Florida
Florida’s biggest insurer cuts over 600K policies after Hurricane Helene
An property insurer of last resort in Florida is set to hand over hundreds of thousands of policies to the private sector later this month due to overwhelming demand.
Earlier this year, regulators in the Sunshine State approved proposals that would allow private insurers to take policies from the state’s Citizens Property Insurance Corporation. Citizens, which was created by the Florida Legislature in 2002, provides insurance to eligible Florida property owners unable to find insurance coverage in the private market. It is the largest insurer in the state.
On August 2, insurance commissioner Michael Yaworsky signed an order allowing 10 private insurance carriers to take on 413,808 policies from Citizens beginning in late October. According to a report by Florida Politics, in the last two weeks, a further 235,035 were approved for removal beginning in November.
Newsweek has contacted Citizens for verification on this number via email outside of normal working hours.
The number of Citizens policies has soared in recent years as private insurers dropped customers and raised rates due to losses caused by payouts and litigation. Citizens has 1,250,791 policies in force as of August 2024. In August 2019, five years ago, it had 420,366 active policies.
MANDEL NGAN/AFP/GETTY
“Citizens is committed to helping its policyholders find coverage in the private market,” its website reads. “As required by Florida law, Citizens’ Depopulation Program matches Citizens policyholders with insurance companies interested in removing their policy from Citizens and providing private-market coverage for their policy.”
The depopulation will arrive not long after Hurricane Helene hit Florida and other eastern states at the end of September. With a death toll that has now surpassed 200 people, with hundreds more still reported missing, it is shaping up to be one of the worst storms in U.S. history.
The latest data released by the Florida Office of Insurance Regulation shows that 84,400 claims have been made by homeowners and businesses since Hurricane Helene hit, with 42,219 of these being for residential properties. So far, 1,340 of these claims have been closed with a payment, while 2,712 have been closed without a payment. More than 38,000 insurance claims are still open.
Florida residents are grappling with some of the highest home insurance rates in the country. According to Bankrate, the average insurance cost for a home valued at $300,000 in October 2024 is $5,527 per year—way higher than the rate for a home of the same value in neighboring Georgia ($2,071) and Alabama ($2,745).
The average home insurance premium in Florida is $3,242 more expensive than the national average of $2,285. In some areas, costs can climb to in excess of $8,000. The state average is second only to Nebraska, where the average premium on a $300,000 home is $5,652.
Florida
‘All over’: Florida mental health counselor finds 50 bats inside her office
SEMINOLE COUNTY, Fla. (WFLA)— A Florida mental health counselor walked into a surprising number of bats inside her office last week.
“We had about 50 bats. In the toilet, in the sink. All over,” Shaltala Boss, a licensed mental health counselor, said.
Boss has since moved her office due to maternity season, when it is illegal to exclude or remove bats from April 16 to August 14, according to the Florida Fish and Wildlife Conservation Commission.
“Any form of eviction during this time period will result in baby bats being trapped along with adult bats that may not have emerged. Trapped bats will attempt to escape and may end up in the living space of buildings,” FWC said.
Video provided by Boss showed a bat lying on the ground.
“You definitely didn’t want to come to counseling that day,” Boss said.
Boss has since moved to another location and said it is bat-free.
“Most bats will avoid humans at all costs and use natural roosting structures for shelter during the day. However, bats sometimes find their way into our homes and structures, which can present a health hazard,” FWC said.
Florida
Byron Donalds’ chances of winning Florida governor’s seat, new poll shows
Republican Congressman Byron Donalds is trailing Democratic candidate David Jolly in the race to become Florida’s next governor, according to a new poll from Change Research, a Democratic-aligned polling firm.
The survey could be an encouraging sign for Florida Democrats, who have not won a statewide election since 2018 and have struggled as the state shifted steadily toward Republicans in recent election cycles.
Florida Governor Ron DeSantis, a Republican who is term-limited and cannot seek reelection in 2026, won a second term by nearly 20 percentage points in 2022, while Republicans have expanded their voter registration advantage and maintained control of every statewide elected office.
Still, some recent polling has suggested the push to replace DeSantis could be a bit more competitive than many have expected.
