Connect with us

Technology

Why widows and divorced women are targets for retirement scams

Published

on

Why widows and divorced women are targets for retirement scams

NEWYou can now listen to Fox News articles!

International Women’s Day celebrates empowerment, independence and resilience. However, people rarely talk about a difficult reality. Women navigating major life transitions, especially widows and divorced women, have become prime targets for sophisticated financial scams. In fact, scammers often look for people going through emotional or financial change. That is exactly what happened to one woman interviewed by ICE after she lost her husband and turned to online dating.

“Somebody suggested going online through a dating service… and this guy’s pictures showed up. He was no George Clooney, nothing gorgeous, but he did resemble my husband.”

Stories like this highlight an uncomfortable truth. Romance scams do not succeed because victims are careless. Instead, scammers carefully identify potential targets and craft messages that feel personal and believable. Increasingly, that targeting begins with data.

Scammers often build trust slowly through online conversations before introducing fake investment opportunities. (iStock)

Advertisement

Sign up for my FREE CyberGuy ReportGet my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide — free when you join my CYBERGUY.COM newsletter

Life transitions create digital signals

When someone loses a spouse or goes through a divorce, certain information often becomes public or commercially available:

  • Obituaries list surviving spouses, family members and cities.
  • Property records reflect ownership changes.
  • Court filings may indicate marital status updates.
  • Address changes and household composition shifts get logged in databases.

Data brokers collect and package this information. They build profiles that may include:

  • Age
  • Property ownership
  • Estimated income or home value
  • Household composition
  • Marital status indicators

While this data is often marketed for advertising purposes, it can also be misused. Scammers don’t randomly search for victims. They build targeting lists. And “recently widowed” and “newly single homeowner” are categories that can be inferred from publicly available and commercially aggregated data.

How obituary scraping fuels targeting

Obituaries are meant to honor loved ones. But they can also unintentionally expose personal details:

  • Full names
  • Surviving spouse
  • Children and other relatives
  • City of residence
  • Sometimes even maiden names.

Scammers scrape obituary websites and cross-reference them with people-search databases. Within days, they can identify surviving spouses, locate their addresses and find phone numbers. This is often the starting point for:

  • Fake investment pitches
  • Impersonation scams
  • Romance approaches
  • Fraudulent “financial advisor” outreach

The scammer’s advantage? They already know what just happened in your life. That makes their message feel personal and believable.

Romance-investment hybrids are exploding

One of the fastest-growing threats today is the so-called “pig butchering” scam – a long-term romance scheme that transitions into an investment pitch.

Public records and data broker profiles can reveal life changes like widowhood or divorce, helping criminals identify potential targets. (Felix Zahn/Photothek via Getty Images)

Advertisement

Here’s how it works:

  • A scammer initiates contact through social media or messaging apps.
  • They build trust over weeks or months.
  • They introduce a “lucrative investment opportunity.”
  • The victim transfers funds to what appears to be a legitimate platform.
  • The money disappears.

Widows and divorced women are disproportionately targeted because scammers assume:

  • There may be life insurance proceeds or retirement savings available.
  • The individual is managing finances independently for the first time.
  • Emotional vulnerability may make relationship-building easier.

These scams can cost victims hundreds of thousands of dollars. And the targeting often begins with data broker profiles.

Fake financial advisors and retirement predators

Another growing tactic involves scammers posing as:

They may reference accurate details such as:

  • The value of your home
  • Your approximate age
  • Your city or neighborhood
  • Your marital status.

Because the information is correct, the outreach feels legitimate. Some even create fake websites, LinkedIn profiles and credentials to reinforce credibility. Women managing retirement assets alone, especially after the death of a spouse, are often approached with “exclusive” investment opportunities or urgent financial warnings. These predators rely on one thing: access to detailed personal information.

Why data exposure increases risk

The more publicly accessible your information is, the easier it becomes for scammers to craft convincing stories.

Data broker profiles can include:

Advertisement
  • Home addresses
  • Phone numbers
  • Names of relatives
  • Property ownership history
  • Estimated income bracket.

