Washington, D.C
DC car insurance premiums soar amid auto theft, carjacking surge
Washington D.C. restaurant owner Fritz Brogan reveals the impact that the U.S. crime crisis has had on the community and local businesses during an appearance on ‘Varney & Co.’
Car owners in the Washington, D.C., area are seeing auto insurance premiums soar as the city grapples with a surge in carjacking and auto theft.
Residents of the District of Columbia paid the sixth-highest amount on car insurance when compared to the 50 states in 2023 with an average annual full-coverage rate of $2,756 last year – which amounts to nearly $230 a month, according to a report by Insurify. The report found that Washington, D.C., residents’ car insurance premiums were 37% higher than the national average, which was $2,019 for a full-coverage policy, as national auto insurance rates increased by 24% last year.
Police data show carjackings in the nation’s capital spiked by 97.9% in 2023 with 958 reported carjackings last year compared to 484 in 2022, with motor vehicle theft up 82% from 3,756 in 2022 to 6,829 in 2023. Vehicle theft in the greater Washington-Maryland-Virginia area also rose by 68% last year, according to the National Insurance Crime Bureau.
The carjacking surge in Washington, D.C., made headlines last week when Mike Gill, who worked at the Commodity Futures Trading Commission during the Trump administration and was most recently working for the Housing Policy Council, was shot during a carjacking and later died of his wounds.
FORMER TRUMP OFFICIAL MIKE GILL DIES AFTER BEING SHOT DURING WASHINGTON DC CARJACKING INCIDENT
Car owners in Washington, D.C., have seen auto insurance premiums soar as the city’s crime crisis intensifies. (Photo by Bill OLeary/The Washington Post via Getty Images / Getty Images)
Police believe that the gunman, identified as 28-year-old Artell Cunningham, went on a carjacking spree that night after shooting Gill. Authorities said he attempted to steal another vehicle around an hour later and approached others demanding their keys, before shooting and killing 35-year-old Alberto Vasquez, Jr., then driving off with his car. Cunningham was later shot and killed by law enforcement after two more carjackings, according to FOX 5 DC.
The rise in carjackings and thefts contributes to the increase in auto insurance premiums, as insurers look to address potential losses in high-risk areas, an Insurify expert explained.
“The premium increases affecting auto owners in Washington, D.C., is a direct result of the dynamics of the insurance industry,” Betsy Stella, vice president of carrier management and operations at Insurify, told FOX Business. “The cost of risk, in this case, geographical risk of theft, is spread across a large number of premium payers – each of whom pays a relatively small amount.”
DC AG INFURIATES RESIDENTS AFTER SAYING CITY ‘CANNOT PROSECUTE AND ARREST’ OUT OF CRIME CRISIS: ‘MADNESS’
Washington, D.C., saw a dramatic increase in carjackings and car thefts from 2022 to 2023. (Photo by Craig Hudson for The Washington Post via Getty Images / Getty Images)
“In addition to relatively high theft rates, the rise in premiums can be attributed to various factors, including an increase in negligent driving incidents, inflationary pressures, and heightened costs of vehicle repairs,” Stella added.
As far as what consumers who are facing a dramatic increase in their car insurance can do but wish to maintain full coverage policies, Stella said that some insurers may offer discounts in certain situations to help offset those increases.
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“Many insurance companies will offer discounts to offset increasing rates. For example, if your vehicle has an anti-theft system, you may be eligible for a reduced premium,” Stella said. “The pricing strategies of insurance companies are tied to loss experience, considering multiple factors such as the geographical area where a vehicle is stored.”
Fox News’ Andrea Vacchiano contributed to this report.
Washington, D.C
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Washington, D.C
States show their stuff: The Great American State Fair opens in D.C.
(NEWS FROM THE STATES) – Visitors from across the United States traveled to the National Mall Thursday for the opening day of the Great American State Fair, a days-long event that is part of President Donald Trump’s Freedom 250 celebration of the nation’s semiquincentennial.
States and territories showed off cultural and agricultural exports at exhibits stretching nearly a mile. Attendees snapped photos on the small Grand Ole Opry stage in the Tennessee booth, kids tried putt-putt at Indiana’s miniature golf course and cowboys rode horses at Montana’s rodeo.
A 110-foot Ferris wheel slowly turned at the center of the freshly manicured lawn, framing the Washington Monument and the U.S. Capitol in the distance on either side. Nearby stood a model of Trump’s controversial “triumphal arch.”
People collected swag from each state — drawstring bags from Ohio, stickers from South Dakota, snacks from Tennessee — and could receive a stamp on state fair passports.

The fair is part of the larger Freedom 250 programming and kicked off Wednesday night with a rally on the mall featuring a speech from the president that closely resembled his remarks along the 2024 presidential campaign trail. The festivities will continue over Independence Day, when Trump will deliver a second speech followed by what is promised to be an impressive fireworks display.
The president will visit North and South Dakota as part of his Freedom 250 tour for the opening of the Teddy Roosevelt presidential library and Independence Day eve fireworks above Mount Rushmore.
Freedom 250 then extends into August with a high school athletic competition in Washington, D.C., dubbed the “Patriot Games” and a Freedom 250 INDYCAR race around the National Mall.
The administration’s celebration is separate from the America250 commission, created by Congress a decade ago, and which has its own nationwide programming this year.
