getty Images)

MAKE 2026 YOUR MOST PRIVATE YEAR YET BY REMOVING BROKER DATA

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

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Kurt’s key takeaways

International Women’s Day celebrates strength, independence and resilience. However, empowerment also means understanding how scammers operate in the real world. Criminals do not rely on luck. Instead, they rely on data. Obituaries, property records and data broker profiles can quietly reveal life changes that make someone appear financially stable yet emotionally vulnerable. Fortunately, awareness can change the equation. For example, you can verify financial advisors independently, question unsolicited investment offers and limit how easily people can find your personal information online. As a result, these steps can dramatically reduce your risk. Ultimately, protecting your financial future is part of protecting your independence. That goal sits at the heart of International Women’s Day.

Have you ever been contacted by someone online offering investment advice or a financial opportunity that felt suspicious?  Let us know by writing to us at Cyberguy.com

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Sign up for my FREE CyberGuy Report Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide — free when you join my CYBERGUY.COM newsletter 

Copyright 2026 CyberGuy.com.  All rights reserved.

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JMGO’s N3 Ultimate projector is the new portable 4K champ

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JMGO’s N3 Ultimate projector is the new portable 4K champ

Sorry Anker: JMGO now makes my favorite flagship portable projector.

The N3 Ultimate is an excellent portable 4K projector that defeats moderate ambient light at severe placement angles and can rival more expensive home theater installations at night. After a few weeks of testing, I think the raw adaptability exhibited by the JMGO’s N3 Ultimate justifies its current $2,399 price ($500 off its $2,999 list).

Modern all-in-one projectors built around Google TV are already super accommodating when it comes to placement. Set one down on a living room table or campsite rock and it will begin searching for a screen or blank wall while avoiding obstacles to project a focused, color-corrected image that’s properly aligned. But these techniques typically resort to digital optimizations that degrade image brightness, resolution, and responsiveness. To avoid this, it’s always best to place a projector directly in front of the projection surface.

Optimizing image placement is fast, effective, and fun.

JMGO’s N3 Ultimate projector promises “lossless placement” by mounting it on a motorized gimbal that rotates horizontally and vertically. That, combined with optical zoom and generous lens shift, increases off-center placement flexibility without resorting to digital trickery. You can even drag the image Wiimote-style to the exact spot you want it using the included remote control. Handy!

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The N3 Ultimate doesn’t live up to all of its marketing hype, however. It’s pitched as a 5800 ISO lumen projector that I found to be unwatchable in its brightest mode for reasons I will explain later. In modes you can actually use, you’re getting about 4,600 ISO lumens, which drops to 3,000 ISO lumens if you want more accurate colors — that’s noticeably brighter than Anker’s Nebula X1 flagship 4K portable running in comparable modes.

Even though the N3 Ultimate misses the advertised ceiling, its class-leading brightness and impressive picture could make this a television replacement for some.

$2399

The Good

  • Unbeatable physical placement options that preserve image quality
  • Incredibly bright, daylight-ready output
  • Excellent out-of-the-box color reproduction
  • Very good sound for a portable
  • Snappy menu navigation and native Netflix support

The Bad

  • Horribly green and loud at max brightness
  • Automatic eye protection is wonky and slow to react
  • Clumsy menus required to swap into Bluetooth speaker mode
  • It’s portable, so where’s the handle?

The first spec I look at on portable projectors is the lumen rating. If the number is listed as anything other than ANSI or ISO, I just assume they are lying. JMGO isn’t exactly lying with its 5800 ISO lumen spec, but it’s not being completely transparent, either.

The N3 Ultimate only comes close to hitting that incredibly bright mark (I measured closer to 5,200 ISO lumens) when running in Dynamic mode, which skews the colors horribly green and causes the cooling fans to roar. The colors produced by this triple-laser RGB DLP projector are most accurate in Movie mode, but at almost half the advertised brightness.

Display Mode

Calculated ISO Lumens

Movie 3,066
Office 4,209
Vivid 4,624
Dynamic 5,216

Out of the box, I found the colors and tones produced by the N3 Ultimate’s factory tuning to be more true to life than many projectors in this class. Typically, I’d select Vivid during the day and then switch to Movie mode in darkened rooms. Sometimes I’d forget because the differences weren’t always obvious. The projector’s brightness allows its Dolby Vision support to meaningfully improve picture quality in both dark and not-so-dark rooms.

I tested the N3 Ultimate for an unhealthy number of hours on displays as large as 110 inches and as small as 32 inches; on painted walls, a glossy tabletop, a matte-white screen that increased the intensity, and a gray Ambient Light Rejecting (ALR) screen that boosted the contrast. It adapted admirably to each scenario with little intervention.

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Typically the projector ran whisper quiet — I had to strain to hear it. In warmer rooms and with adaptive brightness turned on, I could hear the fans kick up a notch to about 30dB from their usual 26dB, at a distance of one meter. At max brightness, the fans peaked at a very distracting 50dB.

