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Student loan balances wiped for the first batch of borrowers in Biden's SAVE plan
Secretary of Education Miguel Cardona answers questions during the daily briefing at the White House Aug. 5, 2021, in Washington, D.C.
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An email went out this morning to some student loan borrowers basically saying, you’re debt free.
On Wednesday, the federal Education Department zeroed out loan balances for nearly 153,000 borrowers. They are people who borrowed $12,000 or less, have been paying their student loans for at least 10 years, and enrolled in the Biden administration’s new repayment plan called SAVE launched last summer.
“We’re providing debt relief to people who need it the most,” said Education Secretary Miguel Cardona on Wednesday in an interview on NPR’s Morning Edition. “We’re also addressing the root cause of the issue, which is, the cost of college is out of control,” Cardona said.
The Saving on a Valuable Education (SAVE) repayment plan has become a key vehicle for President Biden and Secretary Cardona since the Supreme Court last year struck down the administration’s plan to forgive hundreds of billions of dollars in federal student loan debt. Republican lawmakers have tried to stop the SAVE plan, arguing that it is outside of the administration’s authority and criticizing the president for campaigning for votes with the new policy.
Wednesday’s debt cancellation announcement comes after a shaky rollout of the new FAFSA application resulting in a delay of student aid award letters, along with people unable to fill out the form.
NPR’s Steve Inskeep interviewed Education Secretary Miguel Cardona about the SAVE plan and problems with the financial aid application and awards process. The conversation below has been edited for length and clarity.
By paying off people’s excessive debts, you encourage colleges to keep charging more and more. Is there a moral hazard involved in forgiving debts which allows colleges to encourage people to borrow more in the future?
It’s a moral hazard if you’re only doing debt relief, but I believe we’re balancing it out with accountability on colleges and making sure that the return on investment is clear. And, where we’re putting pressure on those colleges that are charging $150,000 to $200,000 for a degree that students could get for $50,000 somewhere else.
Would you explain how your authority is different when relying on this 1965 law [Higher Education Act] than it had been under the law the Supreme Court rejected for you?
The Supreme Court rejected the president’s most bold plan to provide debt relief in our country’s history using the Heroes Act. It was pandemic related. The Supreme Court struck that down. However, the mentality of making higher education more affordable has never diminished in this administration. We use the Higher Education Act [of 1965], the authority that it gives me as Secretary of Education to, for example, make payment plans based on income. We’re using the negotiated rulemaking process to come up with a debt relief plan that will positively impact Americans and give them an opportunity to to get back on their feet. We’re unapologetic about this.
Can this debt relief, in your view, survive any court challenge? And, can this debt relief survive a change in presidential administrations?
We’re using the regulatory process, which we believe includes public comment and negotiations with folks that don’t agree with us. So we do believe through this process it can continue, but we recognize that no matter what turn we make, we’re going to have folks challenging it. There are some that benefit from the system the way it was and I expect to hear from them. And, if I don’t hear from them, that means I’m not pushing hard enough.
Mr. Secretary, in moving up this announcement of the student loan debt forgiveness, some people will naturally wonder if your attention is on the right problem right now because you’re in the middle of serious delays with FAFSA, the standard college financial aid form. Many people are going to get close to their college acceptance dates before they hear back from the federal government about financial aid. Are you on top of that problem?
We absolutely are. Since day one, we’ve been fighting, whether it’s fixing public service, loan forgiveness, doing the income driven repayment adjustments. And with regard to FAFSA – yes, we’re working aggressively there. We recognize that there are delays and we’re working daily around the clock to make sure that we get the information as quickly as possible. We’re moving in the right direction. Change is hard. We’re focused on it. As a parent of a high school senior myself, I recognize that delays are challenging. But at the end of the day, what we’re delivering is going to be better for the American people.
I grant that the overall effort is to improve the process. But the immediate problem, as you know, is there’s been this problem with calculations for adjustments for inflation. People are experiencing delays they would want to have heard in January, but may hear in March. And many people have college acceptance dates of May. Can you guarantee the public that they’re going to get their information in time to think about their college decisions and answer on time?
Yes. We support those colleges that are stepping up and saying, you know, I’m going to push back the date. It is a major change. We recognize there are delays and those are frustrating. But at the end of the day, more students will get more aid, more access to college; and at the end of the day, that’s the goal.
This story was edited by Erika Aguilar. The audio version was produced by Ana Perez and edited by Mo ElBardicy.
