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DC car insurance premiums soar amid auto theft, carjacking surge

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DC car insurance premiums soar amid auto theft, carjacking surge


Car owners in the Washington, D.C., area are seeing auto insurance premiums soar as the city grapples with a surge in carjacking and auto theft.

Residents of the District of Columbia paid the sixth-highest amount on car insurance when compared to the 50 states in 2023 with an average annual full-coverage rate of $2,756 last year – which amounts to nearly $230 a month, according to a report by Insurify. The report found that Washington, D.C., residents’ car insurance premiums were 37% higher than the national average, which was $2,019 for a full-coverage policy, as national auto insurance rates increased by 24% last year.

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Police data show carjackings in the nation’s capital spiked by 97.9% in 2023 with 958 reported carjackings last year compared to 484 in 2022, with motor vehicle theft up 82% from 3,756 in 2022 to 6,829 in 2023. Vehicle theft in the greater Washington-Maryland-Virginia area also rose by 68% last year, according to the National Insurance Crime Bureau.

The carjacking surge in Washington, D.C., made headlines last week when Mike Gill, who worked at the Commodity Futures Trading Commission during the Trump administration and was most recently working for the Housing Policy Council, was shot during a carjacking and later died of his wounds.

FORMER TRUMP OFFICIAL MIKE GILL DIES AFTER BEING SHOT DURING WASHINGTON DC CARJACKING INCIDENT

Car owners in Washington, D.C., have seen auto insurance premiums soar as the city’s crime crisis intensifies. (Photo by Bill OLeary/The Washington Post via Getty Images / Getty Images)

Police believe that the gunman, identified as 28-year-old Artell Cunningham, went on a carjacking spree that night after shooting Gill. Authorities said he attempted to steal another vehicle around an hour later and approached others demanding their keys, before shooting and killing 35-year-old Alberto Vasquez, Jr., then driving off with his car. Cunningham was later shot and killed by law enforcement after two more carjackings, according to FOX 5 DC.

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The rise in carjackings and thefts contributes to the increase in auto insurance premiums, as insurers look to address potential losses in high-risk areas, an Insurify expert explained. 

“The premium increases affecting auto owners in Washington, D.C., is a direct result of the dynamics of the insurance industry,” Betsy Stella, vice president of carrier management and operations at Insurify, told FOX Business. “The cost of risk, in this case, geographical risk of theft, is spread across a large number of premium payers – each of whom pays a relatively small amount.” 

DC AG INFURIATES RESIDENTS AFTER SAYING CITY ‘CANNOT PROSECUTE AND ARREST’ OUT OF CRIME CRISIS: ‘MADNESS’

Washington, D.C., saw a dramatic increase in carjackings and car thefts from 2022 to 2023. (Photo by Craig Hudson for The Washington Post via Getty Images / Getty Images)

“In addition to relatively high theft rates, the rise in premiums can be attributed to various factors, including an increase in negligent driving incidents, inflationary pressures, and heightened costs of vehicle repairs,” Stella added.

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As far as what consumers who are facing a dramatic increase in their car insurance can do but wish to maintain full coverage policies, Stella said that some insurers may offer discounts in certain situations to help offset those increases.

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“Many insurance companies will offer discounts to offset increasing rates. For example, if your vehicle has an anti-theft system, you may be eligible for a reduced premium,” Stella said. “The pricing strategies of insurance companies are tied to loss experience, considering multiple factors such as the geographical area where a vehicle is stored.”

Fox News’ Andrea Vacchiano contributed to this report.



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Washington, D.C

Nonprofit sues the federal government over plans to paint Lincoln Memorial Reflecting Pool blue

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Nonprofit sues the federal government over plans to paint Lincoln Memorial Reflecting Pool blue


With a blue sky above the Lincoln Memorial, people walk along the reflection pool in Washington, D.C., on June 9, 2023.

Jose Luis Magana/AP


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Jose Luis Magana/AP

A nonprofit is suing the National Park Service, the Department of the Interior and Interior Secretary Doug Burgum over the decision to resurface the Lincoln Memorial Reflecting Pool at Washington D.C.’s National Mall, and to paint the pool’s basin blue.

The suit was filed Monday in U.S. District Court for the District of Columbia by The Cultural Landscape Foundation (TCLF), an education and advocacy organization. In the suit, TCLF is asking a federal judge to halt the project, saying that the Trump administration failed to have the project reviewed federally, as is dictated by the National Historic Preservation Act.

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President Trump revealed his plans for the pool do-over last month in “American flag blue,” saying that the project would take one week and $2 million, and that it would be completed in time for the 250th anniversary of the Declaration of Independence on July 4. A few days later on Truth Social, the president posted a fake image of himself and several of his administration officials in swimsuits, along with an unidentified woman in a gingham bikini, lounging in the water with the Washington National Monument at the rear. (Swimming in the reflecting pool is prohibited by federal law.)

In a YouTube video posted by the White House on April 23, Trump called the pool “filthy dirty” and said it “leaked like a sieve.” In that video, Trump said he was going to call three companies that he has worked with in the past – “all they do is swimming pools” – and say, “Give me a good price.”

