New Jersey
New Jersey — one of the most expensive states for US homeowners — just mailed out $145M in property tax rebates
New Jersey: Home to boardwalk beaches, Atlantic City casinos, and combative politics. And none of it is cheap. But now some Jersey seniors are catching a break.
The Garden State is infamous for its high property taxes. In fact, it ranked 11th highest among all U.S. states for average cost of living in Q1 2024, according to the Missouri Economic Research and Information Center.
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But the state is now offering a significant relief program for senior homeowners known as the “Senior Freeze,” a property tax reimbursement program that has sent New Jersey seniors $145 million in a first wave of property tax rebates to eligible recipients.
Don’t live anywhere near the Jersey Shore? Turns out New Jersey isn’t the only state where seniors are getting help with staying in their homes.
New Jersey’s Senior Freeze Program
The state’s program allows eligible homeowners to freeze their property taxes at a certain base year amount. The program reimburses any increases in property taxes paid since the base year, effectively “freezing” the tax rate at a previous level.
To qualify, homeowners must be aged 65 or older on December 31, 2022, or receiving Social Security disability benefits on or before that date; have owned and lived in their home (or mobile home) since December 31, 2019, and still owned it and lived there on December 31, 2023; and meet specific property tax and income limits.
Read more: Car insurance rates have spiked in the US to a stunning $2,150/year — but you can be smarter than that. Here’s how you can save yourself as much as $820 annually in minutes (it’s 100% free)
Other States Offering Property Tax Relief for Seniors
While New Jersey’s Senior Freeze Program has gained attention, several other states offer similar programs. Some notable examples:
California. The Golden State offers the Property Tax Postponement (PTP) program, which allows seniors, blind, and disabled residents to defer current-year property taxes on their principal residences. The deferred taxes become a lien on the property, which must be repaid when the homeowner sells or transfers the home, refinances, or passes away.
Florida. The Sunshine State has a property tax exemption for seniors aged 65 and older. The Senior Citizen Exemption provides additional homestead exemptions for low-income seniors who meet specific criteria. This can significantly reduce the taxable value of the property, resulting in lower property taxes.
Texas. Everything’s bigger in Texas, including the Senior Citizen Homestead Exemption, which provides an additional $10,000 exemption for school district taxes for homeowners aged 65 and older. The state also allows seniors to defer paying property taxes until they sell their home or pass away — a deferral that can provide substantial relief.
New York. The enhanced STAR (School Tax Relief) program provides property tax relief for seniors aged 65 and older with qualifying incomes. New York also offers a Senior Citizens’ Exemption, which provides further reductions based on income criteria.
Surprising Costs
While programs like the ones mentioned above can offer substantial relief, seniors should be aware of some surprising costs associated with property tax relief programs:
Application fees and deadlines. Some programs may require application fees or have strict application deadlines. Missing a deadline or not paying a fee can result in a loss of benefits for that year.
Income limits. Watch out for annually adjusted income limits that could crimp eligibility. Seniors need to stay informed about these changes to ensure they qualify.
Repayment requirements. Certain deferral programs, like those in California and Texas, require repayment of deferred taxes upon sale, transfer, or inheritance of the property. This can be a significant financial consideration for heirs.
Impact on other benefits. Receiving property tax relief may impact eligibility for other state or federal assistance programs. Seniors should check how these benefits interact.
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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
New Jersey
Water rescue in the ocean off Wildwood, New Jersey caught on video
WILDWOOD, N.J. (WPVI) — Multiple people were rescued from the ocean off Wildwood, New Jersey, over the weekend, and the rescue was caught on video.
It all happened around 7:45 p.m. Sunday on the beach near Schellenger Avenue.
In total, officials say nine people were saved.
The Wildwood Beach Patrol, which was among the responding agencies, posted video of the rescue on Facebook.
A woman who witnessed it all said she was struck by the act of bravery she witnessed.
“What I just experienced was just the most beautiful thing ever. These people just came out of nowhere – I’m talking about like Baywatch – out of nowhere, come out there and save those people in that water. It was so beautiful,” she said.
Officials are reminding beachgoers to only swim when lifeguards are present.
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New Jersey
Authorities offer $1,000 reward for tips in brutal stabbing of New Jersey mom | Fox News Video
Fox News national correspondent Bryan Llenas reports the latest details on the tragic murder of 35-year-old psychotherapist Brooke Hanlon, who was found stabbed to death in her Chester, New Jersey home as police continue to search for a suspect.
Fox News national correspondent Bryan Llenas breaks down the investigation into the murder of 35-year-old psychotherapist and new mother Brooke Hanlon in Chester Township, New Jersey. One month after emergency medical personnel responded to an anonymous 4:30 p.m. 911 call reporting a laceration to her chest, local authorities and the Morris County Prosecutor’s Office still have not identified any suspects or made any arrests.