When scammers combine this with obituary data or court filings, they can infer life changes. They don’t need illegal hacking. They just need searchable data. Reducing that exposure significantly lowers the likelihood of becoming a target.

How to reduce your risk

International Women’s Day is about empowerment, and financial independence is a critical part of that. Protecting yourself means:

  • Being cautious with unsolicited investment offers
  • Verifying credentials independently
  • Never transferring funds based on online-only relationships
  • Limiting how easily your personal information can be found.

One of the most effective proactive steps is removing your personal data from people-search sites and other data brokers.

There are hundreds of these sites, each with its own opt-out process, and many relist your data later. However, reducing how much of your personal information appears online can make it much harder for scammers to build convincing profiles about you.

WHY JANUARY IS THE BEST TIME TO REMOVE PERSONAL DATA ONLINE

Start by searching for your name on major people-search websites and reviewing what information appears publicly. If you find personal details listed, most sites provide instructions for requesting removal.

While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. 

Advertisement

By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Limiting how easily your personal information can be found online can reduce the chances of scammers targeting you. (Uchar/Getty Images)

MAKE 2026 YOUR MOST PRIVATE YEAR YET BY REMOVING BROKER DATA

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

Advertisement

Kurt’s key takeaways

International Women’s Day celebrates strength, independence and resilience. However, empowerment also means understanding how scammers operate in the real world. Criminals do not rely on luck. Instead, they rely on data. Obituaries, property records and data broker profiles can quietly reveal life changes that make someone appear financially stable yet emotionally vulnerable. Fortunately, awareness can change the equation. For example, you can verify financial advisors independently, question unsolicited investment offers and limit how easily people can find your personal information online. As a result, these steps can dramatically reduce your risk. Ultimately, protecting your financial future is part of protecting your independence. That goal sits at the heart of International Women’s Day.

Have you ever been contacted by someone online offering investment advice or a financial opportunity that felt suspicious?  Let us know by writing to us at Cyberguy.com

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Sign up for my FREE CyberGuy Report Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. Plus, you’ll get instant access to my Ultimate Scam Survival Guide — free when you join my CYBERGUY.COM newsletter 

Copyright 2026 CyberGuy.com.  All rights reserved.

Advertisement

Related Article

Scams that aren't illegal (but should be)
Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Technology

Margaret Atwood says the problem with AI is ‘garbage in, garbage out’

Published

on

Margaret Atwood says the problem with AI is ‘garbage in, garbage out’

Maraget Atwood, the storied author of The Handmaid’s Tale and The Blind Assassin, was interviewed as part of the Babell Literary and Cultural Festival in Porto, Portugal. As it usually does at these things, the issue of AI came up, and Atwood didn’t mince words.

According to Deadline’s recap, Atwood said she’d used an AI chatbot exactly once, Anthropic’s Claude, and came away unimpressed. She was looking for information about the British detective series Father Brown and, well:

”Claude gave me the wrong answer, or it lied. Of course, it didn’t know it was lying because it’s not a human being; it’s a large language model… It had skimmed and sampled a lot of television reviews, but they never give away the ending in online criticism, so it was misled by the things it had read about the show.”

She didn’t have particularly kind words for the people who rely on AI either, calling them “opportunists” looking for the easy way out. But of course, as she pointed out, all LLMs are only as good as the data they’re fed, and putting your faith in a machine trained on scraped, previously published, and possibly out-of-date information isn’t the best idea.

“Human beings are not robots, but they are opportunists, so if there’s an easy way to cheat and it’s hard to detect, people will do it… But the thing about AI is that it’s garbage in, garbage out. Even people who use it for business reasons have to check it because it makes mistakes.”

Continue Reading

Technology

Empty envelopes in your mailbox? Do not scan that code

Published

on

Empty envelopes in your mailbox? Do not scan that code

NEWYou can now listen to Fox News articles!

A plain white envelope shows up in your mailbox. It is addressed to you. It may even have a tracking number. The sender’s name looks unfamiliar, but the delivery seems real. Then you open it. Nothing is inside. No note. No product. No explanation.

That would make anyone curious. And that is exactly what scammers may be counting on. Investigators and consumer protection groups have warned that empty envelopes and mystery packages can be tied to a scam known as brushing. In a more dangerous version, the package may include a QR code that tries to send you to a fake website or steal your personal information.