The New York Times reported last Friday that the contract for the reflecting pool’s resurfacing was awarded in a $6.9 million no-bid contract to a company called Atlantic Industrial Coatings, which previously has never held any federal contracts.

An employee at the Atlantic Industrial Coatings confirmed in a telephone call on Monday that it has been contracted for this project, but referred all other questions to the Department of the Interior.

The Times reported on Monday that the final cost of the project could be upward of $13 million, per documents it says it has obtained. The Department of the Interior did not confirm the cost of the project, but wrote: “The contract price reflects the effort necessary to expedite the timeline of completing the leak prevention coating project—more people, more materials, more equipment and longer hours ahead of our 250th.”

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In an unsigned statement emailed to NPR Monday afternoon, the Interior Department wrote: “The National Park Service chose the best company to expedite the repair of the iconic Reflecting Pool ahead of our 250 celebrations. The choice of American Flag Blue will enhance the visitor experience by making the pool reflect the grand Lincoln Memorial and Washington Monument. NPS is also investing in a state-of-the-art ozone nanobubbler filtration system and will now have a dedicated crew who will maintain the grounds’ from wildlife. The Department is proud of the work being carried out by our Park Service to ensure this magical spot can be enjoyed for not only our 250th, but for many generations to come.”

Critics of the project, including TCLF, don’t share that vision – and are taking particular umbrage at the color.

“The reflecting pool should not be viewed in isolation; it is part of the larger ensemble of designed landscapes that comprise the National Mall,” Charles A. Birnbaum, the president and CEO of TCLF, said in a statement emailed to NPR Monday. “The design intent, to create a reflective surface that is subordinate, is fundamental to the solemn and hallowed visual and spatial connection between the Washington Monument and the Lincoln Memorial. A blue-tinted basin is more appropriate to a resort or theme park.”

The National Park Service regularly cleans out algae, goose droppings and other detritus from the reflecting pool. The last major renovation of the reflecting pool, which included the installation of a new circulation and filtration system, took place during the Obama administration at a reported cost of $34 million.

Before founding TCLF in 2008, Birnbaum served for 15 years as the coordinator of the Historic Landscape Initiative for the National Park Service.

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TCLF has another open lawsuit against the federal administration: it is one of eight cultural and architecture groups currently suing President Trump and the Kennedy Center board over the planned renovations of the complex, which are planned to start in July.



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K-9 Knox to be honored at ceremony in Washington, D.C. on Monday

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K-9 Knox to be honored at ceremony in Washington, D.C. on Monday


The memorial service will be held at the National Law Enforcement Officers Memorial at 1 p.m.

A brave K-9 hero from the region will be honored at the Annual National Police K9 Memorial Service on Monday afternoon. (Roanoke Police Department)

WASHINGTON D.C. – A brave K-9 hero from the region will be honored at the Annual National Police K9 Memorial Service on Monday afternoon.

K-9 Knox died in the line of duty last year after he was accidentally hit by a police vehicle while pursuing a suspect involved in a stolen vehicle incident. He was a 3-year-old German shepherd and had served as a narcotics detection and patrol apprehension K-9 for the Roanoke Police Department since May 2023.

The memorial service will include a wreath-laying ceremony and will be held at the National Law Enforcement Officers Memorial in Washington, D.C., at 1 p.m. The event will open with a musical performance by Frank Ray, and the guest speaker will be Deputy Jared Hahn of the Miami-Dade Sheriff’s Office K-9 Unit.

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The San Antonio Police Department Blue Line Choir will sing the national anthem, and the Emerald Society Pipes & Drums band will also perform.




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Storm Team4 Forecast: Showers, cool temps to start off the workweek

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Storm Team4 Forecast: Showers, cool temps to start off the workweek


4 things to know about the weather:

  1. Shower chance Monday morning
  2. Cooler Monday
  3. Midweek rain chance
  4. Warmer end to the week

Showers continue to move west with a cold front tonight. There will be a break in the rain overnight, but showers return for the start of the day on Monday. Monday afternoon will be dry, but noticeably cooler.

Sunshine returns Tuesday, but the break in the rain will be short-lived with rain chances on Wednesday

Download the NBC Washington app on iOS and Android to check the weather radar on the go.

QuickCast

TONIGHT:
Showers early
Mostly cloudy
Wind: N 5-10 mph
LOW: Low 50s

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MONDAY:
Morning shower chance
Wind: N 5-10 mph
HIGH: Upper 60s

TUESDAY:
Sunny
Wind: N 5-10 mph
HIGH: Near 70°

WEDNESDAY:
Shower chance
Wind: S 5-10 mph
Gusts at 20 mph
HIGH: Low 70s

SUNRISE: 5:59 a.m.    SUNSET: 8:10 p.m.
AVERAGE HIGH: 75°   AVERAGE LOW: 56°

Stay with Storm Team4 for the latest forecast. Download the NBC Washington app on iOS and Android to get severe weather alerts on your phone.

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