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North Carolina insurance commissioner says no to industry plan that could double rates at coast

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RALEIGH, N.C. (AP) — North Carolina’s top insurance regulator has denied an industry request to raise homeowners’ insurance premiums by an average of 42% — and to almost double them in coastal counties — saying Tuesday that “almost nobody” who weighed in agreed with the proposed increase.

Insurance Commissioner Mike Causey also said he set a hearing for October to evaluate the request and determine what is reasonable.

“I just want to announce today that I said no,” Causey said at the meeting of the Council of State, composed of 10 statewide elected executive branch positions.

Causey, who is in his second term and faces two challengers in the March 5 Republican primary, said he and the department received more than 25,000 emails, phone calls and letters about the proposal during the public comment period that ended Friday, and “almost nobody was in favor of it.”

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“People said that they were struggling with the higher cost of groceries and fuel, taxes have gone up in their localities,” Causey told reporters after the meeting. “So I heard loud and clear what the public said.”

The North Carolina Rate Bureau, a state-created entity representing insurance companies, has attributed the requested increase to rising costs of building materials and more intense storms due to climate change while people continue to build in vulnerable areas along the coast.

The average increases sought by the bureau range from just over 4% in parts of the mountains to 99% in the beach areas within Brunswick, Carteret, New Hanover, Onslow and Pender counties. Proposed increases in the state’s largest cities in the Piedmont were roughly 40%.

Causey said he also empathizes with the homeowners’ insurance industry. He said one insurance agent told him that $112 in claims were being issued for every $100 in premiums taken in. But he said the industry must do more to tighten its belt and address insurance fraud.

“I’m willing to listen if they want to come back with some numbers that are more reasonable to the people, because the majority of people can’t stand this,” Causey said.

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Causey said he’ll preside over an evidentiary hearing starting Oct. 7, and if he finds the proposed rates excessive, he can then issue an order that sets new rates. That order could be appealed, and a pre-hearing settlement is possible. During the last round on homeowners’ policies, the bureau sought an overall average increase of 24.5% before a November 2021 settlement resulted in a 7.9% average increase.



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North Carolina

Bill Belichick fires former Alabama quarterback, NFL coordinator at North Carolina

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Bill Belichick fires former Alabama quarterback, NFL coordinator at North Carolina


North Carolina coach Bill Belichick has fired offensive coordinator Freddie Kitchens and special-teams coordinator Mike Priefer.

“We want to thank Coach Kitchens and Coach Priefer for their commitment and many contributions to our program and student-athletes,” Belichick said in a statement, per ESPN. “We wish them both nothing but the best in their future endeavors.”

Kitchens, the former Alabama quarterback and head coach of the Browns in 2019, was the Tar Heels’ interim coach in 2024.

Belichick brought Priefer to UNC after two decades in the NFL, and two years out of football.

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Under Kitchens, North Carolina’s offense ranked 119th in scoring (19.3 PPG) and 129th in total offense (288.8 YPG).

The Tar Heels finished 4-8 overall and 2-6 in the ACC.

Kitchens won Alabama’s Mr. Football honor in 1992 as the quarterback at Etowah High School.

Kitchens shared the quarterback duties at Alabama with Brian Burgdorf in 1995 before taking over full-time under center for the Crimson Tide in the 1996 and 1997 seasons.

After three more college stops, Kitchens entered the NFL as the Dallas Cowboys’ tight-ends coach in 2006 and stayed in the league for the next 17 seasons, including as Cleveland’s head coach in 2019, when the Browns went 6-10.

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Ex-senator’s wife, 75, found escaped inmate cowering in the backseat of her car: ‘I was shaking like a leaf’

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Ex-senator’s wife, 75, found escaped inmate cowering in the backseat of her car: ‘I was shaking like a leaf’


The 75-year-old wife of a former Republican North Carolina senator had a frightening start to her week when she discovered an escaped inmate hiding in the backseat of her car, according to local reports.

Marie Steinburg, married to ex-State Senator Bob Steinberg, left her Edenton home for work around 7:30 a.m. Monday when she unlocked her Honda Civic and found 23-year-old accused thief Charles Babb cowering in the backseat, with a blanket wrapped around his orange prison jumpsuit.

“I headed out the door, and I clicked the unlock, and it must have scared the guy, because the next thing I know, I saw something moving in my backseat,” the startled senior said, WTKR reported.

Charles Babb, 23, was found cowering in the back of Marie Steinburg’s Honda Civic after breaking out of the Chowan County Detention Center. WAVY 10

“I kept backing up little by little by little because I thought, I don’t know what this man is going to do.”

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Babb — who police said escaped from the Chowan County Detention Center Sunday night — then jumped out the car.

While residents were urged to lock their doors and windows, stay inside, and avoid interacting with the armed and dangerous fugitive, Steinburg said she remained calm and began talking to him.