President Donald Trump last month again vocalized his support for Donalds, saying in part, “I know Byron well, have seen him tested at the highest and most difficult levels, and he is a TOTAL WINNER!” The president added, “Byron Donalds will be a truly Great and Powerful Governor for Florida, and has my Complete and Total Endorsement — HE WILL NOT LET YOU DOWN!”
Trump won the Sunshine State by 13 points in 2024 against then-Vice President Kamala Harris and no Democrat has won the Florida governorship in more than 20 years.
When reached for comment regarding the new poll, Donalds’ campaign referred Newsweek to the X post of Gates McGavick, the team’s communications director. McGavick said in reaction to the poll, “I hear Change Research also sells tremendous ocean front property in Arizona.”
The campaign also referred Newsweek to Ryan Smith’s post on X, while saying he is also affiliated with the campaign. Smith said, “This is a push poll by Democrats for Democrats. The truth is, Florida Democrats will be crying in their kombucha on November 3 when @ByronDonalds is elected governor.”
What To Know
The Change Research survey found Jolly, a former Republican congressman who switched parties and entered the race as a Democrat, leading Donalds in a hypothetical general-election matchup.
Jolly has centered his campaign on affordability issues surrounding insurance costs, housing and healthcare, while Donalds has campaigned as a conservative successor who will attempt to enact Trump’s agenda and fight illegal immigration.
According to the poll, Jolly leads Donalds 47 percent to 42 percent and has a slightly larger margin among likely voters with 49 percent compared to 43 percent.
The poll surveyed 1,273 registered voters of which 1,015 said they will likely vote in the 2026 midterm election. The survey’s margin of error is 2.8 percent.
Also in the poll, Jolly garners 94 percent support from Democrats compared to Donalds’ 77 percent among Republicans.
What Other Polls Show
Another recent Change Research poll shows Jolly leading Donalds 46 percent to 42 percent. The poll was taken from May 13 to May 16 among 2,070 registered voters, of whom 1,593 say they will likely vote in the midterm election. The poll has a margin of error of 2.3 percent.
In a survey at the end of March by Emerson College Polling, Donalds landed 44 percent of the vote compared to Jolly’s 39 percent. The poll shows that 17 percent are undecided. It was taken from March 29 to March 31 among 1,125 likely voters and has a margin of error of 2.8 percent.
Florida
‘You’ll get capped:’ New viral challenge could get teens shot in Florida, sheriff warns
FLAGLER COUNTY, Fla. – A recent viral trend — dubbed the “Door Kick Challenge” — has been causing issues as of late in Central Florida.
The challenge involves teens covering their faces, kicking or pounding stranger’s front door when it’s dark outside, and sprinting off into the night.
[WATCH: FCSO releases footage of ‘Door Kick Challenge’ in action]
But on Wednesday, Flagler County Sheriff Rick Staly warned there could be deadly consequences.
According to the sheriff’s office, these pranks may come across as an attempted home invasion for some, and with Florida being a “Stand Your Ground” state, neighbors have the right to treat it as such.
[ Central Florida deputy consoles 12-year-old accused in door-kicking incident]
“Parents, keep an eye on your children. We know they want to have fun, but they are taking huge risks when they mask up and kick strangers’ doors,” Staly said. “Be the sheriff of your own home, talk to your kids, know their friends, and make sure they know the risks associated with doing what the internet tells them to do.”
But in a release, the sheriff’s office delivered the message in a “language” that teens may better understand:
“This door kick ‘challenge’ is not the side quest you think it is.
It’s trendslop, pure brain rot straight off the FYP. You think you’re the alpha chad of the cul-de-sac? Nah bruh, you’re one hoodie masked-up sprint away from priors. The kind of rap that gets you cancelled before you ever stack any clout. Zero drip in our jail’s barbershop-looking mugshots.
Okay, real talk. Florida is a Stand Your Ground state. A NPC wakes up to two randos kicking their door at 1 a.m. wearing sheisties — they don’t see a flex, they get the ick, and think your side quest is a home invasion. And no cap, you’ll get capped.
Taking an L on TikTok? Recoverable. Taking a round to the chest? There’s no respawn.
So skip this one, chief. Find clout elsewhere.”
Flagler County Sheriff’s Office
Copyright 2026 by WKMG ClickOrlando – All rights reserved.
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