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Health care premiums set to rise as ACA subsidy deal collapses
Obamacare subsidies are set to expire after Congress failed to reach a deal, leaving millions facing higher health care costs.
Thousands of Rhode Islanders dropped health insurance coverage through Rhode Island’s public insurance marketplace instead of maintaining plans with rising premiums and lower subsidies, HealthSource RI said.
Enrollment through HealthSource, Rhode Island’s “Obamacare” exchange, plunged 20% between the end of last year and the close of the annual enrollment period a month later, as federal funding for premium tax credits expired, according to a HealthSource new release.
There were 48,060 individual and family enrollments on Dec. 31 of last year, the day the premium subsidies from the American Rescue Plan and Inflation Reduction Act ended.
On Feb. 1, there were 38,557 enrollments.
Before this drop, HealthSource has posted enrollment increases almost every year since Affordable Care Act exchanges launched in 2013.
Last year, the Republican-controlled federal government declined to extend premium tax credits after a protracted budget battle with congressional Democrats, who are now negotiating to restore the health insurance subsidies.
The lapse in subsidies coincided with an increase in premiums, driven by a combination of factors, which sent the total cost of coverage climbing.
The average premium across HealthSource enrollees more than doubled (101%,) the exchange said, or $111 per person, per month.
Many enrollees opted for cheaper insurance plans despite their higher deductibles and out-of-pocket costs.
Others dropped coverage altogether.
“The increase in premiums, combined with the decrease in federal supports, makes this an incredibly challenging year for folks depending on HealthSource RI for health coverage,” HealthSource Director Lindsay Lang said in the release. “Having health coverage helps protect against one bad turn of luck becoming years of financial burden. We will work with every customer to find options that are best for their needs and budget, and continue to work with state leaders and our federal delegation to find long-term solutions.”
Gov. Dan McKee included $9.5 million in his proposed state budget for the year starting July 1 to subsidize coverage for some of the lowest-income exchange enrollees.
The enrollment declines show that may be too little for some Rhode Islanders, and too late for others.
“It is disheartening but not surprising that, as President Trump’s policies have caused health insurance costs to skyrocket, more Rhode Islanders are struggling to pay for health coverage,” McKee said.
Since the exchange opened in 2013, Rhode Island’s uninsured rate has declined by two thirds, down to 2.2%, HealthSource said.
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Rhode Island Pride celebrated its 50th anniversary on June 20 as thousands gathered in downtown Providence for a day of performances, community, and celebration.
The event featured PrideFest with hundreds of community organizations, businesses, vendors, and performers, including headliners Adore Delano, Juicy Love Dion, and Paris Bennett, followed by Rhode Island Pride’s signature Illuminated Night Parade—one of the few Pride parades in the country to take place after dark.
Held under the theme “We Are the People,” this year’s event honored the activists who organized Rhode Island’s first Pride march in 1976 while recognizing the generations who continue to shape the state’s LGBTQ+ community today.
“Our founders understood something that remains true today: change happens when people show up,” said Rodney Davis, president of Rhode Island Pride. “Fifty years after that first march, more than 100,000 people stood together in downtown Providence to declare that we are still here, still visible, and still proud. ‘We Are The People’ is more than a theme—it is a recognition of every person who has contributed to this movement, from the pioneers who marched in 1976 to the young people who will shape the next 50 years.”
“This year demonstrated the incredible power of community,” added Jess Motyl-Szary, director of Rhode Island Pride. “Every volunteer, performer, sponsor, vendor, parade participant, and attendee helped create a space where people could feel welcomed, celebrated, and connected. The energy throughout the day and night was extraordinary, and it showed why Pride remains so important.”
Take a look at some of the most memorable moments from Rhode Island Pride’s 50th anniversary, courtesy of photographs from Ryan Welch, Kris Laliberte, Jordan Roberts, Kristen Beres, Brian Felsenthal, Leo Selvaggio, Willow Hicks, and Maxwell Snyder.
PROVIDENCE, R.I. (WPRI) — Rhode Island is now the first state in the country to implement self-checkout lane restrictions at grocery stores.
Gov. Dan McKee joined local workers and leaders in Providence Thursday to publicly sign the Restrictions on “Self-Service Checkout Stations Act” into law. It initially passed in the Senate last month, but a revised version was sent back by the House on June 10. The Senate passed the amended bill the next day, advancing it to McKee’s desk.
“Today, we’re protecting jobs and strengthening customer service,” McKee said. “Whether it’s helping a customer with an issue, assisting a senior, or ensuring accessibility for people with disabilities, this law is about preserving choice and keeping people at the center of the shopping experience.”
Under the new legislation, all grocery stores in the state will be required to have one manually staffed cashier lane for every three self-checkout stations. It also limits the tasks a worker can be assigned, stating that their employer must relieve them of all other duties — including running a manual lane — while monitoring self-checkout stations. Additionally, one manual cashier lane must always be open in compliance with the Americans with Disabilities Act.
Grocery stores that violate the law can be fined based on the wages for one full shift at the highest hourly pay rate, up to $1,000 per day. If a store continues not to comply after being notified of a violation, it may face more penalties under the state consumer protection laws.
Employees and consumers are entitled to file complaints with the R.I. Department of Labor & Training without fear of retaliation if they notice a store is out of compliance, according to the legislation.
Senate President Valarie Lawson said she introduced the bill out of concern for cashier workers, as well as customers who might struggle with “frustrating” self-checkout experiences.
“We’ve all experienced an issue using a self-service checkout and had to wait for an overtaxed employee to come over to resolve it, an experience that can be far more challenging for elderly members of the community,” Lawson said. “This bill would provide options for the consumer by making sure staffed checkout lanes are always available while also improving the store environment for workers and consumers.”
Last week, the United Food and Commercial Workers International Union (UFCW) and UFCW Local 328 released statements celebrating the bill’s passage, calling it a major win for workers and shoppers.
“UFCW Local 328 members in the grocery industry are often overburdened, having to monitor too many self-checkouts while shoppers face delays,” UFCW Local 328 Secretary-Treasurer Domenic Pontarelli said. “Staffing ratios fix this issue for all parties.”
“This technology has always been a raw deal for shoppers and workers, shifting the labor onto customers while taking hours away from workers,” UFCW International Vice President Ademola Oyefeso added. “We applaud the Rhode Island legislature for passing this bill, making it easier and faster for families to put food on the table, and we look forward to Governor McKee’s signature.”
Meanwhile, Scott Bromberg, president and CEO of the Rhode Island Food Dealers Association, expressed strong disdain for the measure, arguing that it puts traditional grocery stores at a “competitive disadvantage.”
“On behalf of the grocery industry, RIFDA has been vehemently opposed to self-checkout legislation,” Bromberg said in a statement to 12 News. “Our industry is being unfairly targeted, when checkout automation has spread to all retail environments including hardware stores, mass merchants, dollar stores, pharmacies, and even fast-food chains.”
Bromberg also said the bill will only make it more difficult for Rhode Island grocery stores to operate “as they see fit,” noting that it could lead to longer lines and higher prices.
“Grocery retailers run at razor thin margins and need flexibility to effectively and efficiently operate their stores, offer competitive prices, and provide great customer service,” he continued.
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