Marie Steinburg, 75, made the startling discovery Monday morning when she left the house for work. WAVY 10

“I figured if I was nice to him, he’d be nice to me,” she said, WAVY reported.

“I just figured that was the thing to do because I didn’t know if he was really dangerous,” Steinburg explained, adding that “he kept saying, ‘I’m sorry, I’m sorry, I’m sorry. I’m so cold.’ And, you know, I was startled and I know he was too. And I said, “Well, hey, let me go in and get you a coat.’”

Steinburg said Babb then turned and raced down the driveway — reportedly leaving behind his prison sandals and a face mask — as she ran inside, called out to her husband, and dialed 911.

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Steinburg said Babb was cowering in her backseat with a blanket wrapped around his orange prison jumpsuit. WAVY 10

“I got in as fast as I could,” she recalled, according to WTKR.

“I was shaking like a leaf, and I could barely get the key in the lock, but I did.”

The Edenton Police Department apprehended the convict nearby shortly thereafter.

Police did not give details on how Babb escaped jail, other than to say he used a make-shift edged weapon. He was being held on felony breaking and entering and larceny charges before his breakout, according to the Daily Advance.

Babb raced down the driveway, leaving behind his prison sandals and a face mask. WAVY 10

Her husband, who advocated for prison reform during his 10 years in office, praised his wife for how she handled the terrifying situation, believing a higher power was looking out for them.

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The couple added that they will never forget to lock their car doors again.

“Oh let me tell you, if I don’t, [my husband] is gonna,” a relieved Steinberg said.

The Edenton Police Department apprehended the convict nearby shortly thereafter. WAVY 10

“It’s one of those things that we learned.”

The Chowan County Sheriff’s Office has since launched an investigation into Babb’s jailbreak.

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How Seth Trimble’s Injury Unlocked North Carolina’s Potential

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How Seth Trimble’s Injury Unlocked North Carolina’s Potential


Injuries are an unfortunate element in sports, and that has been relevant for the North Carolina Tar Heels this season. Now, most of the time, those injuries occur in games or practices. That was not the case for Seth Trimble, who suffered a broken arm in a workout accident.

The senior guard has not played since the second game of the season against the Kansas Jayhawks on Nov. 7.

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Nov 7, 2025; Chapel Hill, North Carolina, USA; North Carolina Tar Heels head coach Hubert Davis with guard Seth Trimble (7) in the second half at Dean E. Smith Center. Mandatory Credit: Bob Donnan-Imagn Images | Bob Donnan-Imagn Images

Although the injury forced the Tar Heels’ coaching staff and players into an uncomfortable situation, the team has responded, winning six of seven games in Trimble’s absence. You never want to see a player suffer a significant injury, but in this particular case, it has opened the door to possibilities that North Carolina may not have been aware of if this never transpired.

Here is why Trimble’s injury has not been doom and gloom for the Tar Heels in this early portion of the season.

Unlocking a Potential Star Off the Bench

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Dec 7, 2025; Chapel Hill, North Carolina, USA; North Carolina Tar Heels head coach Hubert Davis talks with guard Derek Dixon (3) in the second half at Dean E. Smith Center. Mandatory Credit: Bob Donnan-Imagn Images | Bob Donnan-Imagn Images

Before the last two games, North Carolina’s backcourt situation appeared to be a significant shortcoming for the Tar Heels. Because of that, Davis was forced to expand his bench with the hopes of unlocking the offense while supplying consistent production.

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That has elevated freshman guard Derek Dixon’s role in the rotation, which has proven to be pivotal in North Carolina’s wins in the last two games against Kentucky and Georgetown. During that span, the 6-foot-5 guard has averaged 11.5 points while shooting 53.3 percent from the field and 50 percent from three-point range.

With the rotation becoming solidified in recent weeks, head coach Hubert Davis explained how the backcourt has taken shape following the Tar Heels’ win over Georgetown on Sunday.

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Dec 7, 2025; Chapel Hill, North Carolina, USA; North Carolina Tar Heels head coach Hubert Davis talks with guard Kyan Evans (0) and guard Derek Dixon (3) in the second half at Dean E. Smith Center. Mandatory Credit: Bob Donnan-Imagn Images | Bob Donnan-Imagn Images

  • “I really like [Kyan] and Derek [Dixon] on the floor at the same time,” Davis continued. “I’ve always said that I love multiple ball handlers. You can’t take us out of our offense. And with those two, with the way that Georgetown was switching defenses, we always had somebody that can handle the basketball and get us into a set and get us organized.”

  • “So, it’s trying to figure out rotations,” Davis continued. “And then when Seth comes back, it’s finding it again. Different combinations is one of the things that I was excited about coming into the season. That is the versatility that we have, that we can throw out a number of different rotations out there that can be really effective on the floor.”

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