Daytime watchable on this folded Ikea table when all those lumens are compressed into a 32-inch image.

Hank doesn’t like the new Ferrari, but he likes the 110-inch projected image on this ALR screen at midday.

This 90-inch image is watchable, but washed out when viewing it outside at dusk.

But soon, it looks great.

Optimizing image placement is a little tricky at first due to all the menu options and descriptions that aren’t exactly consumer friendly. Fortunately, there’s an optimization button right on the remote that removes the guesswork. Hold it down and you can drag the projected image around the room to center it wherever you want. Double-click the button and you’re presented with four menus that guide you through image-tuning options for Lossless Lens Shift, Gimbal Motion, Zoom, and Rotate. It’s very well done and makes the projector fast and easy to set up at new locations.

JMGO’s four optimization menus make fine-tuning image placement quick and easy.

JMGO’s four optimization menus make fine-tuning image placement quick and easy.

The sound is decent for a portable all-in-one of this size. It’s essentially an Anker Nebula X1 turned on its side, but lacking the optional satellite speakers that make Anker’s portable projector unbeatable for sound. Without those satellites, however, the Anker and JMGO sound roughly the same. The N3 Ultimate produced clear, detailed, room-filling sound with a respectable amount of bass. So, it’s a shame that JMGO doesn’t make it easy to quickly switch the projector into Bluetooth speaker mode from the shutdown screen like many portables — instead, you have to clumsily enable it through the settings menu.

The N3 Ultimate runs Netflix out of the box and menu navigation is snappy — two things you can’t take for granted with portable Google TV projectors. The one thing missing is an integrated handle, which makes this a two-handed portable. Fortunately, JMGO does ship the N3 Ultimate inside a reusable carrying case that came in handy when transporting it by car.

1/18

Dolby Vision HDR helps make scenes pop from Life in Color, with David Attenborough.
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I also found the projector’s automatic eye protection feature to be wonky. Even at the default sensitivity, it can be triggered for no reason. Worse, it’s slow to respond when eyeballs are actually at risk from the laser optics. And besides an on / off button, the N3 Ultimate lacks on-device controls — don’t lose the remote!

“Ultimate” is a dangerously high bar to set when naming your projector, but JMGO gets close to the mark. If audio quality is your absolute highest priority, Anker’s bulkier Nebula X1 speaker bundle remains a tempting alternative — though it will cost you significantly more cash. But if you are looking for class-leading brightness and unmatched physical placement flexibility from a 4K all-in-one projector, the JMGO N3 Ultimate at $2,399 is the way to go.

Listed Specs: JMGO N3 Ultimate

Display & Picture Quality
  • Light Source: MALC 5.0 Pure Triple Laser / RGB Laser
  • Resolution: 4K UHD
  • Brightness: 5800 ISO Lumens
  • Contrast Ratio: 20000:1
  • Color Gamut: 110% BT.2020
  • Color Accuracy: ΔE ≈ 0.7
  • HDR Formats: Dolby Vision, HDR10
  • Image Size: 40 to 300 inches
  • Display Technology: DLP

Optical & Placement System
  • Throw Ratio: 0.88–1.7:1
  • 3-in-1 Projection: Combines Optical Zoom, Lens Shift, and an AI Gimbal base
  • Projection Types: Front, Rear, Front Ceiling, Rear Ceiling

Smart Software & AI Features
  • Operating System: Google TV with native Netflix integration
  • Smart Features: Auto Screen Fitting, Auto Keystone, Auto Focus, Adaptive Brightness, and Wall Color Adaptation, Eye Protection
  • Custom Memory: AI Spatial Memory System to remember preferred walls, zoom levels, and shortcuts
  • Processor: MediaTek MT9679 chipset
  • Memory: 4GB RAM
  • Storage: 64GB ROM
  • Motion Tech: MEMC motion compensation
  • Speakers: Dual 12.5W stereo speakers (25W total output)
  • Sound Enhancement: Dolby Audio
  • Refresh Rate: Up to 240Hz
  • Input Lag: 1ms ultra-low latency
  • Extra Features: Variable Refresh Rate (VRR) support and specialized game modes
  • Wireless: Wi-Fi 6 and Bluetooth 5.2
  • Wired Ports: 2x HDMI 2.1 (with one port supporting eARC) and 1x USB 3.0
  • Dimensions: 308.3 x 229.85 x 274.13mm
  • Weight: 6.95kg
  • Power Consumption: up to 300W

Photography by Thomas Ricker / The Verge

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Fox News AI Newsletter: Sanders bill would seize 50% of stock in OpenAI, Anthropic for sovereign wealth fund

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Fox News AI Newsletter: Sanders bill would seize 50% of stock in OpenAI, Anthropic for sovereign wealth fund

NEWYou can now listen to Fox News articles!