The bigger risk is what scammers hope you do next. If they can get you to scan a QR code, click a link, call a fake number or enter personal information, that strange envelope can turn into a much bigger problem.

Sign up for my FREE CyberGuy Report

Advertisement
  • Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join. 

QR CODE SCAMS RISE AS 73% OF AMERICANS SCAN WITHOUT CHECKING 

A mystery envelope may look harmless, but it can be a sign that your name and address are already being used in a brushing scam. (Kurt “CyberGuy” Knutsson)

 

What is the empty envelope scam?

The empty envelope scam is often connected to brushing. That is when a third-party seller sends a cheap item, or sometimes an empty envelope, to a real person’s address to make it look like a real order was delivered.

Once the package gets marked as delivered, a shady seller may use that delivery record to post a fake “verified buyer” review on an online marketplace. Those reviews can make junk products look more popular than they really are.

Recent reports describe people receiving small white padded envelopes from unfamiliar or possibly fake sender names. Some people get them more than once. Others receive cheap trinkets, packing material or nothing at all.

That may seem like a strange nuisance. But to me, the bigger concern is this: someone may already have your name and home address.

Advertisement

Why scammers send empty envelopes

Scammers do not need to send you anything valuable. They only need a tracking number that shows something arrived at a real home. Here is how the scam often works:

A scammer gets your name and address from a data broker, public record, old breach or online leak. Then they create a fake order using your information. Next, they mail a cheap item or an empty envelope to your home.

After the delivery gets marked as complete, the seller can make it appear that you bought the product. A fake positive review may then appear under your name or account details. That helps bad sellers boost ratings and fool real shoppers. It also shows that your personal information may already be floating around, where scammers can grab it.

THE ONE THING SCAMMERS CHECK BEFORE TARGETING YOU ONLINE

Scammers may use real deliveries, empty envelopes or cheap items to create fake “verified buyer” reviews online. (Kurt “CyberGuy” Knutsson)

Advertisement

The QR code twist makes this scam more dangerous

Some mystery packages now include a QR code. The message may sound harmless. It may say something like “scan to see who sent this gift” or “scan to verify delivery.” Do not scan it.

A QR code is a hidden link. You cannot easily see where it leads before your phone reads it. Scammers know curiosity is powerful, especially when a package arrives with your name on it.

That QR code may send you to a fake website that asks for your name, phone number, address, credit card, bank login or shopping account password. It may also try to trick you into entering a one-time verification code.

That is where the real financial risk begins. If you give scammers your login details or banking information, they may be able to take over accounts, make purchases or access payment apps.

What to do if you receive an empty envelope

If an envelope or package arrives and you did not order it, do not panic. Treat it as a warning sign and take a few smart steps.

Advertisement

1) Do not scan any QR code

Even if the card says you need to scan it to identify the sender, skip it. Go directly to the retailer, shipper or official website yourself.

2) Do not call mystery phone numbers

Scammers may include a fake customer service number or website inside the package. If you need to contact Amazon, Walmart, eBay, USPS, UPS or FedEx, type the official website into your browser or use the company’s official app.

3) Check your shopping accounts

Log in directly to your Amazon, Walmart, eBay, TikTok Shop and other shopping accounts. Look for orders you do not recognize, strange reviews, changed addresses or unfamiliar payment methods.

4) Change important passwords

Start with your email, shopping accounts and financial accounts. Use strong, unique passwords and consider using a password manager to create and store them safely. Do not reuse the same password across multiple sites. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com

5) Turn on two-factor authentication

Two-factor authentication, also called 2FA, adds a second step to your login so a password alone isn’t enough. Use an authenticator app when possible. It gives you stronger protection than text messages and makes it harder for a scammer to get into your accounts.

Advertisement

6) Watch your bank and credit card statements

Look for small test charges, unfamiliar purchases, new subscriptions or withdrawals you did not make. Report anything suspicious to your bank right away.

7) Check your credit reports

If you think your identity may be at risk, review your credit reports. You can also consider a fraud alert or credit freeze with Equifax, Experian and TransUnion.