New Jersey
I took my kids to this New Jersey hotel and stopped making fun of the state (for now)
Let’s start with some honesty: I love making fun of New Jersey.
The state is an easy target. After all, it sits right next to New York, which just so happens to be one of the coolest places on Earth, packed with world-class restaurants, iconic attractions and enough things to do to make its neighbor seem, at times, a little… expendable.
But after a few days in the Garden State, I’m here to admit that Jersey deserves more credit than I usually give it. It’s the birthplace of Bruce Springsteen, America’s patron saint of blue-collar rock. It’s also the diner capital of the world, with more than 600 diners serving disco fries, cheeseburgers and mile-long menus at practically any hour. And I’d be remiss not to mention that the world’s first boardwalk opened in Atlantic City back in 1870. In other words, the state isn’t exactly the cultural wasteland New Yorkers like to pretend it is.
While visiting, it hit me: certain parts of New Jersey aren’t trying to be New York and that’s exactly the state’s appeal. After spending a few days there with my kids, I realized the area works because it offers the opposite of the city’s nonstop energy. There’s room to breathe, fewer crowds and a pace that makes it surprisingly ideal for a quick family getaway when you need a break from everything New York is all about.
When brainstorming a quick pre-camp getaway, our requirements were surprisingly simple: with four little kids in tow, we didn’t want to spend half the vacation in the car or spend a staggering amount of money on flights. We needed a beach, a pool, family-friendly restaurants within walking distance and enough to do that we wouldn’t have to load four kids in the car every few hours.
Connecticut, Pennsylvania and upstate New York were all contenders. But after hearing rave reviews from friends—and knowing a few people with homes in Deal, New Jersey, the ultra-exclusive Jersey Shore enclave often dubbed the “Hamptons of New Jersey” (I’ll resist the jokes… for now)—we started looking at hotels nearby.
That’s how we landed on the Bungalow Hotel, a boutique property about two miles north of Deal that checked virtually every box.
Guests of Bungalow get full access to the pool and beach at its sister property, Wave Resort, just a five-minute walk away. (Wave has the splashier lobby, but its rooms are smaller and, with four kids, square footage is the real luxury.) The stroll there quickly became one of our favorite parts of the trip, taking us along the boardwalk past candy stores, bookstores, restaurants and enough ice cream shops to convince me that sugary milk might be the Jersey Shore’s biggest industry.
Bungalow itself feels less like a hotel and more like the place your most interesting aunt would own if she decided to open a boutique property by the beach. The staff is warm without being overbearing, the lobby is colorful and inviting, with a pool table, oversized couches, a small bar vibe and an outdoor patio where guests gather over complimentary morning coffee and pastries before heading to the beach.
Our room was simple, spotless and surprisingly functional, with a king bed, bunk beds the kids immediately claimed as their own and just enough space for a few days away. Most importantly, with only four floors, we never really had to wait for an elevator.
Leaving the hotel to access both the pool and the beach was a bit annoying but the very easy walk became part of the routine. The pool at the Wave has a swim-up bar serving cocktails, frozen drinks and wine, loungers and cabanas available to rent if you’re planning to spend the whole day there. The beach is just across the boardwalk, complete with chairs and towels, and I have to give a shout-out to the beach attendants who somehow managed to haul loungers through a 100-degree heat wave with smiles on their faces. Those are the people quietly carrying the Jersey Shore on their backs (literally).
The boardwalk also became our unofficial itinerary. We wandered into The Book House more times than days spent in the state, leaving with books for me, books for the kids and, inevitably, a handful of Squishmallows and squishies because apparently that’s the currency of childhood in 2026.
As for food, one of the biggest draws for us was the abundance of kosher options. Salt is a polished steakhouse that could hold its own against many of New York’s best kosher restaurants, while Soya delivers excellent sushi in a sleek setting. Pepe’s was our go-to for pizza (just know it doesn’t sell slices) and LBK handled the inevitable chicken nuggets and burgers that every family vacation seems to require. For those who don’t keep kosher, Sirena offers Italian fare with ocean views, McLoone’s serves dependable American classics, Lana is a cozy wine and tapas spot and Rooney’s is an excellent seafood restaurant right on the water.
Maybe that’s what surprised me most about this little stretch of the Jersey Shore. New York is built for walking, too, but walking there usually means weaving through crowds, dodging delivery bikes and wondering why someone is honking when nobody’s moving anyway. Here, we pushed a stroller from the hotel to the beach, then to dinner, then for ice cream and eventually back again, all without once folding it into the trunk of the car. It was quieter, easier and, blasphemy!, relaxing.
Were out expectations low? Certainly. Has New Jersey been unfairly cast as New York’s punchline for too long? Maybe. Either way, I’ll continue making the jokes… all while driving to the state for my next long weekend out there.
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