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California’s primary for governor is undecided as candidates vie to be in the top two
Xavier Becerra, Democratic gubernatorial candidate for California, and Steve Hilton, Republican gubernatorial candidate for California, shake hands while arriving for a gubernatorial debate at KRON Studios in San Francisco in April.
Jason Henry/Getty Images North America
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SAN FRANCISCO — The primary election for California governor is too close to call, with vote counting continuing Wednesday. Democrat Xavier Becerra and Republican business executive Steve Hilton lead the field with Democrat Tom Steyer in third place.
In California’s unusual primary system, all candidates, regardless of party, appear on a single ballot open to any registered voter. The top two candidates then move on to the general election, even if they’re from the same party. This year, voters had 60 names for governor to choose from.
The winner will lead the country’s most populous state, where leaders often take on national political prominence. Incumbent Gov. Gavin Newsom is at his two-term limit and could be a Democratic contender for president.
Becerra, former Health and Human Services secretary under President Joe Biden, pitched himself to voters as an experienced political leader who isn’t afraid of President Trump, but his lead caps one of the most surprising and dramatic comebacks in recent state political history. As recently as April, polls were showing Becerra — also a former member of Congress and California attorney general — languishing in single digits in a crowded field.
In his remarks at his watch party in Los Angeles, Becerra noted his underdog status.
“Here in Hollywood’s hometown, we love a good underdog success story,” he said, drawing parallels between his campaign and his immigrant parents’ success story in California. “Guess what? The underdog stayed in the fight. Like my parents, I never gave up. Never stopped putting one foot in front of the other. Never stopped believing in the beacon-like goodness of California. And thankfully, neither did you.”
Hilton is a former Fox News commentator who also served as a political adviser to former British Prime Minister David Cameron. He was endorsed by President Trump in April, helping him to pull ahead of Riverside County Sheriff Chad Bianco, the other major Republican in the race. Hilton has campaigned on the idea that California needs change after 16 years under total Democratic control.
The race is narrowing down after a tumultuous campaign
At his watch party in Huntington Beach, the British-born candidate — who became an American citizen five years ago — said it was the “honor of his lifetime” to receive over 1 million votes so far.
“Change is coming to California and it’s long overdue,” Hilton said. “We’re not there yet, but it’s looking good. It looks very much as if Californians really will have the chance to vote for change in November and take our state in a new direction.”
Democratic billionaire activist Steyer spent more than $213 million of his own money to boost his candidacy and push a progressive, populist message. While he was trailing Becerra and Hilton on Tuesday night, he said at his watch party in San Francisco that he remains confident he can close the gap in the days ahead.
“Together, we’ve scared the hell out of the corporate interests used to getting their way,” Steyer said. “It might take some time to figure out where this is going. We’re going to wait until every ballot is counted. We’re gonna give democracy a time to work. And we know we finished really strong.”
The early results are not certain to hold, in part because of unusual voting patterns in this primary election: Ballot-tracking data heading into Tuesday evening showed that Republicans were more likely to vote early by mail, while Democratic voters in this deep-blue state held onto their mail-in ballots or chose to vote in person. That’s the reverse of recent elections, which saw more Democrats voting by mail and Republicans tending to vote in person on Election Day.
The uncertainty on election night capped a race that remained crowded and unsettled to the end. To some extent, the race was defined by who wasn’t running.
Some of the state’s most high-profile Democrats — former Vice President Kamala Harris, U.S. Sen. Alex Padilla and California Attorney General Rob Bonta — all passed on a potential bid to succeed Newsom.
The race was disrupted in April when then-U.S. Rep. Eric Swalwell’s campaign for governor imploded amid allegations of sexual assault and harassment. Swalwell resigned from Congress shortly after the accusations surfaced and has denied assault allegations.
Swalwell had been gaining in polls and racking up high-profile endorsements, and his exit seemed to primarily benefit Becerra, who had been stuck in single digits in many polls. Ultimately, it quieted fears among Democrats who worried that the messy Democratic field could result in Bianco and Hilton winning the top spots in the June primary.
Marisa Lagos covers California politics at KQED and co-hosts the Political Breakdown show and podcast.
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Supreme Court reinstates Republican-favored Alabama congressional districts
The U.S. Supreme Court
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The Supreme Court on Tuesday cleared the way for Alabama to use a congressional district map favored by Republicans.
The court, in an unsigned order, overturned a three-judge district court panel that found that the map is “tainted by intentional race-based discrimination.” The court’s three liberals publicly dissented.