Welcome to Fox News’ Artificial Intelligence newsletter with the latest AI technology advancements.

IN TODAY’S NEWSLETTER:

– Bernie Sanders unveils plan to take 50% stake in AI companies for government wealth fund

– College grads expect to earn $80,000 a year, but the math isn’t mathing

– Jensen Huang says Nvidia’s new RTX Spark chip will reinvent the PC

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Sen. Bernie Sanders reacts to questions from a Fox News Digital reporter about Maine Senate candidate Graham Platner’s resurfaced Reddit posts while walking through the Capitol in Washington, D.C., on Wednesday. (Nathan Posner/Anadolu via Getty Images)

SOCIALIST SHARE-UP: Democratic socialist Sen. Bernie Sanders, I-Vt., is arguing that the federal government should establish a sovereign wealth fund that’s financed by taking possession of half of the stock in AI giants like OpenAI, Anthropic and xAI, among others.

PAPER CHASE: If you want to understand what’s broken about higher education in America, look no further than one statistic.

According to a recent survey, the average college student expects to earn $80,000 a year shortly after graduation. The reality? The average starting salary is closer to $56,000. That’s a 30% gap between expectation and reality before a graduate even receives their first paycheck.

THE AGENTIC ERA: Nvidia on Monday unveiled a new chip that will bring artificial intelligence (AI) capabilities onto laptops and desktop computers.

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The new AI chip, known as RTX Spark, was built as part of a collaboration between Nvidia and Microsoft to make personal computers that are built to power AI tools.

A student walks across the campus grounds at Harvard University. (Zhu Ziyu/VCG via Getty Images)

CRACKED IN DAYS: Apple devices have earned a reputation for being tough to break into. That comes from Apple’s tight control over the hardware, software and many of the protections standing between you and an attacker. However, a new claim from security startup Calif shows how quickly the cybersecurity world may be changing.

FINANCIAL DYNAMITE: Billionaire Jeff Bezos just detonated a financial hand grenade in the middle of America’s tax debate.

The Amazon founder recently suggested that the bottom half of American earners should pay zero federal income tax. Not lower taxes. Not a temporary rebate. Zero. 

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BIG BROTHER BOSS: The NewsGuild of New York has accused The New York Times of using artificial intelligence technology to monitor and surveil the performance of unionized tech workers in violation of their collective bargaining agreement.

The New York Times Building is shown in Midtown Manhattan. (Joshua Comins/Fox News)

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The first Story-Rich showcase was packed with narrative-driven games

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The first Story-Rich showcase was packed with narrative-driven games

Fellow Traveller, the publisher behind games like Titanium Court and 1000xResist, just wrapped up its Story-Rich Showcase, which featured a bunch of narrative-driven indie games. With more than 20 games on display, there was a lot to follow, but we’ve pulled together some of the most notable announcements below. You can also catch the full show on Fellow Traveller’s YouTube channel.

Ambrosia Sky is getting its second and final episode

Ambrosia Sky, a sci-fi game about death where you have to clean up alien fungi, will be getting its second act as a free update on August 6th. The game was originally planned to have three acts, but developer Soft Rains announced in March that it would be brought down to two. When Act Two launches, the game’s price will go up from $14.99 to $24.99.

The Citizen Sleeper games are coming to Nintendo Switch 2

The sci-fi RPGs Citizen Sleeper and Citizen Sleeper 2: Starward Vector are getting Switch 2 versions on June 25th. If you already own them on the original Switch, you can play the Switch 2 versions at no extra charge. Developer Gareth Damian Martin also says they will be revealing their next game during Sunday’s PC Gaming Show.

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Desktop Explorer, a spooky game about looking through an old computer, launches in July

This trailer for Desktop Explorer, a horror puzzle game where you click through a creepy version of an old, Windows-like operating system, might be the scariest way to use a computer. It’s launching on July 17th.

Demonschool is getting DLC and will launch on the Switch 2

The upcoming paid DLC for Demonschool, a tactical RPG from Necrosoft that channels Buffy and Persona, has a focus on “puzzle battles” where players work to clear out enemies using certain characters in one turn. Both the DLC and the Switch 2 version (which includes mouse support and an improved frame rate) will launch sometime this year.

The developers of a point-and-click thriller are making a fantasy game

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Powerhoof, the studio behind last year’s retro-styled mystery game The Drifter, is now working on The Telwynium, a “fantasy adventure epic.” “Book One” of the game is now available on Steam, though you can also grab it from Itch.io if you prefer.

The Mermaid Mask, a new detective game, is launching in July

SFB Games, the studio that made games like Tangle Tower and Crow Country, is releasing its next game, The Mermaid Mask, on July 16th. It’s a locked-door mystery that’s fully voice-acted and features hand-drawn animations — looks like a great story to settle into this summer.

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