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California Insurance Commissioner meets with State Farm regarding rate hike request

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California Insurance Commissioner meets with State Farm regarding rate hike request

California Insurance Commissioner Ricardo Lara, representatives from State Farm General and Consumer Watchdog, a consumer advocacy group, met in person on Wednesday to discuss the insurance company’s recent price hike request.

The insurance company is seeking 22% for non-tenant homeowners, 15% for tenants (Renters), 15% for tenants (condominium unit owners), and 38% for rental dwellings, effective May 1.

State Farm General, California’s largest insurer, is asking the state’s Department of Insurance to “immediately approve interim rate increases to help avert a dire situation for the more than 2.8 million policies” issued by the company.

Lara already rejected the request on Valentine’s Day, but after the meeting, the insurance commissioner noted that he would carefully reconsider the request and hopes to reach a decision in two weeks, Cal Matters reported.

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“Insurance will cost more for customers in California going forward because the risk is greater in California,” the company said in a statement. “Immediate emergency interim approval of additional rates is essential to align cost and risk more closely and enable State Farm General to rebuild capital. We must appropriately match price to risk. That is foundational to how insurance works.”

However, Consumer Watchdog has alleged that the company “seeks to charge customers more not because “it cannot pay wildfire claims, but because it wants to protect its Wall Street credit rating.”

“However, as the letter states, S&P Global rates State Farm and its parent company, State Farm Mutual, which has $194 billion in surplus and reserves, together,” Consumer Watchdog said in a news release. “They have an AA rating, the second-highest possible rating.”

State Farm’s latest rate hike request follows the company’s request to raise rates by 30% for homeowners, 36% for condo owners, and 52% for renters, on average, last June. That request is still pending.

Lara has previously questioned the company’s financial situation, especially after the June rate hike request.

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Since 2023, State Farm hasn’t accepted new insurance applications for all business and personal property in California. Since then, other companies have announced similar moves.

Los Angeles, Ca

Ditch typing and note-taking – try these apps

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Ditch typing and note-taking – try these apps

The future of voice to text is here.

I’ve been testing a variety of tools that make taking notes, transcribing audio, and even voice typing faster and easier than ever.

If you have a smartphone, you’re already halfway there!

Google’s Pixel Recorder app is free and built into their smartphone. It’s excellent for transcribing meetings, lectures, and conversations – all in real time.

Apple’s Voice Memos App recently added transcriptions if you’re upgraded to iOS 18.

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Samsung’s Voice recorder app now offers transcripts too – as long as you’re on their latest One UI 7 software. (Check Settings > About Phone > Software Information)

Got an older phone? Try Otter.AI. It works great for transcriptions across devices and you get 300 minutes a month free.

Don’t want to tie up your phone?

I’ve been testing AI-powered digital audio recorders from a startup named Plaud.

The Plaud Note is thin, records for hours, and can even clip to the back of your phone to record calls. Just make sure you know your local laws before using that feature.

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The Plaud Pin can be clipped to your shirt or worn on your wrist for hands-free recording.

Both devices sync audio to a companion app that auto transcribes and summarizes.

You get five hours of transcription a month included, with options to pay for more.

Pricing for each gadget starts around $160 dollars.

Want to transcribe audio files on your computer?

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My favorite Mac app is MacWhisper. You can even get it completely free – although paid versions are avaialble with more features and options.

On Windows, check out Vibe Transcribe, also free.

And for a web-based option, Whisper Web gets the job done.

Finally, if you want to type less and talk more… there’s an excellent AI voice-to-text app called Wispr Flow. It was previously Mac only but just became avaialble for Windows, too.

One you install it, you pick a hotkey. Then, instead of typing just press and hold down that key and dictate what you want to write.

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Since it uses the power of AI, you can even stumble or ramble and it will clean up your words and get the punctionation right.

It’s a gamechanger for responding to emails fast! You get 2,000 words free each week with options to pay for more.

Enjoy your newfound time!

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Prison officer survives alleged attack by inmate transferred from L.A. County

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Prison officer survives alleged attack by inmate transferred from L.A. County

An alleged attack on a state prison officer by a 43-year-old inmate transferred from Los Angeles County is being investigated as attempted homicide, California Department of Corrections and Rehabilitation officials announced Tuesday.  

The March 18 incident at Salinas Valley State Prison in Soledad reportedly unfolded just before 9 a.m. on what authorities describe as a “dayroom floor.”  

The inmate, Anthony G. Ramirez, is believed to have pulled an improvised weapon from his waistband before attempting to attack custody staff member, according to a CDCR news release.  

“Staff immediately responded, disarming Ramirez and placing him in handcuffs without incident,” the release detailed.  

Anthony G. Ramiez, 43, seen in this undated mug shot. (CDCR)

The 43-year-old, who was transferred to SVSP in 2008 after being sentenced to life with the possibility of parole for second-degree murder, with enhancements for the use of a firearm and causing great bodily injury or death, was placed in restrictive housing pending the investigation and possible felony prosecution by the Monterey County District Attorney’s Office.  

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Both Ramirez and the custody staff member were examined by medical personnel who noted no serious injuries.  

Officials said that the California Correctional Peace Officers Association was notified of the incident and prison staff were offered peer support services and employee assistance programs.  

Salinas Valley State Prison, opened in 1996, houses more than 2,400 minimum, medium, maximum and high-security inmates. The facility also offers vocational programs and academic classes and employs some 1,800 people.  

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Algal bloom sickening marine mammals off Southern California 'will only get worse'

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Algal bloom sickening marine mammals off Southern California 'will only get worse'

A toxic algal bloom leaving an increasing number of marine mammals stranded along Southern California beaches shows no signs of subsiding and “will only get worse,” officials said Monday.

“This week, we saw more stranded dolphins (both alive and deceased) than we saw during the major domoic acid (DA) bloom in 2023,” Marine Mammal Care Center (MMCC) Los Angeles posted on Facebook.

Recent tests showed DA-producing algae levels have increased, and officials believe that trend will continue in the coming weeks. “We anticipate that it will only get worse,” the post read.

MMCC asked the public not to approach sick dolphins or sea lions on the beach because they can become aggressive upon awakening from a seizure.

A dolphin stranded at Dockweiler North is seen in an image posted on March 13, 2025. (L.A. County Fire Department, Lifeguard Division)

“This is a safety issue for people and their pets as much as it is for the marine mammals,” officials said.

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Beachgoers were also urged not to push stranded dolphins back into the water, saying it can reduce their chances of survival.

More information about domoic-acid poisoning can be found at https://marinemammalcare.org/domoic-acid/.

The volume of sick marine mammals has also had a financial impact on the MMCC.

“Our team is working heroically to respond to every call and to rescue every animal they can. Please share this post and give now at marinemammalcare.org/donate to give these marine mammals a second chance at life!” the MMCC stated.

Anyone who encounters a sick or stranded marine mammal can alert the nearest lifeguard and call 1-800-39-WHALE to make a report.

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