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U.S. 401(k) embraces cryptocurrency as BAY Miner launches mobile cloud mining platform to support BTC and ETH investment

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U.S. 401(k) embraces cryptocurrency as BAY Miner launches mobile cloud mining platform to support BTC and ETH investment

Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.


As US retirement asset management enters a new era, 401(k)s officially include cryptocurrency investments. In August 2025, US President Trump signed a major executive order greenlighting investments in private equity, real estate, and digital assets. Major cryptocurrencies like Bitcoin and Ethereum have become the new favorites in retirement assets. This move not only paves the way for trillions of dollars to flow into innovative asset classes, but also signals the deep integration of the US pension market with the digital financial system, propelling the crypto market into an era of institutionalization.

Meanwhile, BAY Miner recently launched a compliant mobile cloud mining platform, enabling global users to participate in daily investments in digital assets like Bitcoin (BTC) and Ethereum (ETH) with minimal barriers to entry. Simply register with your phone, no hardware required, and enjoy 24/7 automated mining and real-time profit settlement. The platform, backed by international financial-grade security and sustainable computing power, allows both retail and institutional investors to safely and conveniently enter the new era of crypto finance. BAY Miner’s AI-powered mining pool and flexible multi-currency configuration are accelerating the adoption and investment experience of high-quality assets like Bitcoin and Ethereum, injecting new momentum into the global digital asset market.

What does this new policy mean for ordinary investors?

The new US 401(k) policy including crypto assets has multiple implications for ordinary investors:

  • Diversified investment channels: Ordinary investors can now allocate crypto assets (such as Bitcoin and Ethereum) to retirement accounts (such as 401(k)s). Previously limited to investing in stocks, bonds, and mutual funds, they can now share in the long-term value growth of cryptocurrencies.
  • Lower barriers to entry into emerging assets: Investing in crypto through compliant pension plans eliminates the need to open exchange accounts or bear custody risks, helping ordinary investors enter the digital asset market safely and regulated.
  • Enhanced wealth appreciation opportunities: Crypto assets have high long-term return potential, providing a new growth point for retirement management and asset appreciation. This diversified allocation can help improve the return structure of investment portfolios, especially during periods of financial market volatility.
  • Tighter risk oversight: The policy requires investment products to be compliant and transparent. Crypto asset investments will be regulated by multiple agencies, including the US Department of Labor and the SEC, effectively reducing information asymmetry and fraud risks, and better protecting the rights of ordinary investors.
  • Long-term holding as the mainstream: Pension accounts have longer investment cycles, which allows ordinary investors to achieve asset growth through a “long-term approach” and avoid the risks of short-term speculation.
  • Financial and Tax Convenience: Investing in crypto assets through retirement accounts like 401(k)s can benefit from tax deferrals and other benefits under US regulations, reducing short-term tax burdens.

Against this backdrop, compliant, secure, and low-barrier-to-entry cloud mining platforms like BAY Miner will provide investors with convenient access to digital assets and support daily BTC and ETH returns, helping them better capitalize on market opportunities.

Seize the policy dividend and join BAY Miner cloud mining in four steps

Smartphone-Based Cloud Mining: A Simple 4-Step Process

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  1. Register an Account
    Sign up in seconds using your email – no ID verification necessary.
  2. Choose Your Mining Plan
    Select from various contracts based on your budget and goals.
  3. Activate With Crypto
    Fund your wallet with BTC, ETH, XRP, or USDT.
  4. Start Mining Instantly
    Mining begins immediately with no installations or maintenance needed.

Featured Mining Contracts and Returns

BAY Miner offers flexible mining packages to suit different investment levels. Here are some popular options:

l  Bitcoin Basic Plan
Investment: $100
Duration: 2 Days
Daily Yield: $4
Total Return: $108 (Investment + Earnings)



l  XRP Classic Plan
Investment: $600
Duration: 6 Days
Daily Yield: $7.20
Total Return: $643.20

l  Long-Term Plan
Investment: $3,000
Duration: 20 Days
Daily Yield: $39
Total Return: $3,780

l  Premium Plan
Investment: $50,000
Duration: 45 Days
Daily Yield: $910
Total Return: $90,950

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These verified payouts demonstrate BAY Miner’s consistent and transparent earnings model.

User benefits and prospects under the encryption of retirement accounts

The BAY Miner platform enables users to earn up to thousands of dollars in passive income daily through cloud mining (depending on principal and selected contracts) and offers flexible asset management. With US pension accounts now allowing cryptocurrency investments, cloud mining platforms like this are expected to become increasingly popular tools for ordinary investors to invest in crypto assets and achieve long-term returns.