8) Report the package

Report suspicious packages to the U.S. Postal Inspection Service at uspis.gov/report. You can also file a scam report with the FBI’s Internet Crime Complaint Center at ic3.gov. If a retailer’s name appears on the label, report it directly through that retailer’s official site.

WARNING SIGNS YOUR MAIL HAS BEEN FRAUDULENTLY REDIRECTED

If an unexpected envelope includes a QR code, do not scan it. Go directly to the retailer, shipper or official website instead. (Kurt “CyberGuy” Knutsson)

Advertisement

What if you already scanned the QR code?

Scanning a QR code does not always mean your accounts are compromised. But if you entered information, downloaded an app or typed in a verification code, act quickly.

  • Close the browser window and stop using the site.
  • Do not enter any more personal or financial information.
  • Change the password for any account you entered and use a password manager to create and store a strong, unique replacement.
  • Turn on two-factor authentication (2FA).
  • Check your bank and credit card accounts for suspicious activity.
  • Contact your bank if you entered payment information.
  • Run a security scan on your phone or computer with a strong antivirus software.
  • Delete any app you installed from the QR code.
  • Report the incident to the FBI’s Internet Crime Complaint Center at ic3.gov and the FTC at reportfraud.ftc.gov.
  • If you entered your Social Security number, banking login or other sensitive information, consider freezing your credit.

Protect your phone from malicious links and QR codes

A good security tool can help block phishing websites, unsafe links and malicious downloads before they cause damage. We recommend using a strong antivirus software because it adds protection beyond basic virus scanning. It includes phishing protection, scam protection and web threat blocking for Windows, Mac, Android and iOS. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com

Reduce the personal data scammers can use

Brushing scams often start because your name, home address, phone number or other details are already online. Data brokers collect and sell this information. Scammers can use it to make their tricks feel more believable. A data removal service can help reduce your exposure by requesting that your personal information be removed from broker sites. We recommend using a good data removal service to help remove your personal information from data broker sites and reduce the amount of data scammers can use to target you. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

Kurt’s key takeaways

An empty envelope may look harmless, but it can be a sign that your personal information is already being misused. The most important move is to avoid anything inside the package that tries to pull you into another step. Do not scan QR codes from mystery packages. Do not call unknown numbers printed on cards. Do not enter personal information on a website you reached from a package you never ordered. Scammers are counting on curiosity. Slow down, go directly to official websites and secure your accounts before a strange envelope turns into a much bigger headache.

Have you received an empty envelope or mystery package you never ordered? Let us know by writing to us at Cyberguy.com

CLICK HERE TO DOWNLOAD THE FOX NEWS APP

Advertisement

Sign up for my FREE CyberGuy Report

  • Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

Copyright 2026 CyberGuy.com.  All rights reserved.

Continue Reading

Technology

It’s the last day of Prime Day — here are over 140 great deals to choose from

Published

on

It’s the last day of Prime Day — here are over 140 great deals to choose from

We’ve arrived at the final day of Prime Day, which at this point should probably be called “Prime Week.” We’ve found discounts on all manner of gadgets, including TVs, smart home tech, chargers, headphones, and more. Some of the best deals have started selling out at some retailers, so if you’ve been craving a popular upgrade like the AirPods Max 2, time is running low.

The good news is that our team is still hard at work, and in addition to the deals that remain in stock, the retailers sometimes save up a few extras for the last day (like this Echo Spot that got a little cheaper). This roundup is our pride and joy; the culmination of over four days of deal hunting by our entire team. We’ve worked tirelessly for the last week and arrived at a list of over 120 discounted items (and growing) that we’re happy to share with you.

Of course, our Prime Day coverage spans every category The Verge staff touches, and is a great place to explore the full breadth of discounts we’re able to find on the stuff we’ve tested, regularly use, and love. We genuinely enjoy helping you save on cool tech and fun gadgets that are actually worth your hard-earned money, especially when everything is getting more expensive.

Smartwatch and wearable deals

Home theater and speaker deals

Advertisement

Update, June 26th: Struck some out of deals near the end of the sale.

Continue Reading
Advertisement

Trending