The ruling means that Alabama’s 2026 midterm elections will feature six Republican-leaning districts and one Democratic-leaning one, as opposed to a map with only five safe Republican seats. Democrat Shomari Figures, who represents Alabama’s Second District, will likely lose his seat as a result of the high court’s ruling.
The story of Alabama’s congressional map is long and tortured. It began in 2021, when the state implemented a new map to account for population changes in the census. The map featured only one majority-black district out of seven, even though the state is more than one-quarter Black.
Voters immediately sued, claiming the map illegally diluted minority votes in violation of the Voting Rights Act and the Constitution. Lower court judges agreed, ruling that the state must draw a map with two districts where Black voters have a realistic chance of electing their candidate of choice. The Supreme Court more than once has ordered Alabama to draw a compliant map.
But the state has refused and instead continued to litigate the case. On Tuesday, that tactic paid off.
What changed? In April, the Supreme Court’s conservative supermajority all but gutted what remains of the Voting Rights Act, ruling that states cannot purposefully draw districts that are majority-minority.
Alabama then asked the high court to reinstate the state’s old map, under the theory that this new ruling meant that it was permissible to use a map with only one majority-Black district. In an unsigned, unexplained order in May, the high court essentially reversed its previous opinions, and allowed Alabama to use the old map for the upcoming midterm elections.
This set off a flurry of activity in Alabama. By the time the Supreme Court issued its May order, absentee balloting had already begun, using the court-drawn map. So Republican Governor Kay Ivey cancelled elections and scheduled a special primary for August for the affected congressional races.
The case, however, was not over.
In its ruling, the Supreme Court had ordered a lower court panel to continue evaluating Alabama’s map in light of its recent Voting Rights Act decision. And just 15 days after that order, the panel, composed of three Republican judges—two of them Trump appointees—concluded unanimously that even under the Supreme Court’s new standards, the plan for a single black district was “intentionally discriminatory.”
So, once again, Alabama returned to the Supreme Court, arguing that the map was partisan, not racially discriminatory. In short, that the Republican legislature simply drew the map to elect more Republicans. And that under the Supreme Court’s new interpretation of the Voting Rights Act, the GOP map should be allowed to stand.
The court’s conservative agreed, writing that the lower court “did not heed the presumption of legislative good faith.”
The court’s three liberals publicly dissented, castigating the conservative majority for failing to abide by its 2006 decision in the case of Purcell v. Gonzalez. That decision declared that courts should not change election rules too close to an election.
Justice Sonia Sotomayor, in her dissent, said the court “debases the democratic process” and “corrodes the rule of law by rewarding Alabama’s gamesmanship and outright defiance of court orders.”
Tuesday’s decision is the latest in a series of Supreme Court rulings that could well reshape the 2026 midterm elections, making it much harder for Democrats to prevail.
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Map: 3.7-Magnitude Earthquake Shakes the San Francisco Bay Area
Note: Map shows the area with a shake intensity of 3 or greater, which U.S.G.S. defines as “weak,” though the earthquake may be felt outside the areas shown. The New York Times
A minor, 3.7-magnitude earthquake struck in the San Francisco Bay Area on Tuesday, according to the United States Geological Survey.
The temblor happened at 9:44 a.m. Pacific time about 4 miles southeast of Cloverdale, Calif., data from the agency shows.
U.S.G.S. data earlier reported that the magnitude was 3.6.
As seismologists review available data, they may revise the earthquake’s reported magnitude. Additional information collected about the earthquake may also prompt U.S.G.S. scientists to update the shake-severity map.
Subsequent quakes have been reported in the same area. Such temblors are typically aftershocks caused by minor adjustments along the portion of a fault that slipped at the time of the initial earthquake.
Aftershocks detected
Quakes and aftershocks within 100 miles
Aftershocks can occur days, weeks or even years after the first earthquake. These events can be of equal or larger magnitude to the initial earthquake, and they can continue to affect already damaged locations.
The New York Times When quakes and aftershocks occurred
Sources: United States Geological Survey (epicenter, aftershocks, shake intensity); LandScan via Oak Ridge National Laboratory (population density) | Notes: Shaking categories are based on the Modified Mercalli Intensity scale. When aftershock data is available, the corresponding maps and charts include earthquakes within 100 miles and seven days of the initial quake. All times above are Pacific time. Shake data is as of Tuesday, June 2 at 12:59 p.m. Eastern. Aftershocks data is as of Tuesday, June 2 at 1:59 p.m. Eastern.
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