Massachusetts
Mass. House approves updates to insurers insolvency fund
BOSTON, Mass. (SHNS)–Massachusetts residents and businesses would secure stronger protections if their property and casualty insurance carriers end up going bankrupt, under a bill gaining late-session momentum on Beacon Hill.
Without debate, the House last week quietly passed a bill (H 4772) that aims to update parameters for an insurance social safety net fund, created by the Legislature in 1970, and raise the caps on property and casualty claims that have not been revised in decades. The Senate sent the redrafted bill, originally sponsored by Rep. Daniel Cahill, to the Senate Ways and Means Committee on Monday.
The bill would ensure that the Massachusetts Insurers Insolvency Fund aligns with a framework promoted by the National Association of Insurance Commissioners in 2009, said Barbara Law, who administers MIIF and is the CEO of Guaranty Fund Management Services. The bill also clarifies that MIIF covers cybersecurity insurance claims.
“The Massachusetts version of the statute was one of the oldest in the country — it has not been updated from time to time over the years,” Law told the News Service. “So there are a lot of opportunities to bring current best practices from other states to Massachusetts, plus an opportunity to increase the cap for coverages. So individuals, particularly on the property side, we would be able to ensure that there was enough coverage allowed by the law so they would have a greater likelihood of having the entirety of their claims covered.”
Weather-related events in recent years have caused property insurance insolvencies in Louisiana, Florida and South Carolina, she said.
“We wanted to be prepared if those insolvencies started to have a greater effect on Massachusetts, and we also wanted to make sure that if we start to experience that type of weather up here, that we were prepared,” Law said. “So it really is about preparedness. We wanted to make sure that our law was in shape to make sure that it afforded enough coverage for the residents in Massachusetts.”
The bill would boost the existing claims cap, such as for car accidents and environmental cases, from $300,000 to $500,000, a level already enacted in Connecticut and Rhode Island, according to testimony Law sent to the Financial Services Committee co-chairs last fall. The new limit would not apply to workers’ compensation claims, which do not have a cap and are paid by the fund for life, Law said.
Aiming to provide a safety net for Massachusetts home and property owners, the bill also proposes a $1 million cap for residential or commercial property, a policy that Law said was implemented in California after a wildfire caused an insurer to go bankrupt.
“We do recognize that Massachusetts has high reconstruction values for property, so we recommend a $1 million limit for property claims just to ensure that we keep pace with the time,” she said.
All insurance companies that are licensed to provide property and casualty coverage in the commonwealth are members of MIIF, and they contribute to the fund to help pay out claims, according to GFMS.
The Massachusetts Association of Insurance Agents supports the bill, particularly the special real property cap provision due to the “increased severity and frequency of these claims,” said CEO Nick Fyntrilakis. In written testimony, Fyntrilakis warned Massachusetts is “currently disadvantaged compared to other states” that have embraced updated insurance policies.
“This bill would enhance benefits to Massachusetts residents affected by insurer insolvencies and reduce costs to the property and casualty insurance guaranty fund framework in the Commonwealth with no tax increases or increased appropriations if enacted,” Fyntrilakis said. He added, “These updates are much-needed and, in some instances, long-overdue.”
Law said MIIF, which is regulated by the Division of Insurance, has paid roughly half a billion dollars in claims to policyholders throughout its history when small and large insurance companies were insolvent. Workers’ compensation claims have largely driven activity in the fund, though Law said MIIF has also seen bursts of activity tied to insolvencies from asbestos-related claims in the late ’80s and early ’90s and the aftermath of the 9/11 terrorist attacks.
Massachusetts
Massachusetts man dies in Fiji after becoming critically ill on sailing trip
A Holbrook, Massachusetts man who fell critically ill while sailing through the South Pacific has died, his family told WBZ-TV Tuesday evening.
Scott Winslow was in intensive care at a hospital in Fiji for weeks, as his family fought to get him back home so he could be treated for septic shock and a serious infection.
Winslow’s wife and two daughters had made the 8,000-mile trip to be with him and fight for his care when he died.
“We are at the hospital and just said goodbye to our father,” his daughters told WBZ-TV. “We are heartbroken.”
Winslow was traveling on his nephew’s sailboat in the South Pacific on what was supposed to be a three-month voyage when he noticed what appeared to be a bug bite.
His family isn’t sure exactly what the cause of the illness was, but his condition quickly deteriorated, and he could no longer walk once they diverted the boat to Fiji.
The family provided WBZ medical documents from doctors in Fiji, who said he needed to be evacuated to another hospital.
The family said his insurance company, Aetna, denied the transport and the medical flight to get Winslow home would have cost hundreds of thousands of dollars.
Winslow’s family said they had secured medical services with the Mass General Brigham group if he got back to Massachusetts.
“I don’t understand. My problem is, my parents pay for insurance, this is what insurance is for,” Lisa Babbin, Scott’s daughter told WBZ-TV earlier on Tuesday.
Before Winslow died, WBZ-TV reached out to Aetna. In a statement, a spokesperson said they were continuing to work with Winslow’s family “and his providers in Fiji to identify the best way to get him back safely to the United States for continued treatment.”
The Winslow family had also reached out the U.S. Embassy in Fiji for help securing an emergency loan.
Massachusetts
ICE detentions rise in Massachusetts amid World Cup festivities
The past month in Massachusetts has been synonymous with World Cup fan festivals, cheering crowds and tourists from Scotland crowning statues with traffic cones.
Amid concerns that the Trump administrations would ramp up immigration enforcement during the tournament, international soccer fans have posted on social media that they’ve felt welcome in the United States. The World Cup has even served as a distraction for many immigrants who’ve spent the past year and half in fear of the Trump administration’s deportation push.