Summary: From retirement accounts to cloud mining, a low-threshold channel connecting BTC and ETH

The opening of cryptoasset investments in US 401(k) pension accounts is accelerating the adoption of digital assets like Bitcoin and Ethereum into mainstream institutional investment. New mobile cloud mining platforms like BAY Miner provide ordinary users with secure, efficient, and automated access to BTC and ETH, significantly lowering the barrier to entry. For investors eager to seize this historic opportunity, now is the time to act—starting with a low-barrier, compliant digital asset journey on your mobile device, gradually integrating crypto assets into your long-term financial and wealth management plans.

Official Website: www.bayminer.com

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Download: https://bayminer.com/xml/index.html#/app

Don’t let your retirement account assets stagnate—use BAY Miner to continuously grow them in a secure and compliant environment.

Disclaimer: This media platform provides the content of this article on an “as-is” basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above.

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Jim Rickards Asked Robert Kiyosaki to Read One Manuscript, Then His View of Global Finance Changed

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Jim Rickards Asked Robert Kiyosaki to Read One Manuscript, Then His View of Global Finance Changed

Key Takeaways

Why Did One Manuscript Change Robert Kiyosaki’s View?

Robert Kiyosaki, the author of the best-selling personal finance book Rich Dad Poor Dad, said an advance manuscript of “The Entropy Trap” shared by Jim Rickards prompted him to rethink how he views global finance. Rickards is an economist, lawyer, and financial commentator known for writing about currencies, debt, and systemic market risk. Kiyosaki said the early reading changed his perspective on where the financial system may be headed.

The reaction was framed around a warning about financial change. The book, written by Mickey M. Maini, “blew my mind and opened my eyes to what & why global financial change is coming,” Kiyosaki described. His comments focused on what he described as a shift in the rules behind wealth, assets, and trust.

The central claim is that wealth could move away from people relying on traditional financial assumptions. Kiyosaki asserted:

“The informed will be tomorrow’s ULTRA RICH. Todays uniformed operating by the old rules of money… will become the new poor.”

The Warning Behind the Claim

The warning centers on assets that depend on trust, including U.S. bonds, exchange-traded funds (ETFs), and mutual funds. Kiyosaki framed those instruments as vulnerable under the financial shift he says is coming, placing commonly held investment products at the center of the risk.

That claim is severe, but he presented it as a warning rather than a proven outcome. He also pointed to large bondholders, including Japan, saying they have already started dumping U.S. bonds. He did not provide supporting data in the statement.

The acclaimed author shared:

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“Message from book… ‘All assets that require trust, assets that most people have… such as U.S. bonds, ETFs, mutual funds will be flushed down toilets, all over the world.’”

The broader conflict is whether traditional financial assets remain reliable under the conditions Kiyosaki described. His framing divides investors between those preparing for a changed financial system and those still operating under assumptions he says may no longer hold.

What Still Needs to Be Proven

A planned August study session could clarify the warning Kiyosaki described. He said his study team would examine the message and that Rickards may join, though the evidence behind the claims has not yet been laid out.

For now, the warning rests on Kiyosaki’s account of a manuscript that changed his view. He urged readers to prepare, writing:

“I want you to be one of the world’s new rich.”

What remains unknown is whether market data, policy moves, or investor behavior will confirm the risk he described.

His recent commentary has focused on what he describes as fragility in the global monetary system, particularly around the U.S. dollar. He has pointed to rising debt, central bank policies, and inflation as risks that could trigger a sharp market downturn.

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Alongside those concerns, he has repeatedly highlighted bitcoin, gold, and silver as alternative stores of value. In his view, those assets may help reduce exposure to traditional financial instruments during periods of currency weakness and market turbulence.

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Strategy Is No Longer Just Going to “Inoculate the Market,” Selling Crypto May Be Much More Common. Here’s What That Could Mean for the Stock | The Motley Fool

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Strategy Is No Longer Just Going to “Inoculate the Market,” Selling Crypto May Be Much More Common. Here’s What That Could Mean for the Stock | The Motley Fool

When Strategy (MSTR 0.69%) sold a modest amount of Bitcoin earlier this year, it was a noteworthy development given that the company’s business has centered around buying up as much of the cryptocurrency as it can, and vowing to never sell. And it often boasts of being the largest corporate holder of the digital currency.

The company brushed off the sale of 32 Bitcoins, with management saying it simply wanted to “inoculate the market.” Well, now it appears that Strategy is doing much more than just that, and there could be more significant cryptocurrency sales in the future.

Image source: Getty Images.