From Lake Erie to the Ohio River
Ohio Gov. Mike DeWine and first lady Fran DeWine greeted guests in Ohio’s pavilion. The couple posed for photos in front of a map of the Buckeye State.
“We wanted to see on the wall all the different things, from Lake Erie to the Ohio River, all the different fun things you can do in Ohio,” the Republican governor said, adding the state has local celebrations and initiatives planned for the 250th anniversary, including “Movies in Ohio” for community showings of films that feature the state.
Ohio’s first lady showcased a children’s literacy exhibit on the opposite wall and touted the roughly 427,000 participants in the state’s partnership with the Dolly Parton Imagination Library, a program that mails free children’s books monthly to households with kids under age 5.
“We’ve mailed out 27 million books. We know that a child’s brain is 80% developed by age 3, so we want to get them those books early,” she said.
Reflecting on America’s milestone birthday, the governor said, “We’re always a work in progress, Ohio’s a work in progress, this country is a work in progress.”
“I think you know the thing we need to keep in mind, all of us, is there’s some essential core principles that we all believe in. … We may disagree about different policies, but the core principles are the same,” he said.
Cartwheels on the lawn
People from various states walked from exhibit to exhibit, while stopped in the nation’s capital during road trip vacations.
Tanya Geders, 43, of St. Louis, Missouri, did a cartwheel in the mall lawn, trying to persuade her son to join in. The family stopped at the state fair on their way to Virginia Beach.
“We’re like, well, if we go to the ocean, we can go to D.C. and what a better time to be here than the 250th anniversary,” Geders said.

Robyn Toman, 71, of Severn, Maryland, escorted her 12-year-old grandson Miles to meet DeWine and grab a photo with the governor.
Toman said she remembers the country’s bicentennial.
“I was a kid about his age, and I came in 1976. I said, ‘We’re gonna go, let’s go down to D.C. for a couple days and see this,’” she said.
“We’ve enjoyed it. We went over to the archives yesterday, and saw the Constitution, and the Declaration of Independence, and the Bill of Rights. And, oh, that was so nice, that was fantastic.”
Not all states are there. A spokesperson for Washington state’s lieutenant governor’s office told States Newsroom the administration declined to join because of “the costs to the state associated with participating.”According to news reports, Connecticut, Massachusetts, North Carolina, Oregon, Pennsylvania, Rhode Island and Vermont did not contribute exhibits, though many are still represented by flags outside the individual booths.The state officials did not immediately respond to States Newsroom for confirmation.
All states that reportedly did not participate, with the exception of Vermont, are Democratic-led.
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DC reaches settlement with man detained while protesting troops with Darth Vader song
The District of Columbia has reached a settlement agreement for an undisclosed amount of money with a resident who claims police illegally detained him for following an Ohio National Guard patrol while playing Darth Vader’s theme song from “Star Wars” on his phone — an act of protest against the Trump administration’s federal law-enforcement surge in the nation’s capital.
A court filing late Thursday says the plaintiff, Sam O’Hara, will drop his lawsuit’s claims against the District and four Metropolitan Police Department officers within three business days of receiving the settlement payment. The filing doesn’t specify a dollar amount for the deal between the district and O’Hara, who is represented by the American Civil Liberties Union of the District of Columbia.
In an email on Friday, an ACLU spokesperson referred to the settlement’s financial terms as “a significant amount” that O’Hara “is pleased with” but said they aren’t disclosing the dollar figure to protect his privacy. A spokesperson for D.C. Attorney General Brian Schwalb’s office declined to comment on the settlement.
O’Hara’s agreement with the district doesn’t resolve his related claims against an Ohio National Guard member. Attorneys for the Guard member, Sgt. Devon Beck, have asked a judge to dismiss O’Hara’s claims against him.
“He was there because that was his assigned duty,” Beck’s lawyers wrote. “This was not an accidental encounter or a one-time disagreement on a public sidewalk.”
An earlier court filing, in February, said O’Hara had reached a settlement agreement “in principle” with the district. In response, a judge agreed to suspend the case while they negotiated terms.
O’Hara sued the district last October, claiming police officers violated his First Amendment rights to free speech and his Fourth Amendment rights against unreasonable seizures and excessive force.
The ominous orchestral music of “The Imperial March” from Star Wars movies was the soundtrack for O’Hara’s peaceful protests against President Donald Trump’s ongoing deployment of Guard members in Washington. Millions of TikTok users have viewed O’Hara’s videos of his interactions with troops, according to his lawsuit.
A series of major events tied to the nation’s 250th anniversary celebrations promise to bring big crowds and heightened security. On the News4 Rundown: That security is likely to include more National Guard troops as a new report says there’s a limit to their impact on safety in D.C.
O’Hara, an artist who works in the hospitality industry, says he didn’t interfere with the Guard troops during their Sept. 11, 2025, encounter on a public street. One of the troops summoned Metropolitan Police Department officers, who stopped O’Hara and kept him handcuffed for 15 to 20 minutes before releasing him without charges, according to the lawsuit.
“The law might have tolerated government conduct of this sort a long time ago in a galaxy far, far away. But in the here and now, the First Amendment bars government officials from shutting down peaceful protests,” the suit says.
Trump, a Republican, issued an executive order declaring a crime emergency in Washington last August. Within weeks, hundreds of Guard troops and federal agents were helping police patrol the city. The surge inflamed tensions with residents of the heavily Democratic district. Hundreds of Guard members remain deployed in the district nearly a year later, with no clear end in sight.
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