And yet beneath the surface, immigration lawyers and advocates say detentions have not only continued across Massachusetts since the World Cup started in early June — they’ve increased in frequency.
“It’s supposed to be a joyous time for families, for children, and we’re still seeing an increase of arrests,” Eloa Celedon, an immigration attorney based in Marlborough, said. “Prior to the World Cup, it had settled down a bit — but since the World Cup started, it has been very sad to see arrests happening.”
During May and early June, Celedon said her office received one or two calls a week about potential clients who’ve been recently detained. Over the last month, those calls have increased to four to five a day.
Celedon’s experiences track with a reported nationwide surge in arrests by U.S. Immigration and Customs Enforcement. Over a recent five-day period, agents across the nation detained more than 10,000 people. The arrests have occurred during routine check-ins with ICE agents as well as during traffic stops.
Todd Pomerleau, an immigration attorney and the president of Mass Deportation Defense Project, called the spike in arrests a “remarkable” contrast to the international goodwill that’s been on display during the World Cup. He pointed to a recent game he was at in California between Belgium and Iran, recounting the way players and fans cordially listened to both teams’ national anthems played before the match.
“Juxtapose that with what I’ve seen as an immigration attorney,” Pomerleau said. ”The government seems like it goes out of its way to basically arrest people without justification a lot and then just throw them in detention facilities.”
No attorneys have heard of any cases of immigrants being detained around the World Cup matches at Gillette Stadium, temporarily renamed Boston Stadium.
A closer look at recent enforcement numbers
ICE didn’t respond to questions about how many people it has detained in Massachusetts since the start of the World Cup — the agency usually doesn’t provide time-specific enforcement figures.
Still, there are other ways to get rough estimates. Attorneys often file habeas petitions in federal court, asking judges to intervene in alleged unlawful detentions and keep immigrants from being sent to detention centers in other states.
There have been nearly 190 habeas filings in Massachusetts federal district court since the beginning of the World Cup matches, according to Habeas Dockets, a tracker run by the nonprofit Immigration Justice Transparency Initiative. Cases rose by 21% in June overall from the month before, going from 183 in May to 222.
One of those filings was for Malton Lacerda, who was detained June 28 by ICE agents after shopping at a Walmart in Halifax with his son Victor Lacerda, a Navy vet. The elder Lacerda wore a T-shirt saying “Navy Dad” as he put groceries in the car.
“Then we get rushed by a bunch of different ICE agents with guns drawn and threatening us. And we were confused,” Victor Lacerda, the son, said. “I looked back to see what was going on, because at first I couldn’t even believe it was happening to us, because we were just getting groceries. We hadn’t done anything wrong. And that’s when I saw them putting hands on my father and detaining him. But they were still asking me questions about my citizenship and my father’s citizenship.”
Victor Lacerda, who was born in the United States, served in the Navy after high school and lives in Kingston, Massachusetts. His father, who’s undocumented, is originally from Brazil and has lived in the United States for at least 25 years. He’s currently being held at Plymouth County’s ICE detention facility.
Pomerleau, the Lacerdas’ attorney, says the father was in the process of securing a green card when he was detained. He’s eligible for permanent residency in the United States through a special process for veteran family members.
Pomerleau called the father an exemplary member of his community, noting that he works as a horse trainer and provides horse therapy for disabled veterans. He and his son also march in local parades, and planned on doing so again for the Fourth of July.
“He’s done a lot of work for the community for years. He marched in the 400th Thanksgiving Parade down in Plymouth, Memorial Day parades,” Pomerleau said.
Courtesy of Victor Laceda
Lacerda has two 20-year-old cases of driving without a license and paying fines, and a misdemeanor assault and battery charge from 2008 that was dismissed, involving his ex-partner who’s now raising funds for his legal expenses. ICE didn’t return requests for comment on the case.
Local immigration advocates say the recent spike in arrests is one more way the Trump administration has cherry-picked which foreigners and immigrants can enjoy the world’s biggest sporting event.
Celedon noted that the federal immigration crackdown has also made it impossible, or very difficult, for people from countries on full or partial travel ban lists to visit the United States to attend World Cup games. Those countries include Haiti and others in Africa.
“It feels like almost like racial profiling people of certain countries that are allowed to come and those that are not allowed to come and not allowed to stay,” Celedon said.
Massachusetts
Three share lead as Massachusetts Amateur gets underway at Winchester – The Boston Globe
Carson Erick, Jake Mrva, and Patrick Kilcoyne took a big first step Monday toward reaching match play by sharing the lead at 3-under 68 in the 118th Massachusetts Amateur at Winchester Country Club.
Kilcoyne was the runner-up last year at GreatHorse to Ryan Downes.
Max McColgan posted the only bogey-free round of the day, with a 69. He birdied two of the par 5s, Nos. 2 and 13. He is part of a group of four at 2 under that also includes 2024 champion Matthew Naumec.
Among the six members of the host club in the 144-player field, Joey Monahan led the way with a 70. His cousin, Aidan Monahan, won the club championship on Sunday and turned in a 72. They are nephews of PGA Tour commissioner Jay Monahan.
Lucas Dascoli recorded a hole-in-one on the 127-yard ninth hole with a 50-degree wedge. The ace had him make the turn at 1 over, but he dropped five shots over the final four holes and settled for a 77 and is in a tie for 71st.
The average score was 76.83, playing 2.67 over par on the front and 3.15 over on the back. Ten players managed to post a red figure while eight turned in a 71.
The top 32 players following Tuesday’s second round of qualifying will reach match play that begins Wednesday. The 36-hole final is scheduled for Friday.
Keith Pearson can be reached at keith.pearson@globe.com.
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