Strategy unveils a Bitcoin monetization program

On June 29, Strategy released a framework going forward that it says will “enhance liquidity, preserve long-term Bitcoin exposure, and support long-term value creation for shareholders.” Among the notable components is its Bitcoin monetization program.

Within that program, the company says it may sell some of its cryptocurrency holdings for multiple reasons, including to fund a USD reserve, fund dividends or interest expense, or to fund repurchases of digital credit securities or common stock.

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While the company says it remains committed to Bitcoin for the long term and it’s the company’s “primary treasury reserve asset,” it’s a significant change of course for Strategy, which was previously heavily against ever selling the digital asset.

Strategy Stock Quote

Today’s Change

(-0.69%) $-0.69

Current Price

$100.08

The stock is as risky and volatile as ever

Whether or not Strategy buys or sells Bitcoin doesn’t change the fact that this is a highly risky and speculative stock to own. While crypto fans may be disappointed in the company’s change in strategy, selling Bitcoin will likely not be enough to make the business any better or worse as an investment.

In just the past 12 months, the stock has plummeted a whopping 75% as volatility in digital assets has drastically weighed on its earnings, with the company incurring $12.8 billion in losses over the trailing 12 months, on revenue of $490 million.

That’s not likely to change significantly, even if Strategy offloads some of its crypto holdings, because with such a large exposure to Bitcoin, how the cryptocurrency performs will inevitably impact the company’s bottom line in a big way. This year, the leading cryptocurrency is down 28% as investor excitement around it has largely cooled off, which has proven disastrous for Strategy’s stock as well. And at this stage, there’s little reason to anticipate a recovery anytime soon.

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An Easy-to-Miss Radio Traffic Jam Is Behind Many Home WiFi Slowdowns

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An Easy-to-Miss Radio Traffic Jam Is Behind Many Home WiFi Slowdowns

Key Takeaways

Your WiFi can feel rock-solid at midnight and oddly sluggish by breakfast, even when you have not touched a single setting. The culprit is often outside your walls: a crowded slice of public radio spectrum where your router has to negotiate space with every nearby network, plus a grab bag of household gadgets that leak interference. Add peak-hours demand and the signal-blocking quirks of building materials and weather, and “slow internet” starts to look less like a billing issue and more like an invisible traffic problem you are forced to share.

When WiFi slows down without warning

One day your home WiFi feels snappy, the next it drags, even though your router hasn’t moved and your internet plan hasn’t changed. That swing is real, and it’s usually not your imagination or a “bad day” from your ISP. WiFi lives on shared airwaves, and those airwaves get crowded, noisy, and sometimes just plain finicky.

Think of your connection as a conversation in a busy room. Your laptop and router may be talking just fine, but the room itself can fill up fast with other chatter. What looks like a mystery slowdown is often the result of invisible competition and interference that changes hour by hour.

The battle of competing networks

Most homes still rely heavily on the 2.4 GHz and 5 GHz WiFi bands, which are unlicensed spectrum in the US. That “free for everyone” reality is convenient, but it also means your network shares space with your neighbors, their smart TVs, their work laptops, and every nearby router doing the same thing.

Congestion has a rhythm. During common work-from-home and school-from-home windows, especially 8-10 AM, and again in the evening 6-10 PM, more devices are streaming, video calling, syncing, and downloading updates. Even if you pay for fast broadband, your WiFi link can become the bottleneck when the local radio environment gets packed.

Interference inside your home

Your own house can sabotage you. A microwave is the classic culprit because it can leak noise near 2.4 GHz, exactly where many WiFi networks still operate. Older cordless phones, some baby monitors, and even dense clusters of Bluetooth gadgets can add more clutter, especially in smaller apartments where everything sits close together.

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Then there’s physics. Concrete, metal, and even water (think aquariums or thick pipes in walls) absorb and scatter radio signals. A router shoved behind a TV, tucked into a cabinet, or stuck in a far corner forces your devices to “hear” through more obstacles, lowering speeds and making dropouts more likely.

Weather, channels, and what you can do tonight

Environmental changes can matter too. Higher humidity and rain can slightly increase signal loss, and shifting temperatures can change how radio waves propagate around a neighborhood. You might never notice on its own, but paired with congestion it can tip a marginal connection into a frustrating one.

The 2.4 GHz band is also channel-limited. In the US there are 11 channels, but only 1, 6, and 11 don’t overlap. Many routers default to “auto channel,” so nearby networks can hop around trying to escape interference, sometimes creating instability. Practical fixes: prefer 5 GHz (or 6 GHz if you have WiFi 6E/7 gear), place the router centrally and higher up, and use a WiFi analyzer app to pick a less crowded channel instead of leaving it